Common use of Using our Channels and services Clause in Contracts

Using our Channels and services. 1.1. You must be at least 18 years old to use our Channels and services (unless the law in your jurisdiction requires you to be older). Prohibited activities include, for example, activities that involve drugs, guns or other weapons, illegal activities, adult services or content, online dating services, cryptocurrency, gambling, and anything else we feel is reasonable to include. 1.2. Examples of what you must and mustn’t do when using our Channels and services are explained in the table below. You must use our Channels and services: You mustn’t use our Channels and services: ● Safely and responsibly. For example, you must ensure you only transfer money to a person you know and trust. You must ensure the information you provide to us is correct and complete. ● Yourself. For example, you mustn’t let someone else pretend to be you. ● For purposes we permit. For example, you mustn’t transfer money to pay for one of the activities set out in the “prohibited activities” box above. ● In your country of residency where our services are available. ● By following the Terms of this Agreement (including any instructions we may reasonably give you to help us offer our services). ● In breach of any of the Terms of this Agreement. For example, if you haven’t paid our Fees. ● To transfer money for a service or goods prohibited by law. ● To act fraudulently or provide us with false, inaccurate, or misleading information. ● To register more than once on our Channels (without receiving our prior written permission). ● To do something in a way we reasonably believe may damage our reputation, or which might harm our ability to provide our services to other customers. ● To act in a way that threatens the security of our Channels or services (for example, by hacking or ● By doing everything required to meet legal and regulatory requirements, by responding to a direction of a regulator or law enforcement authority and by cooperating with any investigation that we (or any law enforcement or regulatory body) may carry out. ● By responding to us when we need you to. For example, you must give us information that we request (such as a copy of your ID document, proof of address, or your recipient’s identifying details) to prevent fraud and money laundering. ● By keeping your personal information, that we need to provide our services to you, up to date. ● By meeting the Channel and service requirements. For example, only use our services as an individual, not as a business, unless you inform us. introducing viruses into our systems). ● To use anything that hides your activities on our Channels (like an anonymising proxy). ● To copy or monitor our Channels (for example, by using any robot, spider, or other automatic device or manual process) without having first received our permission in writing. ● To do anything that infringes any intellectual property rights we may have. For example, you shouldn’t copy any of our trademarks or logos, or rent out, licence or modify our Channels. ● If you are or are at risk of becoming bankrupt. ● If you behave inappropriately (for example, in a threatening or abusive way). 1.3. You can find more information about: ● how to get started on our Channels here. ● our services (and how to use them) in our Service Specific Terms and our FAQ Pages. 1.4. You’re responsible for ensuring your devices work with our Channels. Sometimes important information or features won’t show or work correctly on older operating systems.

Using our Channels and services. 1.1. You must be at least 18 years old to use our Channels and services (unless the law in your jurisdiction requires you to be older). Prohibited activities include, for example, activities that involve drugs, guns or other weapons, illegal activities, adult services or content, online dating services, cryptocurrency, gambling, and anything else we feel is reasonable to include. 1.2. Examples of what you must and mustn’t do when using our Channels and services are explained in the table below. You must use our Channels and services: You mustn’t use our Channels and services: ● Safely and responsibly. For example, you must ensure you only transfer money to a person you know and trust. You must ensure the information you provide to us is correct and complete. ● Yourself. For example, you mustn’t let someone else pretend to be you. ● For purposes we permit. For example, you mustn’t transfer money to pay for one of the activities set out in the “prohibited activities” box above. ● In your country of residency where our services are available. ● By following the Terms of this Agreement (including any instructions we may reasonably give you to help us offer our services). ● By doing everything required to meet legal and regulatory requirements, by responding to a direction of a regulator or law enforcement authority and by ● In breach of any of the Terms of this Agreement. For example, if you haven’t paid our Fees. ● To transfer money for a service or goods prohibited by law. ● To act fraudulently or provide us with false, inaccurate, or misleading information. ● To register more than once on our Channels (without receiving our prior written permission). ● To do something in a way we reasonably believe may damage our reputation, or which might harm our ability to provide our services to other customers. ● To act in a way that threatens the security of our Channels or services (for example, by hacking or ● By doing everything required to meet legal and regulatory requirements, by responding to a direction of a regulator or law enforcement authority and by introducing viruses into our systems). cooperating with any investigation that we (or any law enforcement or regulatory body) may carry out. ● By responding to us when we need you to. For example, you must give us information that we request (such as a copy of your ID document, proof of address, or your recipient’s identifying details) to prevent fraud and money laundering. ● By keeping your personal information, that we need to provide our services to you, up to date. ● By meeting the Channel and service requirements. For example, only use our services as an individual, not as a business, unless you inform us. introducing viruses into our systems). ● To use anything that hides your activities on our Channels (like an anonymising proxy). ● To copy or monitor our Channels (for example, by using any robot, spider, or other automatic device or manual process) without having first received our permission in writing. ● To do anything that infringes any intellectual property rights we may have. For example, you shouldn’t copy any of our trademarks or logos, or rent out, licence or modify our Channels. ● If you are or are at risk of becoming bankrupt. ● If you behave inappropriately (for example, in a threatening or abusive way). 1.3. You can find more information about: ● how to get started on our Channels here. ● our services (and how to use them) in our Service Specific Terms and our WorldRemit FAQ Pages or Sendwave FAQ Pages. 1.4. You’re responsible for ensuring your devices work with our Channels. Sometimes important information or features won’t show or work correctly on older operating systems.

