Common use of PERSONAL TRAVEL ACCIDENT COVER Clause in Contracts

PERSONAL TRAVEL ACCIDENT COVER. 5.1. WHAT WE COVER We cover the payment of the compensation defined in the Table of Coverage amounts if the Policy holder suffers an Accident with physical injury during their stay in a Foreign country, including when practising a dangerous sport as listed in Appendix 1 when the “Major risk” option has been subscribed to, during the contract validity period or, in the event of Death occurring immediately after or within 7 days following the covered Accident. If the Policy holder’s body is not recovered following a shipwreck or the disappearance or the destruction of the means of transport they were travelling in or on, there will be a presumed death after a period of one year following the date of the Accident, Cover is valid on presentation of a court ruling declaring the death. However, if, after the lump sum has been paid to the Beneficiary, it is proved at any time that the Policy holder is still alive, the amount paid on the grounds of presumed death must be returned to the Insurer in full. Definition of an accident with physical injury: A physical injury suffered due to the sudden and violent action of an external cause independent of your control.

PERSONAL TRAVEL ACCIDENT COVER. 5.1. WHAT WE COVER We cover the payment of the compensation defined in the Table of Coverage amounts if the Policy holder suffers an Accident with physical injury during their stay in a Foreign country, including when practising a dangerous sport as listed in Appendix 1 when the “Major risk” option has been subscribed to, during the contract validity period or, in the event of Death occurring immediately after or within 7 days following the covered Accident. If the Policy holder’s body is not recovered following a shipwreck or shipwreck, the disappearance or the destruction of the means of transport they were travelling in or on, there will be a presumed death after a period of one year following the date of the Accident, Cover is valid on presentation of a court ruling declaring the death. However, if, after the lump sum has been paid to the Beneficiary, it is proved at any time that the Policy holder is still alive, the amount paid on the grounds of presumed death must be returned to the Insurer in full. Definition of an accident with physical injury: A physical injury suffered due to the sudden and violent action of an external cause independent of your control.

PERSONAL TRAVEL ACCIDENT COVER. 5.1. WHAT WE COVER We cover the payment of the compensation defined in the Table of Coverage amounts if the Policy holder suffers an Accident with physical injury during their stay in a Foreign country, including when practising a dangerous sport as listed in Appendix 1 when the “Major riskSports and Leisure activities” option has been subscribed to, during the contract validity period or, in the event of Death occurring immediately after or within 7 days following the covered Accident. If the Policy holder’s body is not recovered following a shipwreck or shipwreck, the disappearance or the destruction of the means of transport they were travelling in or on, there will be a presumed death after a period of one year following the date of the Accident, Cover is valid on presentation of a court ruling declaring the death. However, if, after the lump sum has been paid to the Beneficiary, it is proved at any time that the Policy holder is still alive, the amount paid on the grounds of presumed death must be returned to the Insurer in full. Definition of an accident with physical injury: A physical injury suffered due to the sudden and violent action of an external cause independent of your control.