Common use of Health Benefit Clause in Contracts

Health Benefit. a. Any teacher who: (i) is a minimum of fifty-five (55) years of age and has been employed by the District for at least eight (8) consecutive years; or (ii) is younger than fifty-five (55) years of age but whose age and years of consecutive employment with the District total eighty-five (85); and is currently enrolled in the District Major Medical Plan or Basic Life Insurance Plan at the time of election of retirement may continue to participate in the District’s Major Medical Plan or Basic Life Insurance Plan until Medicare eligibility (currently age sixty-five (65)). If the teacher maintained dependent coverage under the Major Medical Plan at the time of retirement, the teacher may continue such coverage. A retired teacher’s coverage under the Major Medical and Basic Life Insurance Plans will terminate at Medicare eligibility (currently age sixty-five (65)). Dependent coverage under the Major Medical Plan shall terminate at the earliest of the dependent reaching age sixty-five (65), the date the retiree is no longer eligible for coverage or the date the dependent is no longer an eligible dependent. b. A teacher who is eligible for this Health Benefit, but is not eligible for the District Retirement Benefit set forth in paragraph 1, shall be responsible for payment of Major Medical and Basic Life Insurance coverage at 102% of the rate charged to then current teachers and/or their dependents. c. If a teacher is eligible for both the Health Benefit and the District Retirement Benefit, the District shall be responsible for payment of the contribution rate for Major Medical and Basic Life Insurance to the extent and subject to the terms of paragraph 1. The amount of the Benefit provided a teacher for the purposes of determining the amount of the Health Benefit provided under paragraph 1 shall be computed at the rate of 102% of the contribution rate charged to then current teachers and/or their dependents. Once the District has provided the Annual Benefit Amount for any Plan Year or the total amount of the District Retirement Benefit, the teacher shall be responsible for the payment of Major Medical and Basic Life Insurance coverage, including dependent coverage, on the same basis and at the rate of 102% of the contribution rate for then active teachers. d. A teacher eligible for the Health Benefit under this paragraph 2, whether eligible for the District Retirement Benefit or not, may elect continuation coverage under COBRA for other medical benefits provided by the District but shall be responsible for payment of the applicable premium in accordance with COBRA.

Health Benefit. a. Any teacher Teacher who: (i) is a minimum of fifty-five (55) years of age and has been employed by the District for at least eight (8) consecutive years; or (ii) is younger than fifty-five (55) years of age but whose age and years of consecutive employment with the District total eighty-five (85); and is currently enrolled in the District Major Medical Plan or Basic Life Insurance Plan at the time of election of retirement may continue to participate in the District’s Major Medical Plan or Basic Life Insurance Plan until Medicare eligibility (currently age sixty-five (65)). If the teacher Teacher maintained dependent coverage under the Major Medical Plan at the time of retirement, the teacher Teacher may continue such coverage. A retired teacherTeacher’s coverage under the Major Medical and Basic Life Insurance Plans will terminate at Medicare eligibility (currently age sixty-five (65)). Dependent coverage under the Major Medical Plan shall terminate at the earliest of the dependent reaching age sixty-five (65), the date the retiree is no longer eligible for coverage or the date the dependent is no longer an eligible dependent. b. A teacher Teacher who is eligible for this Health Benefit, but is not eligible for the District Retirement Benefit set forth in paragraph 1, shall be responsible for payment of Major Medical and Basic Life Insurance coverage at 102% of the rate charged to then current teachers Teachers and/or their dependents. c. If a teacher Teacher is eligible for both the Health Benefit and the District Retirement Benefit, the District shall be responsible for payment of the contribution rate for Major Medical and Basic Life Insurance to the extent and subject to the terms of paragraph 1. The amount of the Benefit provided a teacher Teacher for the purposes of determining the amount of the Health Benefit provided under paragraph 1 shall be computed at the rate of 102% of the contribution rate charged to then current teachers Teachers and/or their dependents. Once the District has provided the Annual Benefit Amount for any Plan Year or the total amount of the District Retirement Benefit, the teacher Teacher shall be responsible for the payment of Major Medical and Basic Life Insurance coverage, including dependent coverage, on the same basis and at the rate of 102% of the contribution rate for then active teachersTeachers. d. A teacher Teacher eligible for the Health Benefit under this paragraph 2, whether eligible for the District Retirement Benefit or not, may elect continuation coverage under COBRA for other medical benefits provided by the District but shall be responsible for payment of the applicable premium in accordance with COBRA.

