Common use of Payment Limits Clause in Contracts

Payment Limits. Additional purchase payments are allowed as shown under the Maximum Purchase Payments per Contract Year under Contract Data. The maximum amount allowed each contract year is based on Your Attained Age at the time of payment, subject to the Maximum Total Purchase Payments per Owner shown under Contract Data, unless We allow otherwise on a non-discriminatory basis. In determining whether You have reached the maximum amount allowed under the Maximum Total Purchase Payments per Owner, We include payments made to all deferred annuity contracts We have issued where You are an Owner. We reserve the right to increase the maximums. We reserve the right to limit, restrict, suspend, or reject any subsequent purchase payments and to limit the amount, frequency, or timing of purchase payments. We will send You written notice of any such limitation, restriction, suspension, or rejection. Additional purchase payments You make must be at least the Minimum Additional Purchase Payment shown under Contract Data. You instruct Us on how You want Your purchase payments allocated among the available accounts. We reserve the right to limit the accounts and/or variable subaccounts to which You can allocate purchase payments or Contract Value at any time. In addition, allocations to certain accounts or variable subaccounts may be limited or required under the terms of certain optional benefit riders, if any, attached to this contract. Your initial allocation elections are shown under Contract Data. Unless any restrictions apply, You may, by Written Request or other method agreed to by Us, change Your choice of accounts or percentages. If Your current allocation instructions include a fund to which allocations are restricted and You do not provide new instructions, We will apply payments pro rata according to the valid portion of Your allocation instructions. The initial purchase payment will be allocated as of the end of the Valuation Period during which We make an affirmative decision to issue this contract. Purchase payments after issue will be allocated as of the end of the Valuation Period during which We receive the payment at Our service center.

Payment Limits. Additional purchase payments are allowed as shown under the Maximum Purchase Payments per Contract Year under Contract Data. The maximum amount allowed each contract year is based on Your Attained Age at the time of payment, subject to the Maximum Total Purchase Payments per Owner shown under Contract Data, unless We allow otherwise on a non-discriminatory basis. In determining whether You have reached the maximum amount allowed under the Maximum Total Purchase Payments per Owner, We include payments made to all deferred annuity contracts We have issued where You are an Owner. We reserve the right to increase the maximums. We reserve the right to limit, restrict, suspend, or reject any limit subsequent purchase payments and to limit on a non-discriminatory basis with notification when the amount, frequency, yield on new or timing of purchase payments. We will send You written notice of any such limitation, restriction, suspension, or rejectionexisting investments would not support the Fixed Account Guaranteed Minimum Interest Rate. Additional purchase payments You make must be at least the Minimum Additional Purchase Payment shown under Contract Data. You instruct Us on how You want Your purchase payments allocated among the available accounts. We reserve the right to limit the accounts and/or variable subaccounts to which You can allocate purchase payments or Contract Value at any time. In addition, allocations Allocations to certain accounts or variable subaccounts may be limited or required under the terms of certain optional benefit riders, if any, attached to this contract. Your initial allocation elections are shown under Contract Data. Unless any restrictions apply, You may, by Written Request or other method agreed to by Us, change Your choice of accounts or percentages. If Your current allocation instructions include a fund to which allocations are restricted and You do not provide new instructions, We will apply payments pro rata according to the valid portion of Your allocation instructions. The initial purchase payment will be allocated as of the end of the Valuation Period during which We make an affirmative decision to issue this contract. Purchase payments after issue will be allocated as of the end of the Valuation Period during which We receive the payment at Our service center.. The Fixed Account is part of Our general account. It is made up of all Our assets other than those in:

