Common use of Supplementary Services Clause in Contracts

Supplementary Services. Betterment provides Clients who meet the Account Balance Threshold for the applicable plan the opportunity to receive Supplementary Services through participation in Betterment’s “Betterment Premium” plan. Clients who do not participate in the Betterment Premium plan are referred to as Clients of the “Betterment Digital plan.” If Client meets the Account Balance Threshold, Client will be able to elect to participate in the Betterment Premium plan, or to discontinue participation in such plan, by contacting xxxxxxx@xxxxxxxxxx.xxx or via the Interface. Clients are charged a higher fee for participating in the Betterment Premium plan, as described in Section 17 (Compensation) below. Subject to the limitations described below, Clients participating in the Betterment Premium plan will be able to schedule telephone consultations with a financial consultant who will provide personalized financial planning advice, including advice relating to debt, such as student loans and credit card debt, mortgages, savings, and retirement (including pensions and social security) advice that does not constitute legal advice or advice requiring licensure as a Certified Public Accountant (such advice collectively is referred to as “Supplementary Services” whether delivered via telephone consultation or another medium). Any tax information provided by Betterment is not a substitute for the advice of a qualified tax advisor. You should consult with your tax advisor to discuss tax-related concerns. In addition, Betterment may, in its sole discretion, offer any Client (including participants in the Digital plan) non-discretionary Supplementary Services through email, electronic chat, or telephone free of charge. Any financial planning advice provided by Betterment shall be based on information provided by Client to the financial consultant and the financial consultant will not be required to independently verify any such information. Betterment shall rely on such information and cannot be held responsible for any recommendations based on inaccurate or incomplete information. Client acknowledges that if Client provides false, inaccurate, or incomplete information to Betterment, the financial planning advice that Betterment provides through the financial consultant may not match Client’s needs. Information provided by Clients to Betterment’s financial consultants will not typically be considered in the future provision of Betterment’s discretionary advisory services unless Client also enters such information into Betterment’s online interface. In addition, certain financial topics, such as investments in real estate, may fall outside the scope of the Supplementary Services. Participation in the Betterment Premium plan will entitle Client to an unlimited number of telephone consultations per year with a Betterment financial consultant, subject to the availability of such financial consultants, which may be adjusted to take into account scheduling needs of other Betterment Premium clients. Betterment uses a team-based approach to providing Supplementary Services: if you receive Supplementary Services on multiple occasions, you are likely to interact with multiple financial consultants. Betterment Premium plan Clients will generally receive periodic updates, reminders, and other messages from a Betterment financial consultant to assist them in staying on track to meet their investment goals. Telephone consultations will be scheduled on Business Days during Betterment’s normal business hours, as described on the Website. Client is under no obligation to accept or follow any recommendations made by a financial consultant as part of the Supplementary Services, and neither Betterment nor the financial consultant will have any discretion over Client’s assets or accounts with respect to the implementation of such recommendations. Client acknowledges that the financial consultant who provides Supplementary Services to Client is not an attorney or accountant, and no advice given to Client through the Supplementary Services should be interpreted as legal or tax advice.

