Common use of Limits of Insurance Clause in Contracts

Limits of Insurance. 1. The Limits of Insurance stated in the Declarations and the rules below fix the most we will pay regardless of the number of: a. Insureds; b. Claims made or "actions" brought; or c. Persons or organizations making claims or bringing "actions". 2. The Aggregate Limit is the most we will pay for the sum of: a. Compensatory damages under CoverageA, Coverage B and Coverage D; and b. Medical expenses under Coverage C. 3. Subject to the Aggregate Limit, the Each Occurrence Limit is the most we will pay for the sum of: a. Compensatory damages under Coverage A and Coverage D; and b. Medical expenses under Coverage C; because of all "bodily injury" and "property damage" arising out of any one "occurrence". 4. Subject to the Aggregate Limit, the Personal Injury Limit is the most we will pay under Coverage B for the sum of all compensatory damages because of all "personal injury" sustained by any one person or organization. 5. Subject to the Aggregate Limit and the Each Occurrence Limit, the Tenants' Legal Liability Limit is the most we will pay under Coverage D for compensatory damages because of "property damage" to any one premises. 6. Subject to the Aggregate Limit and the Each Occurrence Limit, the Medical Expense Limit is the most we will pay under Coverage C for all medical expenses because of "bodily injury" sustained by any one person. 7. Subject to the Aggregate Limit, the Each Occurrence Limit, the Tenants' Legal Liability Limit and the Medical Expense Limit, the Optional Pollution Liability Extension Occurrence Limit and Aggregate Limit is the most we will pay under Option 1 or Option 2 if either is shown as being applicable in Item 3 of the Declarations. The limits of this policy apply separately to each consecutive annual period and to any remaining period of less than 12 months, starting with the beginning of the policy period shown in the Declarations, unless the policy period is extended after issuance for an additional period of less than 12 months. In that case, the additional period will be deemed part of the last preceding period for purposes of determining the Limits of Insurance.

Limits of Insurance. 1. The Limits Policy Limit of Insurance stated in the Declarations and the rules below fix the most we will pay regardless of the number of: a. Insureds; b. Claims made or "actions" brought; or c. Persons or organizations making claims or bringing "actions". 2. The Aggregate Limit is the most we will pay in total in any one occurrence for the sum of: a. Compensatory damages covered loss or damage under CoverageAthis Policy for Real Property, Business Personal Property, Time Element Coverages, Coverage B Extensions, or any applicable Covered Cause of Loss. 2. Specific limits of insurance which apply to specified types of Covered Property, specified Coverages, specified Coverage Extensions, or specified Covered Causes of Loss are included in and Coverage D; and b. Medical expenses under Coverage C.not in addition to the Policy Limit of Insurance. 3. Subject to the Aggregate Limit, the Each Occurrence Limit is the The most we will pay for the sum of: a. Compensatory damages under Coverage A and Coverage D; and b. Medical expenses under Coverage C; because of all "bodily injury" and "property damage" arising out of loss or damage in any one "occurrence"occurrence is the smallest applicable Limit of Insurance shown in the Declarations or Endorsements. 4. Subject Any Annual Aggregate Limit of Insurance in this Policy is the maximum amount payable for all covered loss or for the applicable coverage or Covered Cause of Loss regardless of the number of occurrences during the Policy Year. 5. We will not pay for any loss or damage to any property, under any Coverage Extension, or resulting from any cause of loss, when “NOT COVERED” is shown in the Declarations or by Endorsement for that corresponding item. 6. The Limits of Insurance applicable to the Aggregate LimitCoverage Extensions includes coverage for Business Income and Extra Expense unless otherwise stated, and are included in and not in addition to the Personal Injury Policy Limit is of Insurance stated in the Declarations. The most we will pay under Coverage B for the sum of all compensatory damages because of all "personal injury" sustained loss or damage (including any applicable Time Element loss) covered by any Coverage Extension in any one person or organization. 5. Subject to the Aggregate Limit and the Each Occurrence Limit, the Tenants' Legal Liability Limit occurrence is the most we will pay under Coverage D for compensatory damages because Limit of "property damage" to any one premises. 6. Subject to the Aggregate Limit and the Each Occurrence Limit, the Medical Expense Limit is the most we will pay under Coverage C for all medical expenses because of "bodily injury" sustained by any one person. 