Health and Accident Insurance. (a) Any full-time probationary employee and each full-time regular employee shall have the right to participate in the City's group insurance program as set out in this Agreement or as altered pursuant to this Agreement. The City shall make contributions equal to one hundred percent (100%) of the employee only cost of the health and accident insurance premiums for each full-time probationary employee and full-time regular employee to one of the following plans selected by an eligible employee: (1) A group medical and dental indemnity plan, benefits of which shall be provided through a self-insured plan or under a group insurance policy or policies issued by an insurance company or insurance companies selected by the City. (2) Any other prepaid or indemnity group medical and dental plan or plans (including health maintenance organizations) determined appropriate by the City. (b) As part of the City’s group health and life insurance program, a term life insurance policy in an amount equal to one (1) times the employee’s annual base wage shall be provided for each active regular full-time and qualified part-time employee enrolled in the City’s group health and life insurance program. The life insurance benefit shall be provided to retirees who continue as part of the City of Reno group health insurance program regardless of the type of retirement subject to the reduction formula specified in the group term life insurance policy. (c) The City shall contribute to the cost of dependent coverage an amount equal to fifty percent (50%) of the cost of the indemnity plan coverage for each dependent category, for those qualified employees who elect to be covered by Section (a) above. (1) This amount shall be used as a credit to the appropriate category of dependent coverage selected by the employee. (2) This credit shall only be available to those employees who qualify and elect to receive dependent coverage. (3) Under no circumstances will the City contribute more to the cost of dependent coverage than the actual cost of that coverage. (4) This dependent coverage credit is not a benefit for retirees. This shall not prohibit retirees from purchasing dependent coverage in accordance with the providers’ policy. (d) If the cost of dependent coverage selected by the employee under (c) above exceeds the maximum City contributions, the employee shall pay the additional cost. (e) All qualified employees who select coverage under Section (a) above, shall be covered by, and the City contributions shall be made for, the plan(s) of his/her choice on the first of the month following thirty (30) calendar days of his/her initial date of hire, provided that the employee enrolls in such coverage in accordance with the provisions of the plan selected. (f) Specific medical and dental benefit levels and premium costs are not set forth in this contract for the insurance programs available under this contract. (1) It is understood that plan benefits are determined by the providers and the City. The plan benefits determined by the providers, over which the City has no direct control, are not subject to bargaining under this contract. With respect to benefits provided through a self- insured plan, benefit levels that do not affect costs paid by the employee are not subject to bargaining under this contract. (2) The City assumes no responsibility for replacement of benefits which may be changed by carriers over which the City has no direct control. (3) It is understood that plan costs, premiums or funding levels for employee and dependent categories are determined by the providers. (g) The City agrees to provide, at least annually, an open enrollment period. Such enrollment period and employee and dependent eligibility shall be in accordance with the policies and rules of the insurance carrier or carriers including the City for self-funded plans. (h) Each medical insurance or health plan provides for coordination with Medicare coverage and any employee who participates in a plan is subject to the requirements of that plan, including provisions relating to Medicare. (1) The City is not responsible for the replacement of benefits which may be reduced, eliminated or made more expensive as a result of coordination with Medicare. (2) City contributions are not payable toward contributions an employee is required to make to the Federal Government for Medicare coverage. (i) Part-time employees working a minimum of twenty-five (25) hours per week for the City may also be included in the Group Insurance Plan and receive City contributions prorated on scheduled hours; however, temporary employees shall not be included. Any employee on leave of absence from the City may continue to carry City Group Insurance by making full premium payments. (j) For those employees retiring on or after July 1, 1999, and hired before January 1, 2015, the City agrees to pay one hundred percent (100%) of the Health and Accident employee only premium for any employee upon separation who has thirty (30) years or more of service in the Reno Police Department irrespective of age; or who has twenty (20) years of service in the Reno Police Department, who is in retirement status and who receives retirement benefits under P.E.R.S. The premium payment is to be made for the City's plan for the same employee only coverage that current employees have for the remainder of the employee’s life. (k) For those employees retiring on or after July 1, 1999, and hired before January 1, 2015, the City agrees to pay seventy-five percent (75%) of the employee only Health and Accident premium for any employee upon separation who has fifteen
Appears in 1 contract
Samples: Labor Agreement
Health and Accident Insurance. (a) Any full-time probationary employee and each full-time regular employee shall have the right to participate in the City's group insurance program as set out in this Agreement or as altered pursuant to this Agreement. The City shall make contributions equal to one hundred percent (100%) of the employee only cost of the health and accident insurance premiums for each full-time probationary employee and full-time regular employee to one of the following plans selected by an eligible employee:
(1) A group medical and dental indemnity plan, benefits of which shall be provided through a self-insured plan or under a group insurance policy or policies issued by an insurance company or insurance companies selected by the City.
(2) Any other prepaid or indemnity group medical and dental plan or plans (including health maintenance organizations) determined appropriate by the City.
(b) As part of the City’s group health and life insurance program, a term life insurance policy in an amount equal to one (1) times the employee’s annual base wage shall be provided for each active regular full-time and qualified part-part- time employee enrolled in the City’s group health and life insurance program. The life insurance benefit shall be provided to retirees who continue as part of the City of Reno group health insurance program regardless of the type of retirement subject to the reduction formula specified in the group term life insurance policy.
(c) The Effective the first full pay period in July 1, 2011, the City shall contribute to the cost of dependent coverage an amount equal to fifty percent (50%) of the cost of the indemnity plan coverage for each dependent category, for those qualified employees who elect to be covered by Section (a) above. This benefit will not sunset on June 30, 2013.
(1) This amount shall be used as a credit to the appropriate category of dependent coverage selected by the employee.
(2) This credit shall only be available to those employees who qualify and elect to receive dependent coverage.
(3) Under no circumstances will the City contribute more to the cost of dependent coverage than the actual cost of that coverage.
(4) This dependent coverage credit is not a benefit for retirees. This shall not prohibit retirees from purchasing dependent coverage in accordance with the providers’ policy.
(d) If the cost of dependent coverage selected by the employee under (c) above exceeds the maximum City contributions, the employee shall pay the additional cost.
(e) All qualified employees who select coverage under Section (a) above, shall be covered by, and the City contributions shall be made for, the plan(s) of his/her choice on the first of the month following thirty (30) calendar days of his/her initial date of hire, provided that the employee enrolls in such coverage in accordance with the provisions of the plan selected.
(f) Specific medical and dental benefit levels and premium costs are not set forth in this contract for the insurance programs available under this contract.
(1) It is understood that plan benefits are determined by the providers and the City. The plan benefits determined by the providers, over which the City has no direct control, are not subject to bargaining under this contract. With respect to benefits provided through a self- insured plan, benefit levels that do not affect costs paid by the employee are not subject to bargaining under this contract.
(2) The City assumes no responsibility for replacement of benefits which may be changed by carriers over which the City has no direct control.
(3) It is understood that plan costs, premiums or funding levels for employee and dependent categories are determined by the providers.
(g) The City agrees to provide, at least annually, an open enrollment period. Such enrollment period and employee and dependent eligibility shall be in accordance with the policies and rules of the insurance carrier or carriers including the City for self-funded plans.
(h) Each medical insurance or health plan provides for coordination with Medicare coverage and any employee who participates in a plan is subject to the requirements of that plan, including provisions relating to Medicare.
(1) The City is not responsible for the replacement of benefits which may be reduced, eliminated or made more expensive as a result of coordination with Medicare.
(2) City contributions are not payable toward contributions an employee is required to make to the Federal Government for Medicare coverage.
(i) Part-time employees working a minimum of twenty-twenty- five (25) hours per week for the City may also be included in the Group Insurance Plan and receive City contributions prorated on scheduled hours; however, temporary employees shall not be included. Any employee on leave of absence from the City may continue to carry City Group Insurance by making full premium payments.
(j) For those employees retiring on or after July 1, 1999, and hired before January 1, 2015, the City agrees to pay one hundred percent (100%) of the Health and Accident employee only premium for any employee upon separation who has thirty (30) years or more of service in the Reno Police Department irrespective of age; or who has twenty (20) years of service in the Reno Police Department, who is in retirement status and who receives retirement benefits under P.E.R.S. The premium payment is to be made for the City's plan for the same employee only coverage that current employees have for the remainder of the employee’s life.
(k) For those employees retiring on or after July 1, 1999, and hired before January 1, 2015, the City agrees to pay seventy-five percent (75%) of the employee only Health and Accident premium for any employee upon separation who has fifteenthirty
Appears in 1 contract
Samples: Labor Agreement
Health and Accident Insurance. (a) Any full-time probationary employee and each full-time regular employee shall have the right to participate in the City's group insurance program as set out in this Agreement or as altered pursuant to this Agreement. City of Reno Group Insurance
(1) The City shall make contributions equal to one hundred percent (100%) of the employee employee-only cost of the health and accident life insurance premiums for each full-time time, probationary employee and each full-time time, regular employee to one any of the following plans selected by an eligible employeeinsurance plans:
(1a) A group medical and dental indemnity plan, benefits of which shall be provided through a self-insured plan or under a group insurance policy or policies issued by an insurance company or insurance companies selected by the City.
(2b) Any other prepaid or indemnity group medical and dental plan or plans (including health maintenance organizations) determined appropriate by the City.
(b) As part of the City’s group health and life insurance program, a term life insurance policy in an amount equal to one (1) times the employee’s annual base wage shall be provided for each active regular full-time and qualified part-time employee enrolled in the City’s group health and life insurance program. The life insurance benefit shall be provided to retirees who continue as part of the City of Reno group health insurance program regardless of the type of retirement subject to the reduction formula specified in the group term life insurance policy.
(c2) The City shall contribute to the cost of dependent coverage an amount equal to fifty fifty-five percent (5055%) of the cost of the indemnity plan coverage for each dependent category, category for those qualified qualifying employees who elect decide to be covered by Section (aa)(1) above.
(1a) This amount shall be used as a credit to the appropriate category of dependent coverage selected by the employee.
(2b) This credit shall only be available to those employees who qualify and elect to receive dependent coverage.
(3c) Under no circumstances will the City contribute more to the cost of dependent coverage than the actual cost of that coverage.
(4d) This dependent coverage credit is not a benefit for retirees. This shall not prohibit retirees from purchasing dependent coverage in accordance with the providers’ policyonly be available to active employees.
(d3) If the cost of dependent coverage selected by the employee under under
(ca) (2) above exceeds the maximum City contributions, the employee shall pay the additional cost.
(e4) All qualified employees who select coverage under Section (aa)(1) above, above shall be covered by, and the City contributions shall be made for, the plan(s) of his/her choice on the first of the month following thirty (30) calendar days of his/her initial date of hire, provided that the employee enrolls in such coverage in accordance with the provisions of the plan selected.
(f5) Specific medical and dental benefit levels and premium costs are not set forth in this contract for the insurance programs available under this contract.
(1a) It is understood that plan benefits are determined by the providers and the City. The As such, plan benefits determined by the providers, over which the City has no direct control, are not subject to bargaining under this contract. With respect to benefits provided through a self- insured plan, benefit levels that do not affect costs paid by the employee are not subject to bargaining under this contract.
(2b) The City assumes no responsibility for replacement of benefits which may be changed by carriers over which the City has no direct controlchanged.
(3c) It is understood that plan costs, premiums or funding levels for employee and dependent categories are determined by the providersproviders and not subject to bargaining under this contract. It is understood that the terms "plan costs" and “funding levels" as used in this paragraph do not include reference to the amount the City contributes toward these costs.
(gd) The City assumes no responsibility for increased plan costs except as provided in Section (a) of this Article.
(6) The City agrees to provide, provide an open enrollment period at least annually, an open enrollment period. Such enrollment period and employee and dependent eligibility shall be in accordance with the policies and rules of the insurance carrier or carriers carriers, including the City City, for self-funded plans.
(h7) Each medical insurance or health plan provides for coordination with Medicare coverage and any employee who participates in a plan is subject to the requirements of that plan, including provisions relating to Medicare.
(1a) The City is not responsible for the replacement of benefits which may be reduced, eliminated or made more expensive as a result of coordination with Medicare.
(2b) City contributions are not payable toward contributions an employee is required to make to the Federal Government federal government for Medicare coverage.
(i) Part-time employees working a minimum of twenty-five (25) hours per week for the City may also be included in the Group Insurance Plan and receive City contributions prorated on scheduled hours; however, temporary employees shall not be included. Any employee on leave of absence from the City may continue to carry City Group Insurance by making full premium payments.
(j) For those employees retiring on or after July 1, 1999, and hired before January 1, 2015, the City agrees to pay one hundred percent (100%) of the Health and Accident employee only premium for any employee upon separation who has thirty (30) years or more of service in the Reno Police Department irrespective of age; or who has twenty (20) years of service in the Reno Police Department, who is in retirement status and who receives retirement benefits under P.E.R.S. The premium payment is to be made for the City's plan for the same employee only coverage that current employees have for the remainder of the employee’s life.
(k) For those employees retiring on or after July 1, 1999, and hired before January 1, 2015, the City agrees to pay seventy-five percent (75%) of the employee only Health and Accident premium for any employee upon separation who has fifteen
Appears in 1 contract
Samples: Labor Agreement
Health and Accident Insurance. (a) Any full-time probationary employee and each full-time regular employee shall have the right to participate in the City's group insurance program as set out in this Agreement or as altered pursuant to this Agreement. The City shall make contributions equal to one hundred percent (100%) of the employee only cost of the health and accident insurance premiums for each full-time probationary employee and full-time regular employee to one of the following plans selected by an eligible employee:
(1) A group medical and dental indemnity plan, benefits of which shall be provided through a self-insured plan or under a group insurance policy or policies issued by an insurance company or insurance companies selected by the City.
(2) Any other prepaid or indemnity group medical and dental plan or plans (including health maintenance organizations) determined appropriate by the City.
(b) As part of the City’s group health and life insurance program, a term life insurance policy in an amount equal to one (1) times the employee’s annual base wage shall be provided for each active regular full-time and qualified part-time employee enrolled in the City’s group health and life insurance program. The life insurance benefit shall be provided to retirees who continue as part of the City of Reno group health insurance program regardless of the type of retirement subject to the reduction formula specified in the group term life insurance policy.
(c) The City shall contribute to the cost of dependent coverage an amount equal to fifty percent (50%) of the cost of the indemnity plan coverage for each dependent category, for those qualified employees who elect to be covered by Section (a) above.
(1) This amount shall be used as a credit to the appropriate category of dependent coverage selected by the employee.
(2) This credit shall only be available to those employees who qualify and elect to receive dependent coverage.
(3) Under no circumstances will the City contribute more to the cost of dependent coverage than the actual cost of that coverage.
(4) This dependent coverage credit is not a benefit for retirees. This shall not prohibit retirees from purchasing dependent coverage in accordance with the providers’ policy.
(d) If the cost of dependent coverage selected by the employee under (c) above exceeds the maximum City contributions, the employee shall pay the additional cost.
(e) All qualified employees who select coverage under Section (a) above, shall be covered by, and the City contributions shall be made for, the plan(s) of his/her their choice on the first of the month following thirty (30) calendar days of his/her their initial date of hire, provided that the employee enrolls in such coverage in accordance with the provisions of the plan selected.
(f) Specific medical and dental benefit levels and premium costs are not set forth in this contract for the insurance programs available under this contract.
(1) It is understood that plan benefits are determined by the providers and the City. The plan benefits determined by the providers, over which the City has no direct control, are not subject to bargaining under this contract. With respect to benefits provided through a self- insured plan, benefit levels that do not affect costs paid by the employee are not subject to bargaining under this contract.
(2) The City assumes no responsibility for replacement of benefits which may be changed by carriers over which the City has no direct control.
(3) It is understood that plan costs, premiums or funding levels for employee and dependent categories are determined by the providers.
(g) The City agrees to provide, at least annually, an open enrollment period. Such enrollment period and employee and dependent eligibility shall be in accordance with the policies and rules of the insurance carrier or carriers including the City for self-self- funded plans.
(h) Each medical insurance or health plan provides for coordination with Medicare coverage and any employee who participates in a plan is subject to the requirements of that plan, including provisions relating to Medicare.
(1) The City is not responsible for the replacement of benefits which may be reduced, eliminated or made more expensive as a result of coordination with Medicare.
(2) City contributions are not payable toward contributions an employee is required to make to the Federal Government for Medicare coverage.
(i) Part-time employees working a minimum of twenty-five (25) hours per week for the City may also be included in the Group Insurance Plan and receive City contributions prorated on scheduled hours; however, temporary employees shall not be included. Any employee on leave of absence from the City may continue to carry City Group Insurance by making full premium payments.
(j) For those employees retiring on or after July 1, 1999, and hired before January 1, 2015, the City agrees to pay one hundred percent (100%) of the Health and Accident employee only premium for any employee upon separation who has thirty (30) years or more of service in the Reno Police Department irrespective of age; or who has twenty (20) years of service in the Reno Police Department, who is in retirement status and who receives retirement benefits under P.E.R.S. The premium payment is to be made for the City's plan for the same employee only coverage that current employees have for the remainder of the employee’s life.
(k) For those employees retiring on or after July 1, 1999, and hired before January 1, 2015, the City agrees to pay seventy-five percent (75%) of the employee only Health and Accident premium for any employee upon separation who has fifteen
Appears in 1 contract
Samples: Labor Agreement
Health and Accident Insurance. (a1) Any full-time probationary employee and each full-time regular employee shall have the right to participate in the City's group insurance program as set out in this Agreement or as altered pursuant to this Agreement. The City shall make contributions equal to one hundred percent (100%) of the employee only cost of the health and accident life insurance premiums for each full-time probationary employee and full-time regular employee to one any of the following plans selected by an eligible employeeinsurance plans:
(1a) A group medical and dental indemnity plan, benefits of which shall be provided through a self-insured plan or under a group insurance policy or policies issued by an insurance company or insurance companies selected by the City.
(2b) If available locally, one federally certified health maintenance organization.
(c) Any other prepaid or indemnity group medical and dental plan or plans (including health maintenance organizations) determined appropriate by the City.
(b2) As part of the City’s group health and life insurance programcoverage provided in Section (1) above, a term life insurance policy in an amount equal to one (1) times the employee’s annual base wage shall be provided for to each active regular full-time and qualified part-time employee enrolled in the City’s 's group health and life insurance program. The Said life insurance benefit policy shall be provided for an amount equal to one times the annual base wage for said employee. The term life insurance coverage for retirees who continue as part of the City of Reno insurance group health insurance program regardless of the type of retirement shall be subject to the reduction formula specified in the group term life insurance policy.
(c3) The City shall contribute to on behalf of employees who have selected dependent coverage an additional amount as an offset toward the cost of such dependent coverage an coverage. This amount shall be equal to fifty fifty-five percent (5055%) of the cost of the indemnity plan coverage for each the dependent category, for those qualified employees who elect to be covered by Section (a) abovecategory selected.
(1a) This amount shall be used as a credit to the appropriate category of dependent coverage selected by the employee.
(2b) This credit shall only be available to those employees who qualify and elect to receive dependent coverage.
(3c) Under no circumstances will the City contribute more to the cost of dependent coverage than the actual cost of that coverage.
(4) This dependent coverage credit is not a benefit for retirees. This shall not prohibit retirees from purchasing dependent coverage in accordance with the providers’ policy.
(d) If the cost of dependent coverage selected by the employee under (c3) above exceeds the maximum City contributions, the employee shall pay the additional cost.
(e5) All qualified qualifying employees who select coverage under Section (a1) above, above shall be covered by, and the City contributions shall be made for, the plan(s) of his/her choice on the first of the month following thirty (30) calendar days of his/her initial date of hire, provided that the employee enrolls in such coverage in accordance with the provisions of the plan selected.
(f6) Specific medical and dental benefit levels and premium costs are not set forth in this contract Contract for the insurance programs available under this contractContract.
(1a) It is understood that plan benefits are determined by the providers and the City. The As such, plan benefits determined by the providers, over which the City has no direct control, benefit levels are not subject to bargaining under this contract. With respect to benefits provided through a self- insured plan, benefit levels that do not affect costs paid by the employee are not subject to bargaining under this contractContract.
(2b) The City assumes no responsibility for replacement of benefits which may be changed by carriers over which the City has no direct controlchanged.
(3c) It is understood that plan costs, premiums or funding levels for employee and dependent categories are determined by the providersproviders and not subject to bargaining under this Contract.
(gd) The City assumes no responsibility for increased plan costs except as provided in Section (1) of this Article.
(7) The City agrees to provide, provide an open enrollment period at least annually, an open enrollment period. Such enrollment period and employee and dependent eligibility shall be in accordance with the policies and rules of the insurance carrier or carriers carriers, including the City City, for self-funded plans.
(h) 8) Each medical insurance or health plan provides for coordination with Medicare coverage and any employee who participates in a plan is subject to the requirements of that plan, including provisions relating to Medicare.
(1a) The City is not responsible for the replacement of benefits which may be reduced, eliminated or made more expensive as a result of coordination with Medicare.
(2b) City contributions are not payable toward contributions an employee is required to make to the Federal Government federal government for Medicare coverage.
(i9) Part-time employees working Effective July 1, 2000, as additional compensation for services rendered to the City, for any employee who is initially hired into the Reno Fire Department prior to July 1, 2015, and who separates from employment with the City of Reno, except for cause, who has a minimum of twenty-five 10 years of City service, irrespective of age, the City shall pay sixty percent (2560%) hours per week of the total health and accident and life insurance premiums under the group health and accident insurance plan for the City may also be included same coverage that the employee had at the time of separation. This benefit shall continue as long as the former employee remains in the Group Insurance Plan City's group health insurance program and receive City contributions prorated on scheduled hours; howeveruntil the employee reaches eligibility age for federal benefits under Medicare, temporary employees shall not be includedor any successor program of Medicare. Any employee on leave of absence from Thereafter, the City may continue agrees to carry pay on behalf of the former employee, fifty percent (50%) of the employee only group health and accident and life insurance premiums attributable to the employee for participation in the City Group Health and Accident Insurance by making full premium payments.
(j) Program. An employee does not have to collect PERS retirement to receive this benefit. For those employees retiring any employee initially hired into the Reno Fire Department on or after July 1, 1999, and hired before January 1, 2015, the City agrees to pay will contribute two and one hundred half percent (1002.5%) of a non-line personnel Battalion Chief’s biweekly pay into a Nationwide Retirement Solutions, or a mutually agreed upon successor, IRS 501(c) Voluntary Employee Beneficiary Association (VEBA) on the Health and Accident employee only premium for any employee upon separation who has thirty (30) years or more of service employee's behalf. The City will deposit the funds earned in the Reno Police Department irrespective of age; or who has twenty (20) years of service in the Reno Police Department, who is in retirement status and who receives retirement benefits under P.E.R.S. account no less than biweekly. The premium payment is to be made for the City's plan for the same employee only coverage that current employees have for the remainder of the employee’s life.
(k) For those employees retiring hired on or after July 1, 19992015, shall remain eligible, in accordance with state and hired before January federal laws, to participate in the City's Health and Accident Insurance Program.
(10) Effective July 1, 20152000, each employee enrolled in the City agrees to pay seventyCity's group health insurance program shall be provided long term disability insurance under a policy which offers coverage of a standard policy of this type with income replacement based on sixty-five six and two thirds percent (7566-2/3%) of the employee only Health employee's pre-disability base salary up to age 65 after a one-hundred and Accident eighty (180) day waiting period, in accordance with the terms of the long term disability policy in effect between the City and the long term disability carrier.
(11) The City shall pay the entire premium for the City's health insurance benefits for the surviving spouse and any surviving children of an employee upon separation who has fifteenkilled in the line of duty if the employee was a participant or would have been eligible to participate in the City's health insurance benefits on the date of death. Eligibility for said benefits for surviving spouse and/or children shall be consistent with the most current version of NRS 287.0477.
(12) Upon the employee's retirement, the City shall continue to provide one yearly physical for the retiree, at no cost to the employee. This physical shall be consistent with what is provided to full time line employees of the Fire Department and scheduled by the retiree, on or near the retiree's birth date each year.
Appears in 1 contract
Samples: Labor Agreement
Health and Accident Insurance. (a) Any full-time probationary employee and each full-time regular employee shall have the right to participate in the City's group insurance program as set out in this Agreement or as altered pursuant to this Agreement. City of Reno Group Insurance
(1) The City shall make contributions equal to one hundred percent (100%) of the employee employee-only cost of the health and accident life insurance premiums for each full-time time, probationary employee and full-time each full- time, regular employee to one any of the following plans selected by an eligible employeeinsurance plans:
(1a) A group medical and dental indemnity plan, benefits of which shall be provided through a self-insured plan or under a group insurance policy or policies issued by an insurance company or insurance companies selected by the City.
(2b) Any other prepaid or indemnity group medical and dental plan or plans (including health maintenance organizations) determined appropriate by the City.
