Common use of Mastercard Debit Card Clause in Contracts

Mastercard Debit Card. If approved, you may use your card to purchase goods and services from participating merchants. However, you may not use your card to initiate gambling transactions. If you wish to pay for goods and services over the Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your card purchases will be deducted from your share draft account. If the balance in your account is not sufficient to pay the transaction amount, we may pay the amount and treat the transactions as a request to transfer funds from other deposit accounts, approved overdraft protection accounts, or loan accounts that you have established with the Credit Union. If you initiate a transaction that overdraws your account, you agree to make immediate payment of any overdrafts together with any service charges to the Credit Union. In the event of repeated overdrafts, the Credit Union may terminate all services under this Agreement. You may use your Card and PIN in ATMs of the Credit Union, STAR, PLUS, Alliance One, Money Pass networks, and such other machines or facilities as the Credit Union may designate. In addition, you may use your card and PIN for certain transactions on the Visa or MasterCard Cirrus, networks. However, provisions of this Agreement relating to Visa or MasterCard transactions do not apply to transactions processed through non-Visa or MasterCard networks. To initiate a MasterCard Debit transaction, you must sign a receipt, provide a card number or swipe your card through a point-of-sale (POS) terminal and choose to route the transaction over a Visa or MasterCard network. Please refer to the Member Liability section of this Agreement for terms and conditions. At the present time, you may also use your card to: • Make deposits to your share and share draft accounts. • Withdraw funds from your share and share draft accounts. • Transfer funds from your share and share draft accounts. • Obtain balance information from your share and share draft accounts. • Make loan payments from your share and share draft accounts. • Make POS transactions with your card and personal identification number (PIN) to purchase goods or services at merchants that accept MasterCard. • Order goods or services by mail or telephone from places that accept MasterCard. The following limitations on Debit Card: - You may withdraw, up to a maximum of $500 in any one (1) day. - You may purchase up to a maximum of $1500 amount in any one (1) day. - Purchase amounts are limited to the amount in your account. - Transfer available balance in your accounts at the time of the transfer. - For security reasons, there are other limits on the frequency and amount of transfers available at ATMs - See Transfer Limitation section for transfer limitations that may apply for these transactions.

Mastercard Debit Card. If approved, you You may use your card Card to purchase goods and services from participating merchants. However, you may not use your card to initiate gambling transactions. If you wish to pay for goods and services over the Internetinternet, you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your card Card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your card Card purchases will be deducted from your share draft account. If the balance in your account is not sufficient to pay the transaction amount, we may the Credit Union will pay the amount and treat the transactions transaction as a request to transfer funds from other deposit accounts, approved overdraft protection accounts, accounts or loan accounts that you have established with the Credit Union. If you initiate a transaction that overdraws your account, you agree to make immediate payment of any overdrafts together with any service charges to the Credit Union. In the event of repeated overdrafts, the Credit Union may terminate all services under this Agreement. You may use your Card and Your PIN (Personal Identification Number) in ATMs ATM (Automated Teller Machines) of the Credit Union, STAR, PLUS, Alliance One, Money Pass Union networks, and such other machines or facilities as the Credit Union may designate. In addition, you may use your card and PIN for certain transactions on the Visa or MasterCard Cirrus, networks. However, provisions of this Agreement relating to Visa or MasterCard transactions do not apply to transactions processed through non-Visa or MasterCard networks. To initiate a MasterCard Debit transaction, you must sign a receipt, provide a card number or swipe your card through a point-of-sale (POS) terminal and choose to route the transaction over a Visa or MasterCard network. Please refer to the Member Liability section of this Agreement for terms and conditions. At the present time, you may also use your card Card to: • Make deposits to your share and share draft accounts. • ●Withdraw funds from your share and you share draft accounts. • Transfer funds from your share and share draft accounts. • Obtain balance information from your share and share draft accounts. • Make loan payments from your share and share draft accounts. • accounts ●Make POS (Point Of Sale) transactions with your card Card and personal identification number Your PIN (PINPersonal Identification Number) to purchase goods or and services at merchants that accept MasterCard. • Order ●Other goods or and services by mail or telephone from places mail, telephone, and the internet that accept MasterCard. The following limitations on the frequency and amount of MasterCard Debit CardCard transactions may apply: - You may withdraw, up ● There is a limit of ten (10) MasterCard Debit Card purchases you can make per day ●Purchase amounts are limited to a maximum of $500 the amount in any one (1) day. - your account ●You may purchase up to a maximum of $1500 amount 2,000.00 per day ●There is no limit to the number of cash withdrawals you may make in any one (1) day. - Purchase amounts day from an ATM ●You may withdraw up to a maximum of $315.00 in any one day from an ATM, if there are limited to the amount sufficient funds in your account. - Transfer available balance in your accounts at the time ●Maximum POS transactions and ATM withdrawals combined per day of the transfer. - For security reasons, there are other limits $2,000.00 ●There is no limit on the frequency and amount number of transfers available at ATMs - See Transfer Limitation section for transfer limitations that POS transactions you may apply for these transactionsmake in any one day.

