Charges. The Cardholder agrees to pay such fees, charges and payments set out in the Charges Table as may be charged by the Bank and/ or debited to the relevant Card Account from time to time, which include without limitation the following charges and fees.
(a) Finance Charge
(i) For cash advance, a finance charge will be charged to the Cardholder on the daily unpaid cash advance balance from the respective dates of advance until the date of repayment of the advanced amount(s).
(ii) No finance charge will be charged on any hire or purchase of goods and/or services effected through the use of the Card or the Virtual Card if the full amount of the Statement Balance is received by the Bank on or before the Payment Due Date.
(iii) If the Cardholder shall pay less than the Statement Balance, a finance charge will be charged on:-
(A) the daily unpaid balance (whether due or not) from the statement date until the outstanding amount of the Statement Balance is repaid in full; and
(B) the amount of all new Transactions (other than cash advance , in which case the finance charge is calculated from the date of advance) from the date of the respective posting dates of the new Transactions, notwithstanding that any such new Transactions amounts are not due for payment, until all outstanding balance in respect of the Card Account is settled in full.
(iv) The finance charge to be made as aforesaid will be calculated on a daily basis at the rate as set out in the Charges Table.
(b) Late Payment Charge If at any time the Minimum Payment specified in a Statement has not been paid by the Payment Due Date, a late payment charge calculated at the rate as set out in the Charges Table will be charged.
(c) Cash Advance Fee A cash advance fee calculated at the rate as set out in the Charges Table in respect of the amount of each cash advance shall be charged.
(d) Service Charge An annual fee as set out in the Charges Table will be charged every year on a date as may be stipulated by the Bank. In addition to all or any actual costs, fees and expenses incurred, a service fee as set out in the Charges Table will be charged for the provision by the Bank of any records or copies of Statement or sales draft in connection with the Card Account.
(e) Rejected Payment Handling Fee A handling fee as set out in the Charges Table will be charged for the rejected payment.
(f) Replacement Card Fee A handling fee as set out in the Charges Table will be charged for the supply of a replacement Card.
(g) Cre...
Charges. The Bank may impose such fees, charges and/or commissions for the operations or maintenance of any Bank Account with the Bank or for the provision or maintenance of any Service by the Bank at such standard rate as specified in any schedule of fees published by the Bank from time to time, provided that the Bank may vary the amount of fees or their basis of calculation upon 30 days' prior notice to the Customer displayed or posted on the Bank's banking halls. Such schedule of fees shall be made available to the Customer at any time upon requests. Any fees, charges and/or commissions so imposed by the Bank shall be payable by the Customer on demand.
Charges. 12.1 The Bank shall be entitled to charge fees for making ITS or the use of Telephone Banking Instructions available to the Customer and/or the handling of Instructions. The Customer hereby authorizes the Bank to deduct such fees from the Settlement Account and such other account(s) maintained by the Customer with the Bank.
12.2 The Bank shall be entitled to retain for its own account and benefit all profits, rebates, commissions, fees, benefits or other advantage, if any, arising out of or in connection with the Bank's provision of ITS or acceptance of Telephone Banking Instructions and the Transactions effected pursuant to Instructions.
Charges. (a) Charges comprise all or any of the following:-
(i) Voluntary Charges, namely:-
(A) the amount of any purchase (including a Bonus Points Purchase) of goods and/ or services made by a Transaction Instruction;
(B) the amount of any cash advance provided pursuant to a Transaction Instruction;
(C) any amount which the Bank debits to the Card Account on request; and
(D) any other amount chargeable to the Card Account by virtue of a Transaction Instruction.
(ii) Involuntary Charges, comprising the following, at the rates published by the Bank which may from time to time be varied by notice to the Account Holder in a Statement or by notice given in accordance with Clause 14(b):-
(A) Annual fee: Payable on issue of each Card and on each renewal following the expiry of a Card. Reduced Annual Fee: If at the time the Bank issues a Card on application by the Account Holder, the Account Holder is already the principal Cardholder of at least one other Card issued by the Bank, and the Account Holder has paid in full all fees (including annual fees) payable in respect of each such other Card, then the annual fee for the newly issued Card may be reduced by up to 50% (or such other percentage as the Bank from time to time determines in its absolute discretion). Such reduction shall not apply if:-
(1) the newly issued card is a Visa Infinite Card, Platinum Credit Card, a Card designated by the Bank as any affinity Card or a Card which does not share the same overall credit limit (if any) as the existing Card(s); or
(2) at the time of issue of the newly issued Card, the Account Holder is not the holder of at least one VISA Gold Card or Gold Mastercard and the newly issued Card is a VISA Gold Card or Gold Mastercard. The Bank’s decision as to whether any of such exceptions applies shall be conclusive and binding on the Account Holder. Refund of Annual Fee: Save as otherwise provided in Clause 12(c), no refund of annual fee will be made if a Card is terminated (whether by the Bank or by the relevant Account Holder) before the end of the year in respect of which the annual fee has been paid. This paragraph (A) is not applicable to executive platinum Credit Card.
(B) Cash advance fee: Payable on each cash advance. (C) Cash withdrawal fee: Payable on the issuance of a cheque/ cashier’s order by the Bank at a Cardholder’s request for any cash withdrawal from the Card Account.
Charges. (a) DTC acts as a Principal and, in most instances, charges no Commissions. DTC may retain the difference between the purchase and sale price it pays on or receives from your transactions. DTC reserves the right to change its fee structure at any time at its sole discretion. DTC will charge for banking related fees, such as wire transfers for deposits/withdrawals. DTC will also charge for redemptions. DTC will also charge Customer for the purchase of optional, value added services offered by DTC.
(b) If no transactions have been executed in your account within 45 calendar days, your account will be currently charged with a dormant account management fee (the "Fee"). The fee will be deducted from your account balance and deducted $ 15 per month. If your account balance drops to zero after charging a fee, your account will be automatically archived.