Limitations connected to luggage compensation Mallilausekkeet

Limitations connected to luggage compensation. The following items are not considered baggage: • cash, cheques, travel tickets or receipts; • spectacles or contact lenses, sunglasses, dentures, hearing aids or other personal aid equipment; • motor vehicles or motor-driven equipment, sleeping caravans and other trailers, watercraft or aircraft, or parts or equipment for the above; • work tools, computer software and files or parts thereof, fax machines and copiers; • manuscripts, collections or parts thereof; •merchandise, tool samples, promotional materials, commercial and educational films and recordings, photographs, drawings or programmed diskettes; • animals or plants; • household effects in transit and freight; •goods and equipment that have been stored at the destination for over three (3) months; • windsurfing boards and sails; • property or items that were rented or borrowed during the trip or damage thereto. The policy does not cover damage caused by: • losing or forgetting items; • damage due to normal use of luggage items; • misuse of means of payment, such as credit or ATM cards; • losing and forgetting cash or credit cards or other means of payment; • financial losses connected to illicit use of mobile phones; • damage due to normal use, abrasion, scratching or inadequate protection of items; • actions of officials; • repair, cleaning or other treatment of items; • gradual damage due to weather conditions or humidity,; • pressure waves from a supersonic aircraft; • damage to bicycles, skis or other sports equipment from appropriate use; • damage to winter sport equipment, if cover has not been extended to include this; • property or items that were rented or borrowed during the trip. Insurance will not cover damages that are compensated based on a special act, warranty or another insurance policy. In addition, insurance will not cover theft that has not been reported to the local police authorities within 24 hour or, if this is not possible, to the tour operator, transportation company or hotel.