Mysterious Losses. The TPP Plan will not pay for any losses resulting from unknown or mysterious causes. 5. The TPP Plan Will Not Pay for Damage to Tenant’s Stored Property Caused by any of the following: Flood, surface water, underground water, or water that backs up through or overflows from a sewer, drain or sump; general accidental discharge of substances from within plumbing, heating, air conditioning, or fire protection systems; rodent damage in excess of $500; however rodent coverage is null and void if perishables are stored within the unit; mold, mildew, or wet or dry rot; terrorist attack, war or military action, civil commotion, rebellion, loss due to an act of civil authority, pollution or smoke (off-premises smoke), electromagnetic disruption, computer virus or processes, pressure waves, aircraft/aerial devices; earthquake or volcanic eruption; nuclear reaction, radiation or radioactive, biological or chemical contamination; loss or damage occurring during loading and/or unloading and/or not contained within the storage unit at the time of the loss. A Catastrophic loss is defined as ten (10) or more units that sustain loss or damage within a single event. If a Catastrophic loss occurs, the TPP Plan payout responsibility is reduced up to fifty percent (50%) of the total protection plan limit selected in the Tenant Responsibility Addendum. 6. The Amount the TPP Plan Will Pay if there is a Loss: For any single liability event, the TPP Plan will pay the lesser of the actual amount you reasonably pay to repair damaged item(s) or to replace lost or damaged items with property of similar quality. The TPP Plan may offer an agreed-upon payout instead of repairing or replacing. In no event will the TPP Plan pay more than the limit stated in paragraph 2. The TPP Plan will pay only valid claims according to the guidelines stated in these protections and exclusions. The TPP Plan reserves the right to reclaim any damaged items paid for through the claims process. These items have explicitly been compensated for through the awarded claim. 7.
