Common use of Insurance and Other Benefits Clause in Contracts

Insurance and Other Benefits. A. Health Insurance and Flexible Benefits Coverage 1. Health Insurance benefits will be provided to all eligible full-time employees. The School Board will negotiate annually with AFSCME to determine plan design and employer contribution levels. 2. Coverage for healthcare, life insurance, and short-term disability benefits for full-time employees begins the ninety-first day of employment. Employee-paid benefits begins the first of the month following the first payroll deduction. Coverage for all such employees and covered dependents will expire on the last day of the last month of employment. Ten month employees who terminate or retire on the last day of school in June (and their covered dependents) will be carried forward until August 31 of the same year. Coverage for dependents must be continued until the end of the calendar year, unless a family status change occurs, pursuant to Internal Revenue Service rules. The specific terms of the annual health insurance plan are outlined in the Memorandum of Understanding (MOU) executed by the parties and made a part of this collective bargaining agreement and is subject to the grievance/arbitration procedures as defined in Article VII of this collective bargaining agreement. The annual health insurance plan is subject to change in future calendar years, after the parties engage in negotiations pursuant to Chapter 447, Florida Statutes and Appendix II of this collective bargaining agreement. The School Board will make available on a voluntary basis a selection of flexible benefits for the applicable calendar year with the exception of the Personal Accident Insurance (Accidental Death and Dismemberment). 3. Eligible retirees may select any health plan offered to active full-time employees at rates no greater than those charged to active employees. Premiums for retirees and their dependents are paid by the retiree. Claims experience for retirees will be commingled with active employee and dependent claims for purposes of rate-setting. B. Health Insurance for Part-Time Food Service Employees Effective January 1, 2003, part-time food service employees who have completed five or more years of M-DCPS service and are currently employed, and scheduled to work 15 or more hours per week, will become eligible for Board-paid health insurance (employee only) in the lowest cost plan offered or may decline (opt out) healthcare coverage and choose one of the Employer-Paid Flex Plan Options. In addition, these part time employees will have the ability to purchase health insurance for their eligible dependents entirely at their own expense. Eligibility will be determined monthly after the last payroll in each month and will be based upon attaining 3,300 or more hours and five or more years of service in an applicable part-time food service job code. Criteria for the 5 years will consist of the eligible employees having received 110 regular paychecks (22 paychecks per year x 5 years). Coverage for eligible unit members shall begin on the first of the month following determination of eligibility. After initial eligibility, the employees must be regularly scheduled to work 15 hours or more per week to continue annual coverage. Coverage for part-time employees will expire on the last day of the month of employment. If the employee does not work for 30 consecutive calendar days, the Board-paid coverage will be terminated at the end of the same month the employee was last paid. Ten-month employees who terminate or retire on the last day of the regular school year will be carried forward until the end of the month prior to the first day of the next regular school year. Eligible employees on a Board approved leave of absence will receive Board-paid healthcare coverage following the same guidelines as for active AFSCME employees with respect to medical coverage only. COBRA benefits, rights and responsibilities will be afforded to all eligible employees pursuant to federal law.

