Consumer Insurance Contracts definition

Consumer Insurance Contracts means insurance wholly for purposes unrelated to the Insured’s trade, business or profession.
Sample 1Sample 2Sample 3
Consumer Insurance Contracts means insurance wholly for purposes unrelated to the Insured's trade, business or profession.
Sample 1Sample 2Sample 3
Consumer Insurance Contracts means insurance wholly for purposes unrelated to The Insured’s trade, business or profession. “Depreciation” means the reduction in the value of the item or property due to Wear and Tear. “Endorsement” means a written alteration to the terms, conditions and limitations of this Policy which is shown on the Schedule. “Excess” means the amount You must pay towards a claim before We pay. The amount will be stated on the Schedule or in any selected Optional Benefits. “Flood” means the overflowing or deviation from their normal channels of either natural or artificial water courses, bursting or overflowing of public water mains and any other flow or accumulation of water originating from outside the building. “Family” and “Household” means any person(s) who normally reside with You. “Fixtures” and “Fittings” means items that are permanently attached to Your building. “Indemnity” means putting You back to Your same financial position immediately before the loss. “Insured Event” means one of the perils listed under this Policy. “Non-Consumer Insurance Contracts” means insurance for purposes related to The Insured’s trade, business or profession. “Occurrence” means the exact period when the incident took place. “Open” means anywhere at the Premises not fully enclosed by walls and a roof and which is not able to be Secured, also any outbuildings on the Premises if such buildings are not able to be Secured. “Period of Insurance” means the period for which You are insured. It commences at the time We agree to give You insurance and finishes at midnight on the day of expiry. The expiry date is shown on the Schedule. “Personal Effects” means personal items regularly worn or carried on the person for his/her personal use, for example clothing, watch, wallet. "Policy” means Your insurance contract which consists of this Policy wording and Schedule. “Premises” means the land at the address shown on the Schedule on which the building is built, including the yard or garden used only for domestic purposes. “Premium” means any amount We require You to pay under the Policy and includes Government charges. “Schedule” means the Policy Schedule where both The Insured items and Sum Insured are specified. “Secured” means locked so as to prevent entry other than by using force. “Sum Insured” means the amount You have insured on either Your building, Your contents (including specified contents) as shown on the Schedule. This shall include the Additional Benefits and any of the Optiona...
Sample 1

Examples of Consumer Insurance Contracts in a sentence

  • The rights under this directive do not affect Your rights as a consumer under the Consumer Insurance Contracts Act 2019.

  • Your duty of disclosure when completing documentation for new business/renewals and midterm adjustments Section 14 (1) – (5) of the Consumer Insurance Contracts Act which is effective from 1st September 2021 alters consumers duty of disclosure: You are required to answer all questions posed by us or the insurer honestly and with reasonable care – the test will be that of the ‘average consumer’.

  • The protections arising from the terms of the EU (Unfair Terms in Consumer Contracts) Regulations 1995 (S.I. No. 27 of 1995) are extended to all consumers (as defined in the Consumer Insurance Contracts Act) when contracting for insurance.

  • The rights under this directive do not affect Your rights as aconsumer under the Consumer Insurance Contracts Act 2019.

  • Certain provisions of the Consumer Insurance Contracts Act, aimed at enhancing consumer protection, are effective from 1 September 2020.

  • Nothing in your Policy shall be read as overriding a third party’s rights to claim against Zurich under the Consumer Insurance Contracts Act 2019.

  • The Consumer Insurance Contracts Act is aimed at enhancing consumer protection.

  • Failure to advise the information above could result in Us using the remedies available to Us under the Consumer Insurance Contracts Act 2019 (and any subsequent amending legislation) including the remedy to cancel the contract, reject a claim or to limit the amount We pay in the event of a claim.

  • Consumer Insurance Contracts & Non-Consumer Insurance Contracts1.

  • Under the Consumer Insurance Contracts Act 2019, a court of competent jurisdiction can reduce the pay-out to the consumer where the consumer is in breach of their duties, in proportion to the breach involved.

Related to Consumer Insurance Contracts

  • Insurance Contract means a contract (other than an Annuity Contract) under which the issuer agrees to pay an amount upon the occurrence of a specified contingency involving mortality, morbidity, accident, liability, or property risk.

  • Group health insurance coverage means in connection with a group health plan, health insurance

  • Individual health insurance coverage means health insurance coverage offered to individuals in the

  • Consumer lease means a lease that a lessor regularly engaged in the business of leasing or selling makes to a lessee who is an individual and who takes under the lease primarily for a personal, family, or household purpose, if the total payments to be made under the lease contract, excluding payments for options to renew or buy, do not exceed $25,000.00.

  • Health insurance coverage means benefits consisting of medical care (provided directly, through

  • Health-care-insurance receivable means an interest in or claim under a policy of insurance which is a right to payment of a monetary obligation for health-care goods or services provided.

  • Consumer Contract means an agreement between the Retailer and the Consumer that includes the supply of electricity and distribution services;

  • Health insurance means protection which provides payment of benefits for covered sickness or injury.

  • Educator practice instrument means an assessment tool that provides: scales or dimensions that capture competencies of professional performance; and differentiation of a range of professional performance as described by the scales, which must be shown in practice and/or research studies. The scores from educator practice instruments for teaching staff members other than teachers, Principals, Vice Principals, and Assistant Principals may be applied to the teaching staff member’s summative evaluation rating in a manner determined by the school district.

  • Cash Value Insurance Contract means an Insurance Contract (other than an indemnity reinsurance contract between two insurance companies) that has a Cash Value greater than $50,000.

  • Applicable Data Protection Law means all data privacy or data protection laws or regulations globally that apply to the Processing of Personal Information under this Data Processing Agreement, which may include Applicable European Data Protection Law.