Basic property insurance means insurance against direct loss to property as defined in the standard fire policy and extended coverage, vandalism, and malicious mischief endorsements; homeowners insurance; and such other coverage or classes of insurance as may be added to the FAIR plan by the commissioner. “Basic property insurance” does not include any of the following:
Basic property insurance means insurance against direct loss to property as defined and limited in dwelling fire, homeowners, and farm policies and extended coverage endorsements thereon, and insurance for such types, classes and locations of property against the perils of vandalism, malicious mischief, burglary or theft, as the superintendent of insurance shall designate.
Basic property insurance means insurance against direct loss to property as defined and limited in standard fire policies and extended coverage endorsements thereon.
More Definitions of Basic property insurance
Basic property insurance means the coverage against the peril of fire for direct loss to structures permanently affixed to realty at a fixed location.
Basic property insurance means insurance against direct loss to property as defined and limited in standard fire policies and extended coverage endorsements thereon, as approved by the superintendent, and insurance for such types, classes and locations of property against the perils of vandalism, malicious mischief, burglary, theft or liability, as the superintendent shall designate. The association is also authorized to provide insurance against the perils of burglary, robbery, and theft for properties. Such coverage is to be provided by separate policies. Basic property insurance does not include automobile insurance or insurance on manufacturing risks.
Basic property insurance means insurance against
Basic property insurance means insurance against direct loss to real or tangible personal property at a fixed location in those geographic or urban areas designated by the Commissioner, from perils insured under the standard fire policy and extended coverage
Basic property insurance means, in addition to any and all coverages specifically enumerated in R.I. Gen. Laws § 27-33-10, insurance against direct loss to property as defined and limited in standard fire policies in:
Basic property insurance means, in addition to any and all coverages specifically enumerated in R.I. Gen. Laws § 27-33-10, insurance against direct loss to property as defined and limited in standard fire policies in (1) extended coverage; (2) vandalism and malicious mischief; (3)broad and special form dwelling coverage commonly referred to as DP-2 and DP-3, (4) sprinkler leakage endorsements thereon; (5) homeowners package coverage on owner-occupied habitational risks for one to four families, and for homeowners tenants forms; (6) the liability coverages for one to four family owner and non-owner occupied dwellings, either as a personal liability endorsement to a dwelling property policy or as a "stand alone" dwelling liability policy; and (7) lead liability insurance for any pre-1978 residential rental property, either by endorsement to a homeowners or dwelling liability policy or as a "stand alone" lead poisoning liability insurance policy. It shall not include automobile or farm risks, with the exception of lead liability coverage as a "stand alone" policy for farmowners dwellings.