Common use of Using Your Card Clause in Contracts

Using Your Card. Your Card may be used to access the Available Balance of funds stored on the Card everywhere Visa debit cards are accepted. • If you pay at the pump for gas, the card terminal in the "pay at the pump" stations automatically checks to see if your Card has enough money left to pay for an average purchase of gas which varies among merchants and is at least $100. If your Card does not have enough money to pay for this amount, your transaction will be declined. The average gas purchase amount changes just as retail gas prices change. If you plan to buy less than $100 worth of gas, it is recommended that you give your Card to the station attendant and state exactly how much gas you want to purchase, instead of swiping your Card at the pump. • When making a purchase greater than the Available Balance on the Card, alert the cashier to utilize another form of payment to cover the amount greater than what is available on the Card. Ask the cashier to use remaining balance of the Card as the second form of payment. There is no credit line associated with your Card. This means that you must have a sufficient Available Balance at the time of a transaction in order to pay for the transaction and associated fees. LIMITATIONS ON USE You may use your Card only in the manner and for the purposes authorized by this Agreement. You may not use your Card for any illegal purpose, and you may not resell your Card. You may not use your Card to obtain cash at ATMs. INTERNET GAMBLING TRANSACTIONS PROHIBITED: You may not use your Card to initiate any type of electronic gambling transaction through the Internet. We may restrict access to your Card if we notice suspicious activities. If access is denied, you should contact us at the address in Section 1 so that we may discuss and rectify any problems. You are responsible for all authorized transactions using your Card. AUTHORIZATIONS AND HOLDS Any entity honoring your Card will be required to obtain approval or authorization for any transaction in accordance with the rules of Visa U.S.A., Inc. When an authorization is issued, a thirty-day hold may be placed on the value on the Card in the amount of the authorization. When you use your Card in a tipping environment (at restaurants, bars, xxxxxx or beauty shops or for taxis or limos), the amount of authorization may include a tip of 20%-25%. Up to a ninety-day hold may be placed on the value on the Card in the amount of the preauthorization request made by hotels and rental merchants. If the authorization request varies from the amount of the transaction the merchant subsequently submits to the Visa system, settlement of the transaction may not remove the hold, which may remain on the Card until the hold days have expired. If your Card is subject to a hold, the value on the Card that is subject to the hold will not be available for other purposes.

Using Your Card. Your Card may be used to access the Available Balance of funds stored on the Card everywhere Visa anywhere MasterCard debit cards are accepted. •  If you pay at the pump for gas, the card terminal in the "“pay at the pump" ” stations automatically checks to see if your Card has enough money left to pay for an average purchase of gas which varies among merchants and is at least $10099. If your Card does not have enough money to pay for this amount, your transaction will be declined. The average gas purchase amount changes just as retail gas prices change. If you plan to buy less than $100 99 worth of gas, it is recommended that you give your Card to the station attendant and state exactly how much gas you want to purchase, instead of swiping your Card at the pump. •  When making a purchase greater than the Available Balance on the Card, alert the cashier to utilize another form of payment to cover the amount greater than what is available on the Card. Ask the cashier to use remaining balance of the Card as the second form of payment. There is no credit line associated with your Card. This means that you must have a sufficient Available Balance at the time of a transaction in order to pay for the transaction and associated fees. LIMITATIONS ON USE You We do not pay any interest on the funds stored on the Card. The Card has no minimum balance requirements. If a merchant attempts to submit a transaction on the Card for an amount that is greater than your Available Balance, the transaction may use not be approved by us. In the event that we, in our sole discretion, settle or pay a transaction with your Card only in when there are insufficient funds stored on the manner and Card to pay for the purposes authorized by transaction, this Agreement. You may not use your Card for any illegal purpose, and you may not resell will result in an overdraft on your Card. You may not use your Card agree to obtain cash at ATMs. INTERNET GAMBLING TRANSACTIONS PROHIBITED: You may not use your Card to initiate any type of electronic gambling transaction through the Internet. We may restrict access to your Card if we notice suspicious activities. If access is denied, you should contact pay us at the address in Section 1 so that we may discuss and rectify any problems. You are responsible for all authorized transactions using your Card. AUTHORIZATIONS AND HOLDS Any entity honoring your Card will be required to obtain approval or authorization for any transaction in accordance with the rules of Visa U.S.A., Inc. When an authorization is issued, a thirty-day hold may be placed on the value on the Card in the amount of the authorizationoverdraft and any related fee. When you use We may deduct the overdraft amount and related fee from your Card in a tipping environment (at restaurants, bars, xxxxxx or beauty shops or for taxis or limos), the amount of authorization may include a tip of 20%-25%. Up to a ninety-day hold may be placed on the value on the Card in the amount of the preauthorization request made by hotels and rental merchants. If the authorization request varies from the amount of the transaction the merchant subsequently submits to the Visa system, settlement of the transaction may not remove the hold, which may remain on the Card until the hold days have expired. If your Card is subject to a hold, the value on the Card that is subject to the hold will not be available for other purposesCard.

