Out of Province Surgical and Medical Accident Benefits if bodily injury is sustained by an Insured Person as a result of an Accident outside of the province in which they reside, but still within Canada, and the Insured Person requires Medically Necessary treatment that is deemed to be immediate by a Licensed Physician and cannot wait until the Insured Person returns to their province or territory of residence, the Insurer will pay those sums in excess of the federal or provincial medical plan available to the Insured Person, whether or not they are enrolled in such a plan, to a maximum of $10,000 per Insured Person per policy period.
Out of Province Surgical and Medical Accident Benefits. If bodily injury is sustained by a member as a result of an accident outside the province in which they are normally domiciled, but inside Canada, and he/she shall within 30 days from the date of an accident necessitate the services of a licensed Doctor of Medicine, Osteopath or Chiropractor and incur additional expenses such as surgical operations, hospital expenses, taking of x-rays, laboratory services or anesthetist fees the Insurer will pay for such charges for services outside the Province of Residence up to a maximum of $10,000.00 excess of the benefits available under any Canadian Federal or Provincial hospital and/or medical plan regardless of whether or not the member(s)is enrolled in such a plan.