SERVICES AVAILABLEWITHYOUR DEBIT CARD Sample Clauses

SERVICES AVAILABLEWITHYOUR DEBIT CARD. You can use your Debit Card to do the following: A. Point-of-Sale Transactions (POS). You may use your Debit Card to purchase goods or services at any merchant location that accepts Visa® cards. In this document, these purchases are called “Point-of-Sale” (POS) transactions, and merchants who accept Visa® cards are called “participating merchants.” You can make Point-of-Sale purchases using your Debit Card up to the amount of the available balance in your Checking Account at the time of the Point-of- Sale transaction. The “available balance” in your Checking Account for purposes of this document means the available collected balance in your Checking Account plus any available limit on any overdraft protection you may have with your Checking Account, less the amount of any (i) outstanding Point-of-Sale authorizations made to your Checking Account for Point-of-Sale transactions (regardless of whether you have actually made the purchase for which the authorization was given), and (ii) other holds placed on your Checking Account. You cannot access any account other than your Checking Account for Point-of-Sale transactions.