Common use of EMPLOYEE INSURANCE PROGRAM Clause in Contracts

EMPLOYEE INSURANCE PROGRAM. 22.01 - The Employee Insurance Program shall consist of Item I - Employer Health Tax or its successor; Item 2 - Green Shield Semi-Private Hospital Supplement, or equivalent; Item 3 - Subject to the requirements of the insurer that the employee must be actively at work on the effective date, group life insurance and accidental death and dismemberment insurance, each in an amount equal to two (2) times the basic annual wages to the next higher $500.00, adjusted effective on the first day of the next month following any changes in personal coverage, but adjustments arising from the terms of a new or revised agreement shall be made effective as soon as possible after the signing of the terms of settlement, or coincidental with any general rate adjustments provided for in the terms of the Agreement; and a paid-up policy on normal retirement in the amount of $6,000.00; Item 4 - Green Shield for Hospital Care Extended Health Benefits Plan ($25/$50 deductible), or equivalent, with the following riders: • Prescription Eyewear - $350.00 per person every twenty-four (24) months for prescription eyewear. $375 per person every twenty-four (24) months for prescription eyewear effective January 1, 2009 and $400 per person every twenty-four (24) months for prescription eyewear effective January 1, 2010. • Eye examinations - Maximum of $75.00 every twenty-four (24) months effective upon ratification of this agreement. • Hearing Aids - $600.00 for hearing aids per year for employee and $400.00 for each dependant per year upon ratification of this agreement. • Chiropractic - $20.00 per visit to a maximum of $250.00 per person, per year and $25.00 per visit to a maximum of $300.00 per person per year effective January 1, 2007. • Massage Therapy - $20.00 per visit to a maximum of $250.00 per person, per year and $25.00 per visit to a maximum of $300.00 per person per year effective January 1, 2007. • Physiotherapy - $40.00 per visit for employee and $20.00 per visit for dependants on the referral of a medical practitioner effective upon ratification. • Drug Plan - Drug Formulary 3, which eliminates over the counter drugs and provides for automatic generic substitution where there is no difference in therapeutic value. • Orthotics – two (2) pairs per calendar year to a maximum benefit of $400.00 per year per person. • Private Duty Nurse – maximum of seventy-five (75) shifts per calendar year. Item 5 - Green Shield Dental Care Plan, or equivalent, on a one (1) year lag for the Ontario Dental Association schedule of fees for all subsequent years, with a preventative oral recall examination and preventative services occurring once every 9 months for persons over the age of twelve years and once every 6 months for persons twelve years and younger. The Corporation will provide a benefit which will cover Dentures, Orthodontic Services, crowning and capping. This benefit will be 50/50 co-insured to a maximum of $2,000 lifetime per eligible person, meaning a maximum claim of $4,000 per insured. Item 6 - Long-Term Disability Insurance for employees eligible under Article 23 and the terms of the insurance with a two (2) year "return-to-own occupation" clause. Item 7 - The benefits listed in 22.01 Item #2, Item #4 and Item #5 will be covered for spouse and dependent children until the end of the twenty-fourth (24) month after the death of the employee or the date that the employee would have turned 65 years of age, whichever is earlier.

EMPLOYEE INSURANCE PROGRAM. 22.01 - The Employee Insurance Program shall consist of Item I - Employer Health Tax or its successor; Item 2 - Green Shield Semi-Private Hospital Supplement, or equivalent; Item 3 - Subject to the requirements of the insurer that the employee must be actively at work on the effective date, group life insurance and accidental death and dismemberment insurance, each in an amount equal to two (2) times the basic annual wages to the next higher $500.00, adjusted effective on the first day of the next month following any changes in personal coverage, but adjustments arising from the terms of a new or revised agreement shall be made effective as soon as possible after the signing of the terms of settlement, or coincidental with any general rate adjustments provided for in the terms of the Agreement; and a paid-up policy on normal retirement in the amount of $6,000.00; Item 4 - Green Shield for Hospital Care Extended Health Benefits Plan ($25/$50 deductible), or equivalent, with the following riders: • Prescription Eyewear - $350.00 300.00 per person every twenty-four (24) months for prescription eyewear. eye- wear, and $375 350,00 per person every twenty-four (24) months for prescription eyewear effective January 1, 2009 and $400 per person 2007. • Eye examinations on a 50/50 co-pay basis every twenty-four (24) months for prescription eyewear effective January 1, 2010. • Eye examinations - Maximum to a maximum of $75.00 every twenty-four (24) months effective 50.00 upon ratification of this agreement. • Hearing Aids - $600.00 for hearing aids per year for employee and $400.00 400,00 for each dependant per year upon ratification of this agreement. • Chiropractic - coverage of $20.00 per visit to a maximum of $250.00 per person, per year and $25.00 per visit to a maximum of $300.00 300,00 per person per year effective January 1, 2007. • Massage Therapy - coverage of $20.00 per visit to a maximum of $250.00 per person, per year and $25.00 per visit to a maximum of $300.00 300,00 per person per year effective January 1, 2007. • Physiotherapy - coverage of $40.00 per visit for employee and $20.00 per visit for dependants on the referral of a medical practitioner effective upon ratification. • Drug Plan - Drug Formulary 3, which eliminates over the counter drugs and provides for automatic generic substitution where there is no difference in therapeutic value. • Orthotics – two (2) pairs per calendar year to a maximum benefit of $400.00 per year per person. • Private Duty Nurse – maximum of seventy-five (75) shifts per calendar year. Item 5 - Green Shield Dental Care Plan, or equivalent, on a one (1) year lag for the Ontario Dental Association schedule of fees for all subsequent years, with a preventative oral recall examination and preventative services occurring once every 9 months for persons over the age of twelve years and once every 6 months for persons twelve years and younger. The Corporation will provide a benefit which will cover Dentures, Orthodontic Services, crowning and capping. This benefit will be 50/50 co-insured to a maximum of $2,000 lifetime per eligible person, meaning a maximum claim of $4,000 per insured. Item 6 - Long-Term Disability Insurance for employees eligible under Article 23 and the terms of the insurance with a two (2) year "return-to-own occupation" clause. Item 7 - The benefits listed in 22.01 Item #2, Item #4 and Item #5 will be covered for spouse and dependent children until the end of the twenty-fourth eighteenth (2418) month after the death of the employee or the date that the employee would have turned 65 years of age, whichever is earlieran employee.