Using Your Card. Your Card may be used to access the Available Balance of funds stored on the Card everywhere Visa debit cards are accepted. • If you pay at the pump for gas, the card terminal in the "“pay at the pump" ” stations automatically checks to see if your Card has enough money left to pay for an average purchase of gas which varies among merchants and is at least $10075. If your Card does not have enough money to pay for this amount, your transaction will be declined. The average gas purchase amount changes just as retail gas prices change. If you plan to buy less than $100 75 worth of gas, it is recommended that you give your Card to the station attendant and state exactly how much gas you want to purchase, instead of swiping 7-2013 Reloadable template your Card at the pump. • When making a purchase greater than the Available Balance on the Card, alert the cashier to utilize another form of payment to cover the amount greater than what is available on the Card. Ask the cashier to use remaining balance of the Card as the second form of payment. • The Card can be used at ATMs within the United States and, unless otherwise indicated, at international ATMs displaying the appropriate network identification. Some of these services may not be available at all ATMs. Some ATMs will have restrictions relating to amounts that can be withdrawn. There is no credit line associated with your Card. This means that you must have a sufficient Available Balance at the time of a transaction in order to pay for the transaction and associated fees. LIMITATIONS ON USE You We do not pay any interest on the funds stored on the Card. The Card has no minimum balance requirements. If a merchant or an ATM operator attempts to submit a transaction on the Card for an amount that is greater than your Available Balance, the transaction may use not be approved by us. In the event that we, in our sole discretion, settle or pay a transaction with your Card only in when there are insufficient funds stored on the manner and Card to pay for the purposes authorized by transaction, this Agreementwill result in an overdraft on your Card. You agree to pay us the amount of the overdraft and any related fee. We may not use your Card for any illegal purpose, deduct the overdraft amount and you may not resell related fee from your Card. You may not use your Card choose to obtain cash at ATMs. INTERNET GAMBLING TRANSACTIONS PROHIBITED: You may not use your Card to initiate any type of electronic gambling transaction through the Internet. We may restrict have a secondary or companion card that will have access to your Card if we notice suspicious activities. If access is denied, you should contact us at the address in Section 1 so that we may discuss and rectify any problemsfunds. You agree that you are solely responsible for the secondary card and all authorized transactions made using your Card. AUTHORIZATIONS AND HOLDS Any entity honoring your Card will be required to obtain approval or authorization for any transaction in accordance with that card under the rules of Visa U.S.A., Inc. When an authorization is issued, a thirty-day hold may be placed on the value on the Card in the amount of the authorization. When you use your Card in a tipping environment (at restaurants, bars, xxxxxx or beauty shops or for taxis or limos), the amount of authorization may include a tip of 20%-25%. Up to a ninety-day hold may be placed on the value on the Card in the amount of the preauthorization request made by hotels terms and rental merchants. If the authorization request varies from the amount of the transaction the merchant subsequently submits to the Visa system, settlement of the transaction may not remove the hold, which may remain on the Card until the hold days have expired. If your Card is subject to a hold, the value on the Card that is subject to the hold will not be available for other purposesagreements defined herein.

