Scope of insurance cover. If the luggage of the insured person, which was checked in in good condition for transport with the same mode of transport used by the insured person for travel purposes, arrives at the intended destination with damages, the insurer will reimburse verified costs for the repair or purchase of required replacement clothing, luggage items and hygiene articles. With respect to type, quantity and quality, the reimbursement will be based on the damaged luggage of the insured person.
Scope of insurance cover. If the luggage that is checked in for transport with the same mode of transport also used by the insured person for travel purposes does not arrive at the intended location within four hours of the arrival of the insured person, the insurer will reimburse verified costs for the purchase of required replacement clothes and hygiene items purchased prior to the arrival of the luggage. With respect to type, quantity and quality, the reimbursement will be based on the delayed or lost clothing items and hygiene articles of the insured person.
Scope of insurance cover. Insurance cover applies to medically meaningful and physician-ordered return transport or repatriation due to an accident by plane or another suitable transport method from a domestic location and from abroad to a suitable hospital that is located at the residence of the insured person. In the case of death, the insured person will be repatriated to the last place of residence. In the event insurance cover is available from another insurer/funding agency with regard to the aforementioned costs, then that insurer/funding agency takes precedence with regard to the obligation to pay benefits. Insofar as another insurer/funding agency is involved, reimbursement claims from this contract may only be asserted for the remaining costs up to the amount insured. Where another insurer/funding agency disputes its service obligation, the insured person may call us directly. All other accident-related additional services arise from the following provisions of the "General Accident Insurance Conditions regarding Transport and Traveller's Accident Insurance".
Scope of insurance cover. The insurer reimburses costs incurred for meals, refreshments, hotel stays and transportation to and from a nearby hotel establishment if the booked connecting flight is missed due to the delayed arrival of a booked and confirmed flight at the airport, and there is no alternate possibility for onward travel within the next four hours.
Scope of insurance cover. The insurer will reimburse costs incurred for meals, refreshments, hotel stays and transport to and from nearby hotel establishments, if a booked and confirmed trip is delayed by more than four hours as compared to the times indicated in the time table or flight schedule or cannot be undertaken as planned due to a breakdown.
Scope of insurance cover. The insurer provides compensation if luggage brought along on a trip is lost or damaged in an insured mode of transport, and during travel to and from the same. The following are deemed insured:
a) theft, breaking and entering, robbery, extortionate robbery, intention property damage by third parties;
b) accident of a mode of transport;
c) fire, explosion, storm, hail, snow loads, lightning strikes, flood water, flooding, avalanches, volcanic eruptions, earthquakes and landslides All items of the insured person's personal travel needs, including gifts and souvenirs, are deemed insured luggage.
Scope of insurance cover. Insurance cover is provided regardless of other existing accident insurance policies. However, there is no addition of insurance benefits from multiple insurance contracts in line with the AirPlus credit card programme:
1. As a guest on flights with an aircraft authorised for air travel, as a traveller using the train or ferries Insurance cover always begins when the person has entered the airport premises/train station/ferry station, applies for the duration of the flight/train ride/boat ride and expires when the person leaves the airport premises/train station/ferry station at the destination. If the traveller is already in possession of a valid airline ticket or ticket, or such has been filed at the airport/train station/port, the following also applies: Where modes of transport are used for direct travel to the airport/train station/port prior to the intended departure, insurance cover already begins at the time the person enters the mode of transport. It expires after the arrival of the air plane/train/ferry when the person leaves the mode of transport that was used to reach the nearest destination (hotel, workplace, residence, collection site) after the flight/train ride/boat ride. Accidents during the course of replacement transport provided by a transport company due to bad weather or for technical reasons are also co-insured in the same manner. Insurance cover also extends to the drive to and from evening luggage check-in for plane travel. Insurance cover also applies to trips undertaken with railway passes, as long as the pass was paid for with an insured Account, a Virtual Card or a Corporate Card.
2. As the passenger of a long-distance bus Insurance cover begins when the person enters the bus, applies for the duration of the bus trip and ends when the person leaves the bus at the destination.
3. As the user of a rental car (passenger vehicles)). Insurance cover applies as a driver or passenger in the passenger vehicle. This also includes accidents that occur while entering or exiting the car, or fuelling. Each entitled driver or passenger of a rental car has a claim for the full amount insured as per this contract. Entitled driver or passengers include all employees of the company for whom the Account or the Virtual Card was issued, and also persons not related to the company who travel in the rental car together with the person renting the car and whose employer also possesses an Account or a Virtual Card with insurance cover, as well as other...
Scope of insurance cover. Insurance cover is provided regardless of other existing accident insurance policies. However, insurance benefits from multiple insurance contracts under the master contract are not added together.
1. As a guest on flights with an aircraft authorised for air travel, as a traveller using the train or ferries or long- distance buses the following applies to railway passes:
2. As a participant in all-inclusive travel (bundling of at least two travel services, if at least one insured mode of transport is included in the package) Insurance cover applies accordingly to the services included in the all-inclusive trip. The following also applies to Corporate Card holders
3. As a Corporate Card holder entitled to a company car In the absence of insurance cover pursuant to items 1. -2., insurance cover is granted to the card holder during business travel with the company car as a driver or passenger of that vehicle. Insurance cover applies from the point of entry to exit from the vehicle barring short stops. Card holders entitled to a company car are persons to whom a company car is permanently provided for use. The term "company car" includes all passenger cars/estate cars purchased or leased by the AirPlus corporate client and/or licensed to the AirPlus corporate client for the aforementioned group of persons, whereby these vehicles are used solely for the purpose of transporting persons. This insurance cover exists regardless of card use. Insurance cover at the aforementioned scope is also provided to the card holder entitled to a company car when he uses a replacement vehicle for business purposes, which does not fall under the definition of "company car", insofar as he provides evidence in the case of a claim that the company car was temporary unsuitable for driving, which necessitated the use of a replacement vehicle. Insofar as several card holders entitled to a company car, who receive insurance cover when using the company car, jointly undertake business travel with a company car, the insurance sums under this contract will be available to each person. Insurance cover does not extend to daily travel to and from the permanent place of residence and permanent place of employment.
Scope of insurance cover. Insurance cover is contingent on all rental costs having been paid with a Corporate Card, Virtual Card or Account and the rental period shown in the rental contract does not exceed 31 days. In the case of long-term rentals of more than 31 days, insurance cover is only extended if interim settlements are completed with a separate payment process for each maximum 31 day period, or if a new rental contract is issued with a separate contract number after the maximum period of 31 days.
Scope of insurance cover. The insurer is required to pay benefits if the insured person cannot be reasonably expected to attend the booked event due to one of the important reasons outlined below, based on general life experience:
a) death, serious accident or unexpected serious illness of the insured person, his spouse/life partner/common law spouse, children, parents, siblings, grandparents, grandchildren, parents in law or children in law;
b) damages to the property of an insured person as a result of fire, acts of god or an intentional criminal act by a third party. The damages must be significant in relation to the financial position and wealth of the damaged party or his presence is required for damage assessment purposes.
