COVERAGE FOR DAMAGE TO YOUR AUTO. INSURING AGREEMENT
A. We will pay for direct and accidental loss to "your covered auto" or any "non-owned auto", including their equipment, minus any applicable deductible shown in the Declarations. If loss to more than one "your covered auto" or "non-owned auto" results from the same "collision" or other than “collision”, only the highest applicable deductible will apply. We will pay for loss to "your covered auto" caused by:
1. Other than "collision" only if the Declarations indicate that Other Than Collision Coverage is provided for that auto.
COVERAGE FOR DAMAGE TO YOUR AUTO. Insuring Agreement
COVERAGE FOR DAMAGE TO YOUR AUTO. INSURING AGREEMENT – COLLISION COVERAGE
1. A covered auto and its equipment; and
2. Any non-owned auto; caused by a collision. Our payment will be reduced by the applicable deductible shown on the Declarations Page. If you pay us the premium for Comprehensive Coverage and it is shown on the Declarations Page, we will pay for loss to:
1. A covered auto and its equipment; and
2. Any non-owned auto; caused by other than collision. Our payment will be reduced by the applicable deductible shown on the Declarations Page. Only losses caused by collision or one of the listed perils under other than collision are covered under PART D > COVERAGE FOR DAMAGE TO YOUR AUTO. In the event of a loss to which Collision Coverage or Comprehensive Coverage applies and we determine that the integrity of a child safety seat or restraint system is compromised, we will pay up to $250 to replace it with a child safety seat or restraint system of like kind and quality. The child safety seat or restraint system must have been in the covered auto or non-owned auto at the time of the covered loss. If a covered loss occurs when the child safety seat or restraint system is in a non-owned auto, we will provide the broadest coverage applicable to any covered auto shown on the Declarations Page. No deductible applies to this child safety seat or restraint system.
COVERAGE FOR DAMAGE TO YOUR AUTO. INSURING AGREEMENT – COLLISION COVERAGE
1. A covered auto and its equipment; and
2. Any non-owned auto; caused by a collision. Our payment will be reduced by the applicable deductible shown on the Declarations Page. If you pay us the premium for Comprehensive Coverage and it is shown on the Declarations Page, we will pay for loss to:
1. A covered auto and its equipment; and
2. Any non-owned auto; caused by other than collision. Our payment will be reduced by the applicable deductible shown on the Declarations Page. Only losses caused by collision or one of the listed perils under other than collision are covered under PART D > COVERAGE FOR DAMAGE TO YOUR AUTO. In the event of a loss to which Collision Coverage or Comprehensive Coverage applies and we determine that the integrity of a child safety seat or restraint system is compromised, we will pay up to $250 to replace it with a child safety seat or restraint system of like kind and quality. The child safety seat or restraint system must have been in the covered auto or non-owned auto at the time of the covered loss. If a covered loss occurs when the child safety seat or restraint system is in a non-owned auto, we will provide the broadest coverage applicable to any covered auto shown on the Declarations Page. No deductible applies to this child safety seat or restraint system. If your pet is occupying a covered auto involved in a covered collision or other than collision loss, we will provide up to:
1. $1000 per incident, regardless of the number of your pets involved, up to $3,000 per policy period for pet injury treatment or pet replacement;
2. $25 per day up to $125 per policy period for boarding fees if you are hospitalized and unable to care for your pet;
3. $75 per policy period for recovery costs if your pet is missing after the accident; and
4. $125 per policy period for replacing pet-related travel equipment damaged in the accident. Any payment we make for pet replacement will be reduced by any prior payments we made for pet injury treatment for your pet resulting from the same incident. No deductible applies to this coverage.
COVERAGE FOR DAMAGE TO YOUR AUTO. OTHER INSURANCE
COVERAGE FOR DAMAGE TO YOUR AUTO. The following is added to the LIMIT OF LIABILITY provision:
COVERAGE FOR DAMAGE TO YOUR AUTO. INSURING AGREEMENT – COLLISION COVERAGE INSURING AGREEMENT – COMPREHENSIVE COVERAGE CHILD RESTRAINTS
COVERAGE FOR DAMAGE TO YOUR AUTO. The provisions that apply to Part D. also apply to this endorsement except as modified by this endorsement. The Insuring Agreement in Part D. is amended by the addition of the following: We will pay under Other Than Collision Coverage for the cost of repairing or replacing damaged “safety equipment” on “your covered auto” without a deductible. We will pay only if the Declarations indicates that Other Than Collision Coverage applies. “Safety equipment” as used in this endorsement, and as required in Kentucky Revised Statutes, means the:
COVERAGE FOR DAMAGE TO YOUR AUTO. INSURING AGREEMENT
A. “We” will pay for “collision” only if the Declarations indicate that “Collision” Coverage is provided. “We” will pay for loss caused by “collision” to “your covered auto” as listed in the Declarations of “your” policy, or any “auto” used as a temporary substitute but only for the amount of each loss in excess of the deductible amount stated in the Declarations. Coverage is provided only for the original equipment as available and installed by the manufacturer or its authorized dealer at time of original purchase. In addition, “we” will pay the reasonable cost to replace any child safety seat damaged in an “accident” to which this coverage applies. “Collision” means the upset of a motor vehicle or its impact with another motor vehicle or object.
COVERAGE FOR DAMAGE TO YOUR AUTO. A. Paragraph C. of the INSURING AGREEMENT is replaced by the following:
