Common use of Payment Authorization and Payment Remittance Clause in Contracts

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we have no responsibility to investigate discrepancies between account names and account numbers. d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. The Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. The payment is refused as described in Section 20 below; 4. You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver.

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we numbers. We have no responsibility to investigate discrepancies between account names and account numbers, outside of our obligations under the law to investigate errors, described above in Section 22 of the General Terms (Errors, Questions, and Complaints). d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. The Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. The payment is refused as described in Section 20 5 of the Popmoney Terms below; 4. You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver.

Payment Authorization and Payment Remittance. a. By providing us the Service with names and telephone numbers, email addresses, and/or bank account information of Receivers Billers to whom you wish to direct payments, you authorize us the Service to follow the Payment Instructions that we receive it receives through the ServiceSite. Once registeredIn order to process payments more efficiently and effectively, the Service may edit or alter payment data or data formats in accordance with Xxxxxx directives. When the Service receives a Payment Instruction, you authorize us the Service to debit your Eligible Transaction Account and remit funds on your behalf so that the funds arrive as close as reasonably possible to the Scheduled Payment Date designated by you. You also authorize the Service to credit your Eligible Transaction Account for payments returned to the Service by the United States Postal Service or Xxxxxx, or payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing another authorized user of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference Service. The Service will attempt to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we have no responsibility to investigate discrepancies between account names and account numbers. d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete make all your Payment Instructions payments properly. However, we the Service shall incur no liability and any Service Guarantee (as described in Section 3 of the Bill Payment Terms) shall be void if we are the Service is unable to complete any transaction payments initiated by you because of the existence of any one or more of the following circumstances: 1. If, through no fault of oursthe Service, the your Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction transaction or the Payment Instruction transaction would exceed the credit limit of your overdraft account; 2. The Service payment processing center is not working properly and you know or have been advised by us the Service about the malfunction before you execute the Payment Instructiontransaction; 3. The payment is refused as described in Section 20 below; 4. You have not provided us the Service with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address name, address, phone number, or mobile phone number of account information for the Receiver to whom you are initiating a Payment InstructionXxxxxx; and/or, 54. Circumstances beyond our control of the Service (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is transaction and the responsibility Service has taken reasonable precautions to avoid those circumstances. Provided none of the Sender and the Receiver to ensure the accuracy of any information that they enter into foregoing exceptions are applicable, if the Service (including but causes an incorrect amount of funds to be removed from your Eligible Transaction Account or causes funds from your Eligible Transaction Account to be directed to a Xxxxxx which does not limited comply with your Payment Instructions, the Service shall be responsible for returning the improperly transferred funds to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment)your Eligible Transaction Account, and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made directing to the wrong person or entity once informedproper Xxxxxx any previously misdirected transactions, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability and, if applicable, for damages resulting from incorrect information entered by the Sender or Receiverany late payment related charges.

Payment Authorization and Payment Remittance. a. ▪ By providing us the Bill Payment Service with names and telephone numbers, email addresses, and/or bank account information of Receivers Billers to whom you wish to direct payments, you authorize us the Bill Payment Service to follow the Payment Instructions that we receive it receives through our Online Banking Website or Software. In order to process payments more efficiently and effectively, the ServiceBill Payment Service may edit or alter payment data or data formats in accordance with Xxxxxx directives. Once registeredWhen the Bill Payment Service receives a Payment Instruction, you authorize us the Bill Payment Service to debit your Eligible Transaction Account and remit funds on your behalf so that the funds arrive as close as reasonably possible to the Scheduled Payment Date designated by you. You also authorize the Bill Payment Service to credit your Eligible Transaction Account for payments returned to the Bill Payment Service by the United States Postal Service or Xxxxxx, or payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing another authorized user of the Bill Payment Instruction could not be completed. c. You acknowledge and agree that if your Service. The Bill Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference Service will attempt to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we have no responsibility to investigate discrepancies between account names and account numbers. d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete make all your Payment Instructions payments properly. However, we the Bill Payment Service shall incur no liability if we are the Bill Payment Service is unable to complete any transaction payments initiated by you because of the existence of any one or more of the following circumstances: 1. : o If, through no fault of oursthe Bill Payment Service, the your Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction transaction or the Payment Instruction transaction would exceed the credit limit of your overdraft account; 2. ; o The Service payment processing center is not working properly and you know or have been advised by us the Bill Payment Service about the malfunction before you execute the Payment Instruction; 3. The payment is refused as described in Section 20 below; 4. transaction; o You have not provided us the Bill Payment Service with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address name, address, phone number, or mobile phone number account information for the Xxxxxx; and/or, o Circumstances beyond control of the Receiver to whom you are initiating a Bill Payment Instruction; and/or, 5. Circumstances beyond our control Service (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the transaction and the Bill Payment Instruction. f. It is the responsibility Service has taken reasonable precautions to avoid those circumstances. Provided none of the Sender and foregoing exceptions are applicable, if the Receiver Bill Payment Service causes an incorrect amount of funds to ensure be removed from your Eligible Transaction Account or causes funds from your Eligible Transaction Account to be directed to a Xxxxxx which does not comply with your Payment Instructions, the accuracy of any information that they enter into Bill Payment Service shall be responsible for returning the Service (including but not limited improperly transferred funds to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment)your Eligible Transaction Account, and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made directing to the wrong person or entity once informedproper Xxxxxx any previously misdirected transactions, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability and, if applicable, for damages resulting from incorrect information entered by the Sender or Receiverany late payment related charges.

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers Billers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Servicefrom you. Once registeredIn order to process payments more efficiently and effectively, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. agree that we may edit or alter payment data or data formats in accordance with Xxxxxx directives. When we receive a Payment Instruction from youInstruction, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (primary deposit account and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree behalf to your Xxxxxx so that any applicable fees will be charged when we receive a Payment Instruction from the funds arrive on or as soon as reasonably possible after the Pay Date designated by you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account primary deposit account for the receipt of payments, including but not limited to those payments returned to us by the United States Postal Service or Xxxxxx. We will use commercially reasonable efforts to make all your payments properly. If we do not complete a payment from Receivers your primary deposit account on time or in the correct amount according to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account numberthis Agreement, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we have no responsibility to investigate discrepancies between account names and account numbers. d. You agree that we will not be liable in any way for any payments that you may receiveyour losses, regardless of whether you authorized costs, or expenses, except for your direct losses or damages to the Sender extent directly relating to send them to you. e. our gross negligence or intentional misconduct. We will use reasonable efforts to complete all also not be liable for your Payment Instructions properly. However, we shall incur no liability losses or damages if we are unable to complete any transaction payments initiated by you because of the existence of any one or more of the following circumstances: 1. If: (i) if, through no fault of ours, the Eligible Transaction Account your primary deposit account does not contain sufficient funds to complete the transaction; (ii) the Bill Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. The Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. The payment is refused as described in Section 20 below; 4. You transaction; (iii) you have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account account information, or the correct name and address Payment Instructions; or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. Circumstances (iv) circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, pandemic or interference from an outside force) prevent the proper execution of the transaction and we have taken reasonable precautions to avoid those circumstances. There are other exceptions provided in this Agreement. Provided none of these exceptions are applicable, if we cause an incorrect amount of funds to be removed from your primary deposit account or cause funds from your primary deposit account to be directed to a Xxxxxx in a manner inconsistent with your Payment Instruction. f. It is the responsibility of the Sender and the Receiver Instructions, or fail to ensure the accuracy of any information that they enter into the Service (including but not limited initiate your payment in accordance with your Payment Instructions, we will only be responsible for returning those funds to your primary deposit account, or for directing to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment)proper Xxxxxx any previously misdirected transactions, and will have no further liability with respect to same, except as expressly provided for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiverabove.

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers Billers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Servicefrom you. Once registeredIn order to process payments more efficiently and effectively, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. agree that we may edit or alter payment data or data formats in accordance with Xxxxxx directives. When we receive a Payment Instruction from youInstruction, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (account and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree behalf to your Xxxxxx so that any applicable fees will be charged when we receive a Payment Instruction from the funds arrive on or as soon as reasonably possible after the Pay Date designated by you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account account for the receipt of payments, including but not limited to those payments returned to us by the United States Postal Service or Xxxxxx. We will use our commercially reasonable efforts to make all your payments properly, and if we do not complete a payment from Receivers your account Card on time or in the correct amount according to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we have no responsibility to investigate discrepancies between account names and account numbers. d. You agree that this Agreement we will not be liable in any way for any payments that you may receiveyour losses, regardless of whether you authorized costs or expenses except for your direct losses or damages to the Sender extent directly relating to send them to you. e. our gross negligence or intentional misconduct. We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction payments initiated by you because of the existence of any one or more of the following circumstances: 1. i. If, through no fault of ours, the Eligible Transaction Account your account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft accounttransaction; 2ii. The Xxxx Payment Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instructiontransaction; 3. The payment is refused as described in Section 20 below; 4iii. You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment InstructionInstructions; and/or, 5iv. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the transaction and we have taken reasonable precautions to avoid those circumstances. There are other exceptions provided in this Agreement. Provided none of these exceptions are applicable, if we cause an incorrect amount of funds to be removed from your account or cause funds from your account to be directed to a Xxxxxx in a manner inconsistent with your Payment Instruction. f. It is the responsibility of the Sender and the Receiver Instructions, or fail to ensure the accuracy of any information that they enter into the Service (including but not limited initiate your payment in accordance with your Payment Instructions, we shall only be responsible for returning those funds to your account, or for directing to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment)proper Xxxxxx any previously misdirected transactions, and shall have no further liability with respect to same except as expressly provided for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiverabove.

