Common use of Program Eligibility Clause in Contracts

Program Eligibility. You will be immediately eligible for and enrolled in the Earth tier of the Program when you open an Account and obtain a Card. You will remain eligible for the Earth tier as long as you maintain your Account in good standing. Your Account is considered in good standing if it is open and not suspended or dormant. To become eligible for the Water, Air, or Fire tiers of the Program, you must meet certain minimum Account activity requirements. On a daily basis, we will monitor your prior 30 days of Account activity to determine whether you have met the requisite eligibility criteria for invitation to a higher tier; monitoring begins the day your account is opened if you have been a customer for less than 30 days . Once you have met the eligibility criteria for a particular tier, we will invite you to enroll in that Rewards tier for a twelve-month period (the “Enrollment Period”). When you receive an invitation, you may choose to either continue in your current tier or enroll in the new tier and pay the applicable Activation Fee. If you enroll in the higher tier, you will not receive a refund on your prior Activation Fee or have access to any unused benefits from your prior tier. To qualify for each tier, you must meet the following, minimum qualifying deposits and minimum qualifying Card transactions requirements during the prior 30 days. Minimum Qualifying Deposits $0 $1,500 $3,000 $6,000 Minimum Qualifying Card Transactions $0 $500 $1,000 $2,000 1. Minimum Qualifying Deposits

Program Eligibility. You will be immediately eligible for and enrolled in the Earth tier of the Program when you open an Account and obtain a Card. You will remain eligible for the Earth tier as long as you maintain your Account in good standing. Your Account is considered in good standing if it is open and not suspended or dormant. To become eligible for the Water, Air, or Fire tiers of the Program, you must meet certain minimum Account activity requirements. On a daily basis, we will monitor your prior 30 days of Account activity to determine whether you have met the requisite eligibility criteria for invitation to a higher tier; monitoring begins the day your account is opened if you have been a customer for less than 30 days days. Once you have met the eligibility criteria for a particular tier, we will invite you to enroll in that Rewards tier for a twelve-month period (the “Enrollment Period”). When you receive an invitation, you may choose to either continue in your current tier or enroll in the new tier and pay the applicable Activation Annual Fee. If you enroll in the higher tier, you will not receive a refund on your prior Activation Annual Fee or have access to any unused benefits from your prior tier. To qualify for each tier, you must meet the following, minimum qualifying direct deposits and minimum qualifying Card transactions requirements during the prior 30 days. Minimum Qualifying Direct Deposits $0 $1,500 $3,000 $6,000 Minimum Qualifying Card Transactions $0 $500 $1,000 $2,000 1. Minimum Qualifying Direct Deposits

Program Eligibility. You will be immediately eligible for and enrolled in the Earth tier of the Program when you open an Account and obtain a Card. You will remain eligible for the Earth tier as long as you maintain your Account in good standing. Your Account is considered in good standing if it is open and not suspended or dormant. To become eligible for the Water, Air, or Fire tiers of the Program, you must meet certain minimum Account activity requirements. On a daily basis, we will monitor your prior 30 days of Account activity to determine whether you have met the requisite eligibility criteria for invitation to a higher tier; monitoring begins the day your account is opened if you have been a customer for less than 30 days . Once you have met the eligibility criteria for a particular tier, we will invite you to enroll in that Rewards tier for a twelve-month period (the “Enrollment Period”). When you receive an invitation, you may choose to either continue in your current tier or enroll in the new tier and pay the applicable Activation Annual Fee. If you enroll in the higher tier, you will not receive a refund on your prior Activation Annual Fee or have access to any unused benefits from your prior tier. To qualify for each tier, you must meet the following, minimum qualifying deposits and minimum qualifying Card transactions requirements during the prior 30 days. Minimum Qualifying Deposits $0 $1,500 $3,000 $6,000 Minimum Qualifying Card Transactions $0 $500 $1,000 $2,000 1. Minimum Qualifying Deposits