Common use of Group Insurance and Health Plans Clause in Contracts

Group Insurance and Health Plans. Effective 1 February 1999 the following Group Insurance and Health Plans are available in accordance with procedures as required by the Insurance Policies to all full-time and part-time teachers. Any change from present procedures in effect at the time of signing the Collective Agreement shall not have the effect of increasing the limitations on the eligibility of teachers to participate in the plans. (a) Group Life Insurance (compulsory) providing $45,000 coverage. Accidental Death and Dismemberment Insurance (compulsory) providing $15,000 coverage. The Employer shall pay 90% of the above premium costs. Employees who were previously entitled to group life insurance providing coverage of three (3) times salary may elect to continue that coverage under the group life plan at the same amount, with the employee paying 100% of the difference in the premium above the $45,000 coverage. Employees who elect not to continue this higher coverage shall forfeit their right to continue this coverage. (b) Health Insurance (including Semi-Private, Major Medical, effective 1 September 2005, Vision Care at $250/2 years; effective 1 September 2006 Vision Care at $300/2 years and ManuAssist), (compulsory, optional to teachers covered by a spouse employed by the Board). The Employer shall pay 90% of premium cost. (c) Dental Care Plan (compulsory, optional to teachers covered by a spouse employed by the Board). The Employer shall pay 90% of premium cost. Basic Plan, plus 50% co-insurance for: (i) Caps and Crowns ($1,200 annual maximum per insured person); (ii) Major Restorative Services - ($1,200 annual maximum per insured person); (iii) Orthodontic Services ($1,000 annual maximum per insured person). ODA Schedule - On 1 January of each year the previous year's ODA schedule will be in effect. The Dental Care Plan concerning recall exams (under Routine Treatment) will provide coverage for oral examinations, teeth cleaning, topical application of fluoride solutions, oral hygiene instructions and bite-wing x-rays once every nine

Group Insurance and Health Plans. Effective 1 February 1999 the following Group Insurance and Health Plans are available in accordance with procedures as required by the Insurance Policies to all full-time and part-time teachers. Any change from present procedures in effect at the time of signing the Collective Agreement shall not have the effect of increasing the limitations on the eligibility of teachers to participate in the plans. (a) Group Life Insurance (compulsory) providing $45,000 coverage. Accidental Death and Dismemberment Insurance (compulsory) providing $15,000 coverage. The Employer shall pay 90% of the above premium costs. Employees who were previously entitled to group life insurance providing coverage of three (3) times salary may elect to continue that coverage under the group life plan at the same amount, with the employee paying 100% of the difference in the premium above the $45,000 coverage. Employees who elect not to continue this higher coverage shall forfeit their right to continue this coverage. (b) Health Insurance (including Semi-Private, Major Medical, effective 1 September 2005, Vision Care at $250/2 years; effective 1 September 2006 Vision Care at $300/2 years and ManuAssist, 1 September 2009 Vision Care at $450/2 years including up to $100 for eye examinations), (compulsory, optional to teachers covered by a spouse employed by the Board). The Employer shall pay 90% of the premium cost. (c) Dental Care Plan (compulsory, optional to teachers covered by a spouse employed by the Board). The Employer shall pay 90% of premium cost. Basic Plan, plus 50% co-insurance for: (i) Caps and Crowns ($1,200 annual maximum per insured person); (effective 1 September 2009, $1,400) annual maximum per insured person); (ii) Major Restorative Services - ($1,200 annual maximum per insured person); (iii) Orthodontic Services ($1,000 annual maximum per insured person). ODA Schedule (effective 1 September 2009, $1,200) annual maximum per insured person) XXX Xxxxxxxx - On 1 January of each year the previous year's ODA schedule will be in effect. The Dental Care Plan concerning recall exams (under Routine Treatment) will provide coverage for oral examinations, teeth cleaning, topical application of fluoride solutions, oral hygiene instructions and bite-wing x-rays once every nine

