Common use of Weekly Indemnity Insurance Clause in Contracts

Weekly Indemnity Insurance. (a) An insured employee who is totally disabled and unable to work due to sickness or an accident not covered by Workers’ Compensation, will be paid a weekly benefit commencing on the first day of absence due to an accident or hospitalization and the fourth scheduled day of absence due to a sickness. The amount of the benefit and the maximum period for which the benefit is payable shall be as set out in the following schedule: Years of Continuous Full-time Employment with the Company At Least But Less Than Amount of Weekly Benefit Maximum Period First of the month next following date of hire 3 years 75% of basic weekly wage 26 weeks after 3 years 85% of basic weekly wage 26 weeks The weekly benefit shall be determined based on basic weekly wage and service as of the date of commencement of disability. (b) It is not required that the insured employee be confined to home, but the employee must be under the regular care and attendance of a licensed physician during the period for which benefits are being claimed. (c) Certification of illness for loss of time benefits, up to a maximum of ten (10) weeks for each period of disability, will be accepted if completed by a licensed Chiropractor, Podiatrist or Oral Surgeon. (d) A disability resulting from the same cause as a previous disability will be treated as a continuation of the previous disability unless the employee has returned to work on a continuous full-time basis for at least fourteen (14) days. (e) Weekly benefits are not payable for the following: (i) disability for which an employee receives benefits under any Workers’ Compensation or similar law; (ii) disability resulting from willfully, self-inflicted injury or from any attempt at self-destruction; (iii) disability of an employee who is not under treatment by a physician or surgeon duly licensed to practice medicine, or during the first four (4) weeks of disability of an employee who is not under treatment by a licensed Chiropractor; (iv) pregnancy where a female employee is not disabled; (v) any period during which a female employee is on a pregnancy leave of absence in accordance with this Agreement.

Weekly Indemnity Insurance. (a) 5.01 An insured employee who is totally disabled and unable to work due to sickness or an accident not covered by Workers’ ' Compensation, will be paid a weekly benefit commencing on the first day of absence due to an accident or hospitalization and the fourth scheduled day of absence due to a sickness. The amount of the benefit and the maximum period for which the benefit is payable shall be as set out in the following schedule: - Years of Continuous Full-time Employment with the Company At Least But Less Than Amount of Weekly Benefit Maximum Period First of the month next following date of hire 3 years 75% of basic weekly wage Basic Weekly Wage 26 weeks after After 3 years 85% of basic weekly wage Basic Weekly Wage 26 weeks The weekly benefit shall be determined based on basic weekly wage and service as of the date of commencement of disability. (b) 5.02 It is not required that the insured employee be confined to home, but the employee must be under the regular care and attendance of a licensed physician during the period for which benefits are being claimed. (c) 5.03 Certification of illness for loss of time benefits, up to a maximum of ten (10) weeks for each period of disability, will be accepted if completed by a licensed Chiropractor, Podiatrist or Oral Surgeon. (d) 5.04 A disability resulting from the same cause as a previous disability will be treated as a continuation of the previous disability unless the employee has returned to work on a continuous full-time basis for at least fourteen two (142) weeks (14 days). (e) 5.05 Weekly benefits are not payable for the following:: - (ia) disability Disability for which an employee receives benefits under any Workers’ ' Compensation or similar law; (iib) disability Disability resulting from willfully, self-inflicted injury or from any attempt at self-self- destruction; (iiic) disability Disability of an employee who is not under treatment by a physician or surgeon duly licensed to practice medicine, or during the first four (4) weeks of disability of an employee who is not under treatment by a licensed Chiropractor; (ivd) pregnancy Pregnancy where a female employee is not disabled; (ve) any Any period during which a female employee is on a pregnancy leave of absence in accordance with Article 4.03 of this Agreement.

Weekly Indemnity Insurance. (a) An insured employee who is totally disabled and unable to work due to sickness or an accident not covered by Workers’ ' Compensation, will be paid a weekly benefit commencing on the first day of absence due to an accident or hospitalization and the fourth scheduled day of absence due to a sickness. The amount of the benefit and the maximum period for which the benefit is payable shall be as set out in the following schedule: Years of Continuous Full-time Employment with the Company At Least But Amount of Maximum Less Than Amount of Weekly Benefit Maximum Benefits Period First Firth of the month of Basic next following years Weekly Wage weeks date of hire 3 After years 75% of basic weekly wage 26 weeks after 3 years 85% of basic weekly wage 26 Basic Weekly Wage weeks The weekly benefit shall be determined based on basic weekly wage and service services as of the date of commencement of disability. (b) . It is not required that the insured employee be confined to home, but the employee must be under the regular care and attendance of a licensed physician during the period for which benefits are being claimed. (c) . Certification of illness for loss of time benefits, up to a maximum of ten (10) weeks for each period of disability, will be accepted if completed by a licensed Chiropractor, Podiatrist or Oral Surgeon. (d) . A disability resulting from the same cause as a previous disability will be treated as a continuation of the previous disability unless the employee has returned to work on a continuous full-time basis for at least fourteen two (142) days. weeks (e) 14 Weekly benefits are not payable for the following: (i) disability : Disability for which an employee receives benefits under any the Workers’ ' Compensation or similar law; (ii) disability ; Disability resulting from willfully, self-self- inflicted injury or from any attempt at self-self- destruction; (iii) disability ; Disability of an employee who is not under treatment by a physician or surgeon duly licensed to practice medicine, or during the first four (4( 4 ) weeks of disability of an employee who is not under treatment by a licensed Chiropractor; (iv) pregnancy ; Pregnancy where a female employee is not disabled; (v) any ; Any period during which a female employee is on a pregnancy leave of absence in accordance with Article of this Agreement.