Payment Authorization and Payment Remittance. a. By providing us the Service with names and telephone numbers, email addresses, and/or bank account information of Receivers Billers to whom you wish to direct payments, you authorize us the Service to follow the Payment Instructions that we receive it receives through the ServiceSite. Once registeredIn order to process payments more efficiently and effectively, the Service may edit or alter payment data or data formats in accordance with Xxxxxx directives. When the Service receives a Payment Instruction, you authorize us the Service to debit your Eligible Transaction Account and remit funds on your behalf so that the funds arrive as close as reasonably possible to the Scheduled Payment Date designated by you. You also authorize the Service to credit your Eligible Transaction Account for payments returned to the Service by the United States Postal Service or Xxxxxx, or payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing another authorized user of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference Service. The Service will attempt to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we have no responsibility to investigate discrepancies between account names and account numbers. d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete make all your Payment Instructions payments properly. However, we the Service shall incur no liability and any Service Guarantee (as described in Section 3 of the Xxxx Payment Terms) shall be void if we are the Service is unable to complete any transaction payments initiated by you because of the existence of any one or more of the following circumstances: 1. If, through no fault of oursthe Service, the your Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction transaction or the Payment Instruction transaction would exceed the credit limit of your overdraft account; 2. The Service payment processing center is not working properly and you know or have been advised by us the Service about the malfunction before you execute the Payment Instructiontransaction; 3. The payment is refused as described in Section 20 below; 4. You have not provided us the Service with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address name, address, phone number, or mobile phone number of account information for the Receiver to whom you are initiating a Payment InstructionXxxxxx; and/or, 54. Circumstances beyond our control of the Service (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is transaction and the responsibility Service has taken reasonable precautions to avoid those circumstances. Provided none of the Sender and the Receiver to ensure the accuracy of any information that they enter into foregoing exceptions are applicable, if the Service (including but causes an incorrect amount of funds to be removed from your Eligible Transaction Account or causes funds from your Eligible Transaction Account to be directed to a Xxxxxx which does not limited comply with your Payment Instructions, the Service shall be responsible for returning the improperly transferred funds to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment)your Eligible Transaction Account, and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made directing to the wrong person or entity once informedproper Xxxxxx any previously misdirected transactions, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability and, if applicable, for damages resulting from incorrect information entered by the Sender or Receiverany late payment related charges.

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers Billers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Servicefrom you. Once registeredIn order to process payments more efficiently and effectively, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. agree that we may edit or alter payment data or data formats in accordance with Xxxxxx directives. When we receive a Payment Instruction from youInstruction, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (account and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree behalf to your Xxxxxx so that any applicable fees will be charged when we receive a Payment Instruction from the funds arrive on or as soon as reasonably possible after the Pay Date designated by you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account account for the receipt of payments, including but not limited to those payments returned to us by the United States Postal Service or Xxxxxx. We will use our commercially reasonable efforts to make all your payments properly, and if we do not complete a payment from Receivers your account Card on time or in the correct amount according to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we have no responsibility to investigate discrepancies between account names and account numbers. d. You agree that this Agreement we will not be liable in any way for any payments that you may receiveyour losses, regardless of whether you authorized costs or expenses except for your direct losses or damages to the Sender extent directly relating to send them to you. e. our gross negligence or intentional misconduct. We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction payments initiated by you because of the existence of any one or more of the following circumstances: 1. i. If, through no fault of ours, the Eligible Transaction Account your account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft accounttransaction; 2ii. The Bill Payment Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instructiontransaction; 3. The payment is refused as described in Section 20 below; 4iii. You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment InstructionInstructions; and/or, 5iv. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the transaction and we have taken reasonable precautions to avoid those circumstances. There are other exceptions provided in this Agreement. Provided none of these exceptions are applicable, if we cause an incorrect amount of funds to be removed from your account or cause funds from your account to be directed to a Xxxxxx in a manner inconsistent with your Payment Instruction. f. It is the responsibility of the Sender and the Receiver Instructions, or fail to ensure the accuracy of any information that they enter into the Service (including but not limited initiate your payment in accordance with your Payment Instructions, we shall only be responsible for returning those funds to your account, or for directing to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment)proper Xxxxxx any previously misdirected transactions, and shall have no further liability with respect to same except as expressly provided for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiverabove.

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we numbers. We have no responsibility to investigate discrepancies between account names and account numbers, outside of our obligations under the law to investigate errors, described above in Section 22 of the General Terms (Errors, Questions, and Complaints). d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. The Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. The payment is refused as described in Section 20 5 of the Popmoney Terms below; 4. You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver. g. Popmoney Instant Payments: We are not responsible for the performance, speed, or other acts or omissions of the Payment Networks. Notwithstanding anything to the contrary in the Agreement, Popmoney Instant Payments settlements are final except as set forth in the applicable Payment Network rules and recovery may not be possible; however, if applicable Payment Network rules allow for reversal of funds, we will attempt to recover such funds from the Receiver’s Eligible Transaction Account. We shall not be obligated to comply with the Automated Clearinghouse (ACH) Rules in such recovery efforts or otherwise in connection with Popmoney Instant Payments. We are only responsible for delivery of the applicable Payment Instructions to the applicable Payment Network in the format required by the applicable Payment Network’s specifications. We will choose the Payment Networks in which we will participate in our sole discretion.

Payment Authorization and Payment Remittance. a. ▪ By providing us the Bill Payment Service with names and telephone numbers, email addresses, and/or bank account information of Receivers Billers to whom you wish to direct payments, you authorize us the Bill Payment Service to follow the Payment Instructions that we receive it receives through our BusinessExpress Online Banking Website or Software. In order to process payments more efficiently and effectively, the ServiceBill Payment Service may edit or alter payment data or data formats in accordance with Xxxxxx directives. Once registeredWhen the Bill Payment Service receives a Payment Instruction, you authorize us the Bill Payment Service to debit your Eligible Transaction Account and remit funds on your behalf so that the funds arrive as close as reasonably possible to the Scheduled Payment Date designated by you. You also authorize the Bill Payment Service to credit your Eligible Transaction Account for payments returned to the Bill Payment Service by the United States Postal Service or Xxxxxx, or payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing another authorized user of the Bill Payment Instruction could not be completed. c. You acknowledge and agree that if your Service. The Bill Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference Service will attempt to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we have no responsibility to investigate discrepancies between account names and account numbers. d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete make all your Payment Instructions payments properly. However, we the Bill Payment Service shall incur no liability if we are the Bill Payment Service is unable to complete any transaction payments initiated by you because of the existence of any one or more of the following circumstances: 1. : o If, through no fault of oursthe Bill Payment Service, the your Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction transaction or the Payment Instruction transaction would exceed the credit limit of your overdraft account; 2. ; o The Service payment processing center is not working properly and you know or have been advised by us the Bill Payment Service about the malfunction before you execute the Payment Instruction; 3. The payment is refused as described in Section 20 below; 4. transaction; o You have not provided us the Bill Payment Service with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address name, address, phone number, or mobile phone number account information for the Xxxxxx; and/or, o Circumstances beyond control of the Receiver to whom you are initiating a Bill Payment Instruction; and/or, 5. Circumstances beyond our control Service (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the transaction and the Bill Payment Instruction. f. It is the responsibility Service has taken reasonable precautions to avoid those circumstances. Provided none of the Sender and foregoing exceptions are applicable, if the Receiver Bill Payment Service causes an incorrect amount of funds to ensure be removed from your Eligible Transaction Account or causes funds from your Eligible Transaction Account to be directed to a Xxxxxx which does not comply with your Payment Instructions, the accuracy of any information that they enter into Bill Payment Service shall be responsible for returning the Service (including but not limited improperly transferred funds to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment)your Eligible Transaction Account, and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made directing to the wrong person or entity once informedproper Xxxxxx any previously misdirected transactions, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability and, if applicable, for damages resulting from incorrect information entered by the Sender or Receiverany late payment related charges.

Payment Authorization and Payment Remittance. a. (a) By providing us the Service with names and telephone numbers, email addresses, and/or bank account information of Receivers Billers to whom you wish to direct payments, you authorize us the Service to follow the Payment Instructions that we receive it receives through the Servicepayment system. Once registeredIn order to process payments more efficiently and effectively, the Service may edit or alter payment data or data formats in accordance with Xxxxxx directives. (b) When the Service receives a Payment Instruction, you authorize us the Service to debit your Payment Account and remit funds on your behalf so that the funds arrive as close as reasonably possible to the Scheduled Payment Date designated by you. You also authorize the Service to credit your Eligible Transaction Payment Account for payments returned to the Service by the United States Postal Service or Xxxxxx, or payments remitted to you on behalf of a Sender without further approval from youanother authorized user of the Service. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Sitec) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we have no responsibility to investigate discrepancies between account names and account numbers. d. (d) You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We (e) The Service will use reasonable its best efforts to complete make all your Payment Instructions payments properly; which may include grouping payments that share the same remittance destination and estimated arrival date as determined by the United States Postal Service. However, we the Service shall incur no liability and any Service Guarantee shall be void if we are the Service is unable to complete any transaction payments initiated by you because of the existence of any one or more of the following circumstances: (1. ) If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction payment transaction or the Payment Instruction payment transaction would exceed the credit limit of your overdraft account; (2. ) The Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instructionpayment transaction; (3. ) The payment is refused as described in Section 20 o below; (4. ) You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instructionpayment transaction; and/or, (5. ) Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instructionpayment transaction and we have taken reasonable precautions to avoid those circumstances. f. (f) It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address that the Sender enters for the Receiver to whom you are attempting to send a paymentsending the payment transaction), and for informing us as soon as possible if they become aware that this information is inaccurate. Neither the Sender nor Receiver may use a P.O. Box as a postal address. We will make a reasonable effort to stop or recover a payment transaction made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver.