Group Insurance and Health Plans. Effective 1 February 1999 the following Group Insurance and Health Plans are available in accordance with procedures as required by the Insurance Policies to all full-time and part-time teachers. Any change from present procedures in effect at the time of signing the Collective Agreement shall not have the effect of increasing the limitations on the eligibility of teachers to participate in the plans. (a) Group Life Insurance (compulsory) providing $45,000 coverage. Accidental Death and Dismemberment Insurance (compulsory) providing $15,000 coverage. The Employer shall pay 90% of the above premium costs. Employees who were previously entitled to group life insurance providing coverage of three (3) times salary may elect to continue that coverage under the group life plan at the same amount, with the employee paying 100% of the difference in the premium above the $45,000 coverage. Employees who elect not to continue this higher coverage shall forfeit their right to continue this coverage. (b) Health Insurance (including Semi-Private, Major Medical, effective 1 September 2005, Vision Care at $250/2 years; effective 1 September 2006 Vision Care at $300/2 years and ManuAssist, 1 September 2009 Vision Care at $450/2 years including up to $100 for eye examinations), (compulsory, optional to teachers covered by a spouse employed by the Board). The Employer shall pay 90% of the premium cost. (c) Dental Care Plan (compulsory, optional to teachers covered by a spouse employed by the Board). The Employer shall pay 90% of premium cost. Basic Plan, plus 50% co-insurance for: (i) Caps and Crowns ($1,200 annual maximum per insured person); (effective 1 September 2009, $1,400) annual maximum per insured person); (ii) Major Restorative Services - ($1,200 annual maximum per insured person); (iii) Orthodontic Services ($1,000 annual maximum per insured person). (effective 1 September 2009, $1,200) annual maximum per insured person) ODA Schedule - On 1 January of each year the previous year's ODA schedule will be in effect. The Dental Care Plan concerning recall exams (under Routine Treatment) will provide coverage for oral examinations, teeth cleaning, topical application of fluoride solutions, oral hygiene instructions and bite-wing x-rays once every nine

Group Insurance and Health Plans. Effective 1 February 1999 the following Group Insurance and Health Plans are available in accordance with procedures as required by the Insurance Policies to all full-time and part-time teachers. Any change from present procedures in effect at the time of signing the Collective Agreement shall not have the effect of increasing the limitations on the eligibility of teachers to participate in the plans. (a) Group Life Insurance (compulsory) providing $45,000 coverage. Accidental Death and Dismemberment Insurance (compulsory) providing $15,000 coverage. The Employer shall pay 90% of the above premium costs. Employees who were previously entitled to group life insurance providing coverage of three (3) times salary may elect to continue that coverage cove rage under the group life plan at the same amount, with the employee paying 100% of the difference in the premium above the $45,000 coverage. Employees who elect not to continue this higher coverage shall forfeit their right to continue this coverage. (b) Health Insurance (including Semi-Private, Major Medical, effective 1 September 2005, Vision Care at $250/2 years; effective 1 September 2006 Vision Care at $300/2 years and ManuAssist), (compulsory, optional to teachers covered by a spouse employed by the Board). The Employer shall pay 90% of premium cost. (c) Dental Care Plan (compulsory, optional to teachers covered by a spouse employed by the Board). The Employer shall pay 90% of premium cost. Basic Plan, plus 50% co-insurance for: (i) Caps and Crowns ($1,200 annual maximum per insured person); (ii) Major Restorative Services - ($1,200 annual maximum per insured person); (iii) Orthodontic Services ($1,000 annual maximum per insured person). ODA Schedule XXX Xxxxxxxx - On 1 January of each year the previous year's ODA schedule will be in effect. The Dental Care Plan concerning recall exams (under Routine Treatment) will provide coverage for oral examinations, teeth cleaning, topical application of fluoride solutions, oral hygiene instructions and bite-wing x-rays once every ninenine (9) months from the date of the last visit. (d) Optional Term Life Insurance of 1, 2, 3 or 4 times the employee's annual salary, to a maximum of $300,000 for each of the employee and the employee's spouse and up to $25,000 (in $5,000 increments) for dependent children. The Employee shall pay 100% of premium cost. Those who previously enrolled in the Optional Dependent Life Insurance Plan, who decided not to enroll in the Optional Term Life Insurance Plan, will pay 100% of Optional Dependent Life Insurance.