7. Subject to the Aggregate Limit, the Each Occurrence Limit, the Tenants' Legal Liability Limit and the Medical Expense Limit, the Optional Pollution Liability Extension Occurrence Limit and Aggregate Limit is the most we will pay under Option 1 or Option 2 if either is Insurance shown as being applicable in Item 3 of the Declarations. The limits of this policy apply separately to each consecutive annual period and to most that we will pay in any remaining period of less than 12 months, starting one occurrence for all loss or damage with the beginning of the policy period shown respect to: a. Miscellaneous property as set forth in the Declarations, unless Miscellaneous Unnamed Locations Coverage Extension; b. Newly acquired property as set forth in the policy period Newly Acquired Property Coverage Extension; or c. Locations for which coverage is extended after issuance for an additional period of less than 12 months. In that case, provided under the additional period will be deemed part of the last preceding period for purposes of determining the Limits of Insurance.Errors or Omissions Coverage Extension,

Limits of Insurance. 1. The Limits of Insurance stated shown in the Declarations and the rules below fix the most we maximum the Company will pay regardless of the number of: a. Insuredsa) Insured; b. b) Claims made or "actions" suits brought; or c. c) Persons or organizations making claims or bringing "actions"suits. 2. The Master Policy Aggregate is the maximum the Company will pay for the sum of damages paid under this Policy and any local underlying policy. The Insured will reimburse the Company within thirty (30) days of its request for any payment it makes make under this Policy or any local underlying policy for damages or expenses after Mater policy aggregate imit for any one incident is exhausted 3. Subject to 2. above, the General Aggregate Limit is the most we maximum the Company will pay for the sum of: a. Compensatory damages under CoverageA, Coverage B and Coverage D; and b. a) Medical expenses under Coverage C.III; 3. Subject to the Aggregate Limit, the Each Occurrence Limit is the most we will pay for the sum of: a. Compensatory damages b) Damages under Coverage A and Coverage DI, except damages because of bodily injury or property damage included in the products completed operations hazard; and b. Medical expenses c) Damages under Coverage C; because of all "bodily injury" and "property damage" arising out of any one "occurrence"II. 4. Subject to 2. above, the Products-Completed Operations Aggregate LimitLimit is the maximum the Company will pay under Coverage I for damages because of bodily injury and property damage included in the products- completed operations hazard 5. Subject to 3. above, the Personal and Advertising Injury Limit is the most we maximum the Company will pay under Coverage B I for the sum of all compensatory damages because of all "personal injury" and advertising injury sustained by any one person or organization. 56. Subject to the Aggregate Limit and the Each Occurrence Limit3. or 4. above, whichever applies, the Tenants' Legal Liability each Occurrence limit is the maximum the Company will pay for the sum of: a) Damages under Coverage I; and b) Medical expenses under Coverage II because of all bodily injury and property damage arising out of any one occurrence. 7. Subject to 6. above, the "Damage to premises rented to the Insured" Limit is the most we maximum the Company will pay under Coverage D I for compensatory damages because of "property damage" damage to any one premises, while rented to the Insured, or in the case of damage by fire, while rented to the Insured or temporarily occupied by the Insured with permission of the owner. 68. Subject to the Aggregate Limit and the Each Occurrence Limit6. above, the Medical Expense Limit is the most we maximum the Company will pay under Coverage C III for all medical expenses because of "bodily injury" injury sustained by any one person. 79. Subject All payments made under any local policy issued to the Aggregate Limit, Insured by the Each Occurrence Limit, Company or any other insurance company will reduce the Tenants' Legal Liability Limit and the Medical Expense Limit, the Optional Pollution Liability Extension Occurrence Limit and Aggregate Limit is the most we will pay under Option 1 or Option 2 if either is shown as being applicable in Item 3 Limits of the DeclarationsInsurance of this Policy. The limits Limits of Insurance of this policy Coverage Part apply separately to each consecutive annual period and to any remaining period of less than 12 months, starting with the beginning of the policy Policy period shown in the Declarations, unless the policy Policy period is extended after issuance for an additional period of less than 12 months. In that case, the additional period will be deemed part of the last preceding period for purposes of determining the Limits of Insurance.

