Common use of Telephone Teller Clause in Contracts

Telephone Teller. If approved for Telephone Teller service, you may choose an account Access Code. You must use your Access Code along with your member/account number to access your accounts. At the present time you may use the Telephone Teller service to: • Obtain balance information from your deposit and loan accounts. • Obtain the transaction history on your checking, savings, Market Rate Savings, Teachers Deposit Fund, IRA Savings Account and loan accounts. • Verify certain account information, including if a particular check has cleared your account, the date of your last deposit or loan payment, and loan payoff amounts. • Transfer funds between your savings, checking and loan accounts. • Transfer funds to accounts of other members (advance authorization required). • Request a withdrawal from your savings, checking, Market Rate Savings, or Teachers Deposit Fund or an advance from your line of credit account by check mailed to you at your mailing address on file. • Verify the total interest you earned on your deposit accounts, and the interest you paid on your consumer loan and Home Equity loan accounts during the prior calendar year. Your accounts can be accessed under Telephone Teller service via a touch-tone telephone only. Not all push-button phones are touch-tone. Converters may be purchased for pulse and rotary dial phones. Telephone Teller service will be available for your convenience seven (7) days per week. This service may be interrupted for a short time each day for data processing. While there is no limit to the number of inquiries, transfers, or withdrawal requests you may make in any one day, there are certain limitations on transfers from Savings, Market Rate Savings, and Teachers Deposit Fund accounts. No transfer or withdrawal may exceed the available funds in your account. Cashier’s checks can be made payable only to the primary account owner and will be processed and mailed to your address on file. The Credit Union reserves the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserves on the account.

Telephone Teller. If approved for Telephone Teller service, you may choose an account Access Code. You must use your Access Code along with your member/account number to access your accounts. At the present time you may use the Telephone Teller service to: • Obtain balance information from your deposit and loan accounts. • Obtain the transaction history on your checking, savings, Market Rate Savings, Teachers Deposit Fund, IRA Savings Account account and loan accounts. • Verify certain account information, including if a particular check has cleared your account, the date of your last deposit or loan payment, and loan payoff amounts. • Transfer funds between your savings, checking and loan accounts. • Transfer funds to accounts of other members (advance authorization required). • Request a withdrawal from your savings, checking, Market Rate Savings, or Teachers Deposit Fund or an advance from your line of credit account by check mailed to you at your mailing address on file. • Verify the total interest you earned on your deposit accounts, and the interest you paid on your consumer loan and Home Equity loan accounts during the prior calendar year. Your accounts can be accessed under Telephone Teller service via a touch-tone telephone only. Not all push-button phones are touch-tone. Converters may be purchased for pulse and rotary dial phones. Telephone Teller service will be available for your convenience seven (7) days per week. This service may be interrupted for a short time each day for data processing. While there is no limit to the number of inquiries, transfers, or withdrawal requests you may make in any one day, there are certain limitations on transfers from Savings, Market Rate Savings, and Teachers Deposit Fund accounts. No transfer or withdrawal may exceed the available funds in your account. Cashier’s checks can be made payable only to the primary account owner and will be processed and mailed to your address on file. The Credit Union reserves the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserves on the account.

Telephone Teller. If approved for we approve Telephone Teller servicefor your accounts, you may choose an account Access Codea separate personal identification number (PIN) will be assigned to you. You must use your Access Code personal identification number (PIN) along with your member/account number to access your accounts. At the present time time, you may use the Telephone Teller service to: • Obtain balance information from your deposit and loan accounts. • Obtain the transaction history on your checking, savings, Market Rate Savings, Teachers Deposit Fund, IRA Savings Account and loan accounts. • Verify certain account information, including if a particular check has cleared your account, the date of your last deposit or loan payment, and loan payoff amounts. • Transfer ‐ Withdraw funds between your savings, checking and loan accounts. • Transfer funds to accounts of other members (advance authorization required). • Request a withdrawal from your savings, checking, Market Rate Savingsmoney market, or Teachers Deposit Fund or an advance club, and Line of Credit accounts. ‐ Transfer funds from your line savings, checking, money market, club, and Line of credit account by check mailed to you at Credit accounts. ‐ Obtain balance information for your mailing address on filesavings, checking, money market, club, and Line of Credit accounts. • ‐ Make loan payments from your savings, checking, money market, and Line of Credit accounts. ‐ Access your Performance Line of Credit account. ‐ Determine if a particular item has cleared. ‐ Verify the total interest you earned on last date and amount of your deposit accounts, and the interest you paid on your consumer loan and Home Equity loan accounts during the prior calendar yearpayroll deposit. Your accounts can be accessed under Telephone Teller service via a touch-tone touch‐tone telephone only. Not all push-button phones are touch-tone. Converters may be purchased for pulse and rotary dial phones. Telephone Teller service will be available for your convenience seven (7) days 24 hours per weekday. This service may be interrupted for a short time each day for data processing. While there The following limitations on Telephone Teller transactions may apply: ‐ There is no limit to the number of inquiries, transfers, or withdrawal requests you may make in any one (1) day, there are certain . ‐ See Section 2 for transfer limitations on transfers from Savings, Market Rate Savings, and Teachers Deposit Fund accounts. No transfer or withdrawal that may exceed the available funds in your account. Cashier’s checks can be made payable only apply to the primary account owner and will be processed and mailed to your address on filethese transactions. The Credit Union reserves the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserves reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. The Credit Union may set other limits on the amount of any transaction, and you will be notified of those limits. The Credit Union may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction and there may be limits on the duration of each telephone call.

