What you are covered for. We will pay up to DKK 1 120 in total for essential replacement items if your luggage is temporarily lost or delayed by your transport provider on your outbound journey. We will pay the following amounts based on the length of time you are without your luggage, having arrived at your destination: 6-24 hours DKK 280 24-48 hours DKK 560 More than 48 hours DKK 1 120
What you are covered for. We will pay up to DKK 6 000 if your personal belongings are lost, stolen or damaged during your trip. The most we will pay for valuables is DKK 3 000 in total whether jointly owned or not. There is also a single item, pair or set limit of DKK 3 000.
What you are covered for. Delayed departure
What you are covered for. We will pay up to DKK 10 000 in total for the following: • For the reimbursement of the excess applied to your rental vehicle insurance or for loss of deposit due to damage to windows, tyres, roof and undercarriage, if the motor vehicle is accidentally damaged, involved in an accident, stolen, damaged by fire or vandalised during the rental period. • For reimbursement of the excess applied to your boat hire insurance or for loss of deposit as a result of damage to the hull of a boat, if the boat is accidentally damaged or involved in an accident during the rental period.
What you are covered for. Personal belongings - We will pay up to DKK 15 000 if your personal belongings are lost, stolen or damaged during your trip. The most we will pay for valuables is DKK 2 000 in total whether jointly owned or not. There is also a single item pair or set limit of DKK 2 000. • Loss or theft of personal belongings, unless you have reported it to the police within 24 hours of discovery and been given a written police report. • Loss or theft of, or damage to, the following: - personal belongings while in the possession of your transport or accommodation provider, unless you have reported it to them within seven days of discovery and they have given you a Property Irregularity Report (PIR) or other similar written confirmation detailing the damage or the permanent loss; - items where you are unable to provide receipts or other proof that you bought or own the items and proof of the value; - unattended personal belongings; - valuables unless they are on your person, locked in a safe or safety deposit box (if one is available) or locked in the accommodation you are using on your trip; - valuables packed in suitcases, trunks or similar containers; - personal belongings left in an unlocked motor vehicle or boat; - personal belongings left in a tent; - personal belongings that have been mislaid or forgotten; - any films, tapes, cassettes, computer games, electronic games, mini-discs, DVDs, video and audio tapes, cartridges or discs, that are not pre-recorded and released for public purchase; - narcotics, motorised vehicles, valuable documents or animals. (continued on next page)
What you are covered for. We will pay you or your Personal Representatives up to DKK 7 450 but no more than the face value of your event ticket that has been paid for and that cannot be recovered from anywhere else. We will provide this cover if you are unable to attend the event because one of the following necessary and unavoidable circumstances happens: • The serious illness, serious injury or death of you. • The serious illness, serious injury or death of a family member in the first or second degree. • You are needed by the police following a burglary, or damage caused by serious fire, storm, flood, explosion, subsidence, vandalism, fallen trees, impact by aircraft or vehicle at your home. • You being advised not to travel by a doctor as result of pregnancy complications. • The public transport (including scheduled flights) that you are using to get you from your home to the event venue does not run to its timetable. • The vehicle you are travelling in from your home to the event venue has an accident or breaks down or is delayed in a traffic jam for more than 3 hours, when there is no alternative route available.