Using Your Card. Your Card may be used to access the Available Balance of funds stored on the Card everywhere Visa anywhere MasterCard debit cards are accepted. • If you pay at the pump for gas, the card terminal in the "“pay at the pump" ” stations automatically checks to see if your Card has enough money left to pay for an average purchase of gas which varies among merchants and is at least $10075. If your Card does not have enough money to pay for this amount, your transaction will be declined. The average gas purchase amount changes just as retail gas prices change. If you plan to buy less than $100 75 worth of gas, it is recommended that you give your Card to the station attendant and state exactly how much gas you want to purchase, instead of swiping your Card at the pump. • When making a purchase greater than the Available Balance on the Card, alert the cashier to utilize another form of payment to cover the amount greater than what is available on the Card. Ask the cashier to use remaining balance of the Card as the second form of payment. • The Card can be used at ATMs within the United States and, unless otherwise indicated, at international ATMs displaying the appropriate network identification. Some of these services may not be available at all ATMs. Some ATMs will have restrictions relating to amounts that can be withdrawn. There is no credit line associated with your Card. This means that you must have a sufficient Available Balance at the time of a transaction in order to pay for the transaction and associated fees. LIMITATIONS ON USE You We do not pay any interest on the funds stored on the Card. The Card has no minimum balance requirements. If a merchant or an ATM operator attempts to submit a transaction on the Card for an amount that is greater than your Available Balance, the transaction may use not be approved by us. In the event that we, in our sole discretion, settle or pay a transaction with your Card only in when there are insufficient funds stored on the manner and Card to pay for the purposes authorized by transaction, this Agreementwill result in an overdraft on your Card. You agree to pay us the amount of the overdraft and any related fee. We may not use your Card for any illegal purpose, deduct the overdraft amount and you may not resell related fee from your Card. You may not use your Card choose to obtain cash at ATMs. INTERNET GAMBLING TRANSACTIONS PROHIBITED: You may not use your Card to initiate any type of electronic gambling transaction through the Internet. We may restrict have a secondary or companion card that will have access to your Card if we notice suspicious activities. If access is denied, you should contact us at the address in Section 1 so that we may discuss and rectify any problemsfunds. You agree that you are solely responsible for the secondary card and all authorized transactions made using your Card. AUTHORIZATIONS AND HOLDS Any entity honoring your Card will be required to obtain approval or authorization for any transaction in accordance with that card under the rules of Visa U.S.A., Inc. When an authorization is issued, a thirty-day hold may be placed on the value on the Card in the amount of the authorization. When you use your Card in a tipping environment (at restaurants, bars, xxxxxx or beauty shops or for taxis or limos), the amount of authorization may include a tip of 20%-25%. Up to a ninety-day hold may be placed on the value on the Card in the amount of the preauthorization request made by hotels terms and rental merchants. If the authorization request varies from the amount of the transaction the merchant subsequently submits to the Visa system, settlement of the transaction may not remove the hold, which may remain on the Card until the hold days have expired. If your Card is subject to a hold, the value on the Card that is subject to the hold will not be available for other purposesagreements defined herein.

