Reservations and Merchant Authorizations. Under certain circumstances, a merchant (e.g. hotel) may require the use of a card to guarantee reservations that may result in a hold on the available funds on the Card. If you cancel any guaranteed reservation made using the Card, you must obtain a cancellation number. If you fail to do so, the hold placed for the guaranteed reservation will not be canceled and the amount will be held against the balance on the Card. This may limit your future transactions. Further, if the merchant subsequently charges the amount of the guaranteed reservation to your Card, we will not be obligated to re-credit the Card if you fail to obtain a cancellation number. In addition, authorizations issued for Card transactions must be canceled when you initiate a card transaction and subsequently use another form of payment for the transaction such as a credit card or cash, since failure to have the authorization canceled may also result in a hold on funds on the Card and limit your future transactions. All fees Amount Details Card purchase $5.95 $5.95 issuance fee may be paid by Payer or Employer. Please log in to your account to view applicable fees. Additional Card $10.00 Fee for additional Card on same Account (Up to two) Monthly usage Monthly fee $0 Fee for monthly maintenance of the Account Add money Direct deposit $0 Get cash ATM withdrawal (in-network) $0 “In-network” refers to the Commerce Bank & Allpoint ATM Networks. Locations can be found at xxxxxxxxxxxx.xxx/xxxxxxxxx & xxxxxxxxxxxxxxx.xxx ATM withdrawal (out-of-network) $3.25 This is our fee. “Out-of-network” refers to all the ATMs outside of the Commerce Bank & Allpoint ATM Networks. You may also be charged a fee by the ATM operator, even if you do not complete a transaction. In-Person cash withdrawal $5.00 This is our fee for a teller-assisted cash withdrawal at U.S. and non-U.S. financial institutions. One withdrawal at no charge per week; $5.00 per withdrawal thereafter. Other financial institution may also charge you a fee for in-person cash withdrawals made at their locations. Finally, you may be charged a fee by other third parties for cash withdrawals made at the point of sale (cash back). One withdrawal at no charge per week. Information Customer service (automated) $0 Customer service (live agent) $2.00 Per call. Fee may be charged each time you contact one of our live customer service representatives. First call per month at no charge; $2.00 per call thereafter. ATM balance inquiry (in-network) $0 “In-net...
Reservations and Merchant Authorizations
