DEPOSIT ACCOUNT TRANSFER LIMITATIONS. (a) Transfers from your checking and savings Account may not be completed if you do not have sufficient available funds in your Account to do so, if the funds in your checking or savings Account are subject to legal process or other encumbrances restricting the transfer, or if the funds in your Accounts are subject to a hold on the funds pursuant to our current hold policy. If you do not have sufficient available funds on deposit to cover a transfer of funds from your Deposit Account, we may reject the transfer without payment. We may elect, however, in our sole discretion, to create an overdraft by allowing the transfer. Please see the FEE SCHEDULE for Personal Checking and Savings Accounts for applicable fees.
DEPOSIT ACCOUNT TRANSFER LIMITATIONS. (a) If the Available Balance in your Deposit Account is not sufficient to cover the amount of a transfer, we may reject the transfer without payment. Otherwise, we may, at our sole discretion, choose to pay the requested transfer and overdraw your Account. If you have enrolled in one of the optional overdraft protection plans referred to in the section titled “Overdrafts and Overdraft Protection Plans” in the agreement titled “Bank of Hawaii Business Deposit Account Agreement,” and have enough available funds in the linked Account under the overdraft protection plan, we will transfer funds in accordance with the applicable plan agreement and charge any related fee as provided in the Fee Schedule. For detailed information on Overdrafts and Overdraft Protection Plans, please refer to the section titled “Overdrafts and Overdraft Protection Plans” in the agreement titled “Bank of Hawaii Business Deposit Account Agreement.”
DEPOSIT ACCOUNT TRANSFER LIMITATIONS. (a) Transfers from your deposit account may not be completed if you do not have sufficient funds in your Account to do so, if the funds in your checking or savings account are subject to legal process or other encumbrances restricting the transfer, or if the funds in your Accounts are subject to a hold on the funds pursuant to our current hold policy. You may not transfer funds from any of your savings accounts that are pledged as collateral for loans you have with the Bank or a third-party. You may not use the Services to close or renew your time deposit accounts or transfer funds to and from your time deposit accounts.
