Common use of Income Protection Plan Clause in Contracts

Income Protection Plan. 7.2.1 (a) All employees w ho are unable to perform their duties due to an illness or injury, other than one for w hich Workplace Safety and Insurance benefits are payable, shall be entitled to income protection in accordance w ith the follow ing schedule: Length of Service Full Salary 2/3' s Salary (Weeks) (Weeks) 3 months but less than 6 months 1 1 6 months but less than 12 months1 16 1 year but less than 2 years 2 15 2 years but less than 3 years 3 14 3 years but less than 4 years 4 13 4 years but less than 5 years 5 12 5 years but less than 6 years 7 10 6 years but less than 7 years 9 8 7 years but less than 8 years 11 6 8 years but less than 9 years 13 4 9 years but less than 10 years 15 2

Income Protection Plan. 7.2.1 (a) All employees w ho who are unable to perform their duties due to an illness or injury, other than one for w hich which Workplace Safety and Insurance benefits are payable, shall be entitled to income protection in accordance w ith with the follow ing following schedule: Length of Service Full Salary (Weeks) 2/3' s 's Salary (Weeks) (Weeks) Less than 3 months 1 0 3 months but less than 6 months 1 1 6 months but less than 12 months1 months 1 16 1 year but less than 2 years 2 15 2 years but less than 3 years 3 14 3 years but less than 4 years 4 13 4 years but less than 5 years 5 12 5 years but less than 6 years 7 10 6 years but less than 7 years 9 8 7 years but less than 8 years 11 6 8 years but less than 9 years 13 4 9 years but less than 10 years 15 22 10 years or over 17 0

Income Protection Plan. 7.2.1 6.2.1 (a) All Full-time employees w ho who have completed three (3) months of continuous service and who are unable to perform their duties due to an non-occupational illness or injury, other than one for w hich Workplace Safety and Insurance benefits are payable, injury shall be entitled to income protection in accordance w ith with the follow ing schedulechart below: Length of Service Full Salary 2/3' s (Weeks / Days) 66 2/3 Salary (WeeksWeeks / Days) (Weeks) 3 months but less than 6 months 1 1 6 months but less than 12 months1 1 year 1 5 16 80 1 year but less than 2 years 2 10 15 75 2 years but less than 3 years 3 15 14 70 3 years but less than 4 years 4 20 13 65 4 years but less than 5 years 5 25 12 60 5 years but less than 6 years 7 35 10 50 6 years but less than 7 years 9 45 8 40 7 years but less than 8 years 11 55 6 30 8 years but less than 9 years 13 65 4 20 9 years but less than 10 years 15 275 2 10 10 years and over 17 85 0 0

Income Protection Plan. 7.2.1 (a) All employees w ho who are unable to perform their duties due to an illness or injury, other than one for w hich which Workplace Safety and Insurance benefits are payable, shall be entitled to income protection in accordance w ith with the follow ing following schedule: Length of Service Full Salary 2/3' s Salary (Weeks) 2/3's Salary (Weeks) 3 months but less than 6 months 1 1 6 months but less than 12 months1 16 1 year but less than 2 years 2 15 2 years but less than 3 years 3 14 3 years but less than 4 years 4 13 4 years but less than 5 years 5 12 5 years but less than 6 years 7 10 6 years but less than 7 years 9 8 7 years but less than 8 years 11 6 8 years but less than 9 years 13 4 9 years but less than 10 years 15 22 10 years or over 17 0

Income Protection Plan. 7.2.1 All permanent full-time employees who have completed three (a3) All employees w ho months of continuous service and who are unable to perform their duties due to an a non- occupational illness or injuryinjury are eligible for Income Protection Plan, other than one for w hich Workplace Safety hereafter referred to as Income Protection and Insurance benefits are payableor IPP benefits, shall be entitled to income protection in accordance w ith based on the follow ing scheduleschedule set out below: Length of Service Benefit Levels Full Salary 2/3' s ’s Salary (Weeks) (Weeks) Less than 3 months 1 0 3 months but less than 6 months 1 1 6 months but less than 12 months1 months 1 16 1 year but less than 2 years 2 15 2 years but less than 3 years 3 14 3 years but less than 4 years 4 13 4 years but less than 5 years 5 12 5 years but less than 6 years 7 10 6 years but less than 7 years 9 8 7 years but less than 8 years 11 6 8 years but less than 9 years 13 4 9 years but less than 10 years 15 22 10 years or over 17 0

Income Protection Plan. 7.2.1 (a) All employees w ho who are unable to perform their duties due to an illness or injury, other than one for w hich which Workplace Safety and Insurance benefits are payable, shall be entitled to income protection in accordance w ith with the follow ing following schedule: Length of Service Full Salary 2/3' s Salary (Weeks) 2/3's Salary (Weeks) 3 months but less than 6 months 1 1 6 months but less than 12 months1 months 1 16 1 year but less than 2 years 2 15 2 years but less than 3 years 3 14 3 years but less than 4 years 4 13 4 years but less than 5 years 5 12 5 years but less than 6 years 7 10 6 years but less than 7 years 9 8 7 years but less than 8 years 11 6 8 years but less than 9 years 13 4 9 years but less than 10 years 15 22 10 years or over 17 0

Income Protection Plan. 7.2.1 6.2.1 (a) All permanent full-time employees w ho who have completed three (3) months of continuous service and who are unable to perform their duties due to an non- occupational illness or injury, other than one for w hich Workplace Safety and Insurance benefits are payable, injury shall be entitled to income protection in accordance w ith with the follow ing following schedule: Length of Service Full Salary 2/3' s (weeks / days) 66 2/3 Salary (Weeks) (Weeksweeks / days) 3 months but less than 6 months 1 1 0 0 17 85 6 months but less than 12 months1 1 year 1 5 16 80 1 year but less than 2 years 2 10 15 75 2 years but less than 3 years 3 15 14 70 3 years but less than 4 years 4 20 13 65 4 years but less than 5 years 5 25 12 60 5 years but less than 6 years 7 35 10 50 6 years but less than 7 years 9 45 8 40 7 years but less than 8 years 11 55 6 30 8 years but less than 9 years 13 65 4 20 9 years but less than 10 years 15 275 2 10 10 years and over 17 85 0 0

Income Protection Plan. 7.2.1 (a) All employees w ho who are unable to perform their duties due to an a non- occupational illness or injury, other than one for w hich Workplace Safety and Insurance benefits are payable, injury shall be entitled to income protection in accordance w ith with the follow ing following schedule: Length of Service Full Salary (Weeks) 2/3' s 's Salary (Weeks) (Weeks) Less than 3 months 1 0 3 months but less than 6 months 1 1 6 months but less than 12 months1 months 1 16 1 year but less than 2 years 2 15 2 years but less than 3 years 3 14 3 years but less than 4 years 4 13 4 years but less than 5 years 5 12 5 years but less than 6 years 7 10 6 years but less than 7 years 9 8 7 years but less than 8 years 11 6 8 years but less than 9 years 13 4 9 years but less than 10 years 15 22 10 years or over 17 0