Common use of INDEX DESCRIPTION Clause in Contracts

INDEX DESCRIPTION. Index name: 7X Short Index linked to Coffee Future (the "Factor Index") Reference Instrument: Coffee Future Index Calculation Agent: Bank Vontobel AG, Xxxxxxxxxxxxxxx 00, 0000 Xxxxxx, Xxxxxxxxxxx Information Page: xxxxx://xxxxxxx.xxxxxxxx.xxx and Reuters page <.CH0327288525> (the latter containing index levels only) The composition and calculation of the Factor Index specified above is described in the following. The Index Calculation Agent will make an index guide available on the Information Page for each Fac- tor Index, containing this description together with the stipulations in the Final Terms. The index guide constitutes the basis for calculating and publishing the Factor Index. A) Index description 1. An increase in the price of the Reference Instrument (as compared to the most recent Valua- tion Price of the Reference Instrument) by 2% results in an decrease in the Factor Index by 7 x 2%; 2. A decrease in the price of the Reference Instrument (as compared to the most recent Valua- tion Price of the Reference Instrument) by 2% results in an increase in the Factor Index by 7 x 2%.

INDEX DESCRIPTION. Index name: 7X Short 3X Long Index linked to Coffee Future DAX® (the "Factor Index") Reference Instrument: Coffee Future DAX® Index Calculation Agent: Bank Vontobel AG, Xxxxxxxxxxxxxxx 00, 0000 Xxxxxx, Xxxxxxxxxxx Information Page: xxxxx://xxxxxxx.xxxxxxxx.xxx and Reuters page <.CH0327288525.CH0326601710> (the latter containing index levels only) The composition and calculation of the Factor Index specified above is described in the following. The Index Calculation Agent will make an index guide available on the Information Page for each Fac- tor Index, containing this description together with the stipulations in the Final Terms. The index guide constitutes the basis for calculating and publishing the Factor Index. A) Index description 1. An increase in the price of the Reference Instrument (as compared to the most recent Valua- tion Price of the Reference Instrument) by 2% results in an decrease increase in the Factor Index by 7 3 x 2%; 2. A decrease in the price of the Reference Instrument (as compared to the most recent Valua- tion Price of the Reference Instrument) by 2% results in an increase a decrease in the Factor Index by 7 3 x 2%.

INDEX DESCRIPTION. Index name: 7X Short Long Index linked to Coffee Future (the "Factor Index") Reference Instrument: Coffee Future Index Calculation Agent: Bank Vontobel AG, Xxxxxxxxxxxxxxx 00, 0000 Xxxxxx, Xxxxxxxxxxx Information Page: xxxxx://xxxxxxx.xxxxxxxx.xxx and Reuters page <.CH0327288525.CH0327288509> (the latter containing index levels only) The composition and calculation of the Factor Index specified above is described in the following. The Index Calculation Agent will make an index guide available on the Information Page for each Fac- tor Index, containing this description together with the stipulations in the Final Terms. The index guide constitutes the basis for calculating and publishing the Factor Index. A) Index description 1. An increase in the price of the Reference Instrument (as compared to the most recent Valua- tion Price of the Reference Instrument) by 2% results in an decrease increase in the Factor Index by 7 x 2%; 2. A decrease in the price of the Reference Instrument (as compared to the most recent Valua- tion Price of the Reference Instrument) by 2% results in an increase a decrease in the Factor Index by 7 x 2%.

INDEX DESCRIPTION. Index name: 7X 3X Short Index linked to Coffee Future DAX® (the "Factor Index") Reference Instrument: Coffee Future DAX® Index Calculation Agent: Bank Vontobel AG, Xxxxxxxxxxxxxxx 00, 0000 Xxxxxx, Xxxxxxxxxxx Information Page: xxxxx://xxxxxxx.xxxxxxxx.xxx and Reuters page <.CH0327288525.CH0326601736> (the latter containing index levels only) The composition and calculation of the Factor Index specified above is described in the following. The Index Calculation Agent will make an index guide available on the Information Page for each Fac- tor Index, containing this description together with the stipulations in the Final Terms. The index guide constitutes the basis for calculating and publishing the Factor Index. A) Index description 1. An increase in the price of the Reference Instrument (as compared to the most recent Valua- tion Price of the Reference Instrument) by 2% results in an decrease in the Factor Index by 7 3 x 2%; 2. A decrease in the price of the Reference Instrument (as compared to the most recent Valua- tion Price of the Reference Instrument) by 2% results in an increase in the Factor Index by 7 3 x 2%.