Limits of Insurance. 1. The Limits of Insurance stated shown in the Declarations Foreign Commercial General Liability Coverage Part Schedule of Limits and the rules below fix the most we will pay regardless of the number of: a. Insureds; b. Claims made or "actions" suits brought; or c. Persons or organizations making claims or bringing "actions"suits. 2. The Master Control Program Aggregate Limit is the most we will pay for the sum of damages paid under this policy and any local underlying policy. You will reimburse us within thirty (30) days of our request for any payment we make under this policy or any local underlying policy for damages or expenses after the Master Control Program Aggregate Limit is exhausted. 3. Subject to Paragraph 2. above, the General Aggregate Limit is the most we will pay for the sum of: a. Compensatory damages under CoverageA, Coverage B and Coverage D; and b. Medical expenses under Coverage C.C; 3b. Damages under Coverage A, except damages because of bodily injury or property damage included in the products-completed operations hazard; and c. Damages under Coverage B. 4. Subject to Paragraph 2. above, the Products- Completed Operations Aggregate LimitLimit is the most we will pay under Coverage A for damages because of bodily injury and property damage included in the products- completed operations hazard. 5. Subject to Paragraph 3. above, the Personal and Advertising Injury Limit is the most we will pay under Coverage B for the sum of all damages because of all personal and advertising injury sustained by any one person or organization. 6. Subject to Paragraphs 3. or 4. above, whichever applies, the Each Occurrence Limit is the most we will pay for the sum of: a. Compensatory damages Damages under Coverage A and Coverage DA; and b. Medical expenses under Coverage C; C because of all "bodily injury" injury and "property damage" damage arising out of any one "occurrence". 47. Subject to the Aggregate LimitParagraph 6. above, the Personal Injury Damage To Premises Rented To You Limit is the most we will pay under Coverage B A for the sum of all compensatory damages because of all "personal injury" sustained by any one person or organization. 5. Subject to the Aggregate Limit and the Each Occurrence Limit, the Tenants' Legal Liability Limit is the most we will pay under Coverage D for compensatory damages because of "property damage" damage to any one premises, while rented to you, or in the case of damage by fire, while rented to you or temporarily occupied by you with permission of the owner. 68. Subject to the Aggregate Limit and the Each Occurrence LimitParagraph 6. above, the Medical Expense Limit is the most we will pay under Coverage C for all medical expenses because of "bodily injury" injury sustained by any one person. 79. Subject All payments made under any local policy issued to you by us or any other insurance company will reduce the Aggregate Limit, the Each Occurrence Limit, the Tenants' Legal Liability Limit and the Medical Expense Limit, the Optional Pollution Liability Extension Occurrence Limit and Aggregate Limit is the most we will pay under Option 1 or Option 2 if either is shown as being applicable in Item 3 Limits of the DeclarationsInsurance of this policy. The limits Limits of Insurance of this policy Coverage Part apply separately to each consecutive annual period and to any remaining period of less than 12 months, starting with the beginning of the policy period Policy Term shown in the Declarations, unless the policy period Policy Term is extended after issuance for an additional period of less than 12 months. In that case, the additional period will be deemed part of the last preceding period for purposes of determining the Limits of Insurance.

Limits of Insurance. 1. The Limits of Insurance stated in the Declarations Page and the rules below fix the most we the Insurer will pay regardless of the number of: a. (a) Insureds; b. (b) Claims made or "actions" brought; or c. (c) Persons or organizations making claims or bringing "actions". 2. The Aggregate Limit is the most we the Insurer will pay under Coverage A for the sum of all damages arising out of the “products-completed operations hazard” in any one period of twelve months terminating on an anniversary of the inception date of the policy. 3. Subject to 2 above, the Each Occurrence Limit is the most the Insurer will pay for the sum of: a. Compensatory damages (a) Damages under CoverageA, Coverage B and Coverage D; A: and b. Medical expenses under Coverage C. 3. Subject to the Aggregate Limit, the Each Occurrence Limit is the most we will pay for the sum of: a. Compensatory damages under Coverage A and Coverage D; and b. (b) Medical expenses under Coverage C; because of all "bodily injury" and "property damage" arising out of any one "occurrence". 4. Subject (a) If a deductible amount is shown in the Declarations Page, then subject to 3 above, the Insurer’s obligation under Coverage A to pay as damages because of “bodily injury” or “property damage” applies only to the amount of damages in excess of the deductible amount stated in the Declarations Page. The limits of insurance applicable to each “occurrence” for “bodily injury” and “property damage” liability will be reduced by the amount of such deductible. The Aggregate LimitLimit for such coverages shall not be reduced by the application of such deductible amounts. (b) The deductible amount applies to all damages because of “property damage” sustained by any one person or organization as the result of any one “occurrence”. (c) The deductible amount in the Declarations Page specifies a deductible on a “per claim” or “per occurrence” basis. In the event of a “per claim” deductible, if more than one claim arises out of the same “occurrence”, then the deductible amount shall be applied to each claim separately. In the event of a “per occurrence” deductible, then the deductible amount shall be applied once to each “occurrence” regardless of the number of claimants involved. (d) If a reimbursement amount is shown in the Declarations Page, then subject to 3 above, the Insurer’s obligation under Coverage A to pay as damages because of “bodily injury” or “property damage” and as supplementary payments applies only to the amount of damages and supplementary payments in excess of the reimbursement amount stated in the Declarations Page. The limits of insurance applicable to each “occurrence” for “bodily injury” and “property damage” liability will be reduced by the amount of such deductible. The Aggregate Limit for such coverages shall not be reduced by the application of such deductible amounts. (e) The Insured shall reimburse the Insurer up to the reimbursement amount shown in the Declarations Page with respect to all claims, legal fees and adjusting expenses combined in any one “occurrence,” and the Insurer shall be liable only for loss, damage or expense in excess of that amount. 