EMPLOYEE INSURANCE PROGRAM. 22.01 - The Employee Insurance Program shall consist of Item I - Employer Health Tax or its successor; Item 2 - Green Shield Semi-Private Hospital Supplement, or equivalent; Item 3 - Subject to the requirements of the insurer that the employee must be actively at work on the effective date, group life insurance and accidental death and dismemberment insurance, each in an amount equal to two (2) times the basic annual wages to the next higher $500.00, adjusted effective on the first day of the next month following any changes in personal coverage, but adjustments arising from the terms of a new or revised agreement shall be made effective as soon as possible after the signing of the terms of settlement, or coincidental with any general rate adjustments provided for in the terms of the Agreement; and a paid-up policy on normal retirement in the amount of $6,000.00; Item 4 - Green Shield for Hospital Care Extended Health Benefits Plan ($25/$50 deductible), or equivalent, with the following riders: • Prescription Eyewear - $350.00 300.00 per person every twenty-four (24) months for prescription eyewear. eye- wear, and $375 350,00 per person every twenty-four (24) months for prescription eyewear effective January 1, 2009 and $400 per person 2007. • Eye examinations on a 50/50 co-pay basis every twenty-four (24) months for prescription eyewear effective January 1, 2010. • Eye examinations - Maximum to a maximum of $75.00 every twenty-four (24) months effective 50.00 upon ratification of this agreement. • Hearing Aids - $600.00 for hearing aids per year for employee and $400.00 400,00 for each dependant per year upon ratification of this agreement. • Chiropractic - coverage of $20.00 per visit to a maximum of $250.00 per person, per year and $25.00 per visit to a maximum of $300.00 300,00 per person per year effective January 1, 2007. • Massage Therapy - coverage of $20.00 per visit to a maximum of $250.00 per person, per year and $25.00 per visit to a maximum of $300.00 300,00 per person per year effective January 1, 2007. • Physiotherapy - coverage of $40.00 per visit for employee and $20.00 per visit for dependants on the referral of a medical practitioner effective upon ratification. • Drug Plan - Drug Formulary 3, which eliminates over the counter drugs and provides for automatic generic substitution where there is no difference in therapeutic value. • Orthotics – two (2) pairs per calendar year to a maximum benefit of $400.00 per year per person. • Private Duty Nurse – maximum of seventy-five (75) shifts per calendar year. Item 5 - Green Shield Dental Care Plan, or equivalent, on a one (1) year lag for the Ontario Dental Association schedule of fees for all subsequent years, with a preventative oral recall examination and preventative services occurring once every 9 months for persons over the age of twelve years and once every 6 months for persons twelve years and younger. The Corporation will provide a benefit which will cover Dentures, Orthodontic Services, crowning and capping. This benefit will be 50/50 co-insured to a maximum of $2,000 lifetime per eligible person, meaning a maximum claim of $4,000 per insured. Item 6 - Long-Term Long -Term Disability Insurance for employees eligible under Article 23 and the terms of the insurance with a two (2) year "return-to-own occupation" clause. Item 7 - The benefits listed in 22.01 Item #2, Item #4 and Item #5 will be covered for spouse and dependent children until the end of the twenty-fourth eighteenth (2418) month after the death of the employee or the date that the employee would have turned 65 years of age, whichever is earlieran employee.