Common use of PERSONAL TRAVEL ACCIDENT COVER Clause in Contracts

PERSONAL TRAVEL ACCIDENT COVER. 5.1. WHAT WE COVER Definition of an accident with physical injury: 5.2. WHAT IS THE AMOUNT OF OUR COVER? The compensation amount can only be defined after consolidation, i.e. once the consequences of the Accident have stabilised. Combined compensation: Maximum coverage per Collective event 5.3. WHAT WE EXCLUDE 5.3.1 Exclusions specific to contract “Planet Studies Premium Plus” - accidents caused by: blindness, paralysis, mental disorders, as well as all illnesses or infirmities existing when this contract was subscribed to, - accidents resulting from the practise of certain sports such as: rock- climbing, mountaineering, luge competitions, underwater diving, with or without autonomous breathing equipment, parachuting and all air sports, including kite flying and flying similar devices, pot-holing, as well as those resulting from training for, or participating in sports competitions, - accidents caused by the use of a motorcycle of over 125 cm3 both as driver or passenger, - accidents caused by the professional practice or teaching by the policy holder of a sport, - accidents cause by a transport company not licensed for public transport. 5.3.2 Exclusions specific to the “Major risk” option In addition to the general exclusions detailed below (section 7.6), the following are excluded:

PERSONAL TRAVEL ACCIDENT COVER. 5.1. WHAT WE COVER Definition of an accident with physical injury: 5.2. WHAT IS THE AMOUNT OF OUR COVER? The compensation amount can only be defined after consolidation, i.e. once the consequences of the Accident have stabilised. Combined compensation: Maximum coverage per Collective event 5.3. WHAT WE EXCLUDE 5.3.1 Exclusions specific to contract “Planet Studies Premium PlusPremium” - accidents caused by: blindness, paralysis, mental disorders, as well as all illnesses or infirmities existing when this contract was subscribed to, - accidents resulting from the practise of certain sports such as: rock- climbing, mountaineering, luge competitions, underwater diving, with or without autonomous breathing equipment, parachuting and all air sports, including kite flying and flying similar devices, pot-holing, as well as those resulting from training for, or participating in sports competitions, - accidents caused by the use of a motorcycle of over 125 cm3 both as driver or passenger, - accidents caused by the professional practice or teaching by the policy holder of a sport, - accidents cause by a transport company not licensed for public transport. 5.3.2 Exclusions specific to the “Major risk” option In addition to the general exclusions detailed below (section 7.6), the following are excluded:

PERSONAL TRAVEL ACCIDENT COVER. 5.1. WHAT WE COVER Definition of an accident with physical injury: 5.2. WHAT IS THE AMOUNT OF OUR COVER? The compensation amount can only be defined after consolidation, i.e. once the consequences of the Accident have stabilised. Combined compensation: Maximum coverage per Collective event 5.3. WHAT WE EXCLUDE 5.3.1 Exclusions specific to contract “Planet Studies Premium PlusRoutard” - accidents caused by: blindness, paralysis, mental disorders, as well as all illnesses or infirmities existing when this contract was subscribed to, - accidents resulting from the practise of certain sports such as: rock- rock-climbing, mountaineering, luge competitions, underwater diving, with or without autonomous breathing equipment, parachuting and all air sports, including kite flying and flying similar devices, pot-holing, as well as those resulting from training for, or participating in sports competitions, - accidents caused by the use of a motorcycle of over 125 cm3 both as driver or passenger, - accidents caused by the professional practice or teaching by the policy holder of a sport, - accidents cause by a transport company not licensed for public transport. 5.3.2 Exclusions specific to the “Major risk” option In addition to the general exclusions detailed below (section 7.6), the following are excluded: