Common use of Group Insurance and Health Plans Clause in Contracts

Group Insurance and Health Plans. Effective 1 June 2001 the following Group Insurance and Health Plans are available in accordance with procedures as required by the Insurance Policies to all full-time and part-time teachers. Any change in the procedures in effect at the time of signing the collective agreement shall not have the effect of increasing the limitations on the eligibility of teachers to participate in the plans. (a) Group Life Insurance (compulsory) providing $45,000 coverage. Accidental Death and Dismemberment Insurance (compulsory) providing $15,000 coverage. Teachers who were previously entitled to Group Life Insurance providing coverage of 3 times salary may elect to continue that coverage under the Group Life plan at the same amount, with the teacher paying 100% of the difference in the premium above the $45,000 coverage. Teachers who elect not to continue this higher coverage shall forfeit their right to continue this coverage. (b) Health Insurance, (including Vision Care at $200/2 years, effective 1 September 2006 $250/2 years) (compulsory, optional to teachers covered by a spouse employed by the Board). Claims for brand name drugs with an equivalent generic drug will be reimbursed at the level of the generic drug. (c) Dental Care Plan (compulsory, teachers covered by a spouse employed by the Board are exempted) to provide check-ups once every nine (9) months. Basic Plan (includes Caps and Crowns - $1,200 annual maximum), plus 50% co- insurance for: (1) Major Restorative Services - ($1,300 annual maximum per insured person); (2) Orthodontic Services ($1,000 annual maximum per insured person). ODA Schedule - On 1 January of each year the previous year's ODA schedule will be in effect. (d) Optional Term Life up to $300,000 for teacher/spouse and up to $25,000 for dependent children. The teacher shall pay 100% of premium cost. (e) Optional Accidental Death and Dismemberment Insurance of up to $250,000 for the teacher, up to half of the teacher's insured amount for the teacher's spouse and up to $250,000 for family coverage, all of which can be obtained in $5,000 increments. The teacher shall pay 100% of premium cost. Teachers employed as of 31 March 1999 who were covered by the benefits provisions in the collective agreement between the Ottawa Board of Education and the Branch Affiliates of the Federation of Women Teachers' Association of Ontario and the Ontario Public School Teachers' Federation and who elected not to enrol in the optional benefits provided for under the group health and dental plans in the applicable collective agreements, shall continue to be exempted from the mandatory enrollment requirement for the health and dental plans offered under this collective agreement. These teachers shall not be required to enroll in the health and dental plans under this collective agreement. However, if at any time, a teacher elects to enrol in any of these plans (either single or family level coverage) during the annual open enrollment period or is required to enrol as a result of the teacher no longer being covered by another benefit plan, it is understood and agreed that the teacher shall forfeit his/her exempt entitlement with respect to that particular benefit plan and must thereafter remain enrolled, at least at a level of single coverage, in accordance with the provisions in this collective agreement. Except where otherwise expressly stated, and subject to 14.02 and 14.04, the Board shall contribute 85% of premiums.

Group Insurance and Health Plans. Effective 1 June 2001 the following Group Insurance and Health Plans are available in accordance with procedures as required by the Insurance Policies to all full-time and part-time teachers. Any change in the procedures in effect at the time of signing the collective agreement shall not have the effect of increasing the limitations on the eligibility of teachers to participate in the plans. (a) Group Life Insurance (compulsory) providing $45,000 coverage. Accidental Death and Dismemberment Insurance (compulsory) providing $15,000 coverage. Teachers who were previously entitled to Group Life Insurance providing coverage of 3 times salary may elect to continue that coverage under the Group Life plan at the same amount, with the teacher paying 100% of the difference in the premium above the $45,000 coverage. Teachers who elect not to continue this higher coverage shall forfeit their right to continue this coverage. (b) Health Insurance, (including Vision Care at $200/2 years, effective 1 September 2006 $250/2 years) (compulsory, optional to teachers covered by a spouse employed by the Board). Claims for brand name drugs with an equivalent generic drug will be reimbursed at the level of the generic drug. (c) Dental Care Plan (compulsory, teachers covered by a spouse employed by the Board are exempted) to provide check-ups once every nine (9) months. Basic Plan (includes Caps and Crowns - $1,200 annual maximum), plus 50% co- insurance for: (1) Major Restorative Services - ($1,300 annual maximum per insured person); (2) Orthodontic Services ($1,000 annual maximum per insured person). ODA Schedule XXX Xxxxxxxx - On 1 January of each year the previous year's ODA schedule will be in effect. (d) Optional Term Life up to $300,000 for teacher/spouse and up to $25,000 for dependent children. The teacher shall pay 100% of premium cost. (e) Optional Accidental Death and Dismemberment Insurance of up to $250,000 for the teacher, up to half of the teacher's insured amount for the teacher's spouse and up to $250,000 for family coverage, all of which can be obtained in $5,000 increments. The teacher shall pay 100% of premium cost. Teachers employed as of 31 March 1999 who were covered by the benefits provisions in the collective agreement between the Ottawa Board of Education and the Branch Affiliates of the Federation of Women Teachers' Association of Ontario and the Ontario Public School Teachers' Federation and who elected not to enrol in the optional benefits provided for under the group health and dental plans in the applicable collective agreements, shall continue to be exempted from the mandatory enrollment requirement for the health and dental plans offered under this collective agreement. These teachers shall not be required to enroll in the health and dental plans under this collective agreement. However, if at any time, a teacher elects to enrol in any of these plans (either single or family level coverage) during the annual open enrollment period or is required to enrol as a result of the teacher no longer being covered by another benefit plan, it is understood and agreed that the teacher shall forfeit his/her exempt entitlement with respect to that particular benefit plan and must thereafter remain enrolled, at least at a level of single coverage, in accordance with the provisions in this collective agreement. Except where otherwise expressly stated, and subject to 14.02 and 14.04, the Board shall contribute 85% of premiums.

Group Insurance and Health Plans. Effective 1 June 2001 the following Group Insurance and Health Plans are available in accordance with procedures as required by the Insurance Policies to all full-time and part-time teachersTeachers. Any change in the procedures in effect at the time of signing the collective agreement Collective Agreement shall not have the effect of increasing the limitations on the eligibility of teachers Teachers to participate in the plans. (a) Group Life Insurance (compulsory) providing $45,000 coverage. Accidental Death and Dismemberment Insurance (compulsory) providing $15,000 coverage. Teachers who were previously entitled to Group Life Insurance providing coverage of 3 times salary may elect to continue that coverage under the Group Life plan at the same amount, with the teacher Teacher paying 100% of the difference in the premium above the $45,000 coverage. Teachers who elect not to continue this higher coverage shall forfeit their right to continue this coverage. (b) Health Insurance, (including Vision Care at $200/2 years, effective 1 September 2006 250/2 years including up to $250/2 years100 for eye examinations) (compulsory, optional to teachers Teachers covered by a spouse employed by the Board). Claims for brand name drugs with an equivalent generic drug will be reimbursed at the level of the generic drug. (c) Dental Care Plan (compulsory, teachers optional to Teachers covered by a spouse employed by the Board are exemptedBoard) to provide check-ups once every nine (9) months. Basic Plan (includes Caps and Crowns - $1,200 annual maximum), plus 50% co- co-insurance for: (1) Major Restorative Services - – ($1,300 annual maximum per insured person); (2) Orthodontic Services ($1,000 annual maximum per insured person). ODA Schedule - On 1 January of each year the previous year's ODA schedule will be in effect. (d) Optional Term Life up to $300,000 for teacherTeacher/spouse and up to $25,000 for dependent children. The teacher Teacher shall pay 100% of premium cost. (e) Optional Accidental Death and Dismemberment Insurance of up to $250,000 for the teacherTeacher, up to half of the teacher's Teacher’s insured amount for the teacher's spouse and up to $250,000 for family coverage, all of which can be obtained in $5,000 increments. The teacher shall pay 100% of premium cost. Teachers employed as of 31 March 1999 who were covered by the benefits provisions in the collective agreement between the Ottawa Board of Education and the Branch Affiliates of the Federation of Women Teachers' Association of Ontario and the Ontario Public School Teachers' Federation and who elected not to enrol in the optional benefits provided for under the group health and dental plans in the applicable collective agreements, shall continue to be exempted from the mandatory enrollment requirement for the health and dental plans offered under this collective agreement. These teachers shall not be required to enroll in the health and dental plans under this collective agreement. However, if at any time, a teacher elects to enrol in any of these plans (either single or family level coverage) during the annual open enrollment period or is required to enrol as a result of the teacher no longer being covered by another benefit plan, it is understood and agreed that the teacher shall forfeit his/her exempt entitlement with respect to that particular benefit plan and must thereafter remain enrolled, at least at a level of single coverage, in accordance with the provisions in this collective agreement. Except where otherwise expressly stated, and subject to 14.02 and 14.04, the Board shall contribute 85% of premiums.Teacher’s spouse

Group Insurance and Health Plans. Effective 1 June 2001 the following Group Insurance and Health Plans are available in accordance with procedures as required by the Insurance Policies to all full-time and part-time teachersTeachers. Any change in the procedures in effect at the time of signing the collective agreement shall not have the effect of increasing the limitations on the eligibility of teachers Teachers to participate in the plans. (a) Group Life Insurance (compulsory) providing $45,000 coverage. Accidental Death and Dismemberment Insurance (compulsory) providing $15,000 coverage. Teachers who were previously entitled to Group Life Insurance providing coverage of 3 times salary may elect to continue that coverage under the Group Life plan at the same amount, with the teacher Teacher paying 100% of the difference in the premium above the $45,000 coverage. Teachers who elect not to continue this higher coverage shall forfeit their right to continue this coverage. (b) Health Insurance, (including Vision Care at $200/2 250/2 years. Effective September 1, effective 1 September 2006 2010, Vision Care at $250/2 yearsyears including up to $100 for eye examinations) (compulsory, optional to teachers Teachers covered by a spouse employed by the Board). Claims for brand name drugs with an equivalent generic drug will be reimbursed at the level of the generic drug. (c) Dental Care Plan (compulsory, teachers optional to Teachers covered by a spouse employed by the Board are exemptedBoard) to provide check-ups once every nine (9) months. Basic Plan (includes Caps and Crowns - $1,200 annual maximum), plus 50% co- insurance for: (1) Major Restorative Services - ($1,300 annual maximum per insured person); (2) Orthodontic Services ($1,000 annual maximum per insured person). ODA Schedule XXX Xxxxxxxx - On 1 January of each year the previous year's ODA schedule will be in effect. (d) Optional Term Life up to $300,000 for teacherTeacher/spouse and up to $25,000 for dependent children. The teacher Teacher shall pay 100% of premium cost. (e) Optional Accidental Death and Dismemberment Insurance of up to $250,000 for the teacherTeacher, up to half of the teacherTeacher's insured amount for the teacherTeacher's spouse and up to $250,000 for family coverage, all of which can be obtained in $5,000 increments. The teacher Teacher shall pay 100% of premium cost. Teachers employed as of 31 March 1999 who were covered by the benefits provisions in the collective agreement between the Ottawa Board of Education and the Branch Affiliates of the Federation of Women Teachers' Association of Ontario and the Ontario Public School Teachers' Federation and who elected not to enrol in the optional benefits provided for under the group health and dental plans in the applicable collective agreements, shall continue to be exempted from the mandatory enrollment requirement for the health and dental plans offered under this collective agreement. These teachers Teachers shall not be required to enroll in the health and dental plans under this collective agreement. However, if at any time, a teacher Teacher elects to enrol in any of these plans (either single or family level coverage) during the annual open enrollment period or is required to enrol as a result of the teacher Teacher no longer being covered by another benefit plan, it is understood and agreed that the teacher Teacher shall forfeit his/her exempt entitlement with respect to that particular benefit plan and must thereafter remain enrolled, at least at a level of single coverage, in accordance with the provisions in this collective agreement. Except where otherwise expressly stated, and subject to 14.02 and 14.04, the Board shall contribute 85% of premiums.