Payment Authorization and Payment Remittance. a. By providing us the Service with names and telephone numbers, email addresses, and/or bank account information of Receivers Payees to whom you wish to direct payments, you authorize us the Service to follow the Payment Instructions that we receive it receives through the Servicepayment system. Once registeredIn order to process payments more efficiently and effectively, the Service may edit or alter payment data or data formats in accordance with Payee directives. When the Service receives a Payment Instruction, you authorize us the Service to debit your Payment Account and remit funds on your behalf so that the funds arrive as close as reasonably possible to the Scheduled Payment Date designated by you. You also authorize the Service to credit your Eligible Transaction Payment Account for payments returned to the Service by the United States Postal Service or Payee, or payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing another authorized user of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account nameService. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we have no responsibility to investigate discrepancies between account names and account numbers. d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We The Service will use reasonable its best efforts to complete make all your Payment Instructions payments properly. However, we the Service shall incur no liability and any Service Guarantee shall be void if we are the Service is unable to complete any transaction payments initiated by you because of the existence of any one or more of the following circumstances: 1. If, through no fault of oursthe Service, the Eligible Transaction your Payment Account does not contain sufficient funds to complete the Payment Instruction transaction or the Payment Instruction transaction would exceed the credit limit of your overdraft account; 2. The Service payment processing center is not working properly and you know or have been advised by us the Service about the malfunction before you execute the Payment Instructiontransaction; 3. The payment is refused as described in Section 20 below; 4. You have not provided us the Service with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address name, address, phone number, or mobile phone number of account information for the Receiver to whom you are initiating a Payment InstructionPayee; and/or, 54. Circumstances beyond our control of the Service (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is transaction and the responsibility Service has taken reasonable precautions to avoid those circumstances. Provided none of the Sender and the Receiver to ensure the accuracy of any information that they enter into foregoing exceptions are applicable, if the Service (including but causes an incorrect amount of funds to be removed from your Payment Account or causes funds from your Payment Account to be directed to a Payee which does not limited comply with your Payment Instructions, the Service shall be responsible for returning the improperly transferred funds to the your Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment)Account, and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made directing to the wrong person or entity once informedproper Payee any previously misdirected transactions, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability and, if applicable, for damages resulting from incorrect information entered by the Sender or Receiverany late payment related charges.

Payment Authorization and Payment Remittance. a. By providing us with the names and telephone numbers, email addresses, and/or bank account information of Receivers to whom for the Billers that you wish to direct paymentspayments to, you authorize us the Bill Pay service to follow the Payment Instructions instructions received. You agree that we receive the payment data or data formats may be edited in accordance with the Billers’ directives. When a payment instruction is received through the Service. Once registeredBill Pay, you authorize us the amount of bill payment, the debit to your designated Bill Pay Account and to remit funds on your behalf to ensure the funds arrive by the Scheduled Payment Date. You also authorize the credit to your Eligible Transaction Bill Pay Account for payments returned or payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for another authorized user of the Bill Pay service. If an incorrect amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instructionfunds is removed from your Account or a bill payment does not comply with your Bill Pay instructions, and you have no other applicable liability, the Bank will be responsible for returning the improperly transferred funds to your Bill Pay Account or directing to the proper Xxxxxx any previously misdirected transactions. If applicable, the Service will also be responsible for any late payment related charges as indicated in the Service Guarantee The method to remit funds on your behalfbehalf is based on the Xxxxxx. These payment methods may include, and are not limited to, an electronic payment, an electronic-to-check payment, or a laser draft payment (funds remitted to the Xxxxxx are deducted from your Bill Pay Account when the laser draft is presented for payment). You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit debit the designated Account indicated in the Bill Pay instructions you provide through the Bill Pay Service. You agree that you will have funds available in the Bill Pay Account for each bill payment on the Scheduled Payment Date. If you do not have sufficient funds in the Bill Pay Account, without notice to you, we will decide, at our discretion, whether to complete the transaction, and we may make additional attempts to debit your Eligible Transaction Bill Pay Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(samount. We also will debit associated fees and charges such as insufficient funds (NSF) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. or overdraft (OD) fees. You acknowledge are responsible and agree that if your Payment Instructions identify an account by name to reimburse the Bank and account numberthe Bill Pay service provider for all NSF, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account nameOD and related fees and charges. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we have no responsibility to investigate discrepancies between account names and account numbers. d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts attempt to complete all your Payment Instructions properly. However, we shall incur no liability notify you if we are unable to complete any a bill pay transaction because of the existence of any one for other reasons such as incomplete or more of the following circumstances: 1. If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2inaccurate information. The best way to cancel or change a scheduled bill payment is to use the Bill Pay service. Payments must be changed or canceled electronically before the Business Day the transaction is scheduled to be initiated in order to guarantee the payment is canceled. There is no charge for payments that you cancel electronically. If needed, you may also cancel a bill payment up to three (3) Business Days before the payment is scheduled to be made by calling, visiting, or writing Customer Service is not working properly and you know or have been advised by us about to request a stop payment be placed on the malfunction before you execute the Payment Instruction; 3Item. The ability to process a stop payment is refused as described in Section 20 below; 4. You have not provided us with request will depend on the correct information, including but not limited to payment method and if the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurateItem has debited your Account. We may not be able to act on a stop payment request after a payment has been processed. If you desire to stop any payment that has already been processed, you must contact Customer Service. Although we will make a reasonable every effort to stop or recover a payment made to the wrong person or entity once informedaccommodate your request, but we do not guarantee such stoppage or recovery and will bear have no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiverfailing to do so. We may also require you to present your request in writing within fourteen (14) days.

Payment Authorization and Payment Remittance. a. By providing us the Bill Pay Service with names and telephone numbers, email addresses, and/or bank account information of Receivers the Xxxxxx to whom you wish to direct payments, you authorize us the Bill Pay Service to follow the Payment Instructions that we receive it receives through the Servicepayment system. Once registeredIn order to process payments more efficiently and effectively, the Bill Pay Service may edit or alter payment data or data formats in accordance with Xxxxxx directives. When the Bill Pay Service receives a Payment Instruction, you authorize us the Bill Pay Service to debit your Transaction Account and remit funds on your behalf so that the funds arrive as close as reasonably possible to the Scheduled Payment Date designated by you. The Bill Pay Service may debit your Transaction Account prior to your Scheduled Payment Date so that funds arrive as close to the Scheduled Payment Date designated by you. You also authorize the Bill Pay Service to credit your Eligible Transaction Account for payments returned to the Bill Pay Service by the United States Postal Service or Xxxxxx, or payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing another user of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account nameBill Pay Service. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we have no responsibility to investigate discrepancies between account names and account numbers. d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We The Bill Pay Service will use reasonable its best efforts to complete make all your Payment Instructions payments properly. However, we the Bill Pay Service shall incur no liability and any service guarantee described in the CheckFree® terms and conditions shall be void if we are the Bill Pay Service is unable to complete any transaction payments initiated by you because of the existence of any one or more of the following circumstances: 1. If, through no fault of oursthe Bill Pay Service, the Eligible your Transaction Account does not contain sufficient funds to complete the Payment Instruction transaction or the Payment Instruction transaction would exceed the credit limit of your overdraft account; 2. The Service payment processing center is not working properly and you know or have been advised by us the Bill Pay Service about the malfunction before you execute the Payment Instructiontransaction; 3. The payment is refused as described in Section 20 below; 4. You have not provided us the Bill Pay Service with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address name, address, phone number, or mobile phone number of account information for the Receiver to whom you are initiating a Payment InstructionXxxxxx; and/or, 54. Circumstances beyond our control of the Bill Pay Service (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is transaction and the responsibility Bill Pay Service has taken reasonable precautions to avoid those circumstances. Provided none of the Sender and foregoing exceptions are applicable, if the Receiver Bill Pay Service causes an incorrect amount of funds to ensure be removed from your Transaction Account or causes funds from your Transaction Account to be directed to a Xxxxxx which does not comply with your Payment Instructions, the accuracy of any information that they enter into Bill Pay Service shall be responsible for returning the Service (including but not limited improperly transferred funds to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment)your Transaction Account, and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made directing to the wrong person or entity once informedproper Xxxxxx any previously misdirected transactions, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability and, if applicable, for damages resulting from incorrect information entered by the Sender or Receiverany late payment related charges.