Weekly Indemnity Insurance. (a) An insured employee who is totally disabled and unable to work due to sickness or an accident not covered by Workers’ Compensation, will be paid a weekly benefit commencing on the first day of absence due to an accident or hospitalization and the fourth scheduled day of absence due to a sickness. The amount of the benefit and the maximum period for which the benefit is payable shall be as set out in the following schedule: Years of Continuous Full-time Employment with the Company At Least But Less Than Amount of Weekly Benefit Maximum Period First of the month next following date of hire 3 years 75% of basic weekly wage 26 weeks after 3 years 85% of basic weekly wage 26 weeks The weekly benefit shall be determined based on basic weekly wage and service as of the date of commencement of disability. (b) It is not required that the insured employee be confined to home, but the employee must be under the regular care and attendance of a licensed physician during the period for which benefits are being claimed. (c) Certification of illness for loss of time benefits, up to a maximum of ten (10) weeks for each period of disability, will be accepted if completed by a licensed Chiropractor, Podiatrist or Oral Surgeon. (d) A disability resulting from the same cause as a previous disability will be treated as a continuation of the previous disability unless the employee has returned to work on a continuous full-time basis for at least fourteen (14) days. (e) Weekly benefits are not payable for the following: (i) disability for which an employee receives benefits under any Workers’ Compensation or similar law; (ii) disability resulting from willfullywilfully, self-inflicted injury or from any attempt at self-destruction; (iii) disability of an employee who is not under treatment by a physician or surgeon duly licensed to practice medicine, or during the first four (4) weeks of disability of an employee who is not under treatment by a licensed Chiropractor; (iv) pregnancy where a female employee is not disabled; (v) any period during which a female employee is on a pregnancy leave of absence in accordance with this Agreement.

Weekly Indemnity Insurance. (a) 5.01 An insured employee who is totally disabled and unable to work due to sickness or an accident not covered by Workers’ ' Compensation, will be paid a weekly benefit commencing on the first day of absence due to an accident or hospitalization and the fourth scheduled day of absence due to a sickness. The amount of the benefit and the maximum period for which the benefit is payable shall be as set out in the following schedule: Years - Amount of Continuous Full-time Employment with the Company Maximum At Least But Less Than Amount of Weekly Benefit Maximum Period First of the month next 75% of Basic following date of hire 3 years 75% of basic weekly wage Weekly Wage 26 weeks after After 3 years 85% of basic weekly wage Basic Weekly Wage 26 weeks The weekly benefit shall be determined based on basic weekly wage and service as of the date of commencement of disability. (b) 5.02 It is not required that the insured employee be confined to home, but the employee must be under the regular care and attendance of a licensed physician during the period for which benefits are being claimed. (c) 5.03 Certification of illness for loss of time benefits, up to a maximum of ten (10) weeks for each period of disability, will be accepted if completed by a licensed Chiropractor, Podiatrist or Oral Surgeon. (d) 5.04 A disability resulting from the same cause as a previous disability will be treated as a continuation of the previous disability unless the employee has returned to work on a continuous full-time basis for at least fourteen two (142) weeks (14 days). (e) 5.05 Weekly benefits are not payable for the following:: - (ia) disability Disability for which an employee receives benefits under any Workers’ ' Compensation or similar law; (iib) disability Disability resulting from willfully, self-inflicted injury or from any attempt at self-destruction; (iiic) disability Disability of an employee who is not under treatment by a physician or surgeon duly licensed to practice medicine, or during the first four (4) weeks of disability of an employee who is not under treatment by a licensed Chiropractor; (ivd) pregnancy Pregnancy where a female employee is not disabled; (ve) any Any period during which a female employee is on a pregnancy leave of absence in accordance with Article 4.03 of this Agreement.