Supplementary Services. Betterment provides Clients the opportunity to receive Supplementary Services. Clients who meet the Account Balance Threshold for the applicable plan the opportunity to may receive Supplementary Services through participation in Betterment’s “Betterment Premium” plan. Clients who do not participate in the Betterment Premium plan are referred to as Clients of the “Betterment Digital plan.” If Client meets the Account Balance Threshold, Client will be able to elect to participate in the Betterment Premium plan, or to discontinue participation in such plan, by contacting xxxxxxx@xxxxxxxxxx.xxx or via the Interface. Clients are charged a higher fee for participating in the Betterment Premium plan, as described in Section 17 (Compensation) below. Subject to the limitations described below, Clients participating in the Betterment Premium plan will be able to schedule telephone consultations with a financial consultant who will provide personalized financial planning advice, including advice relating to debt, such as student loans and credit card debt, mortgages, savings, and retirement (including pensions and social security) advice that does not constitute legal advice or advice requiring licensure as a Certified Public Accountant (such advice collectively is referred to as “Supplementary Services” whether delivered via telephone consultation or another medium). Betterment Digital plan Clients also may receive a package of financial planning advice (“Advice Package”) for a fixed fee paid in advance, as described in Section 17 (Compensation) below. All available Advice Packages and prices are listed on the Website, at xxxxx://xxx.xxxxxxxxxx.xxx/advice-packages/. Client acknowledges and agrees that receipt of Advice Packages are subject to additional terms and conditions as set forth on the Website. Any tax information provided by Betterment is not a substitute for the advice of a qualified tax advisor. You should consult with your tax advisor to discuss tax-related concerns. In addition, Betterment may, in its sole discretion, offer any Client (including participants in the Betterment Digital plan) non-discretionary Supplementary Services through email, electronic chat, or telephone free of charge. Any financial planning advice provided by Betterment shall be based on information provided by Client to the financial consultant and the financial consultant will not be required to independently verify any such information. Betterment shall rely on such information and cannot be held responsible for any recommendations based on inaccurate or incomplete information. Client acknowledges that if Client provides false, inaccurate, or incomplete information to Betterment, the financial planning advice that Betterment provides through the financial consultant may not match Client’s needs. Information provided by Clients to Betterment’s financial consultants will not typically be considered in the future provision of Betterment’s discretionary advisory services unless Client also enters such information into Betterment’s online interface. In addition, certain financial topics, such as investments in real estate, may fall outside the scope of the Supplementary Services. Participation in the Betterment Premium plan will entitle Client to an unlimited number of telephone consultations per year with a Betterment financial consultant, subject to the availability of such financial consultants, which may be adjusted to take into account scheduling needs of other Betterment Premium clients. Betterment uses a team-based approach to providing Supplementary Services: if you receive Supplementary Services on multiple occasions, you are likely to interact with multiple financial consultants. Betterment Premium plan Clients will generally receive periodic updates, reminders, and other messages from a Betterment financial consultant to assist them in staying on track to meet their investment goals, but Betterment financial consultants will not monitor, or provide continuing advice on, accounts held at financial institutions other than Betterment. Telephone consultations will be scheduled on Business Days during Betterment’s normal business hours, as described on the Website. Client is under no obligation to accept or follow any recommendations made by a financial consultant as part of the Supplementary Services, and neither Betterment nor the financial consultant will have any discretion over Client’s assets or accounts with respect to the implementation of such recommendations. Client acknowledges that the financial consultant who provides Supplementary Services to Client is not an attorney or accountant, and no advice given to Client through the Supplementary Services should be interpreted as legal or tax advice.

Supplementary Services. Betterment provides Clients the opportunity to receive Supplementary Services. Clients who meet the Account Balance Threshold for the applicable plan the opportunity to may receive Supplementary Services through participation in Betterment’s “Betterment Premium” plan. Clients who do not participate in the Betterment Premium plan are referred to as Clients of the “Betterment Digital plan.” If Client meets the Account Balance Threshold, Client will be able to elect to participate in the Betterment Premium plan, or to discontinue participation in such plan, by contacting xxxxxxx@xxxxxxxxxx.xxx or via the Interface. Clients are charged a higher fee for participating in the Betterment Premium plan, as described in Section 17 (Compensation) below. Subject to the limitations described below, Clients participating in the Betterment Premium plan will be able to schedule telephone consultations with a financial consultant who will provide personalized financial planning advice, including advice relating to debt, such as student loans and credit card debt, mortgages, savings, and retirement (including pensions and social security) advice that does not constitute legal advice or advice requiring licensure as a Certified Public Accountant (such advice collectively is referred to as “Supplementary Services” whether delivered via telephone consultation or another medium). Betterment Digital plan Clients also may receive Supplementary Services through a package of financial planning advice (“Advice Package”) for a fixed fee paid in advance, as described in Section 17 (Compensation) below. All available Advice Packages and prices are listed on the Website, at xxxxx://xxx.xxxxxxxxxx.xxx/advice-packages/. Client acknowledges and agrees that receipt of Advice Packages is subject to additional terms and conditions as set forth on the Website. Any tax information provided by Betterment is not a substitute for the advice of a qualified tax advisor. You should consult with your tax advisor to discuss tax-related concerns. In addition, Betterment may, in