Common use of Coverage A Clause in Contracts

Coverage A. Dwelling 1. We cover: a. The alterations, appliances, fixtures and improvements which are part of the build- ing contained within the "residence prem- ises"; b. Items of real property which pertain exclu- sively to the "residence premises"; c. Property which is your insurance responsi- bility under a corporation or association of property owners agreement; or d. Structures owned solely by you, other than the "residence premises", at the location of the "residence premises". 2. We do not cover: a. Land, including land on which the "resi- dence premises", real property or struc- tures are located; b. Structures rented or held for rental to any person not a tenant of the dwelling, unless used solely as a private garage; c. Structures from which any "business" is conducted; or d. Structures used to store "business" prop- erty. However, we do cover a structure that contains "business" property solely owned by an "insured" or a tenant of the dwelling provided that "business" property does not include gaseous or liquid fuel, other than fuel in a permanently installed fuel tank of a vehicle or craft parked or stored in the structure.

Coverage A. Dwelling 1. We cover: a. The alterations, appliances, fixtures and improvements which are part of the build- ing building contained within the "residence prem- isespremises"; b. Items of real property which pertain exclu- sively to the "residence premises"; c. Property which is your insurance responsi- bility under a corporation or association of property owners agreement; or d. Structures owned solely by you, other than the "residence premises", at the location of the "residence premises". 2. We do not cover: a. Land, including land on which the "resi- dence premises", real property or struc- tures structures are located; b. Structures rented or held for rental to any person not a tenant of the dwelling, unless used solely as a private garage; c. Structures from which any "business" is conducted; or d. Structures used to store "business" prop- ertyproper- ty. However, we do cover a structure that contains "business" property solely owned by an "insured" or a tenant of the dwelling provided that "business" property does not include gaseous or liquid fuel, other than fuel in a permanently installed fuel tank of a vehicle or craft parked or stored in the structure.