Pre-Existing Conditions Exclusion. No Critical Illness benefit shall be payable if twenty-four (24) months immediately prior to the Insured Employees effective date the Insured Employee was attended to or received medical treatment, consultation, care or services by a Physician, including diagnostic measure for any symptom or medical problem which leads to a Diagnosis of or treatment for a Critical Illness condition unless the Diagnosis of the Critical Illness condition occurs later than twenty-four (24) consecutive months from the Insured Employees effective date or date of most recent Reinstatement of coverage under this policy. If this policy directly replaces one with another Insurer providing similar benefits, an Insured Employee who has satisfied the time period of pre-existing conditions limitation in a prior policy will be deemed to have satisfied the time period in this policy, but only to the extent of the Benefit Amount and Critical Illnesses covered in the prior policy. Any additional Benefit Amount provided in this policy will be subject to the terms of this exclusion. The prior policy must be cancelled within thirty-one (31) days prior to the date this policy came into force.
Pre-Existing Conditions Exclusion. For purposes of administering the Pre-existing Condition Exclusion in the regular Supplemental Disability plan as well as in the Supplemental Disability Continuation Rider, the period of continued coverage under the Supplemental Disability Continuation Rider will be considered a continuation of the regular period of coverage rather than a new separate time period. Partial Disability If you begin receiving benefits under the Supplemental Disability Continuation Rider and decide to request Partial Disability, you must contact Liberty who will coordinate the Partial Disability process. Successive Period of Total Disabilities Same as the regular Supplemental Disability plan Right of Recovery (with respect to Overpayments/Underpayments) Same as the regular Supplemental Disability plan. Please refer to your Supplemental Disability booklet for details. Filing a Claim Supplemental Disability Continuation Rider claim forms are available from your Benefits Office. One of these special claim forms has been included in your Supplemental Disability Continuation Rider packet. Claim filing procedures are the same as the regular Supplemental Disability plan guidelines, except for the use of the special claim form. Plan Administration Same as the regular Supplemental Disability booklet. Nondiscrimination Statement In conformance with applicable law and University policy, the University is an affirmative action equal opportunity employer.
Pre-Existing Conditions Exclusion. No Critical Illness benefit shall be payable if, twenty-four (24) months immediately prior to the Effective Date of Individual Insurance, the Insured Member was attended to or received medical treatment, consultation, care or services by a Physician, including diagnostic measure for any symptom or medical problem which leads to a Diagnosis of or treatment for a Critical Illness condition unless the Diagnosis of the Critical Illness condition occurs later than twenty-four (24) consecutive months from the Effective Date of Individual Insurance or date of most recent Reinstatement of coverage under this policy.
Pre-Existing Conditions Exclusion. No Critical Illness benefit shall be payable if, twenty-four (24) months immediately prior to the Effective Date of Individual Insurance, the Insured Employee was attended to or received medical treatment, consultation, care or services by a Physician, including diagnostic measure for any symptom or medical problem which leads to a Diagnosis of or treatment for a Critical Illness condition unless the Diagnosis of the Critical Illness condition occurs later than twenty-four (24) consecutive months from the Effective Date of Individual Insurance or date of most recent Reinstatement of coverage under this policy. If this policy directly replaces one with another Insurer providing similar benefits, an Insured Employee who has satisfied the time period of pre-existing conditions limitation in a prior policy will be deemed to have satisfied the time period in this policy, but only to the extent of the Benefit Amount and Critical Illnesses covered in the prior policy. Any additional Benefit Amount provided in this policy will be subject to the terms of this exclusion. The prior policy must be cancelled within thirty-one (31) days prior to the date this policy came into force. An Insured Employee who has not satisfied the time period of pre-existing conditions limitation in a prior policy will be allowed to apply any amount of time satisfied under the pre-existing conditions limitation of the prior policy toward the satisfaction of the time period requirement of this Pre-existing Conditions Exclusion, but only to the extent of the Benefit Amount and Critical Illnesses covered in the prior policy. Any additional Benefit Amount provided in this policy will be subject to the terms of this exclusion. The prior policy must be cancelled within thirty-one (31) days prior to the date this policy came into force.
