Contract
URUKIKO RW’UBUCURUZI RWA NYARUGENGE, RURI I KIGALI RUHAKIRIJE URUBANZA Rcom 0477/011/TC/Nyge MU RWEGO RW’IBURANISHA MU MIZI NONE KU WA 05/12/2011.
HABURANA:
UREGA : BANKI Y’ABATURAGE Y’U RWANDA LTD (BPR LTD) UREGWA :
1. XXXXXXXXX Xxxxx, utuye mu Mudugudu wa AKANYAMUGABO, Akagari ka GACURIRO, Umurenge wa KINYINYA, Akarere ka GASABO, Umujyi wa KIGALI.
2. SIKITU Xxxxxx, utuye mu Mudugudu wa AKANYAMUGABO, Akagari ka GACURIRO, Umurenge wa KINYINYA, Akarere ka GASABO, Umujyi wa KIGALI.
IKIREGERWA:
-Umwenda wose 1.237.262Frw (umwenda remezo wa 911.751Frw), inyungu zisanzwe za 225.482Frw, inyungu z’ubukererwe za 100.029Frw);
-Frais de procédure et de recouvrement zingana na 350.000Frw ;
-Exécution provisoire, art. 210 na 211 CPCCSA.
I. IMITERERE Y’URUBANZA
[1] Ku wa 04/04/2007 XXXXXXXXX Xxxxx xxxxxx xxxxxxxxx xx Xxxxx y’abaturage ya KABUYE. Iyo nguzanyo yari iyo kuzuza inzu ye. Amasezerano ateganya ko itariki ya mbere yo kwishyura xxx xx wa 10/5/2007, iya nyuma xxx xx wa 10/5/2011. XXXXXXXXX Xxxxx avuga ko xxxxxxx xxxxxxx, ko ariko mu gihe yari amaze kwishyura make banki yasheshe amasezerano ku wa 3/5/2010, none ikaba imwishyuza amafaranga menshi kandi nta masezerano bagifitanye, asoza asaba indishyi. SIKITU avuga ko yasinyiye RWABUHIHI, ariko uyu akaba ataranze kwishyura, ngo akaba atabona impamvu yahamagawe muri uru rubanza, asaba banki indishyi.
[2] Ibibazo bisuzumwa n’urukiko :
-Amasezerano y’inguzanyo yo ku wa 04/04/2007 aracyafite agaciro ?
-Amafaranga XXXXXXXXX Xxxxx xxxxxx xxxxxxxxx BPR LTD ;
-Indishyi zisabwa na BPR LTD;
-Indishyi zisabwa na XXXXXXXXX Xxxxx;
-Indishyi zisabwa na SIKITU Xxxxxx;
-Kurangiza urubanza by’agateganyo.
II. ISESENGURA RY’IBIBAZO BIGIZE URUBANZA
a) Xxxxxxxxxxx y’inguzanyo yo ku wa 04/04/2007 aracyafite agaciro ?
[3] BPR LTD yatanze ikirego ivuga ko hari amasezerano y’iguriza ifitanye na XXXXXXXXX Xxxxx, bakoranye ku wa 04/04/2007. RWABUHIHI avuga ko ku wa
3/5/2007 Banki y’abaturage xxxxxxxx xxx xxxxxxxxxx, ko rero itagomba kumwishyuza yishigikirije ayo masezerano yasheshwe.
[4] Ibaruwa yo ku wa 03/05/2010 XXXXXXXXX Xxxxx xxxxxxxxx n’Umucungamari wa Banki y’abaturage ya KABUYE igira iti : « Banki y’abaturage ya KABUYE ihereye ku nshuro yabihanangirije k’ubukererwe bw’inguzanyo mwahawe, ihereye xxxxx xx masezerano y’ubwishyu mwagiranye mwirengangije nkana kubahiriza, ibandikiye ibamenyesha ko amasezerano asheshwe. Dosiye yanyu ishyikirijwe umuhesha w’inkiko bityo ayo mafaranga muyishyure yose icyarimwe hiyongereyeho igihembo cy’umuhesha w’inkiko ».
[5] Ibaruwa yo ku 03/05/2010 igaragaza ko Banki y’abaturage ya KABUYE yasheshe amasezerano ku wa 03/05/2010. Guhera kuri uwo munsi rero ntabwo amasezerano y’iguriza akiriho.
b) Amafaranga XXXXXXXXX Xxxxx agomba kwishyura BPR LTD
[6] Xxxxxx xxxxxxxxxxx byagize ingaruka y’uko nyuma yo ku wa 03/05/2010 nta nyungu zisanzwe n’iz’ibihano zigomba kubarwa, kuko amasezerano yaziteganyaga yakuweho. Ibi bituma umwenda RWABUHIHI yarimo ku wa 03/05/2010 utagomba kwiyongera, kandi amafaranga yishyuye nyuma y’iyi tariki yose akaba agomba kuwugabanya.