Using Your Card. Your Card may be used to access the Available Balance of funds stored on the Card everywhere Visa debit cards are accepted. •  If you pay at the pump for gas, the card terminal in the "“pay at the pump" ” stations automatically checks to see if your Card has enough money left to pay for an average purchase of gas which varies among merchants and is at least $10075. If your Card does not have enough money to pay for this amount, your transaction will be declined. The average gas purchase amount changes just as retail gas prices change. If you plan to buy less than $100 75 worth of gas, it is recommended that you give your Card to the station attendant and state exactly how much gas you want to purchase, instead of swiping 7-2013 Reloadable template your Card at the pump. •  When making a purchase greater than the Available Balance on the Card, alert the cashier to utilize another form of payment to cover the amount greater than what is available on the Card. Ask the cashier to use remaining balance of the Card as the second form of payment.  The Card can be used at ATMs within the United States and, unless otherwise indicated, at international ATMs displaying the appropriate network identification. Some of these services may not be available at all ATMs. Some ATMs will have restrictions relating to amounts that can be withdrawn. There is no credit line associated with your Card. This means that you must have a sufficient Available Balance at the time of a transaction in order to pay for the transaction and associated fees. LIMITATIONS ON USE You We do not pay any interest on the funds stored on the Card. The Card has no minimum balance requirements. If a merchant or an ATM operator attempts to submit a transaction on the Card for an amount that is greater than your Available Balance, the transaction may use not be approved by us. In the event that we, in our sole discretion, settle or pay a transaction with your Card only in when there are insufficient funds stored on the manner and Card to pay for the purposes authorized by transaction, this Agreementwill result in an overdraft on your Card. You agree to pay us the amount of the overdraft and any related fee. We may not use your Card for any illegal purpose, deduct the overdraft amount and you may not resell related fee from your Card. You may not use your Card choose to obtain cash at ATMs. INTERNET GAMBLING TRANSACTIONS PROHIBITED: You may not use your Card to initiate any type of electronic gambling transaction through the Internet. We may restrict have a secondary or companion card that will have access to your Card if we notice suspicious activities. If access is denied, you should contact us at the address in Section 1 so that we may discuss and rectify any problemsfunds. You agree that you are solely responsible for the secondary card and all authorized transactions made using your Card. AUTHORIZATIONS AND HOLDS Any entity honoring your Card will be required to obtain approval or authorization for any transaction in accordance with that card under the rules of Visa U.S.A., Inc. When an authorization is issued, a thirty-day hold may be placed on the value on the Card in the amount of the authorization. When you use your Card in a tipping environment (at restaurants, bars, xxxxxx or beauty shops or for taxis or limos), the amount of authorization may include a tip of 20%-25%. Up to a ninety-day hold may be placed on the value on the Card in the amount of the preauthorization request made by hotels terms and rental merchants. If the authorization request varies from the amount of the transaction the merchant subsequently submits to the Visa system, settlement of the transaction may not remove the hold, which may remain on the Card until the hold days have expired. If your Card is subject to a hold, the value on the Card that is subject to the hold will not be available for other purposesagreements defined herein.

Using Your Card. Your Card may be used to access the Available Balance of funds stored on the Card everywhere Visa debit cards are accepted. • If you pay at the pump for gas, the card terminal in the "pay at the pump" stations automatically checks to see if your Card has enough money left to pay for an average purchase of gas which varies among merchants and is at least $100. If your Card does not have enough money to pay for this amount, your transaction will be declined. The average gas purchase amount changes just as retail gas prices change. If you plan to buy less than $100 worth of gas, it is recommended that you give your Card to the station attendant and state exactly how much gas you want to purchase, instead of swiping your Card at the pump. • When making a purchase greater than the Available Balance on the Card, alert the cashier to utilize another form of payment to cover the amount greater than what is available on the Card. Ask the cashier to use remaining balance of the Card as the second form of payment. There is no credit line associated with your Card. This means that you must have a sufficient Available Balance at the time of a transaction in order to pay for the transaction and associated fees. LIMITATIONS ON USE You We do not pay any interest on the funds stored on the Card. The Card has no minimum balance requirements. If a merchant attempts to submit a transaction on the Card for an amount that is greater than your Available Balance, the transaction may use not be approved by us. In the event that we, in our sole discretion, settle or pay a transaction with your Card only in when there are insufficient funds stored on the manner and Card to pay for the purposes authorized by transaction, this Agreement. You may not use your Card for any illegal purpose, and you may not resell will result in an overdraft on your Card. You may not use your Card agree to obtain cash at ATMs. INTERNET GAMBLING TRANSACTIONS PROHIBITED: You may not use your Card to initiate any type of electronic gambling transaction through the Internet. We may restrict access to your Card if we notice suspicious activities. If access is denied, you should contact pay us at the address in Section 1 so that we may discuss and rectify any problems. You are responsible for all authorized transactions using your Card. AUTHORIZATIONS AND HOLDS Any entity honoring your Card will be required to obtain approval or authorization for any transaction in accordance with the rules of Visa U.S.A., Inc. When an authorization is issued, a thirty-day hold may be placed on the value on the Card in the amount of the authorizationoverdraft and any related fees. When you use We may deduct the overdraft amount and related fees from your Card in a tipping environment (at restaurants, bars, xxxxxx or beauty shops or for taxis or limos), the amount of authorization may include a tip of 20%-25%. Up to a ninety-day hold may be placed on the value on the Card in the amount of the preauthorization request made by hotels and rental merchants. If the authorization request varies from the amount of the transaction the merchant subsequently submits to the Visa system, settlement of the transaction may not remove the hold, which may remain on the Card until the hold days have expired. If your Card is subject to a hold, the value on the Card that is subject to the hold will not be available for other purposesCard.