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. . When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. . You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we numbers. We have no responsibility to investigate discrepancies between account names and account numbers. d. , outside of our obligations under the law to investigate errors, described above in Section 22 of the General Terms (Errors, Questions, and Complaints). You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. . We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. a. If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. b. The Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. c. The payment is refused as described in Section 20 5 of the Popmoney Terms below; 4. d. You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. e. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver.

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of pf payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we numbers. We have no responsibility to investigate discrepancies between account names and account numbers, outside of our obligations under the law to investigate errors, described above in Section 22 of the General Terms (Errors, Questions and Complaints). d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. The Service is not working properly properly, and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. The payment is refused as described in Section 20 5 of these Popmoney Terms below; 4. You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver.

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Popmoney Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we numbers. We have no responsibility to investigate discrepancies between account names and account numbers, outside of our obligations under the law to investigate errors, described above in Section 4.a above (In Case of Error or Questions About your Electronic Transactions). d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. : If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. ; The Popmoney Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. ; The payment is refused as described in Section 20 below; 4. 6.m.8 below (Payment Cancellation, Stop Payment Requests and Refused Payments); You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. , Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Popmoney Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver.

Payment Authorization and Payment Remittance. a. (a) By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. (b) When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. (c) You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we have no responsibility to investigate discrepancies between account names and account numbers. d. (d) You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. (e) We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. The Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. The payment is refused as described in Section 20 below; 4. You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. (f) It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver.

Payment Authorization and Payment Remittance. a. ▪ By providing us the Xxxx Payment Service with names and telephone numbers, email addresses, and/or bank account information of Receivers Billers to whom you wish to direct payments, you authorize us the Xxxx Payment Service to follow the Payment Instructions that we receive it receives through our Online Banking Website or Software. In order to process payments more efficiently and effectively, the ServiceXxxx Payment Service may edit or alter payment data or data formats in accordance with Xxxxxx directives. Once registeredWhen the Xxxx Payment Service receives a Payment Instruction, you authorize us the Xxxx Payment Service to debit your Eligible Transaction Account and remit funds on your behalf so that the funds arrive as close as reasonably possible to the Scheduled Payment Date designated by you. You also authorize the Xxxx Payment Service to credit your Eligible Transaction Account for payments returned to the Xxxx Payment Service by the United States Postal Service or Xxxxxx, or payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing another authorized user of the Xxxx Payment Instruction could not be completed. c. You acknowledge and agree that if your Service. The Xxxx Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference Service will attempt to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we have no responsibility to investigate discrepancies between account names and account numbers. d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete make all your Payment Instructions payments properly. However, we the Xxxx Payment Service shall incur no liability if we are the Xxxx Payment Service is unable to complete any transaction payments initiated by you because of the existence of any one or more of the following circumstances: 1. : o If, through no fault of oursthe Xxxx Payment Service, the your Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction transaction or the Payment Instruction transaction would exceed the credit limit of your overdraft account; 2. ; o The Service payment processing center is not working properly and you know or have been advised by us the Xxxx Payment Service about the malfunction before you execute the Payment Instruction; 3. The payment is refused as described in Section 20 below; 4. transaction; o You have not provided us the Xxxx Payment Service with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address name, address, phone number, or mobile phone number account information for the Xxxxxx; and/or, o Circumstances beyond control of the Receiver to whom you are initiating a Xxxx Payment Instruction; and/or, 5. Circumstances beyond our control Service (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the transaction and the Xxxx Payment Instruction. f. It is the responsibility Service has taken reasonable precautions to avoid those circumstances. Provided none of the Sender and foregoing exceptions are applicable, if the Receiver Xxxx Payment Service causes an incorrect amount of funds to ensure be removed from your Eligible Transaction Account or causes funds from your Eligible Transaction Account to be directed to a Xxxxxx which does not comply with your Payment Instructions, the accuracy of any information that they enter into Xxxx Payment Service shall be responsible for returning the Service (including but not limited improperly transferred funds to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment)your Eligible Transaction Account, and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made directing to the wrong person or entity once informedproper Xxxxxx any previously misdirected transactions, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability and, if applicable, for damages resulting from incorrect information entered by the Sender or Receiverany late payment related charges.

Payment Authorization and Payment Remittance. a. By providing us the Xxxx Payment Service with names and telephone numbers, email addresses, and/or bank account information of Receivers Payees to whom you wish to direct paymentsXxxx Payments, you authorize us the Xxxx Payment Service to follow the Payment Instructions that we receive it receives through the ServiceSystem. Once registeredIn order to process your Xxxx Payments more efficiently and effectively, the Xxxx Payment Service may edit or xxxxx Xxxx Payment data or data formats in accounts with Payee directives. When the Xxxx Payment Service receives a Payment Instruction, you authorize us the Xxxx Payment Service to debit your Xxxx Payment Account and remit the funds on your behalf so that the funds arrive as close as reasonable possible to the Expected Delivery Date displayed by the System for the Send On Date you have selected. You also authorize the Xxxx Payment Service to credit your Eligible Transaction Xxxx Payment Account for payments returned to the Xxxx Payment Service by the United States Postal Service or Payee, or Xxxx Payments remitted to you on behalf of a Sender without further approval from youanother authorized user of the Xxxx Payment Service. Finally, you represent and warrant that you are acting with full authority for your business, and that you are duly authorized to agree to this Schedule A to this Agreement on behalf of the Customer. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we have no responsibility to investigate discrepancies between account names and account numbers. d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. a. If, through no fault of oursthe Xxxx Payment Service, the Eligible Transaction your Xxxx Payment Account does not contain sufficient funds to complete the Payment Instruction transaction or the Payment Instruction transaction would exceed the credit limit of your overdraft account; 2. b. The Service payment processing center is not working properly and you know or have been advised by us the Xxxx Payment Service about the malfunction before you execute executed the Payment Instructiontransaction; 3. The payment is refused as described in Section 20 below; 4. c. You have not provided us the Xxxx Payment Service with the correct information, including but not limited to the correct Xxxx Payment Instructions or Eligible Transaction Account information, or the correct name and address name, address, phone number, or mobile phone number of account information for the Receiver to whom you are initiating a Payment InstructionPayee; and/or, 5. d. Circumstances beyond our control of the Xxxx Payment Service (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the transaction and the Xxxx Payment Instruction. f. It is the responsibility Service has taken reasonable precautions to avoid thosecircumstances. Provided none of the Sender and foregoing exceptions are applicable, if the Receiver Xxxx Payment Service causes an incorrect amount of funds to ensure be removed from your Xxxx Payment Account or causes funds from your Xxxx Payment Account to be directed to a Payee which does not comply with your Payment Instructions, then the accuracy of any information that they enter into Bank shall be responsible for returning the Service (including but not limited improperly transferred funds to the your Xxxx Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment)Account, and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made directing to the wrong person or entity once informedproper Payee any previously misdirected transactions, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability and, if applicable, for damages resulting from incorrect information entered by the Sender or Receiverany late payment related charges.

Payment Authorization and Payment Remittance. a. By initiating a payment through the Service, you authorize XXX.XXX to charge the account that you designate as the account to which the bill payments should be charged or withdrawn from (the "Funding Account"). You agree to maintain a balance or available credit limit in the specified Funding Account that is sufficient to fund all payments you initiate. You represent and warrant that you have the right to authorize XXX.XXX to charge the Funding Account for payments you initiate using XXX.XXX. You will indemnify and hold XXX.XXX harmless from any claims by any third party, including any other owner of the account related to XXX.XXX’s access to the Funding Account. You are responsible for confirming the accuracy of the information you provide about each payment you send, including the email/physical address or telephone number of the recipient (the "Payee"), and the amount of the transaction. You represent and warrant that XXX.XXX may send communication to the Payee on your behalf in connection with XXX.XXX. By using XXX.XXX, you represent and warrant that you and each person you identify have consented to receive ongoing communication, including text messages from us. Such communication may include messages, including text messages, to the recipient of XXX.XXX to receive money you had paid them using XXX.XXX. You agree to inform XXX.XXX if a person withdraws his consent to receiving text messages from you. By providing us the Service with names and telephone numbers, email addresses, and/or bank account information of Receivers Payees to whom you wish to direct payments, you thereby authorize us the Service to follow the Payment Instructions that we receive it receives through the Servicepayment system. Once registeredIn order to process payments more efficiently and effectively, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. the Service may edit or alter payment data or data formats in accordance with Payee directives. When we receive the Service receives a Payment Instruction from you, you thereby authorize us the Service to debit charge your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (credit card and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge behalf so that, subject to the terms and agree that any applicable fees will conditions herein contained, your account shall be charged when we receive a credited within the Scheduled Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completedPeriod. You also authorize us the Service to credit your Eligible Transaction Account credit card for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of Service by the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account namePayee. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we have no responsibility to investigate discrepancies between account names and account numbers. d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We The Service will use reasonable its best efforts to complete make all your Payment Instructions payments properly. However, we the Service shall incur no liability whatsoever for any loss, damage, expense or cost of any kind, and any Service guarantee shall be void and of no effect if we are the Service is unable to complete any transaction payment initiated by you because of the existence of any one or more of the following circumstances: 1. If, through : ● Through no fault of oursthe Service, the Eligible Transaction Account your credit card does not contain sufficient funds to complete the Payment Instruction transaction or the Payment Instruction transaction would exceed the credit limit of on your overdraft account; 2. credit card; ● The Service payment processing center is not working properly and you know or have been advised by us the Service about the malfunction before you execute the Payment Instruction; 3. The payment is refused as described in Section 20 below; 4. transaction; ● You have not provided us the Service with the correct informationname, including but not limited to the correct Payment Instructions or Eligible Transaction Account informationaddress, phone number, or account information for the correct name and address Payee, or mobile phone number if any other information provided by you is incorrect; and/or, ● Circumstances beyond control of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. Circumstances beyond our control Service (such as, but not limited to, fire, flood, network break or system down time, issues with the financial institution, surge in electricity supply or interference from an outside force) prevent the proper execution of the transaction. Provided that none of the foregoing exceptions are applicable, if the Service causes an incorrect amount of funds to be removed from your credit card or causes funds from your credit card to be directed to a Payee which does not comply with your Payment Instruction. f. It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into , the Service (including but not limited shall be responsible for returning the improperly transferred funds to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment)your credit card, and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made directing to the wrong person or entity once informedproper Payee any previously misdirected transactions, but we do not guarantee such stoppage or recovery and will bear no responsibility or and, if applicable, for any late payment related charges. This shall be the extent of the liability for damages resulting from incorrect information entered by of the Sender or ReceiverService hereunder.