its sole discretion, offer any Client (including participants in the Betterment Digital plan) non-discretionary Supplementary Services through email, electronic chat, email or telephone free of charge. Any financial planning advice provided by Betterment shall be based on information provided by Client to the financial consultant and the financial consultant will not be required to independently verify any such information. Betterment shall rely on such information and cannot be held responsible for any recommendations based on inaccurate or incomplete information. Client acknowledges that if Client provides false, inaccurate, or incomplete information to Betterment, the financial planning advice that Betterment provides through the financial consultant may not match Client’s needs. Information provided by Clients to Betterment’s financial consultants will not typically be considered in the future provision of Betterment’s discretionary advisory services unless Client also enters such information into Betterment’s online interface. In addition, certain financial topics, such as investments in real estate, may fall outside the scope of the Supplementary Services. Participation in the Betterment Premium plan will entitle Client to an unlimited number of telephone consultations per year with a Betterment financial consultant, subject to the availability of such financial consultants, which may be adjusted to take into account scheduling needs of other Betterment Premium clients. Betterment uses a team-based approach to providing Supplementary Services: if you receive Supplementary Services on multiple occasions, you are likely to interact with multiple financial consultants. Betterment Premium plan Clients will generally receive periodic updates, reminders, and other messages from a Betterment financial consultant to assist them in staying on track to meet their investment goals, but Betterment financial consultants will not monitor, or provide continuing advice on, accounts held at financial institutions other than Betterment. Telephone consultations will be scheduled on Business Days during Betterment’s normal business hours, as described on the Website. Client is under no obligation to accept or follow any recommendations made by a financial consultant as part of the Supplementary Services, and neither Betterment nor the financial consultant will have any discretion over Client’s assets or accounts with respect to the implementation of such recommendations. Client acknowledges that the financial consultant who provides Supplementary Services to Client is not an attorney or accountant, and no advice given to Client through the Supplementary Services should be interpreted as legal or tax advice.

Supplementary Services. Betterment provides Clients who meet the Account Balance Threshold for the applicable plan the opportunity to receive Supplementary Services through participation in Betterment’s “Betterment Premium” plan. Clients who do not participate in the Betterment Premium plan are referred to as Clients of the “Betterment Digital plan.” If Client meets the Account Balance Threshold, Client will be able to elect to participate in the Betterment Premium plan, or to discontinue participation in such plan, by contacting xxxxxxx@xxxxxxxxxx.xxx or via the Interface. Clients are charged a higher fee for participating in the Betterment Premium plan, as described in Section 17 (Compensation) below. Subject to the limitations described below, Clients participating in the Betterment Premium plan will be able to schedule telephone consultations with a financial consultant who will provide personalized financial planning advice, including advice relating to debt, such as student loans and credit card debt, mortgages, savings, and retirement (including pensions and social security) advice that does not constitute legal advice or advice requiring licensure as a Certified Public Accountant (such advice collectively is referred to as “Supplementary Services” whether delivered via telephone consultation or another medium). Any tax information provided by Betterment is not a substitute for the advice of a qualified tax advisor. You should consult with your tax advisor to discuss tax-related concerns. In addition, Betterment may, in its sole discretion, offer any Client (including participants in the Digital plan) non-discretionary Supplementary Services through email, electronic chat, or telephone free of charge. Any such financial planning advice provided by Betterment shall be based on information provided by Client to the financial consultant and the financial consultant will not be required to independently verify any such information. Betterment shall rely on such information and cannot be held responsible for any recommendations based on inaccurate or incomplete information. Client acknowledges that if Client provides false, inaccurate, or incomplete information to Betterment, the financial planning advice that Betterment provides through the financial consultant may not match Client’s needs. Information provided by Clients to Betterment’s financial consultants will not typically be considered in the future provision of Betterment’s discretionary advisory services unless Client also enters such information into Betterment’s online interface. In addition, certain financial topics, such as investments in real estate, may fall outside the scope of the Supplementary Services. Participation in the Betterment Premium plan will entitle Client to an unlimited number of telephone consultations per year with a Betterment financial consultant, subject to the availability of such financial consultants, which may be adjusted to take into account scheduling needs of other Betterment Premium clients. Betterment uses a team-based approach to providing Supplementary Services: if you receive Supplementary Services on multiple occasions, you are likely to interact with multiple financial consultants. In addition, Betterment Premium plan Clients will generally receive periodic updates, reminders, and other messages from a Betterment financial consultant to assist them in staying on track to meet their investment goals. Telephone consultations will be scheduled on Business Days during Betterment’s normal business hours, as described on the Website. Client is under no obligation to accept or follow any recommendations made by a financial consultant as part of the Supplementary Services, and neither Betterment nor the financial consultant will have any discretion over Client’s assets or accounts with respect to the implementation of such recommendations. Client acknowledges that the financial consultant who provides Supplementary Services to Client is not an attorney or accountant, and no advice given to Client through the Supplementary Services should be interpreted as legal or tax advice.

