Other Service Features. The P2P Services enable you: (i) to initiate a Payment Instruction from an Eligible Account to an Eligible Account at a U.S. financial institution; and/or (ii) to receive a payment from another person into an Eligible Account, in U.S. dollars. All payments must be sent or received through our Online Banking Service website or within our mobile banking application and are subject to the terms of this Agreement and applicable laws and regulations, in each case as in effect from time to time. In some instances, receipt of Zelle® payments may be made through other locations, such as the Zelle® mobile handset application (“Zelle® Standalone Locations”), and if you choose to initiate or receive a payment at a Zelle® Standalone Location you acknowledge and agree that you shall be subject to the terms of other agreements, including, but not limited to, the "terms of use" for the Zelle® Standalone Locations and applicable laws and regulations, in each case as in effect from time to time. Subject to the terms of this Agreement, the P2P Services are generally available 24 hours, seven days a week with the exception of outages for maintenance and circumstances beyond our or Zelle®’s control. For P2P Services customer service, please call us at the telephone number provided in the “Errors or Questions” section of this Agreement. THE P2P SERVICES ARE INTENDED TO SEND MONEY TO FRIENDS, FAMILY AND OTHERS YOU TRUST. YOU SHOULD NOT USE THE P2P SERVICES TO SEND MONEY TO RECIPIENTS WITH WHOM YOU ARE NOT FAMILIAR OR YOU DO NOT TRUST.
