Member Responsibilities. It is your responsibility to keep the Credit Union apprised of your current e-mail address. Failure to notify the Credit Union of e- mail address changes is treated just as failure to notify us of a new physical address. If e-mail is returned undeliverable, we will attempt to re-send it; however, it is your responsibility to contact us if you do not receive your statement or notice of statement. You are also responsible for retrieving your statement. Statements will reside on the secure site for at least 12 months. If you do not pick up your statement within that time, you will have to call for a paper statement to be generated and pay the appropriate charge shown on the Schedule. Liability for Failure to Make a Transaction. If the Credit Union does not complete a transaction to or from your account on time or in the correct amount according to our agreement with you, the Credit Union may be liable for your losses or damages. However, there are some exceptions to this, which include the following: Information Disclosure. We will disclose information to third parties about your account or the transactions you make: (1) when it is necessary for completing transactions, or (2) in order to verify the existence and condition of your account for a third party, such as a credit bureau or merchant, or (3) in order to comply with government agency or court orders, or (4) if you give us your written permission. Unauthorized Transactions and Lost or Stolen Cards/Access Devices. An unauthorized transaction is one that another person conducts without your permission and from which you receive no benefit. In order to avoid unauthorized transactions, please observe the following basic precautions:
Appears in 4 contracts
Samples: Membership Account Agreement, Membership Account Agreement, Membership Account Agreement