Mastercard Debit Card. If approved, you may use your card to purchase goods and services from participating merchants. However, you may not use your card to initiate gambling transactions. If you wish to pay for goods and services over the Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your card purchases will be deducted from your share draft account. If the balance in your account is not sufficient to pay the transaction amount, we may pay the amount and treat the transactions as a request to transfer funds from other deposit accounts, approved overdraft protection accounts, or loan accounts that you have established with the Credit Union. If you initiate a transaction that overdraws your account, you agree to make immediate payment of any overdrafts together with any service charges to the Credit Union. In the event of repeated overdrafts, the Credit Union may terminate all services under this Agreement. You may use your Card and PIN in ATMs of the Credit Union, STAR, PLUS, Alliance One, Money Pass networks, and such other machines or facilities as the Credit Union may designate. In addition, you may use your card and PIN for certain transactions on the Visa or MasterCard Cirrus, CU24 networks. However, provisions of this Agreement relating to Visa or MasterCard transactions do not apply to transactions processed through non-Visa or MasterCard networks. To initiate a MasterCard Debit transaction, you must sign a receipt, provide a card number or swipe your card through a point-of-sale (POS) terminal and choose to route the transaction over a Visa or MasterCard network. Please refer to the Member Liability section of this Agreement for terms and conditions. At the present time, you may also use your card to: • Make deposits to your share and share draft accounts. • Withdraw funds from your share and share draft accounts. • Transfer funds from your share and share draft accounts. • Obtain balance information from your share and share draft accounts. • Make loan payments from your share and share draft accounts. • Make POS transactions with your card and personal identification number (PIN) to purchase goods or services at merchants that accept MasterCard. • Order goods or services by mail or telephone from places that accept MasterCard. The following limitations on Debit Card: - You may withdraw, up to a maximum of $500 in any one (1) day. - You may purchase up to a maximum of $1500 amount in any one (1) day. - Purchase amounts are limited to the amount in your account. - Transfer You may up to the available balance in your accounts at the time of the transfer. - For security reasons, there are other limits on the frequency and amount of transfers available at ATMs - See Transfer Limitation section for transfer limitations that may apply for these transactions.