(b) As part of the City’s group health and life insurance program, a term life insurance policy in an amount equal to one (1) times the employee’s annual base wage shall be provided for each active regular full-time and qualified part-time employee enrolled in the City’s group health and life insurance program. The life insurance benefit shall be provided to retirees who continue as part of the City of Reno group health insurance program regardless of the type of retirement subject to the reduction formula specified in the group term life insurance policy.
(c2) The City shall contribute to the cost of dependent coverage an amount equal to fifty fifty-five percent (5055%) of the cost of the indemnity plan coverage for each dependent category, category for those qualified qualifying employees who elect decide to be covered by Section (a) (1) above.
(1a) This amount shall be used as a credit to the appropriate category of dependent coverage selected by the employee.
(2b) This credit shall only be available to those employees who qualify and elect to receive dependent coverage.
(3c) Under no circumstances will the City contribute more to the cost of dependent coverage than the actual cost of that coverage.
(4d) This dependent coverage credit is not a benefit for retirees. This shall not prohibit retirees from purchasing dependent coverage in accordance with the providers’ policyonly be available to active employees.
(d3) If the cost of dependent coverage selected by the employee under under
(ca) (2) above exceeds the maximum City contributions, the employee shall pay the additional cost.
(e4) All qualified employees who select coverage under Section (a) above, (1) above shall be covered by, and the City contributions shall be made for, the plan(s) of his/her choice on the first of the month following thirty (30) calendar days of his/her initial date of hire, provided that the employee enrolls in such coverage in accordance with the provisions of the plan selected.
(f5) Specific medical and dental benefit levels and premium costs are not set forth in this contract for the insurance programs available under this contract.
(1a) It is understood that plan benefits are determined by the providers and the City. The As such, plan benefits determined by the providers, over which the City has no direct control, are not subject to bargaining under this contract. With respect to benefits provided through a self- insured plan, benefit levels that do not affect costs paid by the employee are not subject to bargaining under this contract.
(2b) The City assumes no responsibility for replacement of benefits which may be changed by carriers over which the City has no direct controlchanged.
(3c) It is understood that plan costs, premiums or funding levels for employee and dependent categories are determined by the providersproviders and not subject to bargaining under this contact. It is understood that the terms plan costs and funding levels as used in this paragraph do not include reference to the amount the City contributes toward these costs.
(gd) The City assumes no responsibility for increased plan costs except as provided in Section (a) of this Article.
(6) The City agrees to provide, provide an open enrollment period at least annually, an open enrollment period. Such enrollment period and employee and dependent eligibility shall be in accordance with the policies and rules of the insurance carrier or carriers carriers, including the City City, for self-funded plans.
(h7) Each medical insurance or health plan provides for coordination with Medicare coverage and any employee who participates in a plan is subject to the requirements of that plan, including provisions relating to Medicare.
(1a) The City is not responsible for the replacement of benefits which may be reduced, eliminated or made more expensive as a result of coordination coordinations with Medicare.
(2b) City contributions are not payable toward contributions an employee is required to make to the Federal Government federal government for Medicare coverage.
(i) Part-time employees working a minimum of twenty-five (25) hours per week for the City may also be included in the Group Insurance Plan and receive City contributions prorated on scheduled hours; however, temporary employees shall not be included. Any employee on leave of absence from the City may continue to carry City Group Insurance by making full premium payments.
(j) For those employees retiring on or after July 1, 1999, and hired before January 1, 2015, the City agrees to pay one hundred percent (100%) of the Health and Accident employee only premium for any employee upon separation who has thirty (30) years or more of service in the Reno Police Department irrespective of age; or who has twenty (20) years of service in the Reno Police Department, who is in retirement status and who receives retirement benefits under P.E.R.S. The premium payment is to be made for the City's plan for the same employee only coverage that current employees have for the remainder of the employee’s life.
(k) For those employees retiring on or after July 1, 1999, and hired before January 1, 2015, the City agrees to pay seventy-five percent (75%) of the employee only Health and Accident premium for any employee upon separation who has fifteen
Appears in 1 contract
Samples: Labor Agreement
Health and Accident Insurance. (a) Any full-time probationary employee and each full-time regular employee shall have the right to participate in the City's group insurance program as set out in this Agreement or as altered pursuant to this Agreement. The City shall make contributions equal to one hundred percent (100%) of the employee only cost of the health and accident insurance premiums for each full-time full‑time probationary employee and full-time full‑time regular employee to one of the following plans selected by an eligible employee:
(1) A group medical and dental indemnity plan, benefits of which shall be provided through a self-insured self‑insured plan or under a group insurance policy or policies issued by an insurance company or insurance companies selected by the City.