Using Your Card. Your Card may be used to access the Available Balance of funds stored on the Card everywhere Visa debit cards are accepted. • If you pay at the pump for gas, the card terminal in the "“pay at the pump" ” stations automatically checks to see if your Card has enough money left to pay for an average purchase of gas which varies among merchants and is at least $10099. If your Card does not have enough money to pay for this amount, your transaction will be declined. The average gas purchase amount changes just as retail gas prices change. If you plan to buy less than $100 99 worth of gas, it is recommended that you give your Card to the station attendant and state exactly how much gas you want to purchase, instead of swiping your Card at the pump. • When making a purchase greater than the Available Balance on the Card, alert the cashier to utilize another form of payment to cover the amount greater than what is available on the Card. Ask the cashier to use remaining balance of the Card as the second form of payment. There is no credit line associated with your Card. This means that you must have a sufficient Available Balance at the time of a transaction in order to pay for the transaction and associated fees. LIMITATIONS ON USE You We do not pay any interest on the funds stored on the Card. The Card has no minimum balance requirements. If a merchant attempts to submit a transaction on the Card for an amount that is greater than your Available Balance, the transaction may use not be approved by us. In the event that we, in our sole discretion, settle or pay a transaction with your Card only in when there are insufficient funds stored on the manner and Card to pay for the purposes authorized by transaction, this Agreement. You may not use your Card for any illegal purpose, and you may not resell will result in an overdraft on your Card. You may not use your Card agree to obtain cash at ATMs. INTERNET GAMBLING TRANSACTIONS PROHIBITED: You may not use your Card to initiate any type of electronic gambling transaction through the Internet. We may restrict access to your Card if we notice suspicious activities. If access is denied, you should contact pay us at the address in Section 1 so that we may discuss and rectify any problems. You are responsible for all authorized transactions using your Card. AUTHORIZATIONS AND HOLDS Any entity honoring your Card will be required to obtain approval or authorization for any transaction in accordance with the rules of Visa U.S.A., Inc. When an authorization is issued, a thirty-day hold may be placed on the value on the Card in the amount of the authorizationoverdraft and any related fee. When you use We may deduct the overdraft amount and related fee from your Card in a tipping environment (at restaurants, bars, xxxxxx or beauty shops or for taxis or limos), the amount of authorization may include a tip of 20%-25%. Up to a ninety-day hold may be placed on the value on the Card in the amount of the preauthorization request made by hotels and rental merchants. If the authorization request varies from the amount of the transaction the merchant subsequently submits to the Visa system, settlement of the transaction may not remove the hold, which may remain on the Card until the hold days have expired. If your Card is subject to a hold, the value on the Card that is subject to the hold will not be available for other purposesCard.