Mastercard Debit Card. If approved, you may use your card to purchase goods and services from participating merchants. However, you may not use your card to initiate any type of electronic gambling transactionstransactions through the Internet. If you wish to pay for goods and or services over the Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your card purchases will be deducted from your share draft account. If For one-time debit card transactions, you must consent to the Credit Union’s overdraft protection plan in order for the transaction amount to be covered under the plan. Without your consent, the Credit Union may not authorize and pay an overdraft resulting from these types of transactions. Services and fees for overdrafts are shown in the document the Credit Union uses to capture the member’s opt-in choice for overdraft protection and the Schedule of Fees and Charges. For other types of transactions, if the balance in your account is not sufficient to pay the transaction amount, we the Credit Union may pay the amount and treat the transactions transaction as a request to transfer funds from other deposit accounts, approved overdraft protection accounts, or loan accounts that you have established with the Credit Union. If you initiate a transaction that overdraws your account, you agree to make immediate payment of any overdrafts together with any service charges to the Credit Union. In the event of repeated overdrafts, the Credit Union may terminate all services under this Agreement. You may use your Card card and PIN Personal Identification Number (PIN) in ATMs of the Credit Union, STAR, PLUS, Alliance One, Money Pass Xxxxxx and Cirrus networks, and such other machines or facilities as the Credit Union may designate. In addition, you may use your card and PIN for certain transactions on the Visa or MasterCard Cirrus, networks. However, provisions of this Agreement relating to Visa or MasterCard transactions do not apply to transactions processed through non-Visa or MasterCard networks. To initiate a MasterCard Debit transaction, you must sign a receipt, provide a card number or swipe your card through a point-of-sale (POS) terminal and choose to route the transaction over a Visa or MasterCard network. Please refer to the Member Liability section of this Agreement for terms and conditions. At the present time, you may also use your card to: • Make deposits to your share and share draft accounts. • - Withdraw funds from your share and share draft accounts. • - Transfer funds from your share and share draft accounts. • - Obtain balance information from for your share and share draft accounts. • - Make loan payments from your share and share draft accounts. • Make POS point-of-sale (POS) transactions with your card and personal identification number Personal Identification Number (PIN) to purchase goods or services at merchants that accept MasterCard. • - Order goods or services by mail or telephone from places that accept MasterCard. The following limitations on MasterCard Debit CardCard transactions may apply: - You may withdraw, make 20 MasterCard Debit Card purchases per day. - You may purchase up to a maximum of $500 1,500.00 per day. - You may make five (5) cash withdrawals in any one (1) day from an ATM machine. - You may withdraw up to a maximum of $600.00 in any one (1) day from an ATM machine, if there are sufficient funds in your account. - You may make 20 POS transactions in any one (1) day. - You may purchase up to a maximum of $1500 amount in any one (1) 1,500.00 from POS terminals per day. - Purchase amounts , if there are limited to the amount sufficient funds in your account. - Transfer You may transfer up to the available balance in your accounts at the time of the transfer. - For security reasons, there are other limits on the frequency and amount of transfers available at ATMs - See Transfer Limitation section Section 2 for transfer limitations that may apply for to these transactions.

Mastercard Debit Card. If approved, you may use your card to purchase goods and services from participating merchants. However, you may not use your card to initiate gambling transactions. If you wish to pay for goods and services over the Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your card purchases will be deducted from your share draft account. If the balance in your account is not sufficient to pay the transaction amount, we may pay the amount and treat the transactions as a request to transfer funds from other deposit accounts, approved overdraft protection accounts, or loan accounts that you have established with the Credit Union. If you initiate a transaction that overdraws your account, you agree to make immediate payment of any overdrafts together with any service charges to the Credit Union. In the event of repeated overdrafts, the Credit Union may terminate all services under this Agreement. You may use your Card and PIN in ATMs of the Credit Union, STAR, PLUS, Alliance One, Money Pass networks, and such other machines or facilities as the Credit Union may designate. In addition, you may use your card and PIN for certain transactions on the Visa or MasterCard Cirrus, networks. However, provisions of this Agreement relating to Visa or MasterCard transactions do not apply to transactions processed through non-Visa or MasterCard networks. To initiate a MasterCard Debit transaction, you must sign a receipt, provide a card number or swipe your card through a point-of-sale (POS) terminal and choose to route the transaction over a Visa or MasterCard network. Please refer to the Member Liability section of this Agreement for terms and conditions. At the present time, you may also use your card to: • Make deposits to your share and share draft accounts. • Withdraw funds from your share and share draft accounts. • Transfer funds from your share and share draft accounts. • Obtain balance information from your share and share draft accounts. • Make loan payments from your share and share draft accounts. • Make POS transactions with your card and personal identification number (PIN) to purchase goods or services at merchants that accept MasterCard. • Order goods or services by mail or telephone from places that accept MasterCard. The following limitations on Debit Card: - You may withdraw, up to a maximum of $500 in any one (1) day. - You may purchase up to a maximum of $1500 amount in any one (1) day. - Purchase amounts are limited to the amount in your account. - Transfer available balance in your accounts at the time of the transfer. - For security reasons, there are other limits on the frequency and amount of transfers available at ATMs ATMs. - See Transfer Limitation section for transfer limitations that may apply for these transactions.