Using our Channels and services. 1.1. You must be at least 18 years old to use our Channels and services (unless the law in your jurisdiction requires you to be older). Prohibited activities include, for example, activities that involve drugs, guns or other weapons, illegal activities, adult services or content, online dating services, cryptocurrency, gambling, and anything else we feel is reasonable to include. 1.2. Examples of what you must and mustn’t do when using our Channels and services are explained in the table below. You must use our Channels and services: You mustn’t use our Channels and services: ● Safely and responsibly. For example, you must ensure you only transfer money to a person you know and trust. You must ensure the information you provide to us is correct and complete. ● Yourself. For example, you mustn’t let someone else pretend to be you. ● For purposes we permit. For example, you mustn’t transfer money to pay for one of the activities set out in the “prohibited activities” box above. ● In your country of residency where our services are available. ● By following the Terms of this Agreement (including any instructions we may reasonably give you to help us offer our services). ● By doing everything required to meet legal and regulatory requirements, by responding to a direction of a regulator or law ● In breach of any of the Terms of this Agreement. For example, if you haven’t paid our Fees. ● To transfer money for a service or goods prohibited by law. ● To act fraudulently or provide us with false, inaccurate, or misleading information. ● To register more than once on our Channels (without receiving our prior written permission). ● To do something in a way we reasonably believe may damage our reputation, or which might harm our ability to provide our services to other customers. ● To act in a way that threatens the security of our Channels or services (for example, by hacking or ● By doing everything required to meet legal and regulatory requirements, by responding to a direction of a regulator or law introducing viruses into our systems). enforcement authority and by cooperating with any investigation that we (or any law enforcement or regulatory body) may carry out. ● By responding to us when we need you to. For example, you must give us information that we request (such as a copy of your ID document, proof of address, or your recipient’s identifying details) to prevent fraud and money laundering. ● By keeping your personal information, that we need to provide our services to you, up to date. ● By meeting the Channel and service requirements. For example, only use our services as an individual, not as a business, unless you inform us. introducing viruses into our systems). ● To use anything that hides your activities on our Channels (like an anonymising proxy). ● To copy or monitor our Channels (for example, by using any robot, spider, or other automatic device or manual process) without having first received our permission in writing. ● To do anything that infringes any intellectual property rights we may have. For example, you shouldn’t copy any of our trademarks or logos, or rent out, licence or modify our Channels. ● If you are or are at risk of becoming bankrupt. ● If you behave inappropriately (for example, in a threatening or abusive way). 1.3. You can find more information about: ● how to get started on our Channels here. ● our services (and how to use them) in our Service Specific Terms and our WorldRemit FAQ Pages or Sendwave FAQ Pages. 1.4. You’re responsible for ensuring your devices work with our Channels. Sometimes important information or features won’t show or work correctly on older operating systems.

Using our Channels and services. 1.1. You must be at least 18 years old to use our Channels and services (unless the law in your jurisdiction requires you to be older). Prohibited activities include, for example, activities that involve drugs, guns or other weapons, illegal activities, adult services or content, online dating services, cryptocurrency, gambling, and anything else we feel is reasonable to include. 1.2. Examples of what you must and mustn’t do when using our Channels and services are explained in the table below. You must use our Channels and services: You mustn’t use our Channels and services: ● Safely and responsibly. For example, you must ensure you only transfer money to a person you know and trust. You must ensure the information you provide to us is correct and complete. ● Yourself. For example, you mustn’t let someone else pretend to be you. ● For purposes we permit. For example, you mustn’t transfer money to pay for one of the activities set out in the “prohibited activities” box above. ● In your country of residency where our services are available. ● By following the Terms of this Agreement (including any instructions we may reasonably give you to help us offer our services). ● By doing everything required to meet legal and regulatory requirements, by responding to a ● In breach of any of the Terms of this Agreement. For example, if you haven’t paid our Fees. ● To transfer money for a service or goods prohibited by law. ● To act fraudulently or provide us with false, inaccurate, or misleading information. ● To register more than once on our Channels (without receiving our prior written permission). ● To do something in a way we reasonably believe may damage our reputation, or which might harm our ability to provide our services to other customers. ● To act in a way that threatens the security of our Channels or services (for example, by hacking or ● By doing everything required to meet legal and regulatory requirements, by responding to a introducing viruses into our systems). direction of a regulator or law enforcement authority and by cooperating with any investigation that we (or any law enforcement or regulatory body) may carry out. ● By responding to us when we need you to. For example, you must give us information that we request (such as a copy of your ID document, proof of address, or your recipient’s identifying details) to prevent fraud and money laundering. ● By keeping your personal information, that we need to provide our services to you, up to date. ● By meeting the Channel and service requirements. For example, only use our services as an individual, not as a business, unless you inform us. introducing viruses into our systems). ● To use anything that hides your activities on our Channels (like an anonymising proxy). ● To copy or monitor our Channels (for example, by using any robot, spider, or other automatic device or manual process) without having first received our permission in writing. ● To do anything that infringes any intellectual property rights we may have. For example, you shouldn’t copy any of our trademarks or logos, or rent out, licence or modify our Channels. ● If you are or are at risk of becoming bankrupt. ● If you behave inappropriately (for example, in a threatening or abusive way). 1.3. You can find more information about: ● how to get started on our Channels here. ● our services (and how to use them) in our Service Specific Terms and our FAQ Pages. 1.4. You’re responsible for ensuring your devices work with our Channels. Sometimes important information or features won’t show or work correctly on older operating systems.