CIVIL LIABILITY AND ACCIDENT INSURANCE. All ULPGC students enrolled in any of its official or own programs are covered by liability insurance for damages to third parties that the student may cause at the collaborating entity, through a policy subscribed by the ULPGC for such purposes. The ULPGC also guarantees personal accident coverage for students during external academic internships through a collective policy subscribed for this purpose. The school insurance covers health care for students under 28 years old enrolled in official programs at the respective ULPGC Centres and up-to-date with the corresponding fee. The coverage period is the academic year. The application framework is the national territory, according to the principle of territoriality set out in the General Social Security Law. For students over 28 years old or those enrolled in own programs at the ULPGC, the Coordination of Internships of the Degree will ensure that the student is covered by the appropriate accident insurance and any other mandatory insurances when undertaking external academic internships. In the case of international internships, regardless of the type of internship, students must subscribe to accident insurance that includes repatriation and civil liability insurance if the foreign collaborating entity does not guarantee such coverages with the corresponding policies.