Insurance and Other Benefits. A. Health Insurance and Flexible Benefits Coverage 1. Health Insurance benefits will be provided to all eligible full-time employees. The School Board will negotiate annually with AFSCME to determine plan design and employer contribution levels. 2. Coverage for healthcare, life insurance, and short-term disability health benefits for full-time employees begins the ninety-first day of employment. Employee-paid Coverage for flexible benefits begins the first of the month following the date of hire. Coverage for dependents is effective the first month following the first payroll deduction. Coverage for all such employees and covered dependents will expire on the last day of the last month of employment. Ten month employees who terminate or retire on the last day of school in June (and their covered dependents) will be carried forward until August 31 of the same year. Coverage for dependents must be continued until the end of the calendar year, unless a family status change occurs, pursuant to Internal Revenue Service rules. The specific terms of the annual health insurance plan are outlined in the Memorandum of Understanding (MOU) executed by the parties and made a part of this collective bargaining agreement and is subject to the grievance/arbitration procedures as defined in Article VII of this collective bargaining agreement. The annual health insurance plan is subject to change in future calendar years, after the parties engage in negotiations pursuant to Chapter 447, Florida Statutes and Appendix II of this collective bargaining agreement. The School Board will make available on a voluntary basis a selection of flexible benefits for the applicable calendar year with the exception of the Personal Accident Insurance (Accidental Death and Dismemberment). 3. Eligible retirees may select any health plan offered to active full-time employees at rates no greater than those charged to active employees. Premiums for retirees and their dependents are paid by the retiree. Claims experience for retirees will be commingled with active employee and dependent claims for purposes of rate-setting. B. Health Insurance for Part-Time Food Service Employees Effective January 1, 2003, part-time food service employees who have completed five or more years of M-DCPS service and are currently employed, and scheduled to work 15 or more hours per week, will become eligible for Board-paid health insurance (employee only) in the lowest cost plan offered or may decline (opt out) healthcare coverage and choose one of the Employer-Paid Flex Plan Options. In addition, these part time employees will have the ability to purchase health insurance for their eligible dependents entirely at their own expense. Eligibility will be determined monthly after the last payroll in each month and will be based upon attaining 3,300 or more hours and five or more years of service in an applicable part-time food service job code. Criteria for the 5 years will consist of the eligible employees having received 110 regular paychecks (22 paychecks per year x 5 years). Coverage for eligible unit members shall begin on the first of the month following determination of eligibility. After initial eligibility, the employees must be regularly scheduled to work 15 hours or more per week to continue annual coverage. Coverage for part-time employees will expire on the last day of the month of employment. If the employee does not work for 30 consecutive calendar days, the Board-paid coverage will be terminated at the end of the same month the employee was last paid. Ten-month employees who terminate or retire on the last day of the regular school year will be carried forward until the end of the month prior to the first day of the next regular school year. Eligible employees on a Board approved leave of absence will receive Board-paid healthcare coverage following the same guidelines as for active AFSCME employees with respect to medical coverage only. COBRA benefits, rights and responsibilities will be afforded to all eligible employees pursuant to federal law.

Insurance and Other Benefits. A. Health Insurance and Flexible Benefits Coverage 1. Health Insurance benefits will be provided to all eligible full-time employees. The School Board will negotiate annually with AFSCME to determine plan design and employer contribution levels. 2. Coverage for healthcare, life insurance, and short-term disability health benefits for full-time employees begins the ninety-first day of employment. Employee-paid Coverage for flexible benefits begins the first of the month following the date of hire. Coverage for dependents is effective the first month following the first payroll deduction. Coverage for all such employees and covered dependents will expire on the last day of the last month of employment. Ten month employees who terminate or retire on the last day of school in June (and their covered dependents) will be carried forward until August 31 of the same year. Coverage for dependents must be continued until the end of the calendar year, unless a family status change occurs, pursuant to Internal Revenue Service rules. The plan design for the 2006 calendar year will provide for three plan options, a Point of Service (POS) and two HMOs. Additionally, the School Board will provide during calendar year 2006 an opt-out provision for those benefit- eligible employees who can attest that they have health coverage elsewhere. The 2006 calendar year health insurance program will commence on January 1, 2006. The specific terms of the annual 2006 health insurance plan are outlined in the Memorandum of Understanding (MOU) executed by the parties and made a part of this collective bargaining agreement and is subject to the grievance/arbitration procedures as defined in Article VII XVIII of this collective bargaining agreement. The annual 2006 health insurance plan is subject to change in future calendar years, after the parties engage in negotiations pursuant to Chapter 447, Florida Statutes and Appendix II Article XXI(D)(4) of this collective bargaining agreement. The School Board will make available on a voluntary basis a selection of flexible benefits for the applicable 2006 calendar year with the exception of the Personal Accident Insurance (Accidental Death and Dismemberment). 