Payment Authorization and Payment Remittance. a. By initiating a payment through the Service, you authorize XXX.XXX to charge the account that you designate as the account to which the bill payments should be charged or withdrawn from (the "Funding Account"). You agree to maintain a balance or available credit limit in the specified Funding Account that is sufficient to fund all payments you initiate. You represent and warrant that you have the right to authorize XXX.XXX to charge the Funding Account for payments you initiate using XXX.XXX. You will indemnify and hold XXX.XXX harmless from any claims by any third party, including any other owner of the account related to XXX.XXX’s access to the Funding Account. You are responsible for confirming the accuracy of the information you provide about each payment you send, including the email/physical address or telephone number of the recipient (the "Payee"), and the amount of the transaction. You represent and warrant that XXX.XXX may send communication to the Payee on your behalf in connection with XXX.XXX. By using XXX.XXX, you represent and warrant that you and each person you identify have consented to receive ongoing communication, including text messages from us. Such communication may include messages, including text messages, to the recipient of XXX.XXX to receive money you had paid them using XXX.XXX. You agree to inform XXX.XXX if a person withdraws his consent to receiving text messages from you. By providing us the Service with names and telephone numbers, email addresses, and/or bank account information of Receivers Payees to whom you wish to direct payments, you thereby authorize us the Service to follow the Payment Instructions that we receive it receives through the Servicepayment system. Once registeredIn order to process payments more efficiently and effectively, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. the Service may edit or alter payment data or data formats in accordance with Payee directives. When we receive the Service receives a Payment Instruction from you, you thereby authorize us the Service to debit charge your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (credit card and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge behalf so that, subject to the terms and agree that any applicable fees will conditions herein contained, your account shall be charged when we receive a credited within the Scheduled Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completedPeriod. You also authorize us the Service to credit your Eligible Transaction Account credit card for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of Service by the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account namePayee. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we have no responsibility to investigate discrepancies between account names and account numbers. d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We The Service will use reasonable its best efforts to complete make all your Payment Instructions payments properly. However, we the Service shall incur no liability whatsoever for any loss, damage, expense or cost of any kind, and any Service guarantee shall be void and of no effect if we are the Service is unable to complete any transaction payment initiated by you because of the existence of any one or more of the following circumstances: 1. If, through :  Through no fault of oursthe Service, the Eligible Transaction Account your credit card does not contain sufficient funds to complete the Payment Instruction transaction or the Payment Instruction transaction would exceed the credit limit of on your overdraft account; 2. credit card;  The Service payment processing center is not working properly and you know or have been advised by us the Service about the malfunction before you execute the Payment Instruction; 3. The payment is refused as described in Section 20 below; 4. transaction;  You have not provided us the Service with the correct informationname, including but not limited to the correct Payment Instructions or Eligible Transaction Account informationaddress, phone number, or account information for the correct name and address Payee, or mobile phone number if any other information provided by you is incorrect; and/or,  Circumstances beyond control of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. Circumstances beyond our control Service (such as, but not limited to, fire, flood, network break or system down time, issues with the financial institution, surge in electricity supply or interference from an outside force) prevent the proper execution of the transaction. Provided that none of the foregoing exceptions are applicable, if the Service causes an incorrect amount of funds to be removed from your credit card or causes funds from your credit card to be directed to a Payee which does not comply with your Payment Instruction. f. It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into , the Service (including but not limited shall be responsible for returning the improperly transferred funds to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment)your credit card, and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made directing to the wrong person or entity once informedproper Payee any previously misdirected transactions, but we do not guarantee such stoppage or recovery and will bear no responsibility or and, if applicable, for any late payment related charges. This shall be the extent of the liability for damages resulting from incorrect information entered by of the Sender or ReceiverService hereunder.

Payment Authorization and Payment Remittance. a. (a) By providing us the Service with names and telephone numbers, email addresses, and/or bank account information of Receivers Billers to whom you wish to direct payments, you authorize us the Service to follow the Payment Instructions that we receive it receives through the Servicepayment system. Once registeredIn order to process payments more efficiently and effectively, the Service may edit or alter payment data or data formats in accordance with Xxxxxx directives. (b) When the Service receives a Payment Instruction, you authorize us the Service to debit your Payment Account and remit funds on your behalf so that the funds arrive as close as reasonably possible to the Scheduled Payment Date designated by you. You also authorize the Service to credit your Eligible Transaction Payment Account for payments returned to the Service by the United States Postal Service or Xxxxxx, or payments remitted to you on behalf of a Sender without further approval from youanother authorized user of the Service. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Sitec) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we have no responsibility to investigate discrepancies between account names and account numbers. d. (d) You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We (e) The Service will use reasonable its best efforts to complete make all your Payment Instructions payments properly; which may include grouping payments that share the same remittance destination and estimated arrival date as determined by the United States Postal Service. However, we the Service shall incur no liability and any Service Guarantee shall be void if we are the Service is unable to complete any transaction payments initiated by you because of the existence of any one or more of the following circumstances: (1. ) If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction payment transaction or the Payment Instruction payment transaction would exceed the credit limit of your overdraft account; (2. ) The Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instructionpayment transaction; (3. ) The payment is refused as described in Section 20 below; (4. ) You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instructionpayment transaction; and/or, (5. ) Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instructionpayment transaction and we have taken reasonable precautions to avoid those circumstances. f. (f) It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address that the Sender enters for the Receiver to whom you are attempting to send a paymentsending the payment transaction), and for informing us as soon as possible if they become aware that this information is inaccurate. Neither the Sender nor Receiver may use a P.O. Box as a postal address. We will make a reasonable effort to stop or recover a payment transaction made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver.

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because youbecause the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we numbers.We have no responsibility to investigate discrepancies between account names and account numbers, outside of our obligations under the law to investigate errors, described above in Section 22 of the General Terms (Errors, Questions, and Complaints). d. You agree that we will not be liable in any way for any payments that you may receive, ,regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the exceedthe credit limit of your overdraft account; 2. The Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. The payment is refused as described in Section 20 5 of the Popmoney Terms below; 4. You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to Receiverto whom you are initiating a Payment Instruction; and/or, 5. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear willbear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver.

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we numbers. We have no responsibility to investigate discrepancies between account names and account numbers, outside of our obligations under the law to investigate errors, described above in Section 22 of the General Terms (Errors, Questions, and Complaints). d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. The Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. The payment is refused as described in Section 20 5 of the Popmoney Terms below; 4. You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver. g. Popmoney Instant Payments: We are not responsible for the performance, speed, or other acts or omissions of the Payment Networks. Notwithstanding anything to the contrary in the Agreement, Popmoney Instant Payments settlements are final except as set forth in the applicable Payment Network rules and recovery may not be possible; however, if applicable Payment Network rules allow for reversal of funds, we will attempt to recover such funds from the Receiver’s Eligible Transaction Account. We shall not be obligated to comply with the Automated Clearinghouse (ACH) Rules in such recovery efforts or otherwise in connection with Popmoney Instant Payments. We are only responsible for delivery of the applicable Payment Instructions to the applicable Payment Network in the format required by the applicable Payment Network’s specifications. We will choose the Payment Networks in which we will participate in our sole discretion. debiting of your Eligible Transaction Account will occur as early as the specified date(s). However, the payment funds will be transferred into the Receiver’s Eligible Transaction Account no earlier than the next Business Day following the specified date.

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction Instructions from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but by not limited to those payments returned to us from for Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completedcomplete. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we numbers. We have no responsibility to investigate discrepancies between account names and account numbers, outside of our obligations under the law to investigate errors, described above in Section 22 of the General Terms (Errors, Questions, and Complaints). d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. The Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instruction;’ 3. The payment is refused as described in Section 20 5 of the Popmoney Terms below; 4. You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver.

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we numbers. We have no responsibility to investigate discrepancies between account names and account numbers, outside of our obligations under the law to investigate errors, described above in Section 22 of the General Terms (Errors, Questions, and Complaints). d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. The Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. The payment is refused as described in Section 20 5 of the Popmoney Terms below; 4. You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction.. " f. It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver.