[7] Umwenda RWABUHIHI agomba kwishyura BPR LTD n’uwo yarimo ku wa 03/05/2010, ungana na 761.451Frw, ni ukuvuga umwenda yarimo ku wa 03/05/2010 ungana na 1.488.151Frw nk’uko ugaragazwa mu ibaruwa yo gusesa amasezerano, hakuwemo amafaranga yishyuye nyuma y’iyi tariki angana na 726.700Frw nk’uko agaragazwa na historique ya konti ya RWABUHIHI.
c) Indishyi zisabwa na BPR LTD
[8] Indishyi zishingiye ku ngingo ya 258 CCLIII BPR LTD igomba kuzihabwa kuko bimaze kugaragazwa ko hari amafaranga XXXXXXXXX Xxxxx xxxxxxx, xxxxx xxxx xxxxxxxxxxxxx akaba aribyo byatumye irega, ikanashaka Avoka uyiburanira. Mu bushishozi bw’urukiko XXXXXXXXX Xxxxx agomba guha BPR LTD indishyi z’igihembo cy’Avoka n’ikurikiranarubanza zingana na 300.000Frw.
d) Indishyi zisabwa na XXXXXXXXX Xxxxx
[9] Nta ndishyi XXXXXXXXX Xxxxx xxxxxx xxxxxxx kuko byagaragaye ko atararangiza kwishyura umwenda abereyemo BPR LTD.
e) Indishyi zisabwa na SIKITU Xxxxxx
[10] Amasezerano y’ubwishingire akorwa hagati y’uwishingiye n’uberewemo umwenda nk’uko biteganywa n’ingingo ya 552 CCLIII. Amasezerano y’iguriza yabaye hagatai ya Banki na RWABUHIHI agaragaza ko SIKITU Xxxxxx xxxxxxxxxxx ku wa 04/4/2007, xxxxx xxxxxxxxxxxxx ko yasinye nk’umwishingizi. Kandi ingingo ya 555 CCLIII ivuga ko ubwishingire budakekwa, ko bugomba kwemerwa ku buryo bweruye. Akaba rero ntacyo agomba kuryozwa ku mwenda XXXXXXXXX Xxxxx xxxxxxxxx na
BPR LTD. Ibi bikaba bivuga ko indishyi asaba kubera ingendo yakoze zifite ishingiro. Mu bushishozi bw’urukiko BPR LTD igomba kumuha indishyi zingana na 100.000Frw.
f) Kurangiza urubanza by’agateganyo
[11] Kubera ko XXXXXXXXX Xxxxx yemera umwenda, hashingiwe ku ngingo ya 210 y’Itegeko n° 18/2004 ryo ku wa 20/06/2004 ryerekeye imiburanishirize y’imanza z’imbonezamubano, iz’ubucuruzi, iz’umurimo, n’iz’ubutegetsi, uru rubanza rugomba kurangizwa by’agateganyo.
III. ICYEMEZO CY’URUKIKO
[12] Rwemeye kwakira ikirego cya BPR LTD.
[13] Rukijije ko BPR LTD itsinze XXXXXXXXX Xxxxx, ko SIKITU Xxxxxx xxxxxxx BPR LTD.
[14] Rutegetse XXXXXXXXX Xxxxx xxxxxxxxx BPR LTD umwenda ungana n’amafaranga y’u Rwanda ibihumbi xxxxxx arindwi na mirongo itandatu na kimwe xx xxxxxx ane na mirongo itanu na rimwe (761.451Frw).
[15] Rutegetse RWABUHIHI Xxxxx xxxx BPR LTD indishyi z’igihembo cy’Avoka n’ikurikiranarubanza zingana n’amafaranga y’u Rwanda ibihumbi xxxxxx atatu (300.000Frw), akanatanga n’umusogongero wa Leta wa 4% yayo ungana na 12.000Frw.
[16] Rutegetse BPR LTD guha SIKITU Xxxxxx xxxxxxxx xxxxxxx n’amafaranga y’u Rwanda ibihumbi ijana (100.000Frw), ikanatanga n’umusogongero wa Leta wa 4% yayo ungana na 4.000Frw.
[17] Rutegetse BPR LTD na XXXXXXXXX Xxxxx xxxxxxxxx gutanga amafaranga y’ibyakozwe mu rubanza angana na 6.600Frw.
[18] Rutegetse ko uru rubanza rurangizwa by’abateganyo ku mwenda n’indishyi XXXXXXXX Xxxxx xxxxxxxxxx xxxxxxxxxx.
NI UKO RUKIJIJWE KANDI RUSOMEWE MU RUHAME NONE KU WA 05/12/2011 N’URUKIKO RW’UBUCURUZI RWA NYARUGENGE, RUGIZWE N’UMUCAMANZA BWASISI MUGABO Germain, AFASHIJWE N’UMWANDITSI NKURUNZIZA
Védaste.
INTEKO
UMUCAMANZA UMWANDITSI
BWASISI X. Xxxxxxx XXXXXXXXXX Xxxxxxx