Authorization to Credit Your Account. All transfers of money to you shall be performed by a Network Financial Institution at the direction of that Network Financial Institution’s customer and at all times subject to the terms and conditions of the relevant service agreement between that Network Financial Institution and its customer, including without limitation any restrictions or prohibitions on permissible transactions. Once a User initiates a Zelle transfer of money to your email address, mobile phone number, or Zelle tag enrolled with the Zelle Payment Service, you have no ability to stop the transfer. By using a P2P Service, you authorize us to initiate credit entries to the Eligible Account you have enrolled. If another person wants to initiate a Payment Instruction via Zelle (including in response to a Zelle Payment Request, if applicable) using the Zelle Payment Service to an Eligible Account you hold, he/she can do that from his/her Eligible Account at a financial institution that participates in the Zelle Payment Service or at a Zelle Standalone Location. If you as a Requestor want to initiate a Zelle Payment Request, you can do that from the Zelle Payment Service application in our Online Banking Service website or within our mobile banking application or at a Zelle Standalone Location. If you are receiving a payment from a business or government agency, your payment will be delivered in accordance with both this Agreement and the procedures of the business or government agency that is sending you the payment.
