Type and amount of benefit. 2.1.2.1 The disability benefit is paid as a capital amount.
2.1.2.2 The amount insured and the degree of disability as a result of the accident form the basis for calculating the benefit.
2.1.2.2.1 The following disability levels apply to the loss or failure to function with respect to the limbs and sensory organs listed below: Arm or hand 100 % Thumb 30 % Index finger 20 % Other finger 15 % Leg or foot 100 % Large toe 15 % Other toe 5 % Lower jaw due to surgical intervention 30 % Eye *) 100 % Hearing in one ear 40% Hearing in one ear if hearing in the other ear was already lost at the time of the accident 70% Hearing in both ears 100 % Sense of smell 20% Sense of taste 20% Speech 100% Sterility (men) 30% Ability to conceive or become pregnant for women up to 40 years of age 30% In the case of partial loss or incapacity, the corresponding portion of each percentage rate applies. *) total and permanent loss of sight - in both eyes, if the insured person is added to the blind register based on the diagnosis of a qualified ophthalmologist, or - in one eye if vision remains below 3/60 pursuant to the Snellen Table even after corrective measures.
2.1.2.2.2 With respect to other body parts and sensory organs, the degree of invalidity is measured by how much normal physical or mental capacity has been impaired overall. To this end, only medical aspects may be taken into account.
2.1.2.2.3 If the affected body parts or sensory organs or their function were already permanently impaired before the accident, then the degree of disability will be reduced by the amount of the previous disability. It must be calculated according to 2.1.2.2.1 and 2.1.2.2.2.
2.1.2.2.4 Where several body parts or sensory organs have been impaired as a result of the accident, the degrees of disability calculated as per the aforementioned provisions are added together. However, these amounts cannot exceed 100%.
2.1.2.3 Additional benefit as of 70% disability
1.2.2.1. The additional benefit is limited to a maximum of EUR 200,000.00 for each insured person. If the insured person has other accident insurance policies with our insurance company, then the maximum amount refers to all insurance policies combined.
2.1.2.4 If the insured person dies - as a result of causes not related to the accident within a year after the accident, or - regardless of the cause, later than two years after the accident and a claim to disability benefits was established, the insurer will provide benefits according to...
Type and amount of benefit. 1.7.3.1 The insured person receives one-time emergency assistance of 5% of the basic amount insured for the disability, but no more than $ 15,000.00 if serious injuries in terms of 1.7.1 have occurred as a result of an accident that falls under the insurance policy.
1.7.3.2 Emergency assistance due to an accident is only provided once, regardless of how many injuries the insured person suffers.
Type and amount of benefit. The maximum reimbursement is $ 5,000.00 as of an amount of $ 50.00 for each claim for verified - doctor's fees - other operation costs - required costs for accommodations and meals in the hospital, but not for additional food and beverages - medication - artificial limbs - bandages
Type and amount of benefit. 2.1.2.1 The disability benefit is paid as a capital amount.
2.1.2.2 The amount insured and the degree of disability as a result of the accident form the basis for calculating the benefit.
2.1.2.2.1 The following disability levels apply to the loss or failure to function with respect to the limbs and sensory organs listed below: Covered Loss Benefit Amount Life 100% of the Principal Sum Loss of One Hand or Foot 100% of the Principal Sum Loss of Use of One Hand or Foot 100% of the Principal Sum Loss of Sight in One Eye 50% of the Principal Sum Loss of Speech 50% of the Principal Sum Loss of Hearing (in both ears) 50% of the Principal Sum Thumb and Index Finger of the Same Hand 25% of the Principal Sum
2.1.2.2.2 With respect to other body parts and sensory organs, the degree of invalidity is measured by how much normal physical or mental capacity has been impaired overall. To this end, only medical aspects may be taken into account.
2.1.2.2.3 If the affected body parts or sensory organs or their function were already permanently impaired before the accident, then the degree of disability will be reduced by the amount of the previous disability. It must be calculated according to 2.1.2.2.1 and 2.1.2.2.2.
2.1.2.2.4 Where several body parts or sensory organs have been impaired as a result of the accident, the degrees of disability calculated as per the aforementioned provisions are added together. However, these amounts cannot exceed 100%.
2.1.2.3 Additional benefit as of 70% disability
1.2.2.1. The additional benefit is limited to a maximum of $ 200,000.00 for each insured person. If the insured person has other accident insurance policies with our insurance company, then the maximum amount refers to all insurance policies combined.
2.1.2.4 If the insured person dies - as a result of causes not related to the accident within a year after the accident, or - regardless of the cause, later than two years after the accident and a claim to disability benefits was established, the insurer will provide benefits according to the degree of disability that would have been expected based on the medical findings.
Type and amount of benefit. 1.12.2.1 The insurer will reimburse a total of EUR 15,000.00 of verified costs for the conversion of the workplace, or for the cases set out in 1.12.2.2 and 1.
Type and amount of benefit. A reimbursement of CHF 216.00 per day is provided for a maximum of one year.
Type and amount of benefit. 5.1. The insured benefit consists of a lump sum death benefit of the insured person that arises before the final age or the termination of the insurance.
5.2. The amount of the lump sum death benefit is determined in an agreement between the Pension Fund and the interested party. It corresponds to a multiple of CHF 10'000.-, and cannot exceed CHF 1'500'000.
5.3. The insured lump sum death benefit will not exceed the amount which was covered before the end of employment with CERN.
