Misrepresentation and Fraud. This Policy was issued in reliance on the information provided on your written or verbal insurance Application. We reserve the right, at our sole discretion, to void from inception or rescind this Policy if you or a family member:
Misrepresentation and Fraud. All Benefits under the policy shall be voidable if the Insurer determines, whether before or after the loss, the Policyholder or Insured Person has concealed or misrepresented any material fact or circumstance concerning the policy or his / her interest therein, or in the case of fraud or false swearing by the Policyholder or Insured Person or if the Policyholder refuses to disclose information or permit the use of such information, pertaining to any of the Insured Persons under the policy. Where a Policyholder or Insured Person makes a material misrepresentation on the signed application form or enrolment form, this will be a breach of the duty of fair representation. In the event of a breach by the Policyholder the Insurer’s liability will be suspended. Liability may be restored if the breach is remedied. In the event that the breach is not remedied or cannot be remedied, the Insurer’s liability will remain suspended. Where the breach is remedied before a loss, the Insurer will pay the claim, if eligible and according to the terms of this policy. Where the loss occurs after a breach but before the remedy, the Insurer will not be liable for that loss and the Insured Person shall be solely responsible for all expenses relating to their claim, including Emergency Medical Evacuation costs.
Misrepresentation and Fraud. This policy may be voided if you have intentionally concealed or misrepresented any material fact or circumstance concerning this insurance or the animal covered; or in case of fraud or attempted fraud by you concerning any matter relating to this insurance or the animal covered.
Misrepresentation and Fraud. If there is any material mis-description of any of the Property, or of any Insured Premises, or any misrepresentation as to any material fact to be known for estimating the risk, or any omission to state such fact. Any Section of this Policy will be void and We will not be liable for any claims to the Property affected by and/or liability arising from any such mis-description, misrepresentation or omission.
Misrepresentation and Fraud. The Company explicitly relies on Your Application and the information contained in it in order to determine whether such individual meets the eligibility requirements for the issuance of a Certificate. Any misstatement, misrepresentation, concealment, omission, or fraud in Your Application will render Insurance for each Insured Person null and void from issuance, and no coverage will be afforded to such Insured Person under any circumstances.
Misrepresentation and Fraud. This entire Section shall be void if, whether before or after a loss, the “Member” has concealed or misrepresented any material fact or circumstance concerning this “Memorandum” or the subject thereof, or the interest of the “Member” therein, or in case of any fraud or false swearing by the “Member” relating thereto.
Misrepresentation and Fraud. Any Loss for which a Claim is made in connection with a Certificate of Insurance issued in reliance upon an Application for Insurance containing any material misstatement, misrepresentation or omission, whether intentional or otherwise or as a result of any act of fraud; provided, however, that unless the Insured had knowledge of or participated in a Third-Party Misrepresentation or Fraud at the time it was made, the Company shall not rescind or deny coverage, or adjust any Claim based on such Third-Party Misrepresentation or Fraud if the Borrower has made twelve consecutive monthly payments from the Borrower's Own Funds.
Misrepresentation and Fraud. The statements made by you in the application are deemed to be representations. If any representation contained in the application is false, misleading or materially affects the acceptance or rating of this risk by us, by: direct misrepresentation; omission; concealment of facts or incorrect statements; the coverage provided under this policy may be affected.
Misrepresentation and Fraud. This Policy shall be null and void if the Insured knowingly conceals or misrepresents, in writing or otherwise, any material fact or circumstance concerning the insurance provided under this Policy or the subject matter hereof. This Policy shall also be null and void if the Insured defrauds or attempts to defraud the Insurers whether before or after loss. In the event of this Policy being declared null and void by the Insurers in accordance with their rights pursuant to this Condition, the Insurers shall notify the Insured in writing and this Policy will become null and void ab initio.
Misrepresentation and Fraud. This policy shall be void in entirety if, whether before or after a loss, you have:
a. Willfully concealed or misrepresented any material fact or circumstance concerning this insurance, the subject thereof, any insurance claim, or the interest of any insured.
b. Made any attempt to defraud us; or
c. Made any false swearing.
