DEFINITIONS Domicile. Worldwide Family members: spouse or de facto partner, ascendants or descendants up to the 2nd degree, fathers-in-law, mothers-in-law, stepfathers, stepmothers, sisters, brothers, brothers-in-law, sisters- in-law, sons-in-law, daughters-in-law. Serious illness: any changes in health as confirmed by a medical doctor, involving the cessation of any professional or other activity and which requires appropriate care. Serious bodily injury: any unintentional bodily injury on the part of the victim, resulting from the sudden action of an external cause as confirmed by a medical doctor, and involving the cessation of any professional or other activity and prohibiting the victim from moving by their own means. Geographical scope: cover is applicable worldwide. Funeral expenses: fees for first preservation, handling, laying the body in a coffin, specific transport arrangements, conservation rendered obligatory by legislation, preparation and a simple casket required for transport and in accordance with local legislation, excluding burial, embalming and ceremony fees. Search fees: fees for operations carried out by rescuers or rescuer organisations, other than the persons with whom the insured is travelling, going out specially for the purpose of finding the insured in a location lacking all means of organised or nearby rescue. Emergency/rescue costs: fees for transport following an accident (once the insured has been found) from the point where the accident occurred to the nearest hospital.
