Common use of USING YOUR ACCOUNT Clause in Contracts

USING YOUR ACCOUNT. Your card must be signed before using. When you receive this Agreement, use the Account, or sign or keep the Card, you agree to: •the terms of this Agreement; plus •any amendments or supplements to the Agreement. TYPES OF USE You may use your Account for: •Purchases; •Balance Transfers; •Check Transactions; •Cash Advances. We may limit the amount and/or frequency of any type of use at any time. Cash Advance transactions are considered: •ATM withdrawals •Overdraft transactions •Checks used for purposes other than Balance Transfers •Over the counter (at bank) •Other “cash like” transactions, such as purchasing money orders, gaming transactions, or purchasing lottery tickets. ALLOWED USE You agree to: •use your Account only for lawful purposes •use your Account for only personal, family, household, or charitable purposes; and •repay us for all costs related to uses not allowed under this Agreement. You are not allowed to use your Account: •To make payments to this credit card or any other loan payments to us or our affiliates; for unlawful internet gambling. If you have given permission to use this card to someone, these transactions are not considered unauthorized and you will be liable for these purchases. USING THE ACCOUNT At times we may: •decline a transaction if there is not enough available credit and for any other reason; and/or •require our Authorization before allowing a transaction. Any merchant may request to check your ID. We are not liable if: •a merchant refuses your card; and/or •we do not complete your transaction for any reason.