Telephone Teller. If approved for we approve Telephone Teller servicefor your accounts, you may choose an account Access Codea separate personal identification number (PIN) will be assigned to you. You must use your Access Code personal identification number (PIN) along with your member/account number to access your accounts. At the present time time, you may use the Telephone Teller service to: • - Withdraw funds from your share, checking, loan, and Tiered-Rate Share accounts. - Transfer funds from your share, checking, loan, and Tiered-Rate Share accounts. - Obtain balance information for your share, checking, loan, Tiered-Rate Share, and certificate accounts. - Make loan payments from your deposit share, checking, and Tiered-Rate Share accounts. - Determine if a particular item has cleared. - Obtain tax information on amounts earned on share and checking accounts or interest paid on loan accounts. • Obtain - Verify the transaction history on your checking, savings, Market Rate Savings, Teachers Deposit Fund, IRA Savings Account last date and loan accounts. • Verify certain account information, including if a particular check has cleared your account, the date amount of your last deposit or loan payment, and loan payoff amounts. • Transfer funds between your savings, checking and loan accounts. • Transfer funds to accounts of other members (advance authorization required). • Request a withdrawal from your savings, checking, Market Rate Savings, or Teachers Deposit Fund or an advance from your line of credit account by check mailed to you at your mailing address on file. • Verify the total interest you earned on your deposit accounts, and the interest you paid on your consumer loan and Home Equity loan accounts during the prior calendar yearpayroll deposit. Your accounts can be accessed under Telephone Teller service via a touch-tone telephone only. Not all push-button phones are touch-tone. Converters may be purchased for pulse and rotary dial phones. Telephone Teller service will be available for your convenience seven (7) days 24 hours per weekday. This service may be interrupted for a short time each day for data processing. While there The following limitations on Telephone Teller transactions may apply: - There is no limit to the number of inquiries, transfers, transfers or withdrawal requests you may make in any one (1) day, there are certain . - See Section 2 for transfer limitations on transfers from Savings, Market Rate Savings, and Teachers Deposit Fund accounts. No transfer or withdrawal that may exceed the available funds in your account. Cashier’s checks can be made payable only apply to the primary account owner and will be processed and mailed to your address on filethese transactions. The Credit Union reserves the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserves reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. The Credit Union may set other limits on the amount of any transaction, and you will be notified of those limits. The Credit Union may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction and there may be limits on the duration of each telephone call.

Telephone Teller. If approved for we approve Telephone Teller servicefor your accounts, you may choose an account Access Codea separate personal identification number (PIN) will be assigned to you. You must use your Access Code personal identification number (PIN) along with your member/account number to access your accounts. At the present time time, you may use the Telephone Teller service to: • Obtain balance information from your deposit and loan accounts. • Obtain the transaction history on your checking, savings, Market Rate Savings, Teachers Deposit Fund, IRA Savings Account and loan accounts. • Verify certain account information, including if a particular check has cleared your account, the date of your last deposit or loan payment, and loan payoff amounts. • Transfer - Withdraw funds between your savings, checking and loan accounts. • Transfer funds to accounts of other members (advance authorization required). • Request a withdrawal from your savings, checking, Market Rate Savings, or Teachers Deposit Fund or an advance and money market accounts. - Transfer funds from your line savings, checking, and money market accounts. - Obtain balance information for your savings, checking, loan, IRA, money market, club, and certificate accounts. - Make loan payments from your savings, checking, and money market accounts. - Access your AdvantageLine, Home Equity Line of Credit (HELOC), and credit account by check mailed to you at your mailing address card loan account. - Determine if a particular item has cleared. - Obtain tax information on fileamounts earned on savings and checking accounts or interest paid on loan accounts. • - Verify the total interest you earned on last date and amount of your deposit accounts, and the interest you paid on your consumer loan and Home Equity loan accounts during the prior calendar yearpayroll deposit. Your accounts can be accessed under Telephone Teller service via a touch-tone telephone only. Not all push-button phones are touch-tone. Converters may be purchased for pulse and rotary dial phones. Telephone Teller service will be available for your convenience seven (7) days 24 hours per weekday. This service may be interrupted for a short time each day for data processing. While there The following limitations on Telephone Teller transactions may apply: - There is no limit to the number of inquiries, transfers, or withdrawal requests you may make in any one (1) day, there are certain . - See Section 2 for transfer limitations on transfers from Savings, Market Rate Savings, and Teachers Deposit Fund accounts. No transfer or withdrawal that may exceed the available funds in your account. Cashier’s checks can be made payable only apply to the primary account owner and will be processed and mailed to your address on filethese transactions. The Credit Union reserves the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserves reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. The Credit Union may set other limits on the amount of any transaction, and you will be notified of those limits. The Credit Union may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction and there may be limits on the duration of each telephone call.

Telephone Teller. If approved for we approve Telephone Teller servicefor your accounts, you may choose an account Access Codea separate personal identification number (PIN) will be assigned to you. You must use your Access Code personal identification number (PIN) along with your member/account number to access your accounts. At the present time time, you may use the Telephone Teller service to: • Obtain balance information - Withdraw funds from your deposit share, share draft, and loan accounts. • - Transfer funds from your share, share draft, loan, and money market accounts. - Obtain the transaction history balance information for your share, share draft, loan, money market, and certificate accounts. - Make loan payments from your share, share draft, and money market accounts. - Access your Line-of-Credit and Overdraft LOC account. - Determine if a particular item has cleared. - Obtain tax information on your checking, savings, Market Rate Savings, Teachers Deposit Fund, IRA Savings Account amounts earned on share and share draft accounts or interest paid on loan accounts. • Verify certain account information, including if a particular check has cleared your account, the date - Obtain details of your last recent deposit or loan payment, and loan payoff amounts. • Transfer funds between your savings, checking and loan accounts. • Transfer funds to accounts of other members (advance authorization required). • Request a withdrawal from your savings, checking, Market Rate Savings, or Teachers Deposit Fund or an advance from your line of credit account by check mailed to you at your mailing address on file. • Verify the total interest you earned on your deposit accounts, and the interest you paid on your consumer loan and Home Equity loan accounts during the prior calendar yeartransactions. Your accounts can be accessed under Telephone Teller service via a touch-tone telephone only. Not all push-button phones are touch-tone. Converters may be purchased for pulse and rotary dial phones. Telephone Teller service will be available for your convenience seven (7) days 24 hours per weekday. This service may be interrupted for a short time each day for data processing. While there The following limitations on Telephone Teller transactions may apply: - There is no limit to the number of inquiries, transfers, or withdrawal requests you may make in any one (1) day, there are certain . - See Section 2 for transfer limitations on transfers from Savings, Market Rate Savings, and Teachers Deposit Fund accounts. No transfer or withdrawal that may exceed the available funds in your account. Cashier’s checks can be made payable only apply to the primary account owner and will be processed and mailed to your address on filethese transactions. The Credit Union reserves the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserves reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. The Credit Union may set other limits on the amount of any transaction, and you will be notified of those limits. The Credit Union may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction and there may be limits on the duration of each telephone call.

Telephone Teller. If approved for we approve Telephone Teller servicefor your accounts, you may choose an account Access Codea separate personal identification number (PIN) will be assigned to you. You must use your Access Code personal identification number (PIN) along with your member/account number to access your accounts. At the present time time, you may use the Telephone Teller service to: • Obtain balance information from your deposit and loan accounts. • Obtain the transaction history on your checking, savings, Market Rate Savings, Teachers Deposit Fund, IRA Savings Account and loan accounts. • Verify certain account information, including if a particular check has cleared your account, the date of your last deposit or loan payment, and loan payoff amounts. • Transfer - Withdraw funds between your savings, checking and loan accounts. • Transfer funds to accounts of other members (advance authorization required). • Request a withdrawal from your savings, checking, Market Rate Savings, or Teachers Deposit Fund or an advance and money market accounts. - Transfer funds from your line savings, checking, and money market accounts. - Obtain balance information for your savings, checking, loan, XXX, money market, club, and certificate accounts. - Make loan payments from your savings, checking, and money market accounts. - Access your AdvantageLine, Home Equity Line of Credit (HELOC), and credit account by check mailed to you at your mailing address card loan. - Determine if a particular item has cleared. - Obtain tax information on fileamounts earned on savings and checking accounts or interest paid on loan accounts. • - Verify the total interest you earned on last date and amount of your deposit accounts, and the interest you paid on your consumer loan and Home Equity loan accounts during the prior calendar yearpayroll deposit. Your accounts can be accessed under Telephone Teller service via a touch-tone telephone only. Not all push-button phones are touch-tone. Converters may be purchased for pulse and rotary dial phones. Telephone Teller service will be available for your convenience seven (7) days 24 hours per weekday. This service may be interrupted for a short time each day for data processing. While there The following limitations on Telephone Teller transactions may apply: - There is no limit to the number of inquiries, transfers, or withdrawal requests you may make in any one (1) day, there are certain . - See Section 2 for transfer limitations on transfers from Savings, Market Rate Savings, and Teachers Deposit Fund accounts. No transfer or withdrawal that may exceed the available funds in your account. Cashier’s checks can be made payable only apply to the primary account owner and will be processed and mailed to your address on filethese transactions. The Credit Union reserves the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserves reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. The Credit Union may set other limits on the amount of any transaction, and you will be notified of those limits. The Credit Union may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction and there may be limits on the duration of each telephone call.