Health Benefit. a. Any teacher Teacher who: (i) is a minimum of fifty-five (55) years of age and has been employed by the District for at least eight (8) consecutive years; or (ii) is younger than fifty-five (55) years of age but whose age and years of consecutive employment with the District total eighty-five (85); and is currently enrolled in the District Major Medical Plan or Basic Life Insurance Plan at the time of election of retirement may continue to participate in the District’s Major Medical Plan or Basic Life Insurance Plan until Medicare eligibility (currently age sixty-five (65)). If the teacher Teacher maintained dependent coverage under the Major Medical Plan at the time of retirement, the teacher Teacher may continue such coverage. A retired teacherTeacher’s coverage under the Major Medical and Basic Life Insurance Plans will terminate at Medicare eligibility (currently age sixty-five (65)). Dependent coverage under the Major Medical Plan shall terminate at the earliest of the dependent reaching age sixty-five (65), the date the retiree is no longer eligible for coverage or the date the dependent is no longer an eligible dependent. In order to elect the Health Benefit, a Teacher shall notify the Superintendent in writing not later than February 1 of the Teacher’s intention to retire in the current school year. The Human Resources Director shall forward the list of early retirees to the Association President within five (5) working days of February 1. If a Teacher fails to inform the Superintendent of the intent to retire by February 1, but plans to retire based on circumstances unforeseen prior to February 1, and has met all other requirements of the Health Benefit eligibility, and if the Superintendent and the President of the Association approve the request, the Board may authorize the Health Benefit. Such late requests may be submitted any time prior to August 1. b. A teacher Teacher who is eligible for this Health Benefit, but is not eligible for the District Retirement Benefit set forth in paragraph 1, shall be responsible for payment of Major Medical and Basic Life Insurance coverage at 102% of the rate charged to then current teachers Teachers and/or their dependents. c. If a teacher Teacher is eligible for both the Health Benefit and the District Retirement Benefit, the District shall be responsible for payment of the contribution rate for Major Medical and Basic Life Insurance to the extent and subject to the terms of paragraph 1. The amount of the Benefit provided a teacher Teacher for the purposes of determining the amount of the Health Benefit provided under paragraph 1 shall be computed at the rate of 102% of the contribution rate charged to then current teachers Teachers and/or their dependents. Once the District has provided the Annual Benefit Amount for any Plan Year or the total amount of the District Retirement Benefit amount a retiring Teacher has designated for the Health Benefit, the teacher Teacher shall be responsible for the payment of Major Medical and Basic Life Insurance coverage, including dependent coverage, on the same basis and at the rate of 102% of the contribution rate for then active teachersTeachers. d. A teacher In the event a Teacher who has designated a portion of his/her District Retirement Benefit to the Health Benefit shall die before receiving the total amount of the District Retirement Benefit, such unpaid Health Benefit shall be paid in cash at the time or times the Health Benefit would have otherwise been provided the Teacher under paragraph 1 of this policy to: (i) the beneficiary designated in writing by the Teacher on a form prescribed by the Finance Office of the District; or (ii) in the event no beneficiary designation has been made, to the estate of the deceased Teacher. Payment by the District in accordance herewith shall fully discharge the District’s Health Benefit obligation under Section D. e. Teacher eligible for the Health Benefit under this paragraph 2, whether eligible for the District Retirement Benefit or not, may elect continuation coverage under COBRA for other medical benefits provided by the District but shall be responsible for payment of the applicable premium in accordance with COBRA. f. Former District Teachers, who retire from the District, who are eligible for the retiree Health Benefit upon retirement and are subsequently reemployed by the District for any benefited position, shall upon re-retirement again be re-eligible for the District Health Benefit. In order to be eligible for the District Health Benefit: (A) the teacher must have maintained District health insurance at all times subsequent to the initial retirement; (B) subsequent to the second retirement, the teacher must pay 102% of the premium paid by then current Teachers and/or their dependents on a monthly basis; and (C) the Teacher must follow all other applicable rules related to the District Health Benefit.