Using Your Card. Your Card may be used to access the Available Balance of funds stored on the Card everywhere Visa debit cards are accepted. •  If you pay at the pump for gas, the card terminal in the "“pay at the pump" ” stations automatically checks to see if your Card has enough money left to pay for an average purchase of gas which varies among merchants and is at least $10075. If your Card does not have enough money to pay for this amount, your transaction will be declined. The average gas purchase amount changes just as retail gas prices change. If you plan to buy less than $100 75 worth of gas, it is recommended that you give your Card to the station attendant and state exactly how much gas you want to purchase, instead of swiping your Card at the pump. •  When making a purchase greater than the Available Balance on the Card, alert the cashier to utilize another form of payment to cover the amount greater than what is available on the Card. Ask the cashier to use remaining balance of the Card as the second form of payment. There is no credit line associated with your Card. This means that you must have a sufficient Available Balance at the time of a transaction in order to pay for the transaction and associated fees. LIMITATIONS ON USE You We do not pay any interest on the funds stored on the Card. The Card has no minimum balance requirements. If a merchant attempts to submit a transaction on the Card for an amount that is greater than your Available Balance, the transaction may use not be approved by us. In the event that we, in our sole discretion, settle or pay a transaction with your Card only in when there are insufficient funds stored on the manner and Card to pay for the purposes authorized by transaction, this Agreement. You may not use your Card for any illegal purpose, and you may not resell will result in an overdraft on your Card. You may not use your Card agree to obtain cash at ATMs. INTERNET GAMBLING TRANSACTIONS PROHIBITED: You may not use your Card to initiate any type of electronic gambling transaction through the Internet. We may restrict access to your Card if we notice suspicious activities. If access is denied, you should contact pay us at the address in Section 1 so that we may discuss and rectify any problems. You are responsible for all authorized transactions using your Card. AUTHORIZATIONS AND HOLDS Any entity honoring your Card will be required to obtain approval or authorization for any transaction in accordance with the rules of Visa U.S.A., Inc. When an authorization is issued, a thirty-day hold may be placed on the value on the Card in the amount of the authorizationoverdraft and any related fee. When you use We may deduct the overdraft amount and related fee from your Card in a tipping environment (at restaurants, bars, xxxxxx or beauty shops or for taxis or limos), the amount of authorization may include a tip of 20%-25%. Up to a ninety-day hold may be placed on the value on the Card in the amount of the preauthorization request made by hotels and rental merchants. If the authorization request varies from the amount of the transaction the merchant subsequently submits to the Visa system, settlement of the transaction may not remove the hold, which may remain on the Card until the hold days have expired. If your Card is subject to a hold, the value on the Card that is subject to the hold will not be available for other purposesCard.

Using Your Card. Your Card may be used to access the Available Balance of funds stored on the Card everywhere Visa anywhere MasterCard debit cards are accepted. •  If you pay at the pump for gas, the card terminal in the "“pay at the pump" ” stations automatically checks to see if your Card has enough money left to pay for an average purchase of gas which varies among merchants and is at least $10075. If your Card does not have enough money to pay for this amount, your transaction will be declined. The average gas purchase amount changes just as retail gas prices change. If you plan to buy less than $100 75 worth of gas, it is recommended that you give your Card to the station attendant and state exactly how much gas you want to purchase, instead of swiping your Card at the pump. •  When making a purchase greater than the Available Balance on the Card, alert the cashier to utilize another form of payment to cover the amount greater than what is available on the Card. Ask the cashier to use remaining balance of the Card as the second form of payment.  The Card can be used at ATMs within the United States and, unless otherwise indicated, at international ATMs displaying the appropriate network identification. Some of these services may not be available at all ATMs. Some ATMs will have restrictions relating to amounts that can be withdrawn. There is no credit line associated with your Card. This means that you must have a sufficient Available Balance at the time of a transaction in order to pay for the transaction and associated fees. LIMITATIONS ON USE You We do not pay any interest on the funds stored on the Card. The Card has no minimum balance requirements. If a merchant or an ATM operator attempts to submit a transaction on the Card for an amount that is greater than your Available Balance, the transaction may use not be approved by us. In the event that we, in our sole discretion, settle or pay a transaction with your Card only in when there are insufficient funds stored on the manner and Card to pay for the purposes authorized by transaction, this Agreementwill result in an overdraft on your Card. You agree to pay us the amount of the overdraft and any related fee. We may not use your Card for any illegal purpose, deduct the overdraft amount and you may not resell related fee from your Card. You may not use your Card choose to obtain cash at ATMs. INTERNET GAMBLING TRANSACTIONS PROHIBITED: You may not use your Card to initiate any type of electronic gambling transaction through the Internet. We may restrict have a secondary or companion card that will have access to your Card if we notice suspicious activities. If access is denied, you should contact us at the address in Section 1 so that we may discuss and rectify any problemsfunds. You agree that you are solely responsible for the secondary card and all authorized transactions made using your Card. AUTHORIZATIONS AND HOLDS Any entity honoring your Card will be required to obtain approval or authorization for any transaction in accordance with that card under the rules of Visa U.S.A., Inc. When an authorization is issued, a thirty-day hold may be placed on the value on the Card in the amount of the authorization. When you use your Card in a tipping environment (at restaurants, bars, xxxxxx or beauty shops or for taxis or limos), the amount of authorization may include a tip of 20%-25%. Up to a ninety-day hold may be placed on the value on the Card in the amount of the preauthorization request made by hotels terms and rental merchants. If the authorization request varies from the amount of the transaction the merchant subsequently submits to the Visa system, settlement of the transaction may not remove the hold, which may remain on the Card until the hold days have expired. If your Card is subject to a hold, the value on the Card that is subject to the hold will not be available for other purposesagreements defined herein.