(2) Any other prepaid or indemnity group medical and dental plan or plans (including health maintenance organizations) determined appropriate by the City.
(b) As part of the City’s group health and life insurance program, a term life insurance policy in an amount equal to one (1) times the employee’s annual base wage shall be provided for each active regular full-time and qualified part-time employee enrolled in the City’s group health and life insurance program. The life insurance benefit shall be provided to retirees who continue as part of the City of Reno group health insurance program regardless of the type of retirement subject to the reduction formula specified in the group term life insurance policy.
(c) Effective the first full pay period in July 1, 2011, t The City shall contribute to the cost of dependent coverage an amount equal to fifty percent (50%) of the cost of the indemnity plan coverage for each dependent category, for those qualified employees who elect to be covered by Section (a) above. This benefit will not sunset on June 30, 2013.
(1) This amount shall be used as a credit to the appropriate category of dependent coverage selected by the employee.
(2) This credit shall only be available to those employees who qualify and elect to receive dependent coverage.
(3) Under no circumstances will the City contribute more to the cost of dependent coverage than the actual cost of that coverage.
(4) This dependent coverage credit is not a benefit for retirees. This shall not prohibit retirees from purchasing dependent coverage in accordance with the providers’ policy.
(d) If the cost of dependent coverage selected by the employee under (c) above exceeds the maximum City contributions, the employee shall pay the additional cost.
(e) All qualified employees who select coverage under Section (a) above, shall be covered by, and the City contributions shall be made for, the plan(s) of his/her choice on the first of the month following thirty (30) calendar days of his/her initial date of hire, provided that the employee enrolls in such coverage in accordance with the provisions of the plan selected.
(f) Specific medical and dental benefit levels and premium costs are not set forth in this contract for the insurance programs available under this contract.
(1) It is understood that plan benefits are determined by the providers and the City. The plan benefits determined by the providers, over which the City has no direct control, are not subject to bargaining under this contract. With respect to benefits provided through a self- insured plan, benefit levels that do not affect costs paid by the employee are not subject to bargaining under this contract.
(2) The City assumes no responsibility for replacement of benefits which may be changed by carriers over which the City has no direct control.
(3) It is understood that plan costs, premiums or funding levels for employee and dependent categories are determined by the providers.
(g) The City agrees to provide, at least annually, an open enrollment period. Such enrollment period and employee and dependent eligibility shall be in accordance with the policies and rules of the insurance carrier or carriers including the City for self-funded self‑funded plans.
(h) Each medical insurance or health plan provides for coordination with Medicare coverage and any employee who participates in a plan is subject to the requirements of that plan, including provisions relating to Medicare.
(1) The City is not responsible for the replacement of benefits which may be reduced, eliminated or made more expensive as a result of coordination with Medicare.
(2) City contributions are not payable toward contributions an employee is required to make to the Federal Government for Medicare coverage.
(i) Part-time Part‑time employees working a minimum of twenty-twenty‑ five (25) hours per week for the City may also be included in the Group Insurance Plan and receive City contributions prorated on scheduled hours; however, temporary employees shall not be included. Any employee on leave of absence from the City may continue to carry City Group Insurance by making full premium payments.
(j) For those employees retiring on or after July 1, 1999, and hired before January 1, 2015, the City agrees to pay one hundred percent (100%) of the Health and Accident employee only premium for any employee upon separation who has thirty (30) years or more of service in the Reno Police Department irrespective of age; or who has twenty (20) years of service in the Reno Police Department, who is in retirement status and who receives retirement benefits under P.E.R.S. The premium payment is to be made for the City's plan for the same employee only coverage that current employees have for the remainder of the employee’s life.
(k) For those employees retiring on or after July 1, 1999, and hired before January 1, 2015, the City agrees to pay seventy-five seventy‑five percent (75%) of the employee only Health and Accident premium for any employee upon separation who has fifteenfifteen (15) years of service in the Reno Police Department, who is eligible to retire, who immediately goes into retirement status and receives retirement benefits under P.E.R.
Appears in 1 contract
Samples: Labor Agreement
