Standard Mobile Availability. “Standard Mobile Availability” means that check funds generally will be available to you for Mobile RDC Account transactions on the third business day following the business day on which we receive the check image from you. Check images received by us after 2:00 p.m. (or such other cutoff time as may be displayed in the Service application) on a business day or on a day that is not a business day will be considered received on the next business day. Standard Mobile Availability may be subject to applicable fees, which will be disclosed to you before you complete the Service transaction.
Standard Mobile Availability. “Standard Mobile Availability” means that check funds generally will be available to you for Mobile Deposit Account transactions on the third business day following the business day on which we receive the check image from you. Check images received by us after 2:00 p.m. (or such other cutoff time as may be displayed in the Service application) on a business day or on a day that is not a business day will be considered received on the next business day. Standard Mobile Availability may be subject to applicable fees, which will be disclosed to you before you complete the Service transaction. Transaction Authorization. By following our procedures for the transmission of check images through the Mobile Deposit Service and otherwise furnishing information necessary to execute Service transactions, you authorize us to credit deposits to your Mobile Deposit Account, as provided in the terms of this Agreement. Each time we accept a check image from you and credit a deposit to your Mobile Deposit Account, as applicable, you assign to us all of yourright, title, and interest in and to the original check, with all available recourse against you (including, but not limited to, our right of chargeback to your Mobile Deposit Account, as applicable, in the event of dishonor or nonpayment by the drawee), notwithstanding any restrictive, qualified, or conditional endorsement (including, but not limited to, any “without recourse” endorsement) you may apply to the check without direction or approval from us. Until such time as you dispose of the original check following the expiration of the Check Retention Period in accordance with the terms of this Agreement, you acknowledge and agree that you will retain custody of the original check in trust for us. Disposal of Transmitted Checks. After you transmit any check image to us and receive confirmation from us that we have received the image, you agree to securely store the original check during the Check Retention Period. During the Check Retention Period, you agree to take appropriate measures to ensure that: (i) only authorized persons will have access to the check, (ii) the information contained on the check will not be improperly disclosed, and (iii) the check will not be duplicated, further scanned and transmitted through any remote deposit capture service, and/or deposited or negotiated in any form. Promptly after the expiration of the Check Retention Period, you agree to destroy the original check, mark it “VOID”, or o...