Using Your Card. Your Card may be used to access the Available Balance of funds stored on the Card everywhere Visa anywhere MasterCard debit cards are accepted. •  If you pay at the pump for gas, the card terminal in the "“pay at the pump" ” stations automatically checks to see if your Card has enough money left to pay for an average purchase of gas which varies among merchants and is at least $10075. If your Card does not have enough money to pay for this amount, your transaction will be declined. The average gas purchase amount changes just as retail gas prices change. If you plan to buy less than $100 75 worth of gas, it is recommended that you give your Card to the station attendant and state exactly how much gas you want to purchase, instead of swiping your Card at the pump. •  When making a purchase greater than the Available Balance on the Card, alert the cashier to utilize another form of payment to cover the amount greater than what is available on the Card. Ask the cashier to use remaining balance of the Card as the second form of payment. There is no credit line associated with your Card. This means that you must have a sufficient Available Balance at the time of a transaction in order to pay for the transaction and associated fees. LIMITATIONS ON USE Limitations on Use. You may use your Card only in the manner and for the purposes authorized by this Agreement. You may not use your Card for any illegal purpose, and you may not resell your Card. You may not use your Card to obtain cash at ATMs. INTERNET GAMBLING TRANSACTIONS PROHIBITED: You may not use your Card to initiate any type of electronic gambling transaction through the Internet. We may restrict access to your Card if we notice suspicious activities. If access is denied, you should contact us at the address in Section 1 so that we may discuss and rectify any problems. You are responsible for all authorized transactions using your Card. AUTHORIZATIONS AND HOLDS Authorizations and Holds. Any entity honoring your Card will be required to obtain approval or authorization for any transaction in accordance with the rules of Visa U.S.A.MasterCard International, Inc. When an authorization is issued, a thirty-day hold may be placed on the value on the Card in the amount of the authorization. When you use your Card in a tipping environment (at restaurants, bars, xxxxxx or beauty shops or for taxis or limos), the amount of authorization may include a tip of 20%-25%. Up to a ninety-day hold may be placed on the value on the Card in the amount of the preauthorization request made by hotels and rental merchants. If the authorization request varies from the amount of the transaction the merchant subsequently submits to the Visa MasterCard system, settlement of the transaction may not remove the hold, which may remain on the Card until the hold days have expired. If your Card is subject to a hold, the value on the Card that is subject to the hold will not be available for other purposes.