Payment Limits. Additional purchase payments are allowed as shown under the Maximum Purchase Payments per Contract Year - The maximum purchase payments in the first or later years may not exceed the amounts shown under Contract Data. The maximum amount allowed each , based on the contract year is based on and Your Attained Age at the time of payment, subject to the Maximum Total Purchase Payments per Owner shown under Contract Data, payment unless We allow otherwise on a non-discriminatory basis. In determining whether You have reached the maximum amount allowed under the The Maximum Total Purchase Payments per Owner, We include Permitted includes payments made to all deferred annuity contracts We have issued where You are an Owner. We reserve the right to increase the maximums. We reserve the right to limit, restrict, suspend, or reject any subsequent purchase payments and to limit the amount, frequency, or timing of purchase payments. We will send You written notice of any such limitation, restriction, suspension, or rejection. Additional Purchase Payments - Additional purchase payments You make must be at least the Minimum Additional Purchase Payment minimum amount shown under Contract Data. You cannot allocate purchase payments to the Fixed Account for six months following: (1) a partial surrender from the Fixed Account; (2) a lump sum transfer from the Regular Fixed Account to another account; or (3) termination of automated transfers from the Special DCA Fixed Account prior to the end of the elected Special DCA time period. We reserve the right to cancel this contract if both of the following conditions exist at the same time: (1) no purchase payments have been paid for a continuous period of 36 months; and (2) the Contract Value is less than $2000. In this event, We will give You notice of Our intent to cancel this contract. Upon such cancellation We will pay You the Contract Value, after any rider charges have been deducted from the Variable Account, in one sum. This contract will then terminate. ALLOCATION OF PURCHASE PAYMENTS You instruct Us on how You want Your purchase payments allocated among the available accounts. The percentage of any payment which may be allocated to the Regular Fixed Account is shown under Contract Data. We reserve the right to limit restrict payments to the accounts and/or variable subaccounts to which You can allocate purchase payments or Contract Value at any timeRegular Fixed Account on a nondiscriminatory basis with 30 Days written notice. In addition, allocations if We waive any restrictions on payments to the Regular Fixed Account, You will be notified in writing, signed by an officer of the company. Allocations to certain accounts or variable subaccounts may be limited or required under the terms of certain optional benefit riders, if any, attached to this contract. Your initial allocation elections instructions as of the Contract Date are shown under Contract Data. Unless any restrictions apply, You may, by Written Request or other method agreed to by Us, change Your choice of accounts or percentages. If Your current allocation instructions include a fund to which allocations are restricted and You do not provide new instructions, We will apply payments pro rata according to the valid portion of Your allocation instructions. The initial first purchase payment will be allocated as of the end of the Valuation Period during which We make an affirmative decision to issue this contract. Purchase payments after issue the first will be allocated as of the end of the Valuation Period during which We receive the payment at Our service center.corporate office. 411380-NY Page 11 (04/2013) ACCOUNTS: FIXED AND VARIABLE THE FIXED ACCOUNT The Fixed Account is part of Our general account. It is made up of all Our assets other than those in:

Payment Limits. Additional purchase payments are allowed as shown under the Maximum Purchase Payments per Contract Year - The maximum purchase payments in the first or later years may not exceed the amounts shown under Contract Data. The maximum amount allowed each , based on the contract year is based on and Your Attained Age at the time of payment, subject to the Maximum Total Purchase Payments per Owner shown under Contract Data, payment unless We allow otherwise on a non-discriminatory basis. In determining whether You have reached the maximum amount allowed under the The Maximum Total Purchase Payments per Owner, We include Permitted includes payments made to all deferred annuity contracts We have issued where You are an Owner. We reserve the right to increase the maximums. We reserve the right to limit, restrict, suspend, or reject any subsequent purchase payments and to limit the amount, frequency, or timing of purchase payments. We will send You written notice of any such limitation, restriction, suspension, or rejection. Additional Purchase Payments - Additional purchase payments You make must be at least the Minimum Additional Purchase Payment minimum amount shown under Contract Data. You cannot allocate purchase payments to the Fixed Account for six months following: (1) a partial surrender from the Fixed Account; or (2) termination of automated transfers from the Special DCA Fixed Account prior to the end of the elected Special DCA time period. We reserve the right to cancel this contract if both of the following conditions exist at the same time: (1) no purchase payments have been paid for a continuous period of 36 months; and (2) the Contract Value is less than $2000. In this event, We will give You notice of Our intent to cancel this contract. Upon such cancellation We will pay You the Contract Value, after any rider charges have been deducted from the Variable Account, in one sum. This contract will then terminate. ALLOCATION OF PURCHASE PAYMENTS You instruct Us on how You want Your purchase payments allocated among the available accounts. We reserve the right to limit the accounts and/or variable subaccounts to which You can allocate purchase payments or Contract Value at any time. In addition, allocations Allocations to certain accounts or variable subaccounts may be limited or required under the terms of certain optional benefit riders, if any, attached to this contract. Your initial allocation elections instructions as of the Contract Date are shown under Contract Data. Unless any restrictions apply, You may, by Written Request or other method agreed to by Us, change Your choice of accounts or percentages. If Your current allocation instructions include a fund to which allocations are restricted and You do not provide new instructions, We will apply payments pro rata according to the valid portion of Your allocation instructions. The initial first purchase payment will be allocated as of the end of the Valuation Period during which We make an affirmative decision to issue this contract. Purchase payments after issue the first will be allocated as of the end of the Valuation Period during which We receive the payment at Our service center.corporate office. 411382-NY Page 11 (04/2013) ACCOUNTS: FIXED AND VARIABLE THE FIXED ACCOUNT The Fixed Account is part of Our general account. It is made up of all Our assets other than those in:

Payment Limits. Additional purchase payments are allowed as shown under the Maximum Purchase Payments per Contract Year - The maximum purchase payments in the first or later years may not exceed the amounts shown under Contract Data. The maximum amount allowed each , based on the contract year is based on and Your Attained Age at the time of payment, subject to the Maximum Total Purchase Payments per Owner shown under Contract Data, payment unless We allow otherwise on a non-discriminatory basis. In determining whether You have reached the maximum amount allowed under the The Maximum Total Purchase Payments per Owner, We include Permitted includes payments made to all deferred annuity contracts We have issued where You are an Owner. We reserve the right to increase the maximums. We reserve the right to limit, restrict, suspend, or reject any subsequent purchase payments and to limit the amount, frequency, or timing of purchase payments. We will send You written notice of any such limitation, restriction, suspension, or rejection. Additional Purchase Payments - Additional purchase payments You make must be at least the Minimum Additional Purchase Payment minimum amount shown under Contract Data. You cannot allocate purchase payments to the Fixed Account for six months following: (1) a partial surrender from the Fixed Account; (2) a lump sum transfer from the Regular Fixed Account to another account; or (3) termination of automated transfers from the Special DCA Fixed Account prior to the end of the elected Special DCA time period. We reserve the right to cancel this contract if both of the following conditions exist at the same time: (1) no purchase payments have been paid for a continuous period of 36 months; and (2) the Contract Value is less than $2000. In this event, We will give You notice of Our intent to cancel this contract. Upon such cancellation We will pay You the Contract Value, after any rider charges have been deducted from the Variable Account, in one sum. This contract will then terminate. ALLOCATION OF PURCHASE PAYMENTS You instruct Us on how You want Your purchase payments allocated among the available accounts. The percentage of any payment which may be allocated to the Regular Fixed Account is shown under Contract Data. We reserve the right to limit restrict payments to the accounts and/or variable subaccounts to which You can allocate purchase payments or Contract Value at any timeRegular Fixed Account on a nondiscriminatory basis with 30 Days written notice. In addition, allocations if We waive any restrictions on payments to the Regular Fixed Account, You will be notified in writing, signed by an officer of the company. Allocations to certain accounts or variable subaccounts may be limited or required under the terms of certain optional benefit riders, if any, attached to this contract. Your initial allocation elections instructions as of the Contract Date are shown under Contract Data. Unless any restrictions apply, You may, by Written Request or other method agreed to by Us, change Your choice of accounts or percentages. If Your current allocation instructions include a fund to which allocations are restricted and You do not provide new instructions, We will apply payments pro rata according to the valid portion of Your allocation instructions. The initial first purchase payment will be allocated as of the end of the Valuation Period during which We make an affirmative decision to issue this contract. Purchase payments after issue the first will be allocated as of the end of the Valuation Period during which We receive the payment at Our service center.corporate office. ACCOUNTS: FIXED AND VARIABLE THE FIXED ACCOUNT The Fixed Account is part of Our general account. It is made up of all Our assets other than those in: