Common use of Eligibility for Payment Clause in Contracts

Eligibility for Payment. a) An employee shall be eligible to receive an amount of disability benefit after fifty-two (52) weeks of Weekly Indemnity/Salary Continuance entitlement for the same disability under the Company's Weekly Indemnity Disability Benefit Plan. b) An employee absent from work and in receipt of an amount of disability benefit, shall continue to receive such benefit, even though a work shortage develops which would have resulted in his being laid-off had he been at work, provided that the employee remains disabled and continues to furnish evidence satisfactory to the Company and/or insurer, and verifies the continuance of disability. c) An employee shall not be eligible for an amount of disability benefit under this Plan unless he is actively employed by the Company at the date that he becomes eligible or until he subsequently returns to active employment. d) In the event of a lay-off, an employee who is insured under the terms of this Plan shall be considered as still employed for purposes of this benefit up to the end of the policy month next following the policy month in which the employee was laid-off. e) An employee making a claim for an amount of disability benefit after lay-off or termination of employment, for disability established to the satisfaction of the Company and/or insurer as having occurred prior to his lay-off or termination, shall be eligible for an amount of disability benefit provided such disability was accompanied by a continuance of absence that commenced prior to actual lay-off or termination. f) Successive periods of disability separated by less than three (3) consecutive months shall be considered one (1) period of disability, unless the subsequent disability is due to an accident or illness entirely unrelated to the previous disability and commences after return to active employment on full-time. g) The monthly benefit will cease at the earliest of the following occurrences: (i) The date at which the disability ceases, (ii) The date at which the employee is eligible for an unreduced pension, (iii) The date at which the employee reaches 65 years of age, (iv) The death of the employee. Current provisions will not be reduced by the above-noted language. h) An amount of disability benefit under this Plan shall not be paid in the event the absence is a result of: (i) any injury arising out of or sustained while doing any act or thing pertaining to any occupation or employment for remuneration or profit, or; (ii) self-destruction or any self-inflicted injury, while sane or insane, or; (iii) any injury or illness resulting from insurrection or war, whether war be declared or not, or from participation in riot or civil commotion, or; (iv) disability for which the employee is not under the treatment of a physician, or; (v) alcoholism or drug addiction, unless the employee is confined in a hospital or institution licensed to provide care and treatment incident thereto, or unless the employee is undergoing regular rehabilitative treatment approved by the insurer and a physician. i) An amount of disability benefit will not be payable following the early retirement date of an employee, if early retirement was approved prior to the onset of disability. j) An amount of disability benefit will not be payable for those days for which the employee receives holiday pay, vacation pay, or more than one-half (1/2) day's regular pay, from the Company.

Eligibility for Payment. a) An Except in the case of a disability arising out of an accident, an employee shall be eligible to receive re- ceive an amount of disability benefit in accord- ance with Section hereof, for a period not exceeding weeks for any one illness, begin- ning after fifty-two (52) weeks continuous days from the com- mencement of Weekly Indemnity/Salary Continuance entitlement the disability. In the case of a disability arising out of an accident, an employee shall be eligible to re- ceive an amount of disability benefit in accord- ance with Section hereof, for a period not exceeding anyone accident, com- mencing from the same disability under date of the Company's accident. If an employeecovered by the Weekly Indemnity Disability Benefit Plan suffers a disability for which payment is in dispute with the Workers' Compensation Board, Weekly Indemnity payment will be made retro- actively if requested by the employee and pro- vided he has been off work for at least one month due to disability without the Workers' CompensationBoard having acceptedthe claim and providing the employee IS subject to the rules and regulations covering the Weekly Indemnity Plan. b) . If the Workers' Compensation Board claim is subsequently established, the employee will then repay the Weekly Indemnity received to the appropriate fund or insurance company. An employee absent from work and in receipt of an amount of disability benefit, benefit under this Plan shall continue to receive such benefit, even though a work shortage develops which would have resulted in his being laid-laid off had he been at work, provided that the employee remains disabled and continues to furnish evidence satisfactory to the Company and/or insurer, and verifies the continuance of disability. c) . An employee shall not be eligible for an amount of disability benefit under this Plan unless he is actively employed by the Company at the date that he becomes be- comes eligible or until he subsequently returns to active employment. d) In the event of a lay-off, an employee who is insured under the terms of this Plan shall be considered as still employed for purposes of this benefit up to the end of the policy month next following the policy month in which the employee was laid-off. e) . An employee making a claim for an amount of disability dis- ability benefit after lay-off layoff or termination of employmentemploy- ment, for disability established to the satisfaction of the Company and/or insurer as having occurred prior to his lay-off or termination, layoff ortermination,shall be eligible for eligiblefor an amount of disability benefit provided such disability was accompanied by a continuance of absence that commenced prior to actual lay-off layoff or termination. f) Successive periods of disability separated by less than three (3) consecutive months shall be considered one (1) period of disability, unless the subsequent disability is due to an accident or illness entirely unrelated to the previous disability and commences after return to active employment on full-time. g) The monthly benefit will cease at the earliest of the following occurrences: (i) The date at which the disability ceases, (ii) The date at which the employee is eligible for an unreduced pension, (iii) The date at which the employee reaches 65 years of age, (iv) The death of the employee. Current provisions will not be reduced by the above-noted language. h) An amount of disability benefit under this Plan shall not be paid in the event the absence is a result of: (i) any injury arising out of or sustained while doing any act or thing pertaining to any occupation or employment for remuneration or profit, or; (ii) self-destruction or any self-inflicted injury, while sane or insane, or; (iii) any injury or illness resulting from insurrection or war, whether war be declared or not, or from participation in riot or civil commotion, or; (iv) disability for which the employee is not under the treatment of a physician, or; (v) alcoholism or drug addiction, unless the employee is confined in a hospital or institution licensed to provide care and treatment incident thereto, or unless the employee is undergoing regular rehabilitative treatment approved by the insurer and a physician. i) An amount of disability benefit will not be payable following the early retirement date of an employee, if early retirement was approved prior to the onset of disability. j) An amount of disability benefit will not be payable for those days for which the employee receives holiday pay, vacation pay, or more than one-half (1/2) day's regular pay, from the Company.

Eligibility for Payment. a(i) An Except in the case of disability arising out of an accident or by being hospitalized for sickness, an employee shall be eligible to receive an amount of disability benefit after in accordance with Section 3 hereof, for a period not exceeding fifty-two (52) weeks for any illness, beginning after three (3) consecutive days of Weekly Indemnity/Salary Continuance entitlement for continuance of the same disability under the Company's Weekly Indemnity Disability Benefit Plandisability. (ii) In the case of a disability arising out of an accident or by being hospitalized for sickness, an employee shall be eligible to receive an amount of disability benefit in accordance with Section 3 hereof, for a period not exceeding fifty-two (52) weeks for any one accident or such sickness commencing from the date of the accident or first day of hospitalization. (b) An employee absent from work and in receipt of an amount of disability benefit, shall continue to receive such benefit, even though a work shortage develops which would have resulted in his being laid-laid off had he been at work, provided that the employee remains disabled and continues to furnish evidence satisfactory to the Company and/or insurer, and verifies the continuance of disability. (c) An employee shall not be eligible for an amount of disability benefit under this Plan plan unless he is actively employed by the Company at the date that he becomes eligible or until he subsequently returns to active employment. d) . In the event of a lay-off, off an employee who is insured under the terms of this Plan shall be considered as still employed for purposes of this benefit up to the end of the policy month next following the policy month in which the employee was laid-laid off. e(d) An employee making a claim for an amount of disability benefit after lay-off layoff or termination of employment, for disability established to the satisfaction of the Company and/or insurer as having occurred prior to his lay-off or termination, shall be eligible for an amount of disability benefit provided such disability was accompanied by a continuance of absence that commenced prior to actual lay-lay- off or termination. f(e) Successive periods of disability separated by less than three (3) four consecutive months weeks shall be considered one (1) period of disability, unless the subsequent disability is due to an accident or illness entirely unrelated to the previous disability and commences after return to active employment on full-timea full time basis. g) The monthly benefit will cease at the earliest of the following occurrences: (i) The date at which the disability ceases, (ii) The date at which the employee is eligible for an unreduced pension, (iii) The date at which the employee reaches 65 years of age, (iv) The death of the employee. Current provisions will not be reduced by the above-noted language. hf) An amount of disability benefit under this Plan plan shall not be paid in the event the absence is a result of:, (i) any Any injury arising out of or sustained while doing any act or thing pertaining to any occupation or employment for remuneration or profit, or; (ii) selfAny injury or illness entitling the employee to compensation under any Workers'' Compensation or similar legislation, or (iii) Self-destruction or any self-inflicted injury, while sane or insane, or; (iiiiv) any Any injury or illness resulting from insurrection or war, whether war be declared or not, or from participation in riot or civil commotion, or; (ivv) disability Disability for which the employee is not under the treatment of a physicianphysician except that authorization for benefits by a chiropractor shall be permitted for up to four weeks per insured person per calendar year, or; (vvi) alcoholism Alcoholism or drug addictionDrug Addiction, unless the employee is confined undergoing a recognized course of treatment by a specialist in a hospital or institution licensed to provide the care and treatment incident thereto, of alcoholism and drug addiction or unless the employee is undergoing regular rehabilitative treatment approved by the insurer and a licensed physician. i(g) An amount of disability benefit will not be payable following the normal retirement date of an employee, other than retirement under the total and permanent disability provision of the Company pension plan. (h) An amount of disability benefit will not be payable following the early retirement date of an employee, if early retirement was approved prior to the onset of disability. j(i) An amount of disability benefit will not be payable for those days for which the employee receives holiday pay, vacation pay, or more than one-half (1/2) day's regular pay, from the Company. (j) An employee on Weekly Indemnity who is determined as being fit for "light duty" by a licensed physician and if no "light duty" work is available, he shall remain on Weekly Indemnity Benefits in line with Section 4 (a) (i). (i) An amount of disability benefit under the plan shall not be paid in the event the absence is a result of pregnancy-related disabilities when an employee is on pregnancy leave of absence or could be placed on such leave by the Company, in accordance with the pregnancy leave provisions of any relevant provincial or federal legislation. (ii) An employee, who fails to qualify for pregnancy leave of absence because of failure to meet the length of service requirements in the relevant provincial or federal law, will not have benefits payable in the event of an absence resulting from pregnancy-related disabilities. (a) In computing the amount of disability benefits, disability will be considered as starting from the first day of disability; however, in the event of absence due to illness, an employee must be certified by a physician for the disability within the first three (3) days of disability. In the event that the employee is not certified within the first three days, disability will be considered as starting two (2) complete days prior to the day that the employee is actually certified by a physician. (b) When an employee becomes ill on a Friday, the three (3) day waiting period will be extended to the Monday. However, if the employee in this instance fails to see his doctor on the Monday immediately following the Friday, the grace period will revert to three (3) days only.

Eligibility for Payment. a) An Except in the case of disability arising out of an accident or ill- ness requiring hospitalization, an employee shall be eligible to receive an amount of disability benefit i n accordance w i t h Section hereof, for a period not exceed- ing weeks for any illness, beginning after fifty-two (52) consecutive days of continuance of the disability. In the case of a disability aris - ing out of an accident or illness requiring hospitalization, an em- ployee shall be eligible to receive an amount of disability benefit i n accordance with Section hereof, for a period not exceed- ing weeks for any one accident o r such sickness commencing from the date of Weekly Indemnity/Salary Continuance entitlement for the same disability under the Company's Weekly Indemnity Disability Benefit Plan. b) accident or f i r s t day of hospitalization. An employee absent from work and in i n receipt of an amount of disability benefit, shall continue to receive such benefit, even though a work shortage develops which would have resulted in i n his being laid-laid off had he been at work, provided provi- ded that the employee remains disabled and continues con- tinues to furnish evidence satisfactory to the Company and/or insurer, and verifies the continuance continu- ance of disability. c) . An employee shall not be eligible for an amount of disability benefit under this Plan plan unless he is actively employed by the Company at a t the date that he becomes eligible or until he subsequently returns to active employment. d) . In the event of a lay].ay-off, off an employee who is insured under the terms of this Plan shall be considered as still employed for purposes purpos- es of this benefit up to the end of the policy month next following the policy month in i n which the employee was laid-laid off. e) . An employee making a claim for an amount of disability benefit after lay-off or termination of employment, for disability established estab- lished to the satisfaction of the Company and/or insurer as having occurred prior to his lay-off or termination, shall be eligible for an amount of disability benefit provided such disability was accompanied by a continuance of absence that commenced prior to actual lay-off or termination. f) Successive periods of disability separated by less than three (3) consecutive months shall be considered one (1) period of disability, unless the subsequent disability is due to an accident or illness entirely unrelated to the previous disability and commences after return to active employment on full-time. g) The monthly benefit will cease at the earliest of the following occurrences: (i) The date at which the disability ceases, (ii) The date at which the employee is eligible for an unreduced pension, (iii) The date at which the employee reaches 65 years of age, (iv) The death of the employee. Current provisions will not be reduced by the above-noted language. h) An amount of disability benefit under this Plan shall not be paid in the event the absence is a result of: (i) any injury arising out of or sustained while doing any act or thing pertaining to any occupation or employment for remuneration or profit, or; (ii) self-destruction or any self-inflicted injury, while sane or insane, or; (iii) any injury or illness resulting from insurrection or war, whether war be declared or not, or from participation in riot or civil commotion, or; (iv) disability for which the employee is not under the treatment of a physician, or; (v) alcoholism or drug addiction, unless the employee is confined in a hospital or institution licensed to provide care and treatment incident thereto, or unless the employee is undergoing regular rehabilitative treatment approved by the insurer and a physician. i) An amount of disability benefit will not be payable following the early retirement date of an employee, if early retirement was approved prior to the onset of disability. j) An amount of disability benefit will not be payable for those days for which the employee receives holiday pay, vacation pay, or more than one-half (1/2) day's regular pay, from the Company.

Eligibility for Payment. a) An Except in the case of disability arising out of an accident, an employee shall be eligible to receive an amount of disability benefit after fifty-in accordance with Section hereof, for a period not exceeding two (52) weeks for any one illness, beginning after three (3) continuous days from the commencement of Weekly Indemnity/Salary Continuance entitlement the disability or on the date when admitted to a hospital within the first three (3) days of illness. In the case of a disability arising out of an accident, an employee shall be eligible to receive an amount of disability benefit in accordance with Section hereof, for a period not exceeding two (52) weeks for any one accident, commencing from the same disability under date of the Company's accident. the employee is subject to the rules and regulations coveringthe Weekly Indemnity Disability Benefit Plan. b) . If the claim is subsequently established, the employee will then repay the Weekly Indemnity received to the appropriate fund or insurance company. An employee absent from work and in receipt of an amount of disability benefitbenefit under this Plan, shall continue to receive such benefit, even though a work shortage develops which would have resulted in his being laid-laid off had he been at work, provided that the employee remains disabled and continues to furnish evidence satisfactory to the Company and/or insurercompany Insurer, and verifies the continuance xxxxx- nuance of disability. c) . An employee shall not be eligible for an amount of disability benefit under this Plan unless he is actively employed by b the Company at the date that he becomes eligible or until he subsequently returns to active employment. d) In the event of a lay-off, an employee who is insured under the terms of this Plan shall be considered as still employed for purposes of this benefit up to the end of the policy month next following the policy month in which the employee was laid-off. e) . An employee making a claim for an amount of disability benefit after lay-off or termination of employment, for disability established to the satisfaction of the Company and/or company andlor insurer as having occurred prior to his lay-off or termination, shall be eligible for an amount of disability benefit provided such disability was accompanied by a continuance of absence that commenced prior to actual lay-off or termination. f) Successive periods of disability separated by less than three (3) consecutive months shall be considered one (1) period of disability, unless the subsequent disability is due to an accident or illness entirely unrelated to the previous disability and commences after return to active employment on full-time. g) The monthly benefit will cease at the earliest of the following occurrences: (i) The date at which the disability ceases, (ii) The date at which the employee is eligible for an unreduced pension, (iii) The date at which the employee reaches 65 years of age, (iv) The death of the employee. Current provisions will not be reduced by the above-noted language. h) An amount of disability benefit under this Plan shall not be paid in the event the absence is a result of: (i) any injury arising out of or sustained while doing any act or thing pertaining to any occupation or employment for remuneration or profit, or; (ii) self-destruction or any self-inflicted injury, while sane or insane, or; (iii) any injury or illness resulting from insurrection or war, whether war be declared or not, or from participation in riot or civil commotion, or; (iv) disability for which the employee is not under the treatment of a physician, or; (v) alcoholism or drug addiction, unless the employee is confined in a hospital or institution licensed to provide care and treatment incident thereto, or unless the employee is undergoing regular rehabilitative treatment approved by the insurer and a physician. i) An amount of disability benefit will not be payable following the early retirement date of an employee, if early retirement was approved prior to the onset of disability. j) An amount of disability benefit will not be payable for those days for which the employee receives holiday pay, vacation pay, or more than one-half (1/2) day's regular pay, from the Company.

Eligibility for Payment. a) An Except in the case of disability arising out of an accident or illness requiring hospitalization, an employee shall be eligible to receive an amount of disability benefit in accordance with Section hereof, for a period not exceeding weeks for any illness, beginning after fifty-two (52) consecutive days of continuance of the disability. In the case of a disability arising out of an accident or illness requiring hospitalization, an employee shall be eligible to receive an amount of disability benefit in accordance with Section hereof, for a period not exceeding weeks for any one accident or such sickness commencing from the date of Weekly Indemnity/Salary Continuance entitlement for the same disability under the Company's Weekly Indemnity Disability Benefit Plan. b) accident or first day of hospitalization. An employee absent from work and in receipt of an amount of disability benefit, shall continue to receive such benefit, even though a work shortage develops which would have resulted in his being laid-laid off had he been at work, provided that the employee remains disabled and continues to furnish evidence satisfactory to the Company and/or insurer, and verifies the continuance of disability. c) . An employee shall not be eligible for an amount of disability benefit under this Plan plan unless he is actively employed by the Company at the date that he becomes eligible or until he subsequently returns to active employment. d) . In the event of a lay-off, an employee who is insured under the terms of this Plan shall be considered as still employed for purposes of this benefit up to the end of the policy month next following the policy month in which the employee was laid-laid off. e) . An employee making a claim for an amount of disability benefit after lay-off or termination of employment, employment for disability established to the satisfaction of the Company and/or insurer as having occurred prior to his lay-off or termination, shall be eligible for an amount of disability benefit provided such disability was accompanied by a continuance of absence that commenced prior to actual lay-off or termination. f) Successive periods of disability separated by less than three (3) consecutive months shall be considered one (1) period of disability, unless the subsequent disability is due to an accident or illness entirely unrelated to the previous disability and commences after return to active employment on full-time. g) The monthly benefit will cease at the earliest of the following occurrences: (i) The date at which the disability ceases, (ii) The date at which the employee is eligible for an unreduced pension, (iii) The date at which the employee reaches 65 years of age, (iv) The death of the employee. Current provisions will not be reduced by the above-noted language. h) An amount of disability benefit under this Plan shall not be paid in the event the absence is a result of: (i) any injury arising out of or sustained while doing any act or thing pertaining to any occupation or employment for remuneration or profit, or; (ii) self-destruction or any self-inflicted injury, while sane or insane, or; (iii) any injury or illness resulting from insurrection or war, whether war be declared or not, or from participation in riot or civil commotion, or; (iv) disability for which the employee is not under the treatment of a physician, or; (v) alcoholism or drug addiction, unless the employee is confined in a hospital or institution licensed to provide care and treatment incident thereto, or unless the employee is undergoing regular rehabilitative treatment approved by the insurer and a physician. i) An amount of disability benefit will not be payable following the early retirement date of an employee, if early retirement was approved prior to the onset of disability. j) An amount of disability benefit will not be payable for those days for which the employee receives holiday pay, vacation pay, or more than one-half (1/2) day's regular pay, from the Company.

Eligibility for Payment. a) An Except in the case of disability arising out of an accident or illness requiring hospitalization, an employee shall be eligible to 'receive an amount of disability benefit in accordance with Section hereof, for a period not exceeding weeks for any illness, beginning after consecutive days of continuance of the disability. In the case of a disability arising out of an accident or illness requiring hospitalization, an employee shall be eligible to receive an amount of disability benefit after fifty-two (52) in accordance with Section hereof, for a period not exceeding weeks for any one accident or such sickness commencing from the date of Weekly Indemnity/Salary Continuance entitlement for the same disability under the Company's Weekly Indemnity Disability Benefit Plan. b) accident or first day of hospitalization. An employee absent from work and in receipt of an amount of disability benefit, shall continue to receive such benefit, even though a work shortage develops which would have resulted in his being laid-laid off had he been at work, provided that the employee remains disabled and continues to furnish evidence satisfactory to the Company and/or insurer, and verifies the continuance of disability. c) . An employee shall not be eligible for an amount of disability benefit under this Plan plan unless he is actively employed by the Company at the date that he becomes eligible or until he subsequently returns to active employment. d) . In the event of a lay-off, off an employee who is insured under the terms of this Plan shall be considered as still employed for purposes of this benefit up to the end of the policy month next following the policy month in which the employee was laid-laid off. e) . An employee making a claim for an amount of disability benefit after lay-off or termination of employmentemploy- ment, for disability established to the satisfaction of the Company and/or insurer as having occurred prior to his lay-off or termination, shall be eligible for an amount of disability benefit provided such disability was accompanied accom- panied by a continuance of absence that commenced prior to actual lay-off or termination. f) Successive periods of disability separated by less than three (3) consecutive months shall be considered one (1) period of disability, unless the subsequent disability is due to an accident or illness entirely unrelated to the previous disability and commences after return to active employment on full-time. g) The monthly benefit will cease at the earliest of the following occurrences: (i) The date at which the disability ceases, (ii) The date at which the employee is eligible for an unreduced pension, (iii) The date at which the employee reaches 65 years of age, (iv) The death of the employee. Current provisions will not be reduced by the above-noted language. h) An amount of disability benefit under this Plan shall not be paid in the event the absence is a result of: (i) any injury arising out of or sustained while doing any act or thing pertaining to any occupation or employment for remuneration or profit, or; (ii) self-destruction or any self-inflicted injury, while sane or insane, or; (iii) any injury or illness resulting from insurrection or war, whether war be declared or not, or from participation in riot or civil commotion, or; (iv) disability for which the employee is not under the treatment of a physician, or; (v) alcoholism or drug addiction, unless the employee is confined in a hospital or institution licensed to provide care and treatment incident thereto, or unless the employee is undergoing regular rehabilitative treatment approved by the insurer and a physician. i) An amount of disability benefit will not be payable following the early retirement date of an employee, if early retirement was approved prior to the onset of disability. j) An amount of disability benefit will not be payable for those days for which the employee receives holiday pay, vacation pay, or more than one-half (1/2) day's regular pay, from the Company.

Eligibility for Payment. a(i) An Except in the case of disability arising out of an accident, an employee shall be eligible to receive an amount of disability benefit in accordance with Section 3 hereof, for a period not exceeding 52 weeks for any one illness, beginning after fifty-two (52) weeks 3 continuous days from the commencement of Weekly Indemnity/Salary Continuance entitlement for the same disability under due to sickness or on the Company's Weekly Indemnity Disability Benefit Plandate when admitted to a hospital within the first 3 days of illness. (ii) In the case of a disability arising out of an accident, an employee shall be eligible to receive an amount of disability benefit in accordance with Section 3 hereof, for a period not exceeding 52 weeks for any one accident or sickness commencing from the date of the accident or first day of hospitalization. (b) An employee absent from work and in receipt of an amount of disability benefitbenefit under this Plan, shall continue to receive such benefit, even though a work shortage develops which would have resulted in his being laid-laid off had he been at work, provided that the employee remains disabled and continues to furnish evidence satisfactory to the Company and/or insurer, and verifies the continuance of disability. (c) An employee shall not be eligible for an amount of disability benefit under this Plan unless he is actively employed by the Company at the date that he becomes eligible or until he subsequently returns to active employment. (d) In the event of a lay-off, an employee who is insured under the terms of this Plan shall be considered as still employed for purposes of this benefit up to the end of the policy month next following the policy month in which the employee was laid-off. e) An employee making a claim for an amount of disability benefit after lay-off or termination of employment, for disability established to the satisfaction of the Company and/or insurer as having occurred prior to his the lay-off or termination, shall be eligible for an amount of disability benefit provided such disability was