Debit & EBT Card Processing Services; Availability of Terminals. If so indicated on the Merchant Application, Processor will process PIN debit Card transactions and EBT Card transactions. If Merchant accepts EBT Cards, the terms • Schedule V – Applicable and included if wireless terminals using GPRS services or CDMA services are selected on the Merchant Application Rules Summary All capitalized terms not defined below will have the meanings ascribed in the Bank Card Merchant Agreement/Merchant Processing Agreement.
Debit & EBT Card Processing Services; Availability of Terminals. If so indicated on the Merchant Application, we will process PIN-Debit Card transactions and EBT Card transactions. If you accept EBT Cards, the terms set forth on Schedule IV will apply. NPC, Member Bank or third party banks with which NPC or Member Bank have a relationship are members of certain Debit Networks and are willing to sponsor you as a participant in such Debit Networks. Debit Networks may be added or removed from time to time. Neither NPC nor Member Bank warrants the continuing availability of any Debit Network or EBT network. You agree to pay NPC the then current fees for any Debit Network or EBT Network added after the effective date of this Agreement. You hereby delegate to NPC and/or Member Bank the authority to decide to which Debit Network a given PIN-Debit Card transaction will be routed. You will take all reasonable steps necessary to ensure that all point-of-sale devices and PIN pads will be available for use by the Cardholders of each Card Organization, Debit Network and EBT network to which you are being provided access as set forth on the Merchant Application for the Cardholders’ Card transactions and such devices and PIN pads will function in a reliable manner.
Debit & EBT Card Processing Services; Availability of Terminals. If so indicated on the Merchant Application, Processor will process PIN debit Card transactions and EBT Card transactions. If Merchant accepts EBT Cards, the terms • Schedule V – Applicable and included if wireless terminals using GPRS services or CDMA services are selected on the Merchant Application Rules Summary All capitalized terms not defined below will have the meanings ascribed in the Bank Card Merchant Agreement/Merchant Processing Agreement. Good Business Practices That Will Help Reduce Your Processing Costs account number, indent printed account number and/or encoded account number do not agree, or the Card does not have a MasterCard hologram on the lower right corner of the Card face. This obligation upon you in no way authorizes a breach of the peace or any injury to persons or property, and you will hold Processor or Member Bank harmless from any claim arising from any injury to person or property or other breach of peace. Use an imprinted sales ticket with signature for all “key entered” transactions. This will assist you with issues such as chargebacks. Close and settle your sales transactions daily. This will help reduce those instances where “Mid-Qualified” or “Non-Qualified” discount rates are assessed. Balance your Merchant Account, processing statements from Processor, Member Bank, Associations, and Third Party Service Providers, and your sales slips to assure that you are receiving anticipated funds in a timely fashion, as more fully described below. Because of the number of parties involved in the processing of credit card and other electronic transactions, the only way to ensure that you receive all funds is by balancing each day’s sales tickets against daily ACH deposits. Respond within the acceptable time frame to retrievals and/or chargebacks in order to assure the most favorable outcome possible. Do not call the voice authorization center for services other than authorization. Settle disputes with your customers before they reach “chargeback” status. A chargeback is like a returned check, it is expensive and time consuming. Read your Merchant Processing Agreement and these Rules closely and thoroughly. Shipping products overseas without a card present should be closely monitored. Merchant has little ability to prevent a chargeback in this type of situation. You should carefully reconcile sales tickets against deposits daily, particularly in the following situations: installation of new equipment, new downloads, adding n...
Debit & EBT Card Processing Services; Availability of Terminals. If so indicated on the Merchant Application, Processor will process PIN debit Card transactions and EBT Card transactions. If Merchant accepts EBT Cards, the terms set forth on Schedule IV will apply. Processor or third party banks with which Processor has a relationship are members of certain PIN debit networks and are willing to sponsor Merchant as a participant in such debit networks. Debit networks may be added or removed from time to time. Processor does not warrant the continuing availability of any debit network or EBT network. Merchant will take all reasonable steps necessary to ensure that all point-of-sale devices and PIN pads will be available for use by the Cardholders for the Cardholders’ Card transactions and such devices and PIN pads will function in a reliable manner.
