Education Planning. 3. Attorney General and Advocacy.
Education Planning. 23. Attorney General and Advocacy 24. National Electricity Network.
Education Planning. The process of projecting the estimated capital needed for a specified goal, such as education a wedding, or other major purchases. The analysis takes into account the current assets earmarked for a specific goal and provides a client with various alternatives available, based upon such factors such as modifying the time or amount of the goal, additional or alternative savings and investment strategies, and risk tolerance. □ Risk Analysis – The process of addressing the ability to protect against unexpected events and is usually addressed with insurance products. Specific analyses and recommendations in this area address: life insurance, disability insurance, long term care insurance, and health insurance. (a plan cannot be provided solely on Insurance recommendations.) Software used for this Financial Plan (make selection below) □ Living Balance Sheet □ eMoney □ Advicent Solutions (formerly Zywave Inc)
Education Planning. College funding advice may include projecting the amount that will be needed to achieve post-secondary ed- ucation funding goals, along with savings strategies and the “pros and cons” of various college savings vehicles that are available.
Education Planning. College funding services generally includes projecting the amount that will be needed to achieve post-secondary education goals, along with advice on ways for you to save the desired amount. Recommendations as to savings strategies are reviewed and will include the “pros and cons” of various college savings vehicles, such as Section 529 college savings plans, prepaid savings plan or other funding methods. • Retirement Planning - Our retirement services typically include probability planning which illustrates the likelihoodof achieving your financial goals, with financial independence usually the primary objective. For situations where projections show less than the desired results, we could make “trade-off” recommendations showing you the impact of making changes in certain variables (i.e., working longer, saving more, spending less, taking more risk with investments). If you are near retirement or already retired, advice will be given on appropriate distribution strategies to minimize the likelihood of running out of money. • Investment Services - Our investment services will involve providing information on the types of investment vehicles available, investment analysis, asset selection and portfolio design, portfolio construction and recommending appropriate investment strategies. Strategies are based on the client’s specific situation and aligned with their risk tolerance and financial goals. • Estate Planning - This usually includes an analysis of your current estate plan and your potential exposure to estate taxes and probate. Our advice typically includes ways for you to minimize probate or future estate taxes by implementing appropriate estate planning strategies. We always recommend that you consult with a qualified attorney when you initiate, update, or complete estate-planning activities. If necessary, we can provide you with contact information for attorneys who specialize in estate planning when you wish to hire an attorney for such purposes. From time to time, with your approval or request, we will participate in meetings or phone calls betweenyou and your attorney. • Tax Planning Strategies - We will work with your tax professional to assist in structuring your financial life to identify tax-saving opportunities. Our advice includes ways to minimize current and future income taxes as a partof your overall financial planning picture. For example, we could make recommendations on which type of account(s) or specific investments should be owned...