accompanied by a continuance of absence that commenced prior to actual lay-off or termination. (e) An employee shall be considered as eligible to submit a claim for benefit if he is requested to return to work within seven (7) calendar days after the date of lay-off and is unable to return to work because of disability. Disability will be considered as starting from the date he is required to return to work. (f) Successive periods of disability separated by less than three (3) four consecutive months weeks shall be considered one (1) period of disability, unless the subsequent disability is due to an accident or illness entirely unrelated to the previous disability and commences after return to active employment on full-timea full time basis. (g) The monthly benefit will cease at the earliest of the following occurrences: (i) The date at which the disability ceases, (ii) The date at which the employee is eligible for an unreduced pension, (iii) The date at which the employee reaches 65 years of age, (iv) The death of the employee. Current provisions will not be reduced by the above-noted language. h) An amount of disability benefit under this Plan plan shall not be paid in the event the absence is a result of:, (i) any Any injury arising out of or sustained while doing any act or thing pertaining to any occupation or employment for remuneration or profit, or; (ii) selfDisability or loss (1) while the employee is on or could be placed on Pregnancy/Maternity Leave, or (2) if an employee fails to qualify for Pregnancy/Maternity Leave because of failure to meet the length of service requirements, during the period of Pregnancy/Maternity Leave that the employee could be on if she qualified for such leave, in accordance with the Employment Standards Xxx 0000, Ontario or any other relevant provincial statutes, or (iii) Any injury or illness entitling the employee to compensation under any Workers' Compensation or similar legislation, or (iv) Self-destruction or any self-inflicted injury, while sane or insane, or; (iiiv) any Any injury or illness resulting from insurrection or war, whether war be declared or not, or from participation in riot or civil commotion, or; (ivvi) disability Disability for which the employee is not under the treatment of a physicianmedical practitioner, or; (vvii) alcoholism For a period of disability in excess of four weeks where treatment is rendered solely by a chiropractor. In the case of chiropractors, certification of disability will only be accepted for payment of benefit for up to a maximum of four weeks per insured person per calendar year, or (viii) Alcoholism or drug addiction, unless the employee is confined undergoing a recognized course of treatment by a specialist in a hospital or institution licensed to provide the care and treatment incident thereto, of alcoholism and/or drug addiction or unless the employee is undergoing regular rehabilitative treatment approved by the insurer and a licensed physician. (h) An amount of disability benefit will not be payable for those days for which the employee receives holiday pay, vacation pay, or more than one-half day's regular pay, from the Company. (i) An amount of disability benefit will not be payable following the normal retirement date of an employee, other than retirement under the total and permanent disability provision of the Company Pension Plan. (j) An amount of disability benefit will not be payable following the early retirement date of an employee, if early retirement was approved prior to the onset of disability. j(k) An The amount of disability benefit under this Plan will not be payable for those days reduced by the amount of pension for which the employee receives holiday pay, vacation pay, or more than one-half (1/2) day's regular pay, from is eligible under the Companytotal and permanent disability provision of the Company Pension Plan.

Eligibility for Payment. a) An Except in the case of a disability arising out of an accident, an employee shall be eligible to receive an amount of disability benefit after fifty-two in accordance with Section hereof, for a period not exceeding weeks for any one illness, beginning three (523) continuous days from the commencementof the disability. In case of day surgery, the employee will be covered from the first day upon proof thereof. In the case of a disability arising out of an accident, an employee shall be eligible to receive an amount of disability benefit in accordance with Section hereof, for a periodnot exceeding weeks for any, one accident, commencing from the date of Weekly Indemnity/Salary Continuance entitlement for the same disability under the Company's Weekly Indemnity Disability Benefit Plan. b) accident. An employee absent from work and in receipt of an amount of disability benefit, benefit under this shall continue to receive such benefit, even though a work shortage develops which would have resulted in his being laid-off had he been at work, provided that the employee remains disabled and continues to furnish evidence satisfactory to the Company and/or insurer, and verifies the continuance of disability. c) . An employee shall not be eligible for an amount of disability benefit under this Plan unless he is actively employed by the Company Com- pany at the date that he becomes eligible or until he subsequently returns to active employment. d) In the event of a lay-off, an employee who is insured under the terms of this Plan shall be considered as still employed for purposes of this benefit up to the end of the policy month next following the policy month in which the employee was laid-off. e) . An employee making a claim for an amount of disability benefit after lay-off or termination of employment, for disability established to the satisfaction of the Company and/or insurer as having occurred prior i to his lay-off or termination, shall be eligible for an amount of disability benefit provided such disability was accompanied by a continuance con- tinuance of absence that commenced prior to actual lay-off or termination. f) . An employee shall be considered as eligible to submit a claim for benefit, if he is requested to return to work within seven calendar days after the date of lay-off and is unable to return to work because of disability. Disability will be considered as starting the date he is required to to work. Successive periods of disability separated by less than three (3) four consecutive months weeks shall be considered one (1) period of disability, unless the subsequent disability is due to an accident or illness entirely unrelated to the previous disability and commences after return to active employment on full-full time. g) The monthly benefit will cease at the earliest of the following occurrences: (i) The date at which the disability ceases, (ii) The date at which the employee is eligible for an unreduced pension, (iii) The date at which the employee reaches 65 years of age, (iv) The death of the employee. Current provisions will not be reduced by the above-noted language. h) An amount of disability benefit under this Plan shall not be paid in the event the absence is a result of: (i) any of Any injury arising out of or sustained while doing any act or thing pertaining to any occupation or employment for remuneration or profit, or; or Disability or loss (ii1) selfwhile the protected person is on or could be placed on Leave, or (2) if a Leave because of failure to meet the length of service requirements, during the period of Leave that the protected person could be on if she qualified for such leave, in accordance with the Employment Standards Act Ontario or any other relevant provincial statutes, or Any injury or illness entitling the or similar legislation, or Self-destruction or any self-inflicted injury, while sane or insane, or; (iii) any or Any injury or illness resulting from insurrection or war, whether war be declared or of not, or from participation in riot a riot, or civil commotion, or; (iv) disability for which the employee is not under the treatment of a physician, or; (v) alcoholism or drug addiction, unless the employee is confined in a hospital or institution licensed to provide care and treatment incident thereto, or unless the employee is undergoing regular rehabilitative treatment approved by the insurer and a physician. i) An amount of disability benefit will not be payable following the early retirement date of an employee, if early retirement was approved prior to the onset of disability. j) An amount of disability benefit will not be payable for those days for which the employee receives holiday pay, vacation pay, or more than one-half (1/2) day's regular pay, from the Company.

Eligibility for Payment. (a) An employee shall be eligible to receive an amount of disability benefit after fifty-two (52) 52 weeks of Weekly Indemnity/Salary Continuance weekly indemnity entitlement for the same disability under the Company's Weekly Indemnity Short Term Disability Benefit Plan. (b) An employee absent from work and in receipt of an amount of disability benefit, shall continue to receive such benefit, even though a work shortage develops which would have resulted in his being laid-laid off had he been at work, provided that the employee remains disabled and continues to furnish evidence satisfactory to the Company and/or insurer, and verifies the continuance of disability. (c) An employee shall not be eligible for an amount of disability benefit under this Plan plan unless he is actively employed by the Company at the date that he becomes eligible or until he subsequently returns to active employment. (d) In the event of a lay-off, an employee who is insured under the terms of this Plan plan shall be considered as still employed for purposes of this benefit up to the end of the policy month next following the policy month in which the employee was laid-laid off. (e) An employee making a claim for an amount of disability benefit after lay-off or termination of employment, for disability established to the satisfaction of the Company and/or insurer as having occurred prior to his lay-off or termination, shall be eligible for an amount of disability benefit provided such disability was accompanied by a continuance of absence that commenced prior to actual lay-off or termination. (f) Successive periods of disability separated by less than three (3) six consecutive months shall be considered one (1) period of disability, unless the subsequent disability is due to an accident or illness entirely unrelated to the previous disability and commences after return to active employment on full-full time. (g) The monthly benefit will cease at the earliest of the following occurrences: (i) The date at which the disability ceases, (ii) The date at which the employee is eligible for an unreduced pension, (iii) The date at which the employee reaches 65 years of age, (iv) The death of the employee. Current provisions will not be reduced by the above-noted language. h) An amount of disability benefit under this Plan shall not be paid in the event the absence is a result of:, (i) any Any injury arising out of or sustained while doing any act or thing pertaining to any occupation or employment for remuneration or profit, or; (ii) selfSelf-destruction or any self-inflicted injury, while sane or insane, or; (iii) any Any injury or illness resulting from insurrection or war, whether war be declared or not, or from participation in riot or civil commotion, or; (iv) disability Disability for which the employee is not under the treatment of a physician, or; (v) alcoholism Alcoholism or drug addictionDrug Addiction, unless the employee is confined undergoing a recognized course of treatment by a specialist in a hospital or institution licensed to provide the care and treatment incident thereto, of alcoholism and drug addiction or unless the employee is undergoing regular rehabilitative treatment approved by the insurer and a licensed physician. i) An amount of disability benefit will not be payable following the early retirement date of an employee, if early retirement was approved prior to the onset of disability. j) An amount of disability benefit will not be payable for those days for which the employee receives holiday pay, vacation pay, or more than one-half (1/2) day's regular pay, from the Company.