Common use of Watercraft Clause in Contracts

Watercraft. a. We pay for the bodily injury or the property damage which results from the maintenance, use, loading or unloading of: 1) a watercraft while it is on the insured premises; 2) a watercraft which is not owned by or rented to an insured if the loss is a result of the activities of an insured; 3) a watercraft which is owned by or is rented to an insured and which is powered by inboard or inboard/outboard motors which total 50 horsepower or less; 4) a sailing vessel with or without auxiliary power which is owned by or is rented to an insured and is less than 26 feet in length; or 5) a watercraft which is powered by outboard motors which total 25 horsepower or less. b. We pay for the bodily injury or the property damage which results from the maintenance, use, loading or unloading of a watercraft that is powered by outboard motors which total more than 25 horsepower, if: 1) the motors are listed on the Declarations; 2) the motors are acquired by an insured during the policy period and a request for coverage is made within 45 days after they are acquired; or 3) the motors are not owned by an insured.

Watercraft. a. We pay for the bodily injury or the property damage which results from the maintenance, use, loading or unloading of: 1) a watercraft while it is on the insured premises; 2) a watercraft which is not owned by or rented to an insured if the loss is a result of the activities of an insured; 3) a watercraft which is owned by or is rented to an insured and which is powered by inboard or inboard/outboard motors which total 50 horsepower or less; 4) a sailing vessel with or without auxiliary power which is owned by or is rented to an insured and is less than 26 feet in length; or 5) a watercraft which is powered by outboard motors which total 25 50 horsepower or less. b. We pay for the bodily injury or the property damage which results from the maintenance, use, loading or unloading of a watercraft that is powered by outboard motors which total more than 25 50 horsepower, if: 1) the motors are listed on the Declarations; 2) the motors are acquired by an insured during the policy period and a request for coverage is made within 45 days after they are acquired; or 3) the motors are not owned by an insured.