Supplementary Services. Betterment provides Clients the opportunity to receive Supplementary Services. Clients who meet the Account Balance Threshold for the applicable plan the opportunity to may receive Supplementary Services through participation in Betterment’s “Betterment Premium” plan. Clients who do not participate in the Betterment Premium plan are referred to as Clients of the “Betterment Digital plan.” If Client meets the Account Balance Threshold, Client will be able to elect to participate in the Betterment Premium plan, or to discontinue participation in such plan, by contacting xxxxxxx@xxxxxxxxxx.xxx or via the Interface. Clients are charged a higher fee for participating in the Betterment Premium plan, as described in Section 17 (Compensation) below. Subject to the limitations described below, Clients participating in the Betterment Premium plan will be able to schedule telephone consultations with a financial consultant who will provide personalized financial planning advice, including advice relating to debt, such as student loans and credit card debt, mortgages, savings, and retirement (including pensions and social security) advice that does not constitute legal advice or advice requiring licensure as a Certified Public Accountant (such advice collectively is referred to as “Supplementary Services” whether delivered via telephone consultation or another medium). Betterment Digital plan Clients also may receive a package of financial planning advice (“Advice Package”) for a fixed fee paid in advance, as described in Section 17 (Compensation) below. All available Advice Packages and prices are listed on the Website, at xxxxx://xxx.xxxxxxxxxx.xxx/advice-packages/. Client acknowledges and agrees that receipt of Advice Packages are subject to additional terms and conditions as set forth on the Website. Any tax information provided by Betterment is not a substitute for the advice of a qualified tax advisor. You should consult with your tax advisor to discuss tax-related concerns. In addition, Betterment may, in its sole discretion, offer any Client (including participants in the Betterment Digital plan) non-discretionary Supplementary Services through email, electronic chat, or telephone free of charge. Any financial planning advice provided by Betterment shall be based on information provided by Client to the financial consultant and the financial consultant will not be required to independently verify any such information. Betterment shall rely on such information and cannot be held responsible for any recommendations based on inaccurate or incomplete information. Client acknowledges that if Client provides false, inaccurate, or incomplete information to Betterment, the financial planning advice that Betterment provides through the financial consultant may not match Client’s needs. Information provided by Clients to Betterment’s financial consultants will not typically be considered in the future provision of Betterment’s discretionary advisory services unless Client also enters such information into Betterment’s online interface. In addition, certain financial topics, such as investments in real estate, may fall outside the scope of the Supplementary Services. Participation in the Betterment Premium plan will entitle Client to an unlimited number of telephone consultations per year with a Betterment financial consultant, subject to the availability of such financial consultants, which may be adjusted to take into account scheduling needs of other Betterment Premium clients. Betterment uses a team-based approach to providing Supplementary Services: if you receive Supplementary Services on multiple occasions, you are likely to interact with multiple financial consultants. Betterment Premium plan Clients will generally receive periodic updates, reminders, and other messages from a Betterment financial consultant to assist them in staying on track to meet their investment goals. Telephone consultations will be scheduled on Business Days during Betterment’s normal business hours, as described on the Website. Client is under no obligation to accept or follow any recommendations made by a financial consultant as part of the Supplementary Services, and neither Betterment nor the financial consultant will have any discretion over Client’s assets or accounts with respect to the implementation of such recommendations. Client acknowledges that the financial consultant who provides Supplementary Services to Client is not an attorney or accountant, and no advice given to Client through the Supplementary Services should be interpreted as legal or tax advice.