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Popmoney Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we numbers. We have no responsibility to investigate discrepancies between account names and account numbers, outside of our obligations under the law to investigate errors, described above in Section 19 of the General Terms (Errors, Questions, and Complaints). d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. The Popmoney Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. The payment is refused as described in Section 20 5 of the Popmoney Terms below; 4. You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Popmoney Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver.

Payment Authorization and Payment Remittance. a. a) By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. b) When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. c) You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we numbers. We have no responsibility to investigate discrepancies between account names and account numbers, outside of our obligations under the law to investigate errors, described above in Section 22 of the General Terms (Errors, Questions, and Complaints). d. d) You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. e) We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. : • If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. ; • The Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. ; • The payment is refused as described in Section 20 5 of the Popmoney Terms below; 4. ; • You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. , • Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. f) It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver.

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we numbers. We have no responsibility to investigate discrepancies between account names and account numbers, outside of our obligations under the law to investigate errors, described above in Section 22 of the General Terms (Errors, Questions, and Complaints). d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. The Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. The payment is refused as described in Section 20 below; 4. You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver. 1. If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. The Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. The payment is refused as described in Section 5 of the Popmoney Small Business Terms below; 4. You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction.

Payment Authorization and Payment Remittance. a. By x. Xx providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You x. Xxx acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we numbers. We have no responsibility to investigate discrepancies between account names and account numbers, outside of our obligations under the law to investigate errors, described above in Section 22 of the General Terms (Errors, Questions, and Complaints). d. You x. Xxx agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. The Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. The payment is refused as described in Section 20 5 of the Popmoney Terms below; 40. You Xxx have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It x. Xx is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver.

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers Payees to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Servicepayment system. Once registeredIn order to process payments more efficiently and effectively, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. we may edit or alter payment data or data formats in accordance with Payee directives. When we receive a Payment Instruction from youInstruction, you authorize us to debit your Eligible Transaction Payment Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalfbehalf so that the funds arrive as close as reasonably possible to the Scheduled Payment Date designated by you. You acknowledge Payments by check may be received by a Payee prior to the Scheduled Payment Date and agree presented by the Payee against your account at that any applicable fees will be charged when time. If you do not have sufficient funds in your Payment Account at the time a check is presented by the Payee, we receive may pay the amount of the check and charge you an overdraft fee or return the check and charge you a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completedfee for nonsufficient funds. You also authorize us to credit your Eligible Transaction Payment Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those by the United States Postal Service or Payee, or payments that were cancelled and returned remitted to you because the processing on behalf of the another authorized user of Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account nameManager. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we have no responsibility to investigate discrepancies between account names and account numbers. d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable our best efforts to complete make all your Payment Instructions payments properly. However, we shall incur no liability and any Xxxx Pay Guarantee shall be void if we are unable to complete any transaction payments initiated by you because of the existence of any one or more of the following circumstances: 1. a. If, through no fault of ours, the Eligible Transaction your Payment Account does not contain sufficient available funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft accounttransaction; 2. b. The Service payment processing center is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instructiontransaction; 3. The payment is refused as described in Section 20 below; 4. c. You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address name, address, phone number, or mobile phone number of account information for the Receiver to whom you are initiating a Payment InstructionPayee; and/or, 5. d. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is the responsibility transaction and we have taken reasonable precautions to avoid those circumstances. Provided none of the Sender and foregoing exceptions are applicable, if Xxxx Pay causes an incorrect amount of funds to be removed from your Payment Account or causes funds from your Payment Account to be directed to a Payee which does not comply with your Payment Instructions, we shall be responsible for returning the Receiver improperly transferred funds to ensure the accuracy of any information that they enter into the Service (including but not limited to the your Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment)Account, and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made directing to the wrong person or entity once informedproper Payee any previously misdirected transactions, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability and, if applicable, for damages resulting from incorrect information entered by the Sender or Receiverany late payment related charges.

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the SiteSite or otherwise) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we numbers. We have no responsibility to investigate discrepancies between account names and account numbers, outside of our obligations under the law to investigate errors, described above in Section IV.G. of the General Terms (Error Resolution). d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. Furthermore, you agree that our third party providers of the Popmoney Service will not be subject to liability to you. e. We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. The Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. The payment is refused as described in Section 20 5 of the Popmoney Terms below; 4. You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver.

Payment Authorization and Payment Remittance. a. A. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. B. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. C. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we numbers. We have no responsibility to investigate discrepancies between account names and account numbers, outside of our obligations under the law to investigate errors, described above in Section I of the General Terms. d. D. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. E. We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. : - If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. ; - The Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. ; - The payment is refused as described in Section 20 5 of the Popmoney Terms below; 4. ; - You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. , - Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. F. It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver.

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we numbers. We have no responsibility to investigate discrepancies between account names and account numbers, outside of our obligations under the law to investigate errors, described above in Section 22 of the General Terms (Errors, Questions, and Complaints). d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. If, through no fault of ours, the Eligible Transaction Account does not contain sufficient available funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. The Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. If the funds in your Eligible Transaction Account are subject to an uncollected funds hold, legal process or other circumstances restricting such transaction or payment; 4. If a legal order directs us to prohibit withdrawals from the Eligible Transaction Account; 5. If your Eligible Transaction Account is closed or if it has been frozen; 6. If we received incorrect or incomplete information from you or from third parties (e.g., the U.S. Treasury or an automated clearing house); 7. If you, or anyone you allow, commits any fraud or violates any law or regulation or if any transaction is prohibited by law, regulation, court order, or would be considered illegal activity; 8. If our failure to complete the transaction is done to protect the security of your Eligible Transaction Account and/or the Service; 9. If the payee mishandles or delays a payment sent through the Service; 10. If delays in processing and/or payment are caused by third-party software and/or services; 11. The payment is refused as described in Section 20 5 of the Popmoney Terms below; 412. You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 513. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver.

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct paymentsPayment Instructions using the Xxxx Payment Service, you authorize us the Bank or its Xxxx Payment Service Provider to follow the Payment Instructions that we receive it receives through the ServiceXxxx Payment System. Once registeredIn order to process xxxx payments more efficiently and effectively, xxxx payment related data or data formats may be edited or altered in accordance with Xxxxxx directives. When a Xxxx Payment Instruction is received by the Bank or its Xxxx Payment Service Provider, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a the Bank or its Xxxx Payment Instruction from you, you authorize us Service Provider to debit your Eligible Transaction Payment Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree behalf so that any applicable fees will be charged when we receive a the funds arrive as close as reasonably possible to the Scheduled Payment Instruction from Date designated by you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us the Bank or its Xxxx Payment Service Provider to credit your Eligible Transaction Payment Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because by the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account nameXxxxxx. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we have no responsibility to investigate discrepancies between account names and account numbers. d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We The Bank will use reasonable efforts to complete make (or cause its Xxxx Payment Service Provider to make) all your Payment Instructions payments properly. However, we neither the Bank nor its Xxxx Payment Service Provider shall incur no any liability and any Xxxx Payment Service Guarantee shall be void if we are the Bank or its Xxxx Payment Service Provider is unable to complete any transaction payments initiated by you because of the existence of any one or more of the following circumstances: 1. i. If, through no fault of oursthe Bank or its Xxxx Payment Service Provider, the Eligible Transaction your Payment Account does not contain sufficient funds to complete the Payment Instruction transaction or the Payment Instruction transaction would exceed the credit limit of your overdraft account; 2ii. The Bank’s Xxxx Payment Service and/or its Xxxx Payment Service Provider’s payment processing center is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instructiontransaction; 3. The payment is refused as described in Section 20 below; 4iii. You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address name, address, phone number, or mobile phone number of account information for the Receiver to whom you are initiating a Payment InstructionXxxxxx; and/or, 5iv. Circumstances beyond our the control of the Bank and/or its Xxxx Payment Service Provider (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is transaction and the responsibility Bank or its service provider have taken reasonable precautions to avoid those circumstances. Provided that none of the Sender and foregoing exceptions is applicable, if the Receiver Bank or its Xxxx Payment Service Provider causes an incorrect amount of funds to ensure be removed from your Payment Account or causes funds from your Payment Account to be directed to a Xxxxxx which does not comply with your Payment Instructions, the accuracy of any information that they enter into Bank shall be responsible for returning (or causing its Xxxx Payment Service Provider to return) the Service (including but not limited improperly transferred funds to the your Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment)Account, and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made directing to the wrong person or entity once informedproper Xxxxxx any previously misdirected transactions, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability and, if applicable, for damages resulting from incorrect information entered by the Sender or Receiverany late payment related charges.

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we numbers. We have no responsibility to investigate discrepancies between account names and account numbers, outside of our obligations under the law to investigate errors, described above in Section 22 of the Personal Xxxx Pay General Terms (Errors, Questions, and Complaints). d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. The Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. The payment is refused as described in Section 20 5 of the Popmoney Terms below; 4. You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver.

