Common use of Prerequisites for benefits Clause in Contracts

Prerequisites for benefits. 2.1.1.1 The insured person's physical or mental capacities have been permanently impaired as a result of the accident (disability). The disability - has occurred within 18 months of the accident and - has been diagnosed by a physician in writing within 24 months of the accident, and the insured person has submitted a claim to us. This time period is deemed to have been adhered to when a physician has been commissioned to provide the necessary information in a timely manner, even if he does not provide his information by the required date. 2.1.1.2 There is no entitlement to disability benefits if the insured person dies one year after the accident as a result of the accident.