OBJECTIVE FOR FINANCIAL COUNSELING ONLY Sample Clauses

OBJECTIVE FOR FINANCIAL COUNSELING ONLY. Service members are responsible for their personal finances. Throughout a military career, service members and their families may need additional support and assistance with financial stability, money management, anticipating financial impacts due to deployments, and raising a financially stable family. Accredited and certified network providers trained in financial matters shall provide personal and family financial counseling, planning, education, awareness information services, appropriate referrals, and assistance applicable to military families. Counseling services may be provided individually, couples, families, and in a group training environment. The goal is to assist service members and their families with personal financial readiness, money management, financial counseling, and financial planning to include appropriate guidance regarding the Service member’s Civil Relief Act, Public Law 110-289 Housing and Economic Recovery Act of 2008 as well as other pertinent laws and policies. The majority of service members and their families will require financial counseling to assist with establishing a basic level of financial literacy and good financial behavior and habits, as well as more sophisticated financial planning to assist with more advanced financial needs such as investing, estate planning, tax planning, education planning, and other financial matters.