Payment Authorization and Payment Remittance. a. You represent and warrant that you are acting with full authority for the applying entity, and that you are duly authorized to execute this Agreement on behalf of the applying entity. By providing us the Xxxx Payment Service with names and telephone numbers, email addresses, and/or bank account information of Receivers Billers to whom you wish to direct payments, you authorize us the Xxxx Payment Service to follow the information provided by you in a Payment Instructions Instruction to the Xxxx Payment Service (such as, but not limited to, Xxxxxx name, Xxxxxx account number, and Scheduled Payment Date) that we receive it receives through the Servicepayment system. Once registeredIn order to process payments more efficiently and effectively, the Xxxx Payment Service may edit or alter payment data or data formats in accordance with Xxxxxx directives. When the Xxxx Payment Service receives a Payment Instruction, you authorize us the Xxxx Payment Service to debit your Xxxx Payment Account upon receipt of the Payment Instruction. You also authorize the Xxxx Payment Service to credit your Eligible Transaction Xxxx Payment Account for payments returned to the Xxxx Payment Service by the United States Postal Service or Xxxxxx, or payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a another authorized user of the Xxxx Payment Instruction from you, Service. You must have sufficient funds in your Xxxx Payment Account when you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate submit the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference can initiate Xxxx Payments up to the account number onlyavailable funds in your account, plus any linked credit or other overdraft facility. If you exceed these limits, then we may prevent (or reverse) Xxxx Payments in any order and in any amount that we choose, even if such account number does not correspond the result is to reduce your transactions to a level below the account nameamounts needed to pay your bills. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we have no responsibility to investigate discrepancies between account names and account numbers. d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete all your The Xxxx Payment Instructions properly. However, we Service shall incur no liability and any Service Guarantee shall be void if we are the Xxxx Payment Service is unable to complete any transaction payments initiated by you because of the existence of any one or more of the following circumstances: 1. If, through no fault of oursthe Xxxx Payment Service, the Eligible Transaction your Xxxx Payment Account does not contain sufficient funds to complete the Payment Instruction transaction or the Payment Instruction transaction would exceed the credit limit of your overdraft account;. 2. The Service payment processing center is not working properly and you know or have been advised by us the Xxxx Payment Service about the malfunction before you execute the Payment Instructiontransaction; 3. The payment is refused as described in Section 20 below; 4. You have not provided us the Xxxx Payment Service with the correct information, including but not limited to the correct Xxxx Payment Instructions or Eligible Transaction Account information, or the correct name and address name, address, phone number, or mobile phone number of account information for the Receiver to whom you are initiating a Payment InstructionXxxxxx; and/or, 54. Circumstances beyond our control of the Xxxx Payment Service (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the transaction and the Xxxx Payment Instruction. f. It is the responsibility Service has taken reasonable precautions to avoid those circumstances. Provided none of the Sender and foregoing exceptions are applicable, if the Receiver Xxxx Payment Service causes an incorrect amount of funds to ensure be removed from your Xxxx Payment Account or causes funds from your Xxxx Payment Account to be directed to a Xxxxxx which does not comply with your Payment Instructions, the accuracy of any information that they enter into Xxxx Payment Service shall be responsible for returning the Service (including but not limited improperly transferred funds to the your Xxxx Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment)Account, and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made directing to the wrong person or entity once informedproper Xxxxxx any previously misdirected transactions, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability and, if applicable, for damages resulting from incorrect information entered by the Sender or Receiverany late payment related charges.

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we have no responsibility to investigate discrepancies between account names and account numbers. d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. The Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. The payment is refused as described in Section 20 below; 4. You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It x. Xx is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver.

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we numbers. We have no responsibility to investigate discrepancies between account names and account numbers, outside of our obligations under the law to investigate errors, described above in Section 22 of the General Terms (Errors, Questions, and Complaints). d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. : If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. ; The Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. ; The payment is refused as described in Section 20 4 of the Send To Card Terms below; 4. ; You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. , Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver. Payments via the Service are not instantaneous. Payment delivery speed may vary based upon the funds availability policy of each receiving financial institution and Payment Networks outside our control. We are not responsible for the performance, speed, or other acts or omissions of the Payment Networks. Notwithstanding anything to the contrary in the Agreement, Send To Card Service payments settlements are final except as set forth in the applicable Payment Network rules and recovery may not be possible; however, if applicable Payment Network rules allow for reversal of funds, we will attempt to recover such funds from the Receiver’s Eligible Transaction Account. We are only responsible for delivery of the applicable Payment Instructions to the applicable Payment Network in the format required by the applicable Payment Network’s specifications. We will choose the Payment Networks in which we will participate in our sole discretion.

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we numbers. We have no responsibility to investigate discrepancies between account names and account numbers, outside of our obligations under the law to investigate errors, described above in Section 24 of the General Terms (Errors, Questions, and Complaints). d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. The Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. The payment is refused as described in Section 20 5 of the Popmoney Terms below; 4. You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a makea reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver.

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the P2P Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we numbers. We have no responsibility to investigate discrepancies between account names and account numbers, outside of our obligations under the law to investigate errors, described herein. d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction Instruction, or the Payment Instruction would exceed the credit limit of your overdraft account; 2. The Service is not working properly properly, and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. The payment is refused as described in Section 20 belowrefused; 4. You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver.

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if is such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we have no responsibility numbers, outside of our obligations under the law to investigate discrepancies between account names errors, described above in Section 22 of the General Terms (Errors, Questions, and account numbersComplaints). d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. The Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. The payment is refused as described in Section 20 5 of the Popmoney Terms below; 4. You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver. g. Popmoney Instant Payments: We are not responsible for the performance, speed, or other acts or omissions of the Payment Networks. Notwithstanding anything to the contrary in the Agreement, Popmoney Instant Payments settlements are final except as set forth in the applicable Payment Network rules and recovery may not be possible; however, if applicable Payment Network rules allow for reversal of funds, we will attempt to recover such funds from the Receiver’s Eligible Transaction Account. We shall not be obligated to comply with the Automated Clearinghouse (ACH) Rules in such recovery efforts or otherwise in connection with Popmoney Instant Payments. We are only responsible for delivery of the applicable Payment Instructions to the applicable Payment Network in the format required by the applicable Payment Network’s specifications. We will choose the Payment Networks in which we will participate in our sole discretion.

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we numbers. We have no responsibility to investigate discrepancies between account names and account numbers, outside of our obligations under the law to investigate errors, described above in Section 22 of the General Terms (Errors, Questions, and Complaints). d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. The Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. The payment is refused as described in Section 20 5 of the Popmoney Terms below;; xxxxx://xxx00.xxxxxxxxxxxxxxxxxx.xxx/PBI_PBI1151/CheckFree?Token=M82ERLF1W3zBQwmUimttZ%2FhdB6WhiLNYQKAUcV3divIPcGh1nqhak… 12/15 4. You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver.

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. . When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. . You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we have no responsibility to investigate discrepancies between account names and account numbers. d. . You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. . We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. The Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. The payment is refused as described in Section 20 below; 4. You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver.

Payment Authorization and Payment Remittance. a. By providing us NYCB Online with names and telephone numbers, email addresses, and/or bank account information of Receivers Billers to whom you wish to direct payments, you authorize us the Bill Payment Service to follow the Payment Instructions that we receive it receives through the Servicepayment system. Once registeredIn order to process payments more efficiently and effectively, the Bill Payment Service may edit or alter payment data or data formats in accordance with Xxxxxx directives. When the Bill Payment Service receives a Payment Instruction, you authorize us the Bill Payment Service to debit your Payment Account and remit funds on your behalf so that the funds arrive as close as reasonably possible to the Scheduled Payment Date designated by you. You also authorize the Bill Payment Service to credit your Eligible Transaction Payment Account for payments returned to the Bill Payment Service by the United States Postal Service or Xxxxxx, or payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing another authorized user of the Bill Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account nameService. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we have no responsibility to investigate discrepancies between account names and account numbers. d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We The Bank will use commercially reasonable efforts to complete make all your Payment Instructions payments properly. However, we the Bank shall incur no liability and any Service Guarantee shall be void if we are the Bill Payment Service is unable to complete any transaction payments initiated by you because of the existence of any one or more of the following circumstances: 1. If, through no fault of oursthe Bill Payment Service, the Eligible Transaction your Payment Account does not contain sufficient funds to complete the Payment Instruction transaction or the Payment Instruction transaction would exceed the credit limit of your overdraft account; 2. The Service payment processing center is not working properly and you know or have been advised by us the Bill Payment Service about the malfunction before you execute the Payment Instructiontransaction; 3. The payment is refused as described in Section 20 below; 4. You have not provided us the Bill Payment Service with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address name, address, phone number, or mobile phone number of account information for the Receiver to whom you are initiating a Payment InstructionXxxxxx; and/or, 54. Circumstances beyond our control of the Bank (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is transaction and the responsibility Bank has taken reasonable precautions to avoid those circumstances. Provided none of the Sender and foregoing exceptions are applicable, if the Receiver Bill Payment Service causes an incorrect amount of funds to ensure the accuracy of any information that they enter into the Service (including but be removed from your Payment Account or causes funds from your Payment Account to be directed to a Xxxxxx which does not limited comply with your Payment Instructions, subject to the requirements of Regulation E for consumer accounts only, the Bank shall be responsible for returning the improperly transferred funds to your Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment)Account, and for informing directing to the proper Xxxxxx any previously misdirected transactions, and, if applicable, for any late payment related charges. Error Resolution. If you are a Consumer and believe a Payment Instruction was unauthorized, you must notify us as soon as possible if they become aware that this information is inaccuratepromptly in accordance with the procedures outlined in Section 1.5(a) above. We will make respond as explained therein. If you are a reasonable effort to stop or recover a payment made to Business, contact us in accordance with the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiverprocedures outlined in Section 1.5(b) above.

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Popmoney Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we numbers. We have no responsibility to investigate discrepancies between account names and account numbers, outside of our obligations under the law to investigate errors, described above in Section 4.a. above (In Case of Error or Questions About your Electronic Transactions). d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. : If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. ; The Popmoney Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. ; The payment is refused as described in Section 20 below; 4. 6.m.8 below (Payment Cancellation, Stop Payment Requests and Refused Payments); You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. , Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Popmoney Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver.

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we have no responsibility to investigate discrepancies between account names and account numbers. d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. . e. We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. The Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. The payment is refused as described in Section 20 below; 4below;4. You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver.

Payment Authorization and Payment Remittance. a. (a) By providing us with names and telephone numbers, email addresses, addresses and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. (b) When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction transfer request plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instructiontransfer request, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were or cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. (c) You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we have no responsibility to investigate discrepancies between account names and account numbers. d. (d) You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. (e) We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. The Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. The payment is refused as described in Section section 20 below; 4. You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down timedowntime, issues with the financial institution, institution or interference from an outside force) which prevent the proper execution of the Payment Instruction. f. (f) It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, address, telephone number and/or email address for the Receiver to whom you are attempting to send a paymentthe Payment Instruction), and for informing us as soon as possible if they become aware that this information is inaccurate. Neither the Sender nor Receiver may use a P.O. Box as a postal address. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver.

Payment Authorization and Payment Remittance. a. You represent and warrant that you are acting with full authority for the applying entity, and that you are duly authorized to execute this Agreement on behalf of the applying entity. By providing us the Xxxx Payment Service with names and telephone numbers, email addresses, and/or bank account information of Receivers Billers to whom you wish to direct payments, you authorize us the Xxxx Payment Service to follow the information provided by you in a Payment Instructions Instruction to the Xxxx Payment Service (such as, but not limited to, Xxxxxx name, Xxxxxx account number, and Scheduled Payment Date) that we receive it receives through the Servicepayment system. Once registeredIn order to process payments more efficiently and effectively, the Xxxx Payment Service may edit or alter payment data or data formats in accordance with Xxxxxx directives. When the Xxxx Payment Service receives a Payment Instruction, you authorize us the Xxxx Payment Service to debit your Xxxx Payment Account and remit funds on your behalf so that the funds arrive as close as reasonably possible to the Scheduled Payment Date designated by you. You also authorize the Xxxx Payment Service to credit your Eligible Transaction Xxxx Payment Account for payments returned to the Xxxx Payment Service by the United States Postal Service or Xxxxxx, or payments remitted to you on behalf of a Sender without further approval from you. b. When another authorized user of the Xxxx Payment Service. You will need to have sufficient funds in your Xxxx Payment Account on the business day before the Scheduled Payment Date, since we receive a Payment Instruction from you, you authorize us to will debit your Eligible Transaction Account for account on the amount of any such business day before the Scheduled Payment Instruction Date. You can initiate Xxxx Payments up to the available funds in your account, plus any related fees linked credit or other overdraft facility. If you exceed these limits, then we may prevent (or reverse) Xxxx Payments in effect (any order and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree in any amount that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number onlychoose, even if such account number does not correspond the result is to reduce your transactions to a level below the account nameamounts needed to pay your bills. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we have no responsibility to investigate discrepancies between account names and account numbers. d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete all your The Xxxx Payment Instructions properly. However, we Service shall incur no liability and any Service Guarantee shall be void if we are the Xxxx Payment Service is unable to complete any transaction payments initiated by you because of the existence of any one or more of the following circumstances: 1. If, through no fault of oursthe Xxxx Payment Service, the Eligible Transaction your Xxxx Payment Account does not contain sufficient funds to complete the Payment Instruction transaction or the Payment Instruction transaction would exceed the credit limit of your overdraft account; 2. The Service payment processing center is not working properly and you know or have been advised by us the Xxxx Payment Service about the malfunction before you execute the Payment Instructiontransaction; 3. The payment is refused as described in Section 20 below; 4. You have not provided us the Xxxx Payment Service with the correct information, including but not limited to the correct Xxxx Payment Instructions or Eligible Transaction Account information, or the correct name and address name, address, phone number, or mobile phone number of account information for the Receiver to whom you are initiating a Payment InstructionXxxxxx; and/or, 54. Circumstances beyond our control of the Xxxx Payment Service (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the transaction and the Xxxx Payment Instruction. f. It is the responsibility Service has taken reasonable precautions to avoid those circumstances. Provided none of the Sender and foregoing exceptions are applicable, if the Receiver Xxxx Payment Service causes an incorrect amount of funds to ensure be removed from your Xxxx Payment Account or causes funds from your Xxxx Payment Account to be directed to a Xxxxxx which does not comply with your Payment Instructions, the accuracy of any information that they enter into Xxxx Payment Service shall be responsible for returning the Service (including but not limited improperly transferred funds to the your Xxxx Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment)Account, and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made directing to the wrong person or entity once informedproper Xxxxxx any previously misdirected transactions, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability and, if applicable, for damages resulting from incorrect information entered by the Sender or Receiverany late payment related charges.

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers Receiv- ers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Pay- ment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial f inancial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial f inancial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we numbers. We have no responsibility to investigate discrepancies between account names and account numbers, outside of our obligations under the law to investigate errors, described above in Section 22 of the Gen- eral Terms (Errors, Questions, and Complaints). d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability lia- bility if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. IfIf , through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. The Service is not working properly and you know or have been advised by us about the malfunction before be- fore you execute the Payment Instruction; 3. The payment is refused ref used as described in Section 20 5 of the Popmoney Terms below; 4. You have not provided us with the correct information, including but not limited to the correct Payment Instructions In- structions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address ad- dress for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment pay- ment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or ReceiverRe- ceiver.

Payment Authorization and Payment Remittance. a. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Service. Once registered, you authorize us to credit your Eligible Transaction Account for payments remitted to you on behalf of a Sender without further approval from you. b. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we have no responsibility to investigate discrepancies between account names and account numbers. d. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. If, through no fault of ours, the Eligible Transaction Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. The Service is not working properly properly, and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. The payment is refused as described in Section 20 that section below; 4. You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver.

Payment Authorization and Payment Remittance. a. 1. By providing us with names and telephone numbers, email addresses, and/or bank account information of Receivers to whom you wish to direct payments, you authorize us to follow the Payment Instructions that we receive through the Service. Once registered, you authorize us to credit your Eligible Transaction UNFCU Account for payments remitted to you on behalf of a Sender without further approval from you. b. 2. When we receive a Payment Instruction from you, you authorize us to debit your Eligible Transaction UNFCU Account for the amount of any such Payment Instruction plus any related fees in effect (and as disclosed on the Site) at the time you initiate the Payment Instruction, and to remit funds on your behalf. You acknowledge and agree that any applicable fees will be charged when we receive a Payment Instruction from you, regardless of whether the Payment Instruction is ultimately completed. You also authorize us to credit your Eligible Transaction UNFCU Account for the receipt of payments, including but not limited to those payments returned to us from Receivers to whom you sent payment(s) and those payments that were cancelled and returned to you because the processing of the Payment Instruction could not be completed. c. 3. You acknowledge and agree that if your Payment Instructions identify an account by name and account number, the relevant financial institution may execute those Payment Instructions by reference to the account number only, even if such account number does not correspond to the account name. You further acknowledge and agree that financial institutions holding the account may choose to not investigate discrepancies between account names and account numbers and that we numbers. We have no responsibility to investigate discrepancies between account names and account numbers, outside of our obligations under the law to investigate errors. d. 4. You agree that we will not be liable in any way for any payments that you may receive, regardless of whether you authorized the Sender to send them to you. e. 5. We will use reasonable efforts to complete all your Payment Instructions properly. However, we shall incur no liability if we are unable to complete any transaction because of the existence of any one or more of the following circumstances: 1. a. If, through no fault of ours, the Eligible Transaction UNFCU Account does not contain sufficient funds to complete the Payment Instruction or the Payment Instruction would exceed the credit limit of your overdraft account; 2. b. The Service is not working properly and you know or have been advised by us about the malfunction before you execute the Payment Instruction; 3. c. The payment is refused as described in Section 20 E of the Popmoney Terms below; 4. d. You have not provided us with the correct information, including but not limited to the correct Payment Instructions or Eligible Transaction UNFCU Account information, or the correct name and address or mobile phone number of the Receiver to whom you are initiating a Payment Instruction; and/or, 5. e. Circumstances beyond our control (such as, but not limited to, fire, flood, network or system down time, issues with the financial institution, or interference from an outside force) prevent the proper execution of the Payment Instruction. f. 6. It is the responsibility of the Sender and the Receiver to ensure the accuracy of any information that they enter into the Service (including but not limited to the Payment Instructions and name, telephone number and/or email address for the Receiver to whom you are attempting to send a payment), and for informing us as soon as possible if they become aware that this information is inaccurate. We will make a reasonable effort to stop or recover a payment made to the wrong person or entity once informed, but we do not guarantee such stoppage or recovery and will bear no responsibility or liability for damages resulting from incorrect information entered by the Sender or Receiver.