5. The Personal and Advertising Injury Limit is the most we the Insurer will pay under Coverage B for the sum of all compensatory damages because of all "“personal and advertising injury" ” sustained by any one person or organization. 5. Subject to the Aggregate Limit and the Each Occurrence Limit, the Tenants' Legal Liability Limit is the most we will pay under Coverage D for compensatory damages because of "property damage" to any one premises. 6. Subject to the Aggregate Limit and the Each Occurrence Limit3 above, the Medical Expense Limit is the most we the Insurer will pay under Coverage C for all medical expenses because of "bodily injury" sustained by any one person. 7. Subject to the Aggregate Limit, the Each Occurrence Limit, the The Tenants' Legal Liability Limit and the Medical Expense Limit, the Optional Pollution Liability Extension Occurrence Limit and Aggregate Limit is the most we the Insurer will pay under Option 1 or Option 2 if either is shown Coverage D for damages because of "property damage" to any one premises. (a) The Insurer’s obligation under Coverage D, to pay as being applicable damages because of “property damage” applies only to the amount of damages in Item 3 excess of the Declarationsdeductible amount stated in the Declarations Page. The limit of insurance applicable to any one premises for Tenants’ Legal Liability will be reduced by the amount of such deductible. (b) The deductible amount applies to all damages because of “property damage” as the result of any one “occurrence”. 8. The terms of this insurance, including those with respect to: (a) the Insurer’s right and duty to defend any “action” seeking those damages; and (b) the duties of an Insured in the event of an “occurrence”, claim or “action” apply irrespective of the application of the deductible amount. 9. The Insurer may pay any part or all of the deductible amount to effect settlement of any claim or “action” and, upon notification of the action taken, the Named Insured shall promptly reimburse the Insurer for such part of the deductible amount as has been paid by the Insurer. 10. All damages arising out of one lot of goods or products prepared or acquired by the Named Insured, or by another trading under his name, shall be considered as arising out of one “occurrence” as regards “bodily injury” and “property damage”. The limits of this policy apply separately to each consecutive annual period and to any remaining period of less than 12 months, starting with the beginning of the policy period shown in the DeclarationsDeclarations Page, unless the policy period is extended after issuance for an additional period of less than 12 months. In that case, the additional period will be deemed part of the last preceding period for purposes of determining the Limits of Insurance.

Limits of Insurance. 1. The Limits of Insurance stated in shown on the Declarations Declaration Page and the rules below fix the most we will pay regardless of the number of: a. Insureds; b. Claims made or "actions" brought; or c. Persons or organizations making claims or bringing "actions". 2. The Aggregate Limit is the most we will pay for the sum of: a. Compensatory damages under CoverageA, Coverage B and Coverage D; and b. Medical expenses under Coverage C. Subject to 3. Subject to the Aggregate Limitbelow, the Each Occurrence Limit is the most we will pay for the sum of: a. Compensatory damages under Coverage A and Coverage DA; and b. Medical expenses under Coverage C; C because of all "bodily injury" and "property damage" arising out of any one "occurrence". 3. Under Coverage A, the Aggregate Limit is the most we will pay for the sum of all compensatory damages because of "bodily injury" and "property damage" included in the "products-completed operations hazard". 4. Subject to the Aggregate Limit, the The Personal Injury Limit is the most we will pay under Coverage B for the sum of all compensatory damages because of all "personal injury" sustained by any one person or organization. 5. Subject to the Aggregate Limit and the Each Occurrence Limit, the The Tenants' Legal Liability Limit is the most we will pay under Coverage D for compensatory damages because of "property damage" to any one premises. 6. Subject to the Aggregate Limit and the Each Occurrence Limit2. above, the Medical Expense Limit is the most we will pay under Coverage C for all medical expenses because of "bodily injury" sustained by any one person. 7. Subject to the Aggregate Limit, the Each Occurrence Limit, the Tenants' Legal Liability Limit and the Medical Expense Limit, the Optional Pollution Liability Extension Occurrence Limit and Aggregate Limit is the most we will pay under Option 1 or Option 2 if either is shown as being applicable in Item 3 of the Declarations. The limits of this policy form apply separately to each consecutive annual period and to any remaining period of less than 12 months, starting with the beginning of the policy period shown in on the Declarations, Declaration Page of your policy unless the policy period is extended after issuance for an additional period of less than 12 months. In that case, the additional period will be deemed part of the last preceding period for purposes of determining the Limits of Insurance.