Supplementary Services. Betterment provides Clients the opportunity to receive Supplementary Services. Clients who meet the Account Balance Threshold for the applicable plan the opportunity to may receive Supplementary Services through participation in Betterment’s “Betterment Premium” plan. Clients who do not participate in the Betterment Premium plan are referred to as Clients of the “Betterment Digital plan.” If Client meets the Account Balance Threshold, Client will be able to elect to participate in the Betterment Premium plan, or to discontinue participation in such plan, by contacting xxxxxxx@xxxxxxxxxx.xxx or via the Interface. Clients are charged a higher fee for participating in the Betterment Premium plan, as described in Section 17 (Compensation) below. Subject to the limitations described below, Clients participating in the Betterment Premium plan will be able to schedule telephone consultations with a financial consultant who will provide personalized financial planning advice, including advice relating to debt, such as student loans and credit card debt, mortgages, savings, and retirement (including pensions and social security) advice that does not constitute legal advice or advice requiring licensure as a Certified Public Accountant (such advice collectively is referred to as “Supplementary Services” whether delivered via telephone consultation or another medium). Betterment Digital plan Clients also may receive a package of financial planning advice (“Advice Package”) for a fixed fee paid in advance, as described in Section 17 (Compensation) below. All available Advice Packages and prices are listed on the Website, at xxxxx://xxx.xxxxxxxxxx.xxx/advice-packages/. Client acknowledges and agrees that receipt of Advice Packages is subject to additional terms and conditions as set forth on the Website. Any tax information provided by Betterment is not a substitute for the advice of a qualified tax advisor. You should consult with your tax advisor to discuss tax-related concerns. In addition, Betterment may, in its sole discretion, offer any Client (including participants in the Betterment Digital plan) non-discretionary Supplementary Services through email, electronic chat, or telephone free of charge. Any financial planning advice provided by Betterment shall be based on information provided by Client to the financial consultant and the financial consultant will not be required to independently verify any such information. Betterment shall rely on such information and cannot be held responsible for any recommendations based on inaccurate or incomplete information. Client acknowledges that if Client provides false, inaccurate, or incomplete information to Betterment, the financial planning advice that Betterment provides through the financial consultant may not match Client’s needs. Information provided by Clients to Betterment’s financial consultants will not typically be considered in the future provision of Betterment’s discretionary advisory services unless Client also enters such information into Betterment’s online interface. In addition, certain financial topics, such as investments in real estate, may fall outside the scope of the Supplementary Services. Participation in the Betterment Premium plan will entitle Client to an unlimited number of telephone consultations per year with a Betterment financial consultant, subject to the availability of such financial consultants, which may be adjusted to take into account scheduling needs of other Betterment Premium clients. Betterment uses a team-based approach to providing Supplementary Services: if you receive Supplementary Services on multiple occasions, you are likely to interact with multiple financial consultants. Betterment Premium plan Clients will generally receive periodic updates, reminders, and other messages from a Betterment financial consultant to assist them in staying on track to meet their investment goals, but Betterment financial consultants will not monitor, or provide continuing advice on, accounts held at financial institutions other than Betterment. Telephone consultations will be scheduled on Business Days during Betterment’s normal business hours, as described on the Website. Client is under no obligation to accept or follow any recommendations made by a financial consultant as part of the Supplementary Services, and neither Betterment nor the financial consultant will have any discretion over Client’s assets or accounts with respect to the implementation of such recommendations. Client acknowledges that the financial consultant who provides Supplementary Services to Client is not an attorney or accountant, and no advice given to Client through the Supplementary Services should be interpreted as legal or tax advice.