TRUTH IN LENDING DISCLOSURES Sample Clauses

TRUTH IN LENDING DISCLOSURES. Prior to entering into any Purchase Contract for the sale of any Home for the applicable Project, Borrower shall have delivered to the purchaser all truth-in-lending and other required consumer disclosures, in compliance with law and in form and substance satisfactory to Lender.
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TRUTH IN LENDING DISCLOSURES. Fees Cash Advance Fee For each Cash Advance requested If you pay us Bi-weekly or Semi- Monthly, your Cash Advance Fee will be: If you pay us Monthly, your Cash Advance Fee will be: 5% 10% of the Cash Advance requested Minimum Charge If your “Principal Balance on Which Minimum Charge is Calculated” appearing on your periodic statement at the end of the Billing Cycle is: If you pay us Bi-weekly or Semi-Monthly, your Minimum Charge will be: If you pay us Monthly, your Minimum Charge will be: $0.01 - $10.00 $0.00 $0.00 $10.01 - $250.00 $5.00 $10.00 $250.01 - $500.00 $15.00 $30.00 $500.01 - $750.00 $25.00 $50.00 $750.01 - $1,000.00 $35.00 $70.00 $1,000.01 - $1,250.00 $45.00 $90.00 $1,250.01 - $1,500.00 $55.00 $110.00 $1,500.01 - $1,750.00 $65.00 $130.00 $1,750.01 - $2,000.00 $75.00 $150.00 $2,000.01 - $2,250.00 $85.00 $170.00 $2,250.01 - $2,500.00 $95.00 $190.00 $2,500.01 - $2,750.00 $105.00 $210.00 $2,750.01 - $3,000.00 $115.00 $230.00 $3,000.01 - $3,250.00 $125.00 $250.00 $3,250.01 - $3,500.00 $135.00 $270.00 How We Will Calculate Your Balance: Your Principal Balance on Which Minimum Charge is Calculated for a Billing Cycle is determined by taking the outstanding Principal Balance you owed at the end of the previous Billing Cycle and subtracting any principal payments received during the present Billing Cycle. See Section VI of this Agreement for more details. Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in this Agreement.
TRUTH IN LENDING DISCLOSURES. ANNUAL PERCENTAGE RATE The cost of your credit as a yearly rate. 16.899 % FINANCE CHARGE The dollar amount the credit will cost you. $ 5,281.62 AMOUNT FINANCED The amount of credit provided to you or on your behalf. $ 13,459.90 TOTAL OF PAYMENTS The amount you will have paid when you have made all scheduled payments. $ 20,241.52 TOTAL SALE PRICE The total cost of your purchase on credit, including your down payment of $ 1,500.00 $ 20,241.52 Payment Schedule: Your payment schedule will be Number of Payments Amount of Payments When Payments Are Due
TRUTH IN LENDING DISCLOSURES. Interest Rate and Interest Charges Minimum Charge If the Principal Balance as of the last day of your prior Billing Cycle, excluding the amount of new Cash Advances made during that billing cycle, was Bi-weekly, or Semi-monthly Payment Due Dates …your Minimum Charge will be: Monthly Payment Due Dates …your Minimum Charge will be: $0 - $19.99 No charge No charge $20.00 - $39.99 $1.00 $2.00 $40.00 - $59.99 $2.00 $4.00 $60.00 - $79.99 $3.00 $6.00 $80.00 - $99.99 $4.00 $8.00 $100.00 - $119.99 $5.00 $10.00 $120.00 - $159.99 $6.00 $12.00 $160.00 - $199.99 $8.00 $16.00 $200.00 - $239.99 $10.00 $20.00 $240.00 - $299.99 $12.00 $24.00 $300.00 - $399.99 $15.00 $30.00 $400.00 - $499.99 $20.00 $40.00 $500.00 - $599.99 $25.00 $50.00 $600.00 - $699.99 $30.00 $60.00 $700.00 - $799.99 $35.00 $70.00 $800.00 - $999.99 $40.00 $80.00 $1,000.00 – $1,249.99 $45.00 $90.00 $1,250.00 - $1,499.99 $55.00 $110.00 $1,500.00 - $1749.99 $65.00 $130.00 $1,750.00 - $1,999.99 $70.00 $140.00 $2,000.00 - $2,249.99 $75.00 $150.00 $2,250.00 - $2,500.00 $80.00 $160.00 $2,500.01 - $2,750.00 $85.00 $170.00 $2,750.01-$3,000.00 $90.00 $180.00 $3,000.01-$3,250.00 $95.00 $190.00 $3,250.01-$3,500.00 $100.00 $200.00 Fees Transaction FeeCash Advance Fee 5% of the amount of each Cash Advance
TRUTH IN LENDING DISCLOSURES. ANNUAL PERCENTAGE RATE. The cost of your credit as a yearly rate. % FINANCE CHARGE. The dollar amount the credit will cost you. $ e Amount Financed. The amount of credit provided to you or on your behalf. $ e Total of Payments. The amount you will have paid after you have made all payments as scheduled. $ e Your payment schedule will be: Number of Payment(s) Amount of Payment(s) When Payment(s) Is(Are) Due Monthly beginning Monthly beginning
TRUTH IN LENDING DISCLOSURES. ANNUAL PERCENTAGE RATE The cost of Buyer’s credit as a yearly rate. 19.938 % FINANCE CHARGE The dollar amount the credit will cost Buyer. $ 6,883.14 AMOUNT FINANCED The amount of credit provided to Buyer or on Buyer’s behalf. $ 13,892.94 TOTAL OF PAYMENTS The amount Buyer will have paid when Buyer has made all scheduled payments. $ 20,776.08 TOTAL SALE PRICE The total cost of Buyer’s purchase on credit, including Buyer’s down payment of $ 2,700.00 $ 23,476.08 Payment Schedule: Your payment schedule will be Number of Payments Amount of Payments When Payments Are Due 104 199.77 Bi-Weekly beginning 9/24/2021
TRUTH IN LENDING DISCLOSURES. The amounts disclosed as “FINANCE CHARGE” and “TOTAL OF PAYMENTS” on the first page of this Contract have been computed on the assumption that all payments will be received on the exact scheduled due dates. If payments are made early, these amounts will decrease. Payments made after the due dates will increase these amounts. The amount of any increase or decrease will be reflected in the amount of the final payment, or may increase or reduce the number of payments necessary to pay the Contract in full. If You pay the loan in full or in part early, You will not be charged a penalty for such prepayment.
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TRUTH IN LENDING DISCLOSURES. ANNUAL PERCENTAGE RATE. The cost of your credit as a yearly rate. % FINANCE CHARGE. The dollar amount the credit will cost you. $ Amount Financed. The amount of credit provided to you or on your behalf. $ Total of Payments. The amount you will have paid after you have made all payments as scheduled. $ Your payment schedule will be: Number of Payments Amount of Payments When Payments Are Due $ Monthly beginning N/A N/A N/A N/A