3. Eligible retirees may select any health plan offered to active full-time employees at rates no greater than those charged to active employees. Premiums for retirees and their dependents are paid by the retiree. Claims experience for retirees will be commingled with active employee and dependent claims for purposes of rate-setting. B. Health Insurance for Part-Time Food Service Employees Effective January 1, 2003, part-time food service employees who have completed five or more years of M-DCPS service and are currently employed, and scheduled to work 15 or more hours per week, will become eligible for Board-paid health insurance (employee only) in the lowest cost plan offered or may decline (opt out) healthcare coverage and choose one of the Employer-Paid Flex Plan Options. In addition, these part time employees will have the ability to purchase health insurance for their eligible dependents entirely at their own expense. Eligibility will be determined monthly after the last payroll in each month and will be based upon attaining 3,300 or more hours and five or more years of service in an applicable part-time food service job code. Criteria for the 5 years will consist of the eligible employees having received 110 regular paychecks (22 paychecks per year x 5 years). Coverage for eligible unit members shall begin on the first of the month following determination of eligibility. After initial eligibility, the employees must be regularly scheduled to work 15 hours or more per week to continue annual coverage. Coverage for part-time employees will expire on the last day of the month of employment. If the employee does not work for 30 consecutive calendar days, the Board-paid coverage will be terminated at the end of the same month the employee was last paid. Ten-month employees who terminate or retire on the last day of the regular school year will be carried forward until the end of the month prior to the first day of the next regular school year. Eligible employees on a Board approved leave of absence will receive Board-paid healthcare coverage following the same guidelines as for active AFSCME employees with respect to medical coverage only. COBRA benefits, rights and responsibilities will be afforded to all eligible employees pursuant to federal law.

Insurance and Other Benefits. A. Health Insurance and Flexible Benefits Coverage 1. Health Insurance benefits will be provided to all eligible full-time employees. The School Board will negotiate annually with AFSCME to determine plan design and employer contribution levels. 2. Coverage for healthcare, life insurance, and short-term disability health benefits for full-time employees begins the ninety-first day of employment. Employee-paid Coverage for flexible benefits begins the first of the month following the date of hire. Coverage for dependents is effective the first month following the first payroll deduction. Coverage for all such employees and covered dependents will expire on the last day of the last month of employment. Ten month employees who terminate or retire on the last day of school in June (and their covered dependents) will be carried forward until August 31 of the same year. Coverage for dependents must be continued until the end of the calendar year, unless a family status change occurs, pursuant to Internal Revenue Service rules. The plan design for the 2007 calendar year will provide for four plan options, a Point of Service (POS) and three HMOs. Additionally, the School Board will provide during calendar year 2007 an opt-out provision for those benefit-eligible employees who can attest that they have health coverage elsewhere. The 2007 calendar year health insurance program will commence on January 1, 2007. The specific terms of the annual 2007 health insurance plan are outlined in the Memorandum of Understanding (MOU) executed by the parties and made a part of this collective bargaining agreement and is subject to the grievance/arbitration procedures as defined in Article VII of this collective bargaining agreement. The annual 2007 health insurance plan is subject to change in future calendar years, after the parties engage in negotiations pursuant to Chapter 447, Florida Statutes and Appendix II of this collective bargaining agreement. The School Board will make available on a voluntary basis a selection of flexible benefits for the applicable 2007 calendar year with the exception of the Personal Accident Insurance (Accidental Death and Dismemberment). 3. Eligible retirees may select any health plan offered to active full-time employees at rates no greater than those charged to active employees. Premiums for retirees and their dependents are paid by the retiree. Claims experience for retirees will be commingled with active employee and dependent claims for purposes of rate-setting. B. Health Insurance for Part-Time Food Service Employees Effective January 1, 2003, part-time food service employees who have completed five or more years of M-DCPS service and are currently employed, and scheduled to work 15 or more hours per week, will become eligible for Board-paid health insurance (employee only) in the lowest cost plan offered or may decline (opt out) healthcare coverage and choose one of the Employer-Paid Flex Plan Options. In addition, these part time employees will have the ability to purchase health insurance for their eligible dependents entirely at their own expense. Eligibility will be determined monthly after the last payroll in each month and will be based upon attaining 3,300 or more hours and five or more years of service in an applicable part-time food service job code. Criteria for the 5 years will consist of the eligible employees having received 110 regular paychecks (22 paychecks per year x 5 years). Coverage for eligible unit members shall begin on the first of the month following determination of eligibility. After initial eligibility, the employees must be regularly scheduled to work 15 hours or more per week to continue annual coverage. Coverage for part-time employees will expire on the last day of the month of employment. If the employee does not work for 30 consecutive calendar days, the Board-paid coverage will be terminated at the end of the same month the employee was last paid. Ten-month employees who terminate or retire on the last day of the regular school year will be carried forward until the end of the month prior to the first day of the next regular school year. Eligible employees on a Board approved leave of absence will receive Board-paid healthcare coverage following the same guidelines as for active AFSCME employees with respect to medical coverage only. COBRA benefits, rights and responsibilities will be afforded to all eligible employees pursuant to federal law.

Insurance and Other Benefits. A. Health Insurance and Flexible Benefits Coverage 1. Health Insurance benefits will be provided to all eligible full-time employees. The School Board will negotiate annually with AFSCME to determine plan design and employer contribution levels. 2. Coverage for healthcare, life insurance, and short-term disability health benefits for full-time employees begins the ninety-first day of employment. Employee-paid Coverage for flexible benefits begins the first of the month following the date of hire. Coverage for dependents is effective the first month following the first payroll deduction. Coverage for all such employees and covered dependents will expire on the last day of the last month of employment. Ten month employees who terminate or retire on the last day of school in June (and their covered dependents) will be carried forward until August 31 of the same year. Coverage for dependents must be continued until the end of the calendar year, unless a family status change occurs, pursuant to Internal Revenue Service rules. The specific terms of the annual 2013 health insurance plan are outlined in the Memorandum of Understanding (MOU) executed by the parties and made a part of this collective bargaining agreement and is subject to the grievance/arbitration procedures as defined in Article VII of this collective bargaining agreement. The annual 2013 health insurance plan is subject to change in future calendar years, after the parties engage in negotiations pursuant to Chapter 447, Florida Statutes and Appendix II of this collective bargaining agreement. The School Board will make available on a voluntary basis a selection of flexible benefits for the applicable 2013 calendar year with the exception of the Personal Accident Insurance (Accidental Death and Dismemberment). 3. Eligible retirees may select any health plan offered to active full-time employees at rates no greater than those charged to active employees. Premiums for retirees and their dependents are paid by the retiree. Claims experience for retirees will be commingled with active employee and dependent claims for purposes of rate-setting. B. Health Insurance for Part-Time Food Service Employees Effective January 1, 2003, part-time food service employees who have completed five or more years of M-DCPS service and are currently employed, and scheduled to work 15 or more hours per week, will become eligible for Board-paid health insurance (employee only) in the lowest cost plan offered or may decline (opt out) healthcare coverage and choose one of the Employer-Paid Flex Plan Options. In addition, these part time employees will have the ability to purchase health insurance for their eligible dependents entirely at their own expense. Eligibility will be determined monthly after the last payroll in each month and will be based upon attaining 3,300 or more hours and five or more years of service in an applicable part-time food service job code. Criteria for the 5 years will consist of the eligible employees having received 110 regular paychecks (22 paychecks per year x 5 years). Coverage for eligible unit members shall begin on the first of the month following determination of eligibility. After initial eligibility, the employees must be regularly scheduled to work 15 hours or more per week to continue annual coverage. Coverage for part-time employees will expire on the last day of the month of employment. If the employee does not work for 30 consecutive calendar days, the Board-paid coverage will be terminated at the end of the same month the employee was last paid. Ten-month employees who terminate or retire on the last day of the regular school year will be carried forward until the end of the month prior to the first day of the next regular school year. Eligible employees on a Board approved leave of absence will receive Board-paid healthcare coverage following the same guidelines as for active AFSCME employees with respect to medical coverage only. COBRA benefits, rights and responsibilities will be afforded to all eligible employees pursuant to federal law.