Weekly Indemnity Insurance. (a) An insured employee who is totally disabled and unable to work due to sickness or an accident not covered by Workers’ Workers‟ Compensation, will be paid a weekly benefit commencing on the first day of absence due to an accident or hospitalization and the fourth scheduled day of absence due to a sickness. The amount of the benefit and the maximum period for which the benefit is payable shall be as set out in the following schedule: Years of Continuous Full-time Employment with the Company At Least But Less Than Amount of Weekly Benefit Maximum Period First of the month next following date of hire 3 years 75% of basic 26 weeks next following weekly wage 26 weeks date of hire after 3 years 85% of basic 26 weeks weekly wage 26 weeks The weekly benefit shall be determined based on basic weekly wage and service as of the date of commencement of disability. (b) It is not required that the insured employee be confined to home, but the employee must be under the regular care and attendance of a licensed physician during the period for which benefits are being claimed. (c) Certification of illness for loss of time benefits, up to a maximum of ten (10) weeks for each period of disability, will be accepted if completed by a licensed Chiropractor, Podiatrist or Oral Surgeon. (d) A disability resulting from the same cause as a previous disability will be treated as a continuation of the previous disability unless the employee has returned to work on a continuous full-time basis for at least fourteen (14) days. (e) Weekly benefits are not payable for the following: (i) disability for which an employee receives benefits under any Workers’ Workers‟ Compensation or similar law; (ii) disability resulting from willfully, self-inflicted injury or from any attempt at self-destruction; (iii) disability of an employee who is not under treatment by a physician or surgeon duly licensed to practice medicine, or during the first four (4) weeks of disability of an employee who is not under treatment by a licensed Chiropractor; (iv) pregnancy where a female employee is not disabled; (v) any period during which a female employee is on a pregnancy leave of absence in accordance with this Agreement.

Weekly Indemnity Insurance. (a) An insured employee who is totally disabled and unable to work due to sickness or an accident not covered by Workers’ Workers‟ Compensation, will be paid a weekly benefit commencing on the first day of absence due to an accident or hospitalization and the fourth scheduled day of absence due to a sickness. The amount of the benefit and the maximum period for which the benefit is payable shall be as set out in the following schedule: Years of Continuous Full-time Employment with the Company At Least But Less Than Amount of Weekly Benefit Maximum Period First of the month next following date of hire 3 years 75% of basic 26 weeks next following weekly wage 26 weeks date of hire after 3 years 85% of basic 26 weeks weekly wage 26 weeks The weekly benefit shall be determined based on basic weekly wage and service as of the date of commencement of disability. (b) It is not required that the insured employee be confined to home, but the employee must be under the regular care and attendance of a licensed physician during the period for which benefits are being claimed. (c) Certification of illness for loss of time benefits, up to a maximum of ten (10) weeks for each period of disability, will be accepted if completed by a licensed Chiropractor, Podiatrist or Oral Surgeon. (d) A disability resulting from the same cause as a previous disability will be treated as a continuation of the previous disability unless the employee has returned to work on a continuous full-time basis for at least fourteen (14) days. (e) Weekly benefits are not payable for the following: (i) disability for which an employee receives benefits under any Workers’ Workers‟ Compensation or similar law; (ii) disability resulting from willfully, self-inflicted injury or from any attempt at self-destruction; (iii) disability of an employee who is not under treatment by a physician or surgeon duly licensed to practice medicine, or during the first four (4) weeks of disability of an employee who is not under treatment by a licensed Chiropractor; (iv) pregnancy where a female employee is not disabled; (v) any period during which a female employee is on a pregnancy leave of absence in accordance with this Agreement.

Weekly Indemnity Insurance. (a) 5.01 An insured employee who is totally disabled and unable to work due to sickness or an accident not covered by Workers’ Compensation, Compensation will be paid a weekly benefit commencing on the first day of absence due to an accident or hospitalization and the fourth scheduled day of absence due to a sickness. The amount of the benefit and the maximum period for which the benefit is payable shall be as set out in the following schedule: Years of Continuous Full-time Employment with the Company At Least But Less Than Amount of Weekly Benefit Benefits Maximum Period First of the month next following date of hire 3 years 75% of basic weekly wage Basic Weekly Wage 26 weeks after After 3 years 85% of basic weekly wage Basic Weekly Wage 26 weeks The weekly benefit shall be determined based on basic weekly wage and service services as of the date of commencement of disability. (b) 5.02 It is not required that the insured employee be confined to home, but the employee must be under the regular care and attendance of a licensed physician during the period for which benefits are being claimed. (c) 5.03 Certification of illness for loss of time benefits, up to a maximum of ten (10) weeks for each period of disability, will be accepted if completed by a licensed Chiropractor, Podiatrist or Oral Surgeon. (d) 5.04 A disability resulting from the same cause as a previous disability will be treated as a continuation of the previous disability unless the employee has returned to work on a continuous full-time basis for at least fourteen two (142) weeks (14 days). (e) 5.05 Weekly benefits are not payable for the following: (i) disability Disability for which an employee receives benefits under any the Workers’ Compensation or similar law; (ii) disability Disability resulting from willfullywillful, self-inflicted injury or from any attempt at self-destruction; (iii) disability Disability of an employee who is not under treatment by a physician or surgeon duly licensed to practice medicine, or during the first four (4) weeks of disability of an employee who is not under treatment by a licensed Chiropractor; (iv) pregnancy Pregnancy where a female employee is not disabled; (v) any Any period during which a female employee is on a pregnancy leave of absence in accordance with Article 21 of this Agreement.