Restricting Your Account; Blocking or Delaying. Transactions You agree that we may limit access to your Account; decline or prevent any or all transactions to or from your Account; refuse, freeze, reverse, Hold or delay any specific withdrawal, payment or transfer of funds to or from your Account; remove funds from your Account to hold them pending investigation; or close your Account, in order to protect you or us or to comply with Applicable Law, including when: • Your Account is involved in any legal or administrative proceeding; • We receive conflicting information or instructions regarding Account ownership, control or activity; • We suspect that you may be the victim of a fraud, scam or financial exploitation, even though you have authorized the transaction; • We suspect that any transaction may involve illegal activity or may be fraudulent; • We are complying in our sole judgment with any Applicable Law or with our policies adopted to assure that we comply with Applicable Law; or • We reasonably believe that doing so is necessary to avoid Losses or reduce risk to us. We can close your Account and assign and transfer your Account information to a replacement Account number in our sole discretion, including when there is a change in Account ownership or your Account is reported compromised by you or any other owner. If we issue you a replacement Account number, this Agreement will continue to apply to that Account. You agree that we will have no liability for any action we take hereunder and we may take such action without prior notice except where prohibited by Applicable Law. This paragraph and the actions authorized hereunder shall not be construed as obligating us to conduct transaction monitoring or otherwise detect fraudulent activity with respect to your Account.