Using Your Card. Your Card may be used to access the Available Balance of funds stored on the Card everywhere Visa debit cards are acceptedaccepted in the United States. • If you pay at the pump for gas, the card terminal in the "“pay at the pump" ” stations automatically checks to see if your Card has enough money left to pay for an average purchase of gas which varies among merchants and is at least $100. If your Card does not have enough money to pay for this amount, your transaction will be declined. The average gas purchase amount changes just as retail gas prices change. If you plan to buy less than $100 worth of gas, it is recommended that you give your Card to the station attendant and state exactly how much gas you want to purchase, instead of swiping your Card at the pump. • When making a purchase greater than the Available Balance on the Card, alert the cashier to utilize another form of payment to cover the amount greater than what is available on the Card. Ask the cashier to use remaining balance of the Card as the second form of payment. There is no credit line associated with your Card. This means that you must have a sufficient Available Balance at the time of a transaction in order to pay for the transaction and associated fees. LIMITATIONS ON USE Limitations on Use. Your Card may be used for domestic purchases in the United States only. You may use your Card only in the manner and for the purposes authorized by this Agreement. You may not use your Card for any illegal purpose, and you may not resell your Card. You may not use your Card to obtain cash at ATMs. INTERNET GAMBLING TRANSACTIONS PROHIBITED: You may not use your Card to initiate any type of electronic gambling transaction through the Internet. We may restrict access to your Card if we notice suspicious activities. If access is denied, you should contact us at the address in Section 1 so that we may discuss and rectify any problems. You are responsible for all authorized transactions using your Card. AUTHORIZATIONS AND HOLDS Authorizations and Holds. Any entity honoring your Card will be required to obtain approval or authorization for any transaction in accordance with the rules of Visa U.S.A., Inc. When an authorization is issued, a thirty-day hold may be placed on the value on the Card in the amount of the authorization. When you use your Card in a tipping environment (at restaurants, bars, xxxxxx or beauty shops or for taxis or limos), the amount of authorization may include a tip of 20%-25%. Up to a ninety-day hold may be placed on the value on the Card in the amount of the preauthorization request made by hotels and rental merchants. If the authorization request varies from the amount of the transaction the merchant subsequently submits to the Visa system, settlement of the transaction may not remove the hold, which may remain on the Card until the hold days have expired. If your Card is subject to a hold, the value on the Card that is subject to the hold will not be available for other purposes.

Using Your Card. Your Card may be used to access the Available Balance of funds stored on the Card everywhere Visa debit cards are accepted. • If you pay at the pump for gas, the card terminal in the "“pay at the pump" ” stations automatically checks to see if your Card has enough money left to pay for an average purchase of gas which varies among merchants and is at least $10075. If your Card does not have enough money to pay for this amount, your transaction will be declined. The average gas purchase amount changes just as retail gas prices change. If you plan to buy less than $100 75 worth of gas, it is recommended that you give your Card to the station attendant and state exactly how much gas you want to purchase, instead of swiping your Card at the pump. • When making a purchase greater than the Available Balance on the Card, alert the cashier to utilize another form of payment to cover the amount greater than what is available on the Card. Ask the cashier to use remaining balance of the Card as the second form of payment. There is no credit line associated with your Card. This means that you must have a sufficient Available Balance at the time of a transaction in order to pay for the transaction and associated fees. LIMITATIONS ON USE You We do not pay any interest on the funds stored on the Card. The Card has no minimum balance requirements. If a merchant attempts to submit a transaction on the Card for an amount that is greater than your Available Balance, the transaction may use not be approved by us. In the event that we, in our sole discretion, settle or pay a transaction with your Card only in when there are insufficient funds stored on the manner and Card to pay for the purposes authorized by transaction, this Agreement. You may not use your Card for any illegal purpose, and you may not resell will result in an overdraft on your Card. You may not use your Card agree to obtain cash at ATMs. INTERNET GAMBLING TRANSACTIONS PROHIBITED: You may not use your Card to initiate any type of electronic gambling transaction through the Internet. We may restrict access to your Card if we notice suspicious activities. If access is denied, you should contact pay us at the address in Section 1 so that we may discuss and rectify any problems. You are responsible for all authorized transactions using your Card. AUTHORIZATIONS AND HOLDS Any entity honoring your Card will be required to obtain approval or authorization for any transaction in accordance with the rules of Visa U.S.A., Inc. When an authorization is issued, a thirty-day hold may be placed on the value on the Card in the amount of the authorizationoverdraft and any related fee. When you use We may deduct the overdraft amount and related fee from your Card in a tipping environment (at restaurants, bars, xxxxxx or beauty shops or for taxis or limos), the amount of authorization may include a tip of 20%-25%. Up to a ninety-day hold may be placed on the value on the Card in the amount of the preauthorization request made by hotels and rental merchants. If the authorization request varies from the amount of the transaction the merchant subsequently submits to the Visa system, settlement of the transaction may not remove the hold, which may remain on the Card until the hold days have expired. If your Card is subject to a hold, the value on the Card that is subject to the hold will not be available for other purposesCard.