Related to TRUTH IN LENDING DISCLOSURES

  • Predatory Lending Regulations No Mortgage Loan is a High Cost Loan or Covered Loan, as applicable, and no Mortgage Loan originated on or after October 1, 2002 through March 6, 2003 is governed by the Georgia Fair Lending Act. No Mortgage Loan is covered by the Home Ownership and Equity Protection Act of 1994 and no Mortgage Loan is in violation of any comparable state or local law;

  • Certain Disclosures A Controlled Affiliate shall make adequate disclosure in contracting with third parties and in disseminating public statements of 1) the structure of the Blue Cross and Blue Shield System; and 2) the independent nature of every licensee; and 3) the Controlled Affiliate's financial condition.

  • ADV Disclosure The Adviser has provided the Trust with a copy of its Form ADV as most recently filed with the Commission and will, promptly after filing any amendment to its Form ADV with the Commission, furnish a copy of such amendments to the Trust. The information contained in the Adviser’s Form ADV is accurate and complete in all material respects and does not omit to state any material fact necessary in order to make the statements made, in light of the circumstances under which they were made, not misleading.

  • Georgia Fair Lending Act No Mortgage Loan is secured by a property in the state of Georgia and originated between October 1, 2002 and March 7, 2003.

  • Predatory Lending Regulations; High Cost Loans None of the Mortgage Loans are classified as (a) “high cost” loans under the Home Ownership and Equity Protection Act of 1994 or (b) “high cost,” “threshold,” “predatory” or “covered” loans or “High Cost Home Loans” under any other applicable state, federal or local law (or a similarly classified loan using different terminology under a law imposing heightened regulatory scrutiny or additional legal liability for residential mortgage loans having high interest rates, points and/or fees);

  • Transactions Affecting Disclosure to Finra 2.18.1. To the Company’s knowledge, all information contained in the questionnaires (the “FINRA Questionnaires”) completed by each of the Respondents and provided to the Representative, as such FINRA Questionnaires may have been updated from time to time and confirmed by each of the Respondents, is true and correct in all material respects and the Company has not become aware of any information which would cause the information disclosed in the FINRA Questionnaires to become inaccurate and incorrect.

  • Continuing Disclosure The Creditor may be required to provide you with regular statements. The statements will give you information about your account. Statements will be provided every six months if required. What Could Happen if You Fail to Meet Your Commitments: Security interestThe Creditor has an interest in the property listed below to secure performance of your obligations under the contract, or the payment of money payable under the contract, or both. If you fail to meet your commitments under the contract, including by granting a security interest over this property to another person, then to the extent of the security interest, the Creditor may be entitled to repossess and sell this property. If the sale of the property does not cover the whole of your liability to the Creditor, you will remain liable for the shortfall.Make: Model: Year: Registration No.: _ Chassis / Serial No.: Vin No: Colour: _ Default Interest Charges and Default FeesIn the event of a default in payment and while the default continues you must pay the Default Interest Charges. In the event of a breach of the contract or on the enforcement of the contract, the Default Fees specified below are payable. Your credit contract allows the Creditor to vary these fees and charges. Default Interest ChargesDefault interest is calculated at the rate of % per annum plus the annual interest rate referred to in the “Interest” section above. If you fail to make any payment (whether interest or otherwise) on the due date, you must, upon demand by the Creditor, pay the Creditor default interest on the overdue amount from the due date until the date that the Creditor receives full payment of that overdue amount. Default Fees $ dishonour fee, in respect of each payment which is dishonoured, or for which an automatic payment fails. The fee is payable and will be debited to your account at the time the relevant payment was due. $ late payment fee, in respect of each payment which is not made on its due date and remains outstanding for seven days after its due date. The fee is payable and will be debited to your account seven days after the due date for payment. $ repossession action fee, in respect of the Creditor commencing repossession of the Goods. The fee is payable and will be debited to your account at the time such repossession is commenced. $ post repossession fee. The fee is payable and will be debited to your account after realisation of the Goods or abandonment of realisation.An early repayment recovery amount as described in the “Full Prepayment” section below may be payable by you on the enforcement of the contract on demand by the Creditor. The method for calculating the early repayment recovery amount is further described in the General Conditions (Consumer).Costs incurred by the Creditor in connection with the enforcement of, taking advice on or taking any action pursuant to the contract, or otherwise in connection with the contract, are payable by you on demand by